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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Jun 08, 2021

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Question by Chandrashekhar on Jun 08, 2021Hindi

Money

My daughter is 25 years old. She has never invested in MF/Stocks etc. She has invested only in Bank FDs. She wants to invest Rs 9000/ per month in MFs for not a very long period. Please suggest risk free MFs

Ans: Sir, there are no risk-free mutual funds investment options

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Apr 22, 2022

Question by Siddhi - Apr 22, 2022Hindi

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I am 25 years old. I am planning to invest 10k per month in MF. I earn around 30,000. Please suggest me the various MFs in which I can invest for a minimum term of 3 years.

Ans: You may invest Rs. 2500 each in these funds:

DSP Focused Fund – Growth
UTI Flexi Cap Fund – Growth
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Head, Rank MF - Answered on Dec 14, 2021

Question by Nadeem - Dec 14, 2021Hindi

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I want to start investing in MFs. I am a student. I can invest Rs 5,000 per month in any good MF to get 15-16 per cent returns. I want to remain invested for around three years. My goal is to collect Rs 5 lakh at the end of the third year. Please suggest the best MF. And also suggest the best platform to do this.

Ans: Rs 5,000 per month for three years will not be sufficient for a corpus of Rs 5 lakhs.

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Question by Santosh - Mar 17, 2020Hindi

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I want to invest Rs 2000/- in MF for a long time for my 6-yr-old daughter’s marriage without tax benefit. Kindly suggest me where to invest for quite assured high return though MF investment is subject to market risk.

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Question by Sai - Oct 10, 2022Hindi

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Hello Nikunj - I am 40 and wish to start investing in MFs. I can invest up to 1.3 lakh per month. My aim is to continue investing it for next 5 years and have maximum returns. My risk appetite is moderate to high. Please advise which funds I should look at.

Ans: Hello Sai Kumar. Thanks for discussing your requirements. I recommend investing in the following schemes based on all factors:

Quant Flexi Cap Fund -- 40000
Canara Robeco Emerging Equities Growth -- 40000
Axis Mid Cap Fund -- 30000
Nippon India Small cap Fund -- 20000

Total: 130000

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I am 50 year old want to retire this year. My current corpus 1.4 Cr FD , owned 2 flats total worth 1.2 cr.and site worh 60 L in 2 tier city . Term insurance of 2 cr. Invested in varous polcies around 1 cr . I have one daughter studying in 10th class. Wife fitness trainer and karate trainer wanted to open her own fitness class. Planning to earn through some passive income ( trading, shares) Can i retire

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I want to retire at age of 45 (next year end) with corpus of 30Lakh US shares, 63lakh EPF, 20 lakh shares, 40lakh ppf ( self+wife+son), 5lakh MF+5Lakh bank balance. Expected to have corpus of 2Cr by end of 2026. Own house of 2 Cr. in tier 2 city and no loan. Have sone age 13. Expected monthly expense of 60k. Am I on track?

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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