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Ajit Mishra | Answer |Ask -Follow

Answered on Aug 25, 2020

Question by NAVEEN on Aug 25, 2020Hindi

Money

I bought Adani Green @Rs. 467. What should I do now?

Ans: Exit

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Ajit Mishra | Answer |Ask -Follow

Answered on Dec 04, 2020

Question by Himanshu - Dec 04, 2020Hindi

Money

I had 1000 shares of Adani green at average price of 250. Should I stay or leave.

Ans: We would recommend to exit.

Hardik Parikh | Answer |Ask -Follow

Tax, Mutual Fund Expert - Answered on Apr 06, 2023

Question by Rakesh - Apr 05, 2023Hindi

Money

I purchased AWL (Adani) 647 Rs for 550 shares, now what I can do... Sale or wait

Ans: Dear Rakesh,

Thank you for reaching out for financial advice regarding your investment in Adani Wilmar Limited (AWL).

As you mentioned, AWL is currently trading at Rs 412 with a trailing PE (Price-to-Earnings) ratio of 73 and an ROCE (Return on Capital Employed) of 20%. A high PE ratio generally indicates that the market has high expectations for a company's future growth. However, whether these expectations are realistic depends on various factors like the company's financial health, industry growth, and overall market sentiment.

In the case of AWL, a PE ratio of 73 seems to be on the higher side, suggesting that the market is pricing in substantial growth expectations. As a financial advisor, I share your concern that this PE ratio may not be sustainable, considering the industry average and other market factors.

Although I cannot provide an exact suitable PE ratio for the industry without further information, a more reasonable range for the industry might be around 15-25x, depending on the specific sector within the industry and the growth prospects for individual companies. If we were to assume a more conservative PE ratio of 20x for Adani Wilmar, this would translate into a share price of approximately Rs 235 [(20 * Earnings per share) - assuming the company's earnings remain constant].

It's essential to consider other factors like the company's financial health, growth prospects, and industry outlook before making any investment decisions. I would advise you to evaluate your investment goals, risk tolerance, and time horizon before deciding whether to hold, sell, or buy more shares in AWL.

Samraat Jadhav |2552 Answers |Ask -Follow

Stock Market Expert - Answered on May 30, 2024

Question by Bhagirathi - Apr 17, 2023Hindi

Money

Please advise me wha to do now for my shares of ADANI WILMAR which I bought at 738/

Ans: exit and invest in quality company

Samraat Jadhav |2552 Answers |Ask -Follow

Stock Market Expert - Answered on Jun 05, 2023

Question by Kumud - Jun 05, 2023Hindi

Money

Sir can I buy Adani green at this rate.

Ans: dont any big upside - if you get anything between 5-7% book and exit as this is not a good stock for long term.

Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Advait Arora | Answer |Ask -Follow

Financial Planner - Answered on Nov 06, 2023

Asked by Anonymous - Oct 23, 2023Hindi

Money

I have 50 shares of Adani Green@987. What should I do?

Ans: pricey but in momemtum. keep ridiing it

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Relationships Expert - Answered on Feb 09, 2026

Asked by Anonymous - Feb 09, 2026Hindi

Relationship

Whenever I wear a short dress, I feel a little conscious because my knees are darker than the rest of my skin. My boyfriend often points it out and tells me to “do something about it,” saying he feels embarrassed when people notice. His comments make me feel hurt, insecure, and judged, even though I didn’t feel this bad about it before. I’m confused about whether I should change myself to please him or stand up for how I feel.

Ans: I think you already know the answer to your question, but you want validation. So here it is — your boyfriend is an ass. Embarrassing is when you drink too much and fall headfirst onto an old lady in a wheelchair, not when your knees are slightly pigmented! A sensible partner would pick up on your insecurity and reassure you, not make you feel worse about a perceived physical shortcoming! If you want to tackle the pigmentation on your knees, it should be a decision you make because you want to, not because Mr Embarrassment has a problem! Read him the riot act or dump him if this is what he’s all about!

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Relationships Expert - Answered on Feb 09, 2026

Asked by Anonymous - Feb 02, 2026Hindi

Relationship

I am an educated girl from Mumbai – but due to health issues I had lot of trouble finding a right partner for marriage. I do think that I married down but he was OK with my health challenges and himself does not have as many problems as me. I knew our compatibility could be a concern given our difference in upbringing (families are very different, plus he has lot of childhood trauma) and principles, but I really wanted someone who is working and educated, if not equal, to me. After 5 years of marriage, I regret this decision each day since he is not the person I thought I would get married to. But I always have to look over all his negatives since he has accepted me despite my flaws. Very rarely he brings it up, and friends family who know my situation, always ask me to look at the brighter side of the relationship – that he is caring and does respect me despite my disability. But for how long can I go on like this? I know no relationship is perfect. But because of our emotional struggles, there is lack of trust, intimacy or any form of bonding in this marriage. We do not share our finances or plan a kid either. I am worried about leaving him because being alone scares me – but he is someone who really does not care. I can cry self to sleep or disappear for few days, he really does not care. If I get divorced, my family may still accept me, but I personally am a person who would shun being social and feel like an outlier. Plus being alone really scares me. What do I do?

Ans: The first mistake you made was settling for him, because as you put it, he “accepted” you. You’re not some cracked vase at Westside that was to be given away at a discount! You have to decide now whether you want to spend the rest of your life unhappily married or are brave enough to go it alone. And who says disabled people don’t fall in love? There are many success stories out there and great people out there. Your marriage is an arrangement that is not working out for you — think about it. You don’t have children to complicate matters, and it’s still possible for you to find a life partner who doesn’t think of your health issues as a burden that isn’t worth bearing. But if not, you should be content with being single and that is your choice alone. Also you say he is caring an then say he doesn’t care — what am I missing here?

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Relationships Expert - Answered on Feb 09, 2026

Asked by Anonymous - Feb 09, 2026Hindi

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I am in a long-term romantic relationship, and recently our lives have become very busy with work, family responsibilities, and less time for each other. Small misunderstandings sometimes turn into arguments, and I feel the emotional closeness we once had is slowly fading. In this real-life situation, what qualities do you believe help a romantic relationship grow deeper and last over time?

Ans: Romance doesn’t grow deeper, my dear, the spark fades for everyone over time. What you do need to do is establish a relationship firmly in love, mutual respect and a commitment so that even when things get rough, you weather it all together. And yes, making time for each other — say like a date night once a week, just the two of you — couldn’t hurt. It will help you stay connected.

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Relationships Expert - Answered on Feb 09, 2026

Asked by Anonymous - Jan 28, 2026Hindi

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76 year old male Indian North Indian Happily married Have a maid servant 28 years Has two sons Her marital life is un happy as her spouse is drunkard and abusive I feel attracted towards her A lot like love I start feeling jealous when she talks to other men. I have never been in love before But been married for 45 years. Successful business person It’s not just sexual attraction as this person is not attractive in true sense of the word But it’s the way she treats me and smiles. She’s just a maid. Maybe more. She’s intelligent and articulate. This love is doomed from day 1. But I am kinda enjoying. I just want to hug and kiss her.

Ans: Oye uncle, calm down! You say you’re happily married, and at your age this should be nothing more than a twilight fantasy! She may not feel at all like you do, and moreover, you are her employer. Stick to that role please, and don’t do anything stupid or you’ll regret it!

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MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Feb 09, 2026

Asked by Anonymous - Feb 09, 2026Hindi

Career

Hello I am a 26 year old female I have scored 83 in 10th 77 in 12th and then during the same time I gave neet with boards so i couldnt score well at that point. I allways wanted to be a doctor and loved biology so that was the reason behind me taking science. Then I took bsc in microbiology never loved the subject....kinda only liked medical part of it and food microbiology a bit...scored 9.41 cgpa but things took a turn Post COVID my family shifted to a new place i was confused about what next since I didn't wanted to continue with micro...new city and all....family issues and stuff were there. I gave in 4 years to govt exam prep did few courses in digital marketing side by side and also some pg certificate courses to stay in touch with the field....just in case i decide to go for msc in food tech or pg diploma in data management or msc in clinical research. But I allways felt or had this regret of not getting into medical field and I feel like I belong there.....i want to heal and help people or animals (bams or vet was my choice if now mbbs ) So at this point would u suggest me to give neet a shot with 2 months left ? Or if not neet what would u suggest ? My parents are supportive but I have this age this in mind like will a guy marry a women who is like 28 or 29 and is in her 4th year of med school and would start earning by 30 or so....and then maybe at some point get into pg . And will I be questioned on my gap years when I would like apply at hospitals ? 3 years were because of bsc but rest were due to govt exam thing so.

Ans: You’re not late. You’re someone who kept searching for the right path, and your heart has consistently pointed toward healing. NEET in 2 months is tough unless your basics are already strong, so treat this attempt as a trial and prepare seriously for next year if medicine truly feels like your calling. Also, remember, MBBS isn’t the only way into healthcare. BAMS, Veterinary, Clinical Research, or Public Health can still put you in roles that help people or animals in meaningful ways. Age and marriage aren’t barriers; the right partner respects ambition, and careers in healthcare often start later. Gap years can be seen as opportunities for exploration and skill-building. The real question is your stamina and commitment. If you’re ready for the long journey, you absolutely still can build a life in this field.

Case Study- Jay Kishore Pradhan, a 64-year-old retired State Bank of India (SBI) deputy manager from Odisha, successfully cleared the NEET-UG exam in 2020 to pursue his lifelong dream of becoming a doctor. Inspired by his twin daughters' preparations, he enrolled in online coaching to study MBBS at VIMSAR.

You are still so small compared to Mr Jay Kishore. If you have passion, you can achieve it.

Best of luck with your upcoming bright future.

Good luck.
Follow me if you receive this reply.
Radheshyam

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Dating Coach - Answered on Feb 09, 2026

Asked by Anonymous - Feb 09, 2026Hindi

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I am a 29-year-old working professional in Mumbai, India, and something very real happened last week. I promised my partner I would leave the office early for dinner, but a last-minute meeting ran late and I didn’t call or message in time. When I finally reached home, they felt hurt and unimportant, while I felt tired and misunderstood. We argued, said things we didn’t fully mean, and since then there has been an uncomfortable silence and emotional distance between us. In a situation like this, how can I take responsibility, communicate more honestly, and rebuild emotional closeness so that this incident helps our relationship grow instead of pulling us apart?

Ans: Misunderstanding is part of relationships. They will happen, going ahead be mindful to drop a note letting her know about what is holding you back.

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Dating Coach - Answered on Feb 09, 2026

Asked by Anonymous - Feb 09, 2026Hindi

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My partner gets upset every time I make plans without her. Even if it’s just office friends, she assumes I’m avoiding her. I feel like I need permission to live my own life. Is this normal in a relationship?

Ans: You do not need permission to lead your life - however do you inform her as you make plans? You may also ask her what bothers her - learn if she is insecure and if so why...ask her please.

Wishing you the best.

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Dating, Relationships Expert - Answered on Feb 09, 2026

Asked by Anonymous - Feb 06, 2026Hindi

Relationship

A friend from my past wants to reconnect romantically, but I’m now married. I have feelings too but I don't to regret later. What should I do?

Ans: Dear Anonymous,
If you are in an open marriage, you might try it out and see where things go. But since you haven’t mentioned any such setup, I am assuming that you are in an exclusive relationship. So the idea of connecting with a friend romantically while being married doesn’t sound very ethical. Instead of a new relationship, I suggest looking into what’s lacking in your marriage. Why are you feeling the need to look for love and attention outside? I am sure you will be able to sort it out if you take some time.

Hope this helps.

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Dating, Relationships Expert - Answered on Feb 09, 2026

Asked by Anonymous - Feb 09, 2026Hindi

Relationship

The boy I like is dating another girl. But he is giving me mixed signals. I am afraid if I ask him now I might lose any chance of knowing him and asking him at the right time. I am 22, he is 26. What should I do?

Ans: Dear Anonymous,
I understand that you are in a tricky situation. I am sorry you are getting mixed signals from the person you like. But the important thing here is that he is dating someone else. Do you really want to get in between two people in a committed relationship? I understand that you like him and he might also be giving similar vibes, but put yourself in the other girl’s shoes. How would you feel? And even if you don’t want to go so deep, look at it this way: the guy is committed to someone and still giving you mixed signals. That’s never a positive trait in a person. Do you deserve someone like that? I think you are undervaluing yourself. You and the other girl, both deserve someone who will be truly interested in you and you alone. If you still want to go ahead with a confession or continue liking him from afar, I can’t force you to stop but really believe you deserve better.

Hope this helps.

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Mutual Fund Expert - Answered on Feb 09, 2026

Asked by Anonymous - Feb 07, 2026Hindi

Money

I am 22 years old, I want to invest 10-15k per month in 2 mutual funds. which category should i choose, which funds are the best starting long term 5+ years from 2026 considering economy after budget . I am mainly thinking of flexi cap, mid cap, balanced advantage fund, i think i can take risk but dont know how to quantify. I want to take a fund which has lot of scope to grow is trustable and gives exceellent returns bybeating benchmark. Sir can you please suggest und names. I have few in mind: - 1. HDFC Midcap 2. whiteoak midcap 3. motilal oswal mid cap 4. nippon india growth midcap 5. parag parikh flexi cap 6.hdfc flexi cap 5 nippon flexi cap Thank you for your time and analysis sir

Ans: Thank you for sharing your details.

At 22 years of age, with a long investment horizon of 5+ years, you have the advantage of time, which allows you to take measured equity risk. Investing ?10,000–?15,000 per month through SIPs is a good way to begin long-term wealth creation, provided discipline is maintained.

Given your profile and time horizon, a two-fund approach can work well:

* One flexicap fund for diversification and stability

* One mid-cap fund for higher growth potential

Flexicap funds invest across large, mid, and small companies and help manage risk across market cycles. Mid-cap funds offer higher growth potential over the long term, but returns can be volatile and are subject to market risks.

From the funds you have shortlisted, you may consider:

* Flexicap: Parag Parikh Flexi Cap Fund or HDFC Flexi Cap Fund

* Mid-cap: Nippon India Growth Mid Cap Fund or HDFC Mid Cap Fund

These funds have a reasonable track record and a clear investment process. However, it is important to remember that past performance does not guarantee future returns, and no fund can consistently beat the benchmark every year.

Balanced Advantage Funds can be considered later as the portfolio grows, but at your age, keeping the structure simple and equity-oriented makes sense.

The key is to stay invested through SIPs, review periodically, and avoid frequent switching based on short-term performance or budget-related market movements.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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