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Ajit Mishra  | Answer  |Ask -

Answered on Mar 29, 2022

Mahesh Question by Mahesh on Mar 29, 2022Hindi
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Money

I have the below portfolio from last 1 year. Please give me some advice.

Ans:

Company Recommendation
Bank of Baroda Prefer SBI
Indiabulls housing finance Exit
M&M financials Hold
Punjab National bank Prefer SBi
RBL bank Prefer ICICI Bank
Tata chemicals Hold
Tata consumer Hold
VEDL Switch to Tata Steel in this space
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
Money

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Career
Hi sir After taking first drop I repeat my 12th boards because I have only 64 percent in my 12th boards and in drop year I gave JEE also but I can't qualify..so sir I have questions that can I take any college and take partially drop. I mean I will prepare for JEE once again along with college ? Please tell me sir I am confused and scared also
Ans: Gagan, Taking a partial drop (preparing for JEE while attending college) is possible but challenging. Students often join engineering colleges via state quotas or management seats (e.g., AP/TS EAPCET Category-B) to secure admission with lower board scores (64% is sufficient for many private colleges). However, balancing college academics (attendance, assignments) with JEE prep requires strict time management and discipline. For instance, students in integrated programs (e.g., Resonance, Sri Chaitanya) combine 12th boards with JEE coaching, but this model is harder to replicate in college. Alternatives include lateral entry after a diploma or targeting colleges with flexible attendance policies. While partial drops are mentally taxing, they allow backup options if JEE isn’t cleared. Prioritize colleges with lighter academic loads or online/distance programs to focus on JEE. Note that NITs/IIITs require 75% boards (65% for reserved categories), so improving board scores via compartment exams may help future attempts. Recommendation: If confident in multitasking, opt for a partial drop; otherwise, focus on college and switch branches later via GATE or state exams. All the best for your admission and a bright future!

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