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Vivek Shah |60 Answers |Ask -Follow

Financial Planner - Answered on Jun 19, 2023

Vivek Shah is a SEBI registered investment advisor and certified financial planner from FPSB India. He has over 18 years of experience in financial planning.
Shah founded Finrise, a financial planning and wealth management firm, in 2011. He believes that equity investment is the only way to generate long term wealth.
He has an MBA in finance, a degree in chartered accountancy and is a registered life planner from Kinder Institute of Life Planning, USA.... more

Question by Sat on Jun 11, 2023Hindi

Money

Axis bluechip 1k,Axis focus25 fund-1k,canara robecco flexicap fund-1k,Invesco India contra fund-1k,Kodak emerging equity fund-1k,kotak flexicap-2.5k,Mira's asset emerging bluechip fund-2.5k,SBI felxicap-2.5k,SBI small cap-2.5k

Ans: Kindly ask your question on what you are expecting me to solve your query

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Regular funds: 1. Invesco India growth opportunities - 3k 2. Mirae asset large cap - 3k 3. Axis bluechip fund - 3k 4. DSP small cap - 3k 5. Sbi bluechip - 3k 6. DSP focus - 2k 7. DSP tax saver - 3k 8. HDFC index - 5k 9. Mirae asset emerging- 3k 10. ICICI prudential bluechip- 3k 11. Kotak flexicap - 2k

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Question by Amit - Nov 03, 2022Hindi

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4) Mutual funds (SIP of total 50k monthly across below funds): 1. SBI focused equity: 5.6 lakh and monthly SIP of 9500 2. Axis bluechip: 8.6 lakh and monthly SIP of 9500 3. Axis midcap: 1.7 lakh and monthly SIP of 8500 4. Mirae asset largecap: 7 lakh and monthly SIP of 9500 5. Mirae asset emerging bluechip: 60k and monthly SIP of 3000 6. PGIM india flexicap: 3.5 lakh and monthly SIP of 10k 7. Canara robeco bluechip equity: 2.4 lakh, no SIP

Ans: This can grow up to Rs. 2 crs

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Mutual Funds, Financial Planning Expert - Answered on May 18, 2024

Asked by Anonymous - Apr 13, 2024Hindi

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Nippon small cap 2k Quant small cap 1k Tata small cap 1k Sbi small cap 2k Quant mid cap 3k Sbi magnam mid cap 2k Sbi contra fund 3k Parag Parikh flexi cap 2k 23 years sip plan h Koi change krna hoga in portfolio me

Ans: Let's analyze your current SIP portfolio and suggest potential improvements:

Current Portfolio Breakdown:

Small-Cap Focus: A significant portion (?8,000) is allocated to small-cap funds. While they offer higher growth potential, they also come with higher risk.

Multiple Mid-Cap Funds: Having two mid-cap funds (Quant Mid-cap and SBI Magnum Mid-cap) might have some overlap in holdings.

Actively Managed Funds: All your chosen funds are actively managed, which means experienced fund managers pick stocks. Actively managed funds come with higher fees compared to passively managed funds.

Potential Areas for Improvement:

Diversification: Consider adding a large-cap fund for stability and to balance your overall risk profile.

Reduce Overlap: Consolidate your mid-cap allocation by potentially choosing just one well-diversified mid-cap fund.

Review Actively Managed vs. Passively Managed: Research both actively managed and passively managed funds (like index funds) to understand their fee structures and risk-return profiles.

Here's a Suggestion (but consult a CFP for a personalized plan):

Large-Cap (20%): Invest in a diversified large-cap fund for stability.

Mid-Cap (20%): Choose one well-diversified mid-cap fund.

Small-Cap (30%): Reduce your small-cap allocation slightly to manage risk.

Flexi-Cap (30%): Consider a Flexi-cap fund that invests across market capitalizations, offering flexibility and diversification.

Remember:

Risk Tolerance: This is just a suggestion. Adjust the allocation based on your risk tolerance and investment goals.

Professional Guidance: A Certified Financial Planner (CFP) can analyze your risk profile, financial goals, and existing investments to create a personalized SIP plan.

By potentially diversifying and considering both actively managed and passively managed options, you can work towards a well-rounded portfolio!

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

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I am 30 years old, I don't have a father. I have a family consisting of a brother, mother, wife and a 1 year old daughter. My wife and I always fight. In every fight my brother in law and mother in law interfere in every matter. They keep my wife's ego high. My wife also doesn't listen to me and listens to her mother. I am fed up with the fights. My wife behaves stubbornly. What should I do? Please tell me a solution...

Ans: What if the real issue isn’t the fights themselves, but the pattern they keep following? Every argument seems to have the same players, the same reactions, and the same outcome. But if nothing changes, where does that leave you? When emotions take over, who holds the power in the conversation - you or the reaction? If external voices are shaping your marriage, how much space is left for your own voice?
You can’t control how others behave, but you do control how you respond. If the same approach keeps leading to conflict, what would happen if you changed the way you engage? Would setting boundaries feel different if they came from a place of clarity rather than frustration? Would communication shift if the goal was to understand rather than to win?
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i have 90 shares of nippon denro ispat limited company.how much shares of jsw steel may i get

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In 2012 when these two companies merged agreed swap ratio was 1:72.

I.e. 1 share of JSW Steel for every 72 shares of Nippon Ispat. The balance 18 shares of Nippon Ispat will be paid in cash as per the market price prevailing during the merger.

Further in 2017 JSW Steel split its share at 1:10 ratio.

So you may have 10 shares of JSW Steel.

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I am currently in class 10th icse and need to choose a subject for further studies. What should I choose in 11th? I don't have any particular interest so i thought to choose commerce,business studies, accounting,economics or maths. So which career options do i have or what other stream I can choose. I don't particularly like physics and chemistry. Also, I have a choice between economics/maths or economics and maths in commerce stream.

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First and foremost, thank you for getting in touch with us. I am happy to hear that you are currently studying in the 10th grade. Given that you do not like physics and chemistry, I would like to tell you that opting for the commerce stream is a wise decision. With commerce, business studies, accounting, and economics, you can embark on careers in finance, business management, banking, company secretary (CS), marketing, chartered accountancy (CA), and entrepreneurship. Opting for economics and mathematics together opens up more alternatives, including data analysis, actuarial science, and finance-related employment. Proficiency in mathematics and economics can also enhance your prospects of studying abroad for business, finance, or economics-related degrees in leading colleges.

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What is the jee cutoff of RV colleges bangalore..at what percentile can i get cse engineering seat

Ans: Hello dear.
It is better to visit the official website of RV college to know more the cut-offs as the admission are based on the entrance exams like JEE Main, COMEDK, and KCET. The cutoff for each course and exam varies from year to year. To get a seat in CSE via JEE in a reputed college like NIT are parallel, one has to score in the range of 97-99 percentile..

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Hello sir, I completed my PGDM last year but still i do not able to get the job. I m still unemployed. I m very much in depression nd tention nd loosing hope day by day now. I m totally helpless. I tried many portals to find the job but failed it fully. I m about to 26 age. Have thought my dreams nd expectations from my life but now all gonna in a sink. Plz plz plz help me to find the job nd able to achieve my all dreams nd reaching top af the society.

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Here is the point-wise reply to your question: (1) It is safe to join an integrated program. (2) This is a legal process and there is no role of CBSE in this integration. (3) Success depends upon the hard work of the student. Many students achieve success without joining any coaching center or even test batch (4) We are unable to suggest one of the names of a coaching center as every coaching center has its working style. Some like and some dislike it. It is better to ask the students of both these coaching centers, take a brief review, and then choose the one that is suitable to you from all angles. Best of luck for your future.
Follow me, if you like the reply.
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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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