If I have annual income of Rs. 11.50 lakh. What amount of tax do I have to pay when selecting old tax regime and new tax regime respectively? Please note my 80 C investment is 1.5 lakhs, NPS 0.5 Lakhs and 80 D 0.70 lakhs with yearly rent of 0.96 Lakhs.

Ans: You have not mentioned which board your friend belongs to. Please specify his board to answer.

Ans: You can appear for JEE Main 2026, but you will not be eligible for JEE Advanced 2026 as per the current rules. All The BEST.

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Ans: The acquisition of a 20% stake in Yes Bank by Sumitomo Mitsui Banking Corporation (SMBC) is seen as a credit-positive move. Moody’s has highlighted that SMBC’s entry brings a long-term strategic partner with a strong balance sheet and funding capacity, which could support Yes Bank’s growth.
There’s speculation that SMBC may merge its Indian NBFC arm, SMFG India Credit, with Yes Bank, aligning with RBI norms that banks should have a single lending presence. This could expand Yes Bank’s lending capabilities and strengthen its market position.
However, some analysts remain cautious, noting that while the acquisition is sentimentally positive, it does not immediately change Yes Bank’s business fundamentals. The deal still requires regulatory approvals from the Reserve Bank of India (RBI) and the Competition Commission of India (CCI)

Ans: your broker should help you with all the documentation. If you need specialized service then it will come with a fees, you can connect me through www.prosperitywealth.in

Ans: For IIITH DASA, Chemistry must be completed and certified outside India as part of your qualifying examination. Taking Chemistry via NIOS (India) will not be accepted. Taking AP or IB Chemistry overseas may be accepted if it results in a recognized certificate. Split mark sheets from different boards are generally not accepted unless the university specifically allows it-wait for IIITH’s official clarification, but plan to get all three subjects on a single, recognized overseas certificate if possible. All The Best.

Ans: Hello;

How much rental per month do you expect from the real-estate properties?

Please confirm.

Thanks;

Ans: Hello;

Firstly check with your family if some of your family members have withdrawn it on your behalf.

Double check with EPFO if they are referring to the correct EPF account.

If not then please file a grievance with EPFIGMS grievance redressal portal of EPFO.

If you still do not get proper response you need to send legal notice through your lawyer/EPF consultant for claim of EPF and pension and also file Police complaint for fraud.

Best wishes;

Ans: Mamta, If your interest in biology and medicine is growing and you genuinely see yourself as a surgeon, consider focusing on NEET. If your passion for technology and aerospace remains stronger, continue with JEE. Both fields are prestigious and offer rewarding careers, but your long-term satisfaction will depend on aligning your studies with your true interests and strengths. Take some time to reflect, talk to professionals in both fields, and, if possible, shadow them to get real-world insights. Your decision should be based on what excites and motivates you most for the years ahead. All the best for your Bright Future!

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Ans: Santosh, If you are not satisfied with your 60% in UP Board Class 12, you can appear for the improvement exam next year to improve your marks. This is recommended if you want to meet higher percentage criteria for some colleges or for better confidence in JEE. As Private Candidate: If you want to appear as a private candidate, you can do so through UP Board. This is similar to the improvement exam, but is usually chosen if you need to reappear in all subjects or if you missed regular exams. For most students, the improvement exam is sufficient. For JEE Main, you must have passed Class 12 with Physics, Chemistry, and Mathematics from a recognized board. For admission to IITs, NITs, and CFTIs, you must have at least 75% marks (or be in the top 20 percentile) in your board exams. If you want to get into IITs, NITs, or top engineering colleges, improving your board marks to 75% or above is important. Fill the improvement exam form for UP Board for 2026. This will allow you to improve your marks and use the new mark sheet for JEE admissions. You can appear for JEE 2026 as long as you pass Class 12 in 2024, 2025, or 2026. Keep preparing for both JEE and your improvement exam. All the best for your Bright Future!

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