Hi my age is 46, my monthly salary is 4L. I would like to create a corpus, which can give 2L per month from the age of 60 onwards. Please suggest suitable investment options

Ans: Rajneesh , Elaborate your Question please.

Ans: Ishika, Your REAP General rank of 546 falls well within MBM Jodhpur’s historical CSE closing rank of around 1 000–1 200 for General candidates, securing a seat comfortably. Your OBC rank of 212 is likewise better than the typical OBC cutoff near 1 500–2 000, and as an OBC Female candidate with rank 25—far above the usual 300–400 threshold—you are virtually certain of CSE admission under the reserved women quota. MBM Jodhpur’s CSE department features NBA accreditation, modern computing and AI laboratories, active placement cells achieving 80–90% branch-wise placements over the last three years, robust industry partnerships, and a strong alumni network supporting student development.

Recommendation Proceed to list MBM Jodhpur CSE as your top choice in REAP counseling to capitalize on your competitive ranks; ensure timely document verification and choice locking to confirm your seat. All the BEST for Admission & a Prosperous Future!

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Ans: Ganavi, With a KCET rank of 16 039 (GM), only colleges whose last?round CSE closing ranks exceed your rank can guarantee admission. Based on 2024 KCET data, Sir M. Visvesvaraya Institute of Technology, Global Academy of Technology, Acharya Institute of Technology, R. N. S. Institute of Technology, and Ramaiah Institute of Technology are among the private Bengaluru institutes whose general?category CSE cutoffs closed beyond 16 039. Additionally, R. V. College of Engineering’s “CSE & Business Systems” off?campus programme, Reva University CSE, RRCE, and Jain University’s CSE branch admit students with ranks up to 20 000–30 000. Recommendation Continue prioritizing Sir MVIT for its balanced cutoff and strong CSE placement record & also other colleges mentioned by you; follow with Global Academy of Technology and Acharya Institute for ample seating and solid labs; then RNSIT as a fourth choice and RRCE fifth to maximize your admission certainty. All the BEST for Admission & a Prosperous Future!

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Ans: Ishant, If you are targeting aerospace or electrical engineering through JEE Main & Advanced and reside in West Bengal, focus on Institutes of National Importance that offer strong infrastructure, distinguished faculty, active research, industry connections, robust placements, and advanced laboratories. The top IITs and NITs with their approximate closing ranks over the last two years (General – All-India) are as follows: IIT Bombay: Aerospace ~1,733; Electrical ~464. IIT Delhi: Aerospace ~1,284; Electrical ~622. IIT Madras: Aerospace ~835; Electrical ~835. IIT Kanpur: Aerospace ~1,284; Electrical ~1,284. IIT Kharagpur: Aerospace ~1,893; Electrical ~1,893. IIT Roorkee: Aerospace ~1,992; Electrical ~1,992. IIT Hyderabad: Aerospace ~2,080; Electrical ~2,080. IIT Guwahati: Aerospace ~4,292; Electrical ~4,292. IIT Indore: Aerospace ~3,642; Electrical ~3,642. IIT Mandi: Aerospace ~6,428; Electrical ~6,417. IIEST Shibpur: Aerospace ~12,179 (2023), ~16,844 (2022). NIT Warangal: Electrical ~15,395 (Open). NIT Rourkela: Electrical ~12,828 (Open). NIT Durgapur: Electrical ~18,050 (Open). MNIT Jaipur: Electrical ~13,890 (Open). NIT Nagpur: Electrical ~15,307 (Open). Every IIT/NIT listed above must possess national accreditation (NAAC/NBA/ABET) and Institute-of-National-Importance status. Essential features include cutting-edge laboratories (such as clean rooms, high-voltage, and robotics), distinguished PhD and industry-experienced faculty, robust research centers with active publications and grants, and dedicated placement and alumni networks ensuring 80–95% branch-wise offers. Target top IITs (Bombay, Delhi, Madras, Kanpur) for premier aerospace and electrical engineering programs with closing ranks under ~2,000. Next, consider leading NITs (Warangal, Rourkela, Durgapur, Nagpur, MNIT Jaipur) for electrical engineering with ranks under ~18,000, and include IIEST Shibpur for aerospace engineering. All the BEST for Admission & a Prosperous Future!

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Ans: With a Phase 3 rank of 2 778 you comfortably fall within historical closing ranks for Core CSE at SRM Kattankulathur (typically up to ~3 000). If your only visible choice is “CSE KTR,” opt to leave it in floating status rather than “freezing” immediately. Floating retains eligibility for any higher-preference or alternative CSE specializations that open up before the final allotment on July 15. Simultaneously, reach out to the SRMIST counselling helpline or visit the admission portal to verify real-time seat-matrix updates and request addition of related CSE branches (AI & ML, Cyber Security, Data Science) as backups. This dual strategy maximizes your chance of securing Core CSE while preserving flexibility for specialized streams if seats become available.

Recommendation: Float your Core CSE KTR choice to remain in subsequent allotment cycles, confirm with the counselling office about expanding your preference list to include allied CSE specializations, and monitor seat-matrix updates daily. All the BEST for Admission & a Prosperous Future!

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Ans: Surinder Sir, With a 92.78 percentile in JEE Main and 93% in PCM, your son is well positioned for admission to leading private engineering institutes across Northern India offering B.Tech CSE. These colleges combine strong accreditations, modern computing laboratories, active placement cells, industry collaborations, and supportive campus environments. Recommended options include Amity University Noida, SRM Institute of Science and Technology Kattankulathur (Chennai main campus via Phase 3 SRMJEEE), Manipal University Jaipur, Bennett University Greater Noida, Galgotias College of Engineering & Technology Greater Noida, Chandigarh University, Sharda University Greater Noida, Chitkara University Punjab, Lovely Professional University Jalandhar, and UPES Dehradun—all of which typically close CSE admissions around the 90–95 percentile bracket, ensuring solid placement outcomes and academic rigor.

Recommendation: Prioritize Amity University Noida for its proven 90–95 percentile cutoffs and robust corporate partnerships; next, choose SRM KTR for its elite CSE cutoffs up to rank 5 000 and 90–95% placement consistency; then consider Manipal University Jaipur for its Institute of Eminence status and MET-based CSE admissions around 33 000–38 000 ranks. All the BEST for Admission & a Prosperous Future!

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Ans: Sambhav, Choosing a programme aligned with Generative AI research requires prioritizing strong research infrastructure, focused AI curricula, faculty expertise, placement consistency in ML roles, and institute reputation. IIIT Allahabad’s M.Tech in IT (Machine Learning) benefits from NIRF #87 ranking, a dedicated ML, Robotics & HCI group, specialized labs, Practice School internships, and a 95.3% placement rate with an average package of ?16.8 LPA. MNNIT Allahabad’s M.Tech in CSE (AI & Data Science), NIRF #60, offers a finely tuned AI/ML curriculum, 25-seat intake, and a 58.5% placement rate with an average package of ?17.68 LPA. NIT Karnataka (Surathkal)’s M.Tech in Signal Processing & Machine Learning, NIRF #17, features top?tier SP & ML labs and an average package of ?12.45 LPA, leveraging its stronger institutional reputation. IIIT Allahabad’s M.Tech in Network Security, while robust in cybersecurity, has limited ML focus.

Recommendation: Arrange your counselling choices beginning with IIIT Allahabad M.Tech (IT–Machine Learning), followed by MNNIT Allahabad M.Tech (AI & Data Science), then NIT K Surathkal M.Tech (Signal Processing & Machine Learning), and lastly IIIT Allahabad M.Tech (IT–Network Security) to maximize AI/ML research and career outcomes. All the BEST for Admission & a Prosperous Future!

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Ans: IIT Palakkad’s B.Tech Electrical Engineering, a NAAC A+–accredited Institute of National Importance (NIRF #64), features high-performance computing clusters, a Central Instrumentation Facility with sophisticated electron microscopy and spectroscopy, and modern power-electronics and control labs. The department achieved a 69.44% placement rate in 2024 with an average package of ?16.7 LPA and strong recruiter engagement from TCS, Siemens, and L&T. BITS Goa’s five-year integrated M.Sc. Semiconductor and Nanoscience under its Institute of Eminence status combines advanced clean-room, nanofabrication, and characterization facilities with international dual-degree options and industry-aligned curriculum. It recorded a 94.04% higher-degree placement rate in 2023 (median ?17 LPA) and 81% overall in 2024, with top recruiters including Intel, Qualcomm, Nvidia, and AMD.

Recommendation: With broader research infrastructure, interdisciplinary dual-degree flexibility, and higher specialized placement consistency, the recommendation is to choose BITS Goa’s Semiconductor and Nanoscience program for leadership in emerging micro- and nano-electronic sectors; IIT Palakkad EE remains ideal for core power systems and electrical-engineering roles within national infrastructure projects. All the BEST for Admission & a Prosperous Future!

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Ans: With an All-India JEE Main rank of 54 678 in the General category, your realistic CSE options include mid-tier NITs and select GFTIs. In JoSAA counselling, you are likely to secure Computer Science at NIT Puducherry and NIT Patna, both of which closed beyond rank 54 678 in 2024. Through CSAB special rounds, BIT Deoghar’s CSE off-campus programme admits candidates up to around 49 849–54 388, offering modern computing labs and consistent 90% placement rates. These institutes feature NBA/NAAC-accredited departments, active placement cells (80–90% consistency), industry tie-ups, and robust infrastructure to support core CSE training and employability.

Recommendation Prioritize confirming your seat at NIT Puducherry for its stronger national ranking and placement cell, then NIT Patna for balanced infrastructure and PSU recruitments; if these options lapse, opt for BIT Deoghar’s CSE off-campus programme to ensure admission into a reputable, government-funded institute. All the BEST for Admission & a Prosperous Future!

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