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Omkeshwar

Omkeshwar Singh  | Answer  |Ask -

Head, Rank MF - Answered on Sep 01, 2022

Mutual Fund Expert... more
Raj Question by Raj on Sep 01, 2022Hindi
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Age: 23 

Question: I want to start investing in MF through SIPs, monthly investment would be 1500-2000. My goal is to invest for 10-15 years from now. And keep the amount invested for another 10 years, to use the compounding power.

Can you suggest me few mutual funds? Please note: my basic idea was to invest 1000 in a reputed/large cap fund and 500 in another fund (Growth). Please suggest.

Ans: Large cap fund: HDFC Top 100 – Growth plan OR SBI Blue chip fund  - Growth

Flexi Cap Growth option: Parag Parikh Flexi Cap Fund- Growth OR Samco Flexi Cap Fund – Growth

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Ramalingam

Ramalingam Kalirajan  |6345 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 09, 2024

Asked by Anonymous - Mar 04, 2024Hindi
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Hello Dev I am 22 years old. I want to invest 25k monthly in SIP. Could you suggest me some mutual funds for investing. Risk appetite: moderately agressive. No specific reason for investment.
Ans: It's fantastic to see your proactive approach to investing at such a young age. Let's explore suitable mutual funds for your monthly SIP investment of 25k:

Considering your moderately aggressive risk appetite, we'll focus on funds with a blend of growth potential and risk management.

Diversification is key to managing risk in your investment portfolio. We'll spread your investments across different asset classes and investment styles.

Equity funds offer the potential for high returns over the long term, but they come with higher volatility. We'll allocate a portion of your SIP towards diversified equity funds to capture growth opportunities.

To mitigate risk, we'll also consider allocating a portion of your SIP towards balanced funds or aggressive hybrid funds. These funds invest in a mix of equities and debt instruments, providing a balance between growth and stability.

Regular review and monitoring of your investment portfolio are essential to ensure it remains aligned with your risk tolerance and investment goals.

Keep in mind that investing is a journey, and it's essential to stay disciplined and patient, especially during market fluctuations.

Remember to review your investment strategy periodically and make adjustments as needed based on changing market conditions or personal circumstances.

In conclusion, by investing in a diversified portfolio of mutual funds, you can potentially achieve your long-term financial goals while managing risk effectively.

Best Regards,

K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in

..Read more

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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