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Nikunj

Nikunj Saraf  | Answer  |Ask -

Mutual Funds Expert - Answered on Nov 11, 2022

Nikunj Saraf has more than five years of experience in financial markets and offers advice about mutual funds. He is vice president at Choice Wealth, a financial institution that offers broking, insurance, loans and government advisory services. Saraf, who is a member of the Institute Of Chartered Accountants of India, has a strong base in financial markets and wealth management.... more
Vinay Question by Vinay on Nov 11, 2022Hindi
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I am 42 years old. I have an aggressive outlook and have SIP as below. Pls recommend if I need to change any funds and also recommend some good funds in place of existing funds.

Axis Bluechip Fund - Regular Growth -- 10000

Axis Focused 25Fund – REGULARGROWTH -- 10000

Invesco India Growth Opportunities Fund Growth -- 10000

Kotak EmergingEquity Fund-Growth(Regular Plan) -- 20000

Kotak Equity Opportunities Fund - Growth (Regular Plan) (Erstwhile Kotak Opportunities) -- 10000

Kotak Flexicap Fund - Growth (Regular Plan) (Erstwhile Kotak Standard Multicap Fund – Gr -- 10000

Mirae Asset Large Cap Fund - Regular Growth Plan -- 10000

SBI Focused Equity Fund Regular Growth – 20000

Ans: Hi Vinay Rao. Looking at your current sip allocation, I would suggest reshuffle and rebalance your portfolio. Introduce some new schemes like Quant, PGIM AMC in place of Kotak Flexi cap fund. Try to reduce your AMC allocation which may have overlapping effect in holdings. Axis Bluechip fund can be reconsidered.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Ramalingam

Ramalingam Kalirajan  |9865 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 08, 2024

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Hi, I am 49 Yr old having below SIP's presently. These are more than 5Yr old and in continuation. Pls advise if there is any change require. 1. Quantum Equity Fund of Funds-5K 2.ICICI Pru Technology Fund-5K 3.ICICI Pru Bluechip Fund-10K 4.Quantum Long term Equity Fund-7K 5.Nippon India Mutlicap Fund -4K 6.Birlasunlife Frontline Equity Fund-5K 7. Mirae Asset Emerging Bluechip Fund- 5K 8. SBI Bluechip Fuind-2.5K 9. SBI Magnum Midcap fund-2.5K 10. ICICI Pru Value Discovery Fund-5K Thanks Mahesh
Ans: It's great that you've been consistent with your SIPs over the years. However, it's always a good idea to review your portfolio periodically to ensure it aligns with your current financial goals and market conditions. Here are some suggestions:

Diversification: Ensure your portfolio is well-diversified across different asset classes and investment styles to mitigate risk. Consider adding exposure to debt or international funds if your portfolio is predominantly equity-focused.

Performance review: Evaluate the performance of each fund relative to its benchmark and peers. If any fund consistently underperforms or doesn't meet your expectations, consider replacing it with a better-performing alternative.

Cost analysis: Assess the expense ratios of your funds and compare them with similar funds in the market. Lower expense ratios can enhance your returns over the long term.

Risk tolerance: Reassess your risk tolerance and adjust your portfolio accordingly. As you approach retirement age, you may want to gradually shift towards more conservative investments to preserve capital.

Consult a financial advisor: Consider seeking professional advice from a financial advisor who can provide personalized recommendations based on your specific financial situation and goals.

By periodically reviewing and adjusting your SIP portfolio, you can ensure that it remains optimized for your financial objectives and market conditions.

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Ramalingam

Ramalingam Kalirajan  |9865 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 06, 2024

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I am 43 years old and a salaried person. Started in SIP in 2018. Kindly suggest about the funds. Following are my current mutual fund investments: 1) Franklin India Prima fund Rs.1000 2) Invesco India Contra Fund Rs.6000 3) Kotak flexicap fund Rs.4000 4) Mirae Large & midcap fund Rs.2000 5) Axis Bluchip fund 3500 6) Sbi Banking & financial service fund Rs.3500 7) Axis Small cap fund Rs.5000. All i have monthly SIP. please suggest me if any changes require.
Ans: It's great to see that you've started investing in mutual funds through SIPs. Here are some suggestions regarding your current mutual fund investments:

• Diversification: You have a good mix of funds across various categories, which is essential for diversification. It's important to spread your investments across different sectors and market capitalizations to reduce risk.

• Review Performance: Periodically review the performance of your funds to ensure they are meeting your expectations and performing in line with their peers and benchmarks.

• Consider Your Goals: Reflect on your financial goals, risk tolerance, and investment horizon to determine if your current funds align with your objectives. If you have specific goals such as retirement planning or wealth accumulation, consider adjusting your portfolio accordingly.

• Evaluate Fund Managers: Assess the track record and expertise of the fund managers managing your investments. Look for consistency in performance and a clear investment strategy aligned with your goals.

• Stay Informed: Keep yourself updated with market trends, economic developments, and changes in regulations that may impact your investments. Stay connected with your financial advisor or conduct your research to make informed decisions.

• Seek Professional Advice: Consider consulting with a Certified Financial Planner (CFP) or a qualified financial advisor to get personalized advice based on your financial situation and goals. They can provide valuable insights and recommendations tailored to your needs.

Overall, while your current mutual fund portfolio appears well-diversified, it's essential to periodically review and adjust your investments based on changes in your financial situation and market conditions. By staying disciplined and informed, you can work towards achieving your financial goals effectively.

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Ramalingam

Ramalingam Kalirajan  |9865 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 19, 2024

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Hi i am 34 years old. I have started a 4 SIP each of 5000?, HDFC midcap opportunity fund direct growth, HDFC Index nifty fifty, Parag parekh flexi fund and Nippon India Small cap fund. Kindly suggest any changes or need to add more sip. I want to retire in next 12 years
Ans: Congratulations on taking proactive steps towards building your retirement corpus through SIP investments. Let's review your current portfolio and make necessary adjustments to align it with your retirement goal in the next 12 years.

Evaluating Your Current SIP Portfolio
Portfolio Composition
You've initiated SIPs in four funds, focusing on mid-cap, index, flexi-cap, and small-cap categories. This shows a well-diversified approach towards wealth creation.

Risk Profile
Your portfolio reflects a moderate to high-risk appetite, with exposure to mid-cap and small-cap funds known for their volatility.

Assessing the Need for Changes
Mid-Cap Fund
Advantage: Mid-cap funds have the potential for high growth, suitable for long-term wealth creation.
Consideration: Ensure you're comfortable with the higher risk associated with mid-cap stocks.
Index Fund
Advantage: Index funds offer broad market exposure at low costs, ideal for passive investors.
Consideration: While index funds offer stability, they may not outperform actively managed funds in bull markets.
Flexi-Cap Fund
Advantage: Flexi-cap funds provide flexibility to invest across market caps based on prevailing market conditions.
Consideration: Ensure the fund manager's strategy aligns with your investment goals and risk tolerance.
Small-Cap Fund
Advantage: Small-cap funds have the potential for high growth, but they come with higher volatility.
Consideration: Be prepared for fluctuations in returns and market risks associated with small-cap stocks.
Recommendations for Portfolio Optimization
Rebalancing the Portfolio
Consider rebalancing your portfolio to maintain an optimal asset allocation based on your risk tolerance and investment horizon.
Assess the current market conditions and performance of individual funds to make informed decisions.
Reviewing Fund Performance
Regularly monitor the performance of your SIP funds and assess their consistency in delivering returns.
Evaluate fund managers' track records, investment strategies, and portfolio compositions to ensure alignment with your goals.
Potential Addition of Debt or Hybrid Funds
Given the aggressive nature of your current portfolio, consider adding debt or hybrid funds to balance risk and provide stability.
Debt funds can provide steady returns with lower volatility, suitable for risk-averse investors approaching retirement.
Benefits of Regular Funds Investing through MFD with CFP Credential
Investing through a Certified Financial Planner (CFP) who is also a Mutual Fund Distributor (MFD) offers several advantages:

Personalized Advice: A CFP can provide tailored investment advice based on your financial goals, risk appetite, and investment horizon.

Portfolio Diversification: A CFP can help you build a diversified investment portfolio aligned with your objectives, spreading risk across various asset classes.

Ongoing Monitoring: With regular reviews and updates, a CFP ensures your investments stay on track to meet your goals.

Conclusion
Your current SIP portfolio demonstrates a proactive approach towards wealth creation for retirement. By reviewing and optimizing your portfolio periodically, you can ensure it remains aligned with your long-term financial goals. Consider consulting with a Certified Financial Planner (CFP) to receive personalized guidance and maximize your investment potential.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

..Read more

Ramalingam

Ramalingam Kalirajan  |9865 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Nov 08, 2024

Money
Hello Sir, I am now 45+ now and investing through sip since last 5 yrs in 1) 3k in sbi small cap, 2) 4k in axis small cap, 3) 3k in nippon small cap, 4) 4k in mirea asset emerging bluechip, 5) 6k in hdfc mid cap, 6) 4k in kotak flexi cap, 7) 6k in parag parikh flexi cap, 8) 4k in icici pru value discovery. Risk high and tenure 15-20 yrs for asset allocation. Sir is it necessary to change any fund?
Ans: you have built a diverse SIP portfolio with various equity funds. Your disciplined investment over the last five years shows commitment to wealth building. With a high-risk tolerance and a long-term goal of 15-20 years, let’s take an in-depth look at your fund choices. I’ll provide insights to help you optimise this portfolio further.

Strengths of Your Current Portfolio
Good Diversification: Your portfolio includes funds from small-cap, mid-cap, flexi-cap, and value categories. This spread across segments is a strong approach to capture growth across the market.

Discipline in SIPs: Regular SIP contributions show a systematic approach that will help in rupee-cost averaging. It’s a proven method for long-term investors like you.

High-Risk Appetite: You are investing with a long horizon and high risk tolerance. This aligns well with your fund choices, especially in high-risk categories like small-cap and mid-cap.

Reviewing Small-Cap Fund Exposure
Current Allocation: Your portfolio allocates Rs 10,000 per month to small-cap funds. These funds often offer high growth potential but also come with significant volatility.

Growth Potential: Small-cap funds are beneficial in long-term portfolios due to their high potential for growth. Over 15-20 years, they can contribute significantly to wealth creation.

Suggested Changes: With three small-cap funds, there may be a lot of overlap. You might consider consolidating into one or two well-performing small-cap funds. This will simplify tracking and reduce redundancy.

Examining Mid-Cap and Flexi-Cap Fund Allocation
Mid-Cap Fund Benefits: Mid-cap funds bring a blend of growth and moderate stability. Your allocation here balances the aggressive small-cap investments.

Flexi-Cap Fund Role: Flexi-cap funds invest across large-, mid-, and small-cap stocks. This flexibility allows these funds to adjust according to market conditions, adding a layer of adaptability to your portfolio.

Suggested Changes: Your portfolio has multiple flexi-cap funds, which can lead to overlapping investments. It may be beneficial to reduce your holdings to one high-performing flexi-cap fund for better portfolio efficiency.

Value-Oriented Fund’s Contribution
Role in Stability: The value fund in your portfolio targets undervalued stocks, which tend to be more resilient in market downturns. This can provide balance and act as a buffer against volatility.

Long-Term Benefits: A value-oriented fund adds stability, which is essential as your portfolio matures. The approach of investing in undervalued companies often pays off well over time.

Suggested Changes: Keep this fund as it provides a different investment strategy, enhancing overall diversification.

Importance of Actively Managed Funds Over Index Funds
Higher Potential Returns: Actively managed funds can outperform index funds by selecting high-potential stocks and avoiding weaker sectors.

Limitations of Index Funds: Index funds track the market and have limited potential for excess returns. They cannot adjust to economic shifts like active funds can.

Benefit of Advisor Guidance: Regular funds managed with the help of a Certified Financial Planner (CFP) add value. A CFP can guide you on fund selection and rebalancing, which index funds do not offer.

Advantages of Investing Through a Certified Financial Planner
Personalized Advice: A CFP can help you fine-tune your portfolio to better match your goals, risk profile, and timeline. Direct funds lack this support, making regular funds a better choice for most investors.

Portfolio Monitoring: Regular funds with CFP assistance offer ongoing review and monitoring. This is important for a long-term investment strategy.

Support for Future Adjustments: Market conditions and personal goals evolve over time. Having a CFP ensures you have guidance to adjust your investments accordingly.

Tax Implications on Your Equity Mutual Funds
Equity Mutual Fund Taxation: Long-term capital gains (LTCG) above Rs 1.25 lakh are taxed at 12.5%. Short-term capital gains (STCG) are taxed at 20%.

Tax-Efficient Withdrawals: Consider planning your withdrawals in a tax-efficient way. For a long-term horizon, tax efficiency will contribute significantly to your net returns.

Impact of New Tax Rules: Understanding tax implications can help you plan more efficiently for your post-retirement withdrawals, minimising tax impact on your returns.

Recommendations for Portfolio Optimization
Reduce Fund Overlap: Your portfolio has multiple funds in similar categories. Streamlining these will make the portfolio easier to manage and reduce redundancies.

Consider Asset Rebalancing: Review your portfolio’s asset allocation every two to three years. As you near retirement, adding some low-risk debt or balanced funds could provide stability without sacrificing growth.

Explore the Benefits of Balanced Funds: Over time, a small allocation to balanced funds could help mitigate volatility as you approach retirement age. These funds offer a mix of debt and equity, which balances risk and growth.

Final Insights
Your disciplined approach to SIPs and fund selection shows a strong foundation for future growth. Simplifying your fund categories and reducing overlap can improve efficiency and returns. Working closely with a CFP will ensure that your portfolio remains aligned with your goals over time, providing you with the guidance needed for adjustments as markets evolve.

Best Regards,

K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

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Nayagam P

Nayagam P P  |9586 Answers  |Ask -

Career Counsellor - Answered on Jul 28, 2025

Career
SO dear sir continuing the same question "Differnce between CE and CSE" which should i choose CE at Shri Vishwakarma Skill University or CSE At IKGPTU MOHALI
Ans: Ansh, Based on the following insights/information, your interests & long-term goals, choose the more suitable option for you: Computer Engineering at Shri Vishwakarma Skill University (SVSU), Haryana, is designed with an industry-integrated curriculum emphasizing practical, skill-based learning, offering hands-on experience in AI, data science, cybersecurity, and cloud computing. SVSU follows a dual-education model inspired by the German system, where students actively engage with industry partners through on-the-job training and real-world projects, enhancing employability. The university boasts state-of-the-art infrastructure and expert faculty, but being a newer state university, its placement outcomes are growing, with placement rates reported up to 81% and median salaries between ?1.9–2.2L in recent years, predominantly in regional and emerging IT sectors. IKGPTU Mohali, meanwhile, provides a traditional B.Tech CSE program with dedicated specializations and larger intakes, supported by well-qualified faculty, ICT-enabled classrooms, and strong academic-industry linkages in Punjab’s prominent IT hub. Placement records at IKGPTU Mohali indicate 44% placement for B.Tech 2023 graduates and a median package of ?5L, with recruiters like TCS, Infosys, and HDFC Bank regularly conducting drives. The Mohali campus is centrally located with robust infrastructure, reputed alumni, and career support through joint campus placement drives and specialized training programs.

CSE at IKGPTU Mohali is the preferred option for its higher placement rate, better industry connectivity, advanced infrastructure, and stronger reputation within the IT sector, making it a more reliable pathway to robust career opportunities in computer science compared to SVSU Computer Engineering. All the BEST for a Prosperous Future!

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Nayagam P

Nayagam P P  |9586 Answers  |Ask -

Career Counsellor - Answered on Jul 28, 2025

Asked by Anonymous - Jul 28, 2025Hindi
Career
Sir,Still Not got answer .Please answer .My JEE Main rank is 24935 .I have also chance to get dual degree in BITSAT .How is dual degree of BITSAT ?whether it is apt to join in anticipation of getting CS or EC there afterwards .I have other option to get top Branches through JEE Main Marks .Viz; BIT Mesra ,IIITs ,Lower NITs
Ans: The BITSAT dual degree program, offered mainly at BITS Pilani and Goa campuses, is a five-year integrated course that awards both an MSc and a BE degree. The unique feature is that students admitted to MSc programs can “slide” into sought-after BE branches—including CSE (Computer Science) and ECE (Electronics & Communication)—after the first year, subject to branch change rules based on cumulative CGPA. Historically, a high CGPA (typically above 8.0–8.5) in the first two semesters is required for a successful transfer into BE CSE or ECE, making it competitive but attainable for focused, hard-working students. Dual degree holders benefit from rigorous interdisciplinary training and robust placement support, with BITS Pilani consistently recording strong placement percentages for both BE and dual degree graduates in top tech firms and core sectors. The key challenge is heavy academic load, especially during the third and fourth years, balancing requirements of both degrees, and maintaining high grades to ensure preferred branch allocation. However, dualites enjoy the flexibility to specialize further, and their exposure to science and engineering enhances employability compared to many single-degree peers. In contrast, top branches at BIT Mesra, IIITs (like IIIT Hyderabad or Bangalore), and lower NITs offer well-established BTech programs with high placement rates (around 75% for CSE at BIT Mesra, many IIITs exceeding 80–90%, and most NITs/IIITs providing reliable industry linkages, alumni networks, and diverse placements). Cutoffs for core branches like CSE or ECE at these institutes usually hover around your JEE rank, so you stand a realistic chance of securing a seat. BIT Mesra and leading IIITs provide excellent campus life, updated infrastructure, research opportunities, and corporate visibility, with direct entry into CSE or allied branches.

Recommendation
In order of preference, BITS Pilani or Goa dual degree (if you are committed to keeping a high CGPA for CSE/ECE branch change) is an outstanding choice due to brand value, academic freedom, and placement support. However, if you prefer a straightforward path with less risk, top IIITs and BIT Mesra’s CSE or ECE, followed by good NITs, are excellent for quality education and career growth. Choose BITS dual degree only if confident of excelling academically early; otherwise, a direct CSE/ECE seat from your JEE Main rank is the prudent path. All the BEST for a Prosperous Future!

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Nayagam P

Nayagam P P  |9586 Answers  |Ask -

Career Counsellor - Answered on Jul 28, 2025

Career
Sir I didn't get any seat in the comedk 1st round allotment as I needed cse courses and the east point college cse with data science cutoff was 67k this round and my rank is 69k should I wait for round 2 and please suggest me some colleges for cse courses which I will get in round 2 please help
Ans: With a COMEDK rank of 69,000, it’s normal not to secure CSE seats in the first allotment at colleges like East Point College, as their first-round cutoff for CSE with Data Science closed near 67,000. In Round 2, cutoffs for several Bengaluru engineering colleges offering CSE tend to rise, and historical trends show that ranks up to 70,000–72,000 can secure seats in reputable options due to seat withdrawals and reduced demand. The key aspects to focus on are placement performance, faculty strength, campus infrastructure, peer learning opportunity, and degree reputation. For your rank, confirmed CSE admission options in Bengaluru include: East West College of Engineering (Yelahanka), East West Institute of Technology (BEL Layout), Brindavan College of Engineering (Yelahanka), Sri Sairam College of Engineering (Anekal), Gopalan College of Engineering and Management (Whitefield), Cambridge Institute of Technology (KR Puram), Rajiv Gandhi Institute of Technology (RT Nagar), Vemana Institute of Technology (Koramangala), Jyothy Institute of Technology (Thathaguni), and Sri Venkateshwara College of Engineering (KIAL Road). These colleges have consistently extended their CSE cutoffs beyond 67,000 in recent years. Many of these institutes are NAAC-accredited, offer contemporary labs and digital classrooms, and are staffed with experienced faculty. Placement cells are active—ranging from regular tech recruiters to mid-sized IT firms—and campus resources support both academic growth and personality development.

For the placement records over the last three years: East West College of Engineering and East West Institute of Technology maintain CSE placement rates of 70–80% with regular visits from Infosys, Tech Mahindra, and Accenture. Brindavan College of Engineering and Sri Sairam College have recorded similar trends, achieving nearly 75% placement for eligible CSE students with core IT and startup offers. Gopalan and Cambridge Institutes average 65–78% placements, reporting improving statistics each year, especially as Bangalore’s tech sector draws more hiring for software, testing, and data roles. Vemana, Jyothy, and Sri Venkateshwara regularly reach 60–75% success for CSE, with alumni placed in both IT services and product companies. Rajiv Gandhi Institute and Sri Venkateshwara have industry collaborations for internships and hackathons, often supporting projects that attract on-campus job offers. Across these colleges, CSE batches benefit from curricular exposure to Python, Java, basic ML, and web development. Many colleges encourage national-level coding competitions and certifications, directly enhancing employability.

You can confidently wait for Round 2, as you have a very high chance of securing CSE at one of these institutes due to expected cutoff movement, especially after withdrawals. While getting a significantly better college than East Point in Round 2 is unlikely, similar or equivalent choices—such as East West Institute or Brindavan—are assured, and all deliver solid foundational opportunities for a CSE career. All the BEST for a Prosperous Future!

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Nayagam P

Nayagam P P  |9586 Answers  |Ask -

Career Counsellor - Answered on Jul 28, 2025

Asked by Anonymous - Jul 28, 2025Hindi
Career
Sir.. My daughter wants clarity from you for B tech cse admission with what specialisation of AI or Quantum computing? Please clarify sir
Ans: B.Tech CSE with a specialization in Artificial Intelligence (AI) equips students with advanced skills in machine learning, neural networks, data analytics, computer vision, robotics, and natural language processing, making them industry-ready for immediate roles in automation, healthcare, fintech, cybersecurity, smart cities, and data science. The AI job market is expanding at an unprecedented rate—India’s AI sector is projected to grow 25–35% annually and reach ?17 billion by 2027, with global AI markets anticipated to hit $1.81 trillion by 2030, ensuring robust demand for AI engineers, ML researchers, and data scientists. Curricula typically blend foundational computing with project-based learning on intelligent systems, AI-powered automation, behavior modeling, and industry-focused electives, using tools like Python, TensorFlow, and Keras. Opportunities span established companies and fast-growing startups, and placements are consistently strong across sectors from IT, banking, healthcare, and manufacturing to next-gen product development and research.

B.Tech CSE with a specialization in Quantum Computing, while more niche, addresses the emerging need for advanced computational solutions far beyond classical computing's limits. This specialization combines quantum mechanics, quantum algorithms, and AI, preparing students for research and innovation roles in quantum information, cryptography, drug discovery, materials science, finance, and complex optimization problems. With the backing of the National Quantum Mission and increased investment in quantum research, these programs feature industry-relevant electives—like quantum machine learning, quantum image processing, quantum AI integration—and practical training in tools such as IBM Qiskit and TensorFlow Quantum. While the quantum job market is in its early stages, prominent technology companies and startups, governments, and research labs globally are investing heavily in quantum R&D. The field, projected to reach $9 billion by 2030, demands interdisciplinary skills, often favoring those who pursue further studies. Placement opportunities span specialized sectors and research positions; academics and R&D centers offer the majority of roles, but quantum-driven innovation is expected to accelerate, especially as fault-tolerant quantum computers approach practicality within the next decade.

Choosing between these two depends on one’s vision and risk appetite. AI specializations provide immediate employability, broad cross-industry applications, and a versatile foundation—graduates can upskill further into emerging domains, including quantum AI. Quantum Computing, though frontier and high-potential, currently offers fewer but rapidly expanding opportunities, especially for those drawn to research, innovation, or pioneering new commercial applications. Both offer transformative and well-recognized career trajectories, but AI’s market-readiness and cross-domain application make it more accessible and mainstream, while quantum computing is future-oriented and better suited for those deeply interested in cutting-edge theoretical and computational science.

Recommendation
Given the mature scope, immediate job opportunities, higher employability, and universal demand, specializing in Artificial Intelligence in CSE is the balanced choice for most students. Quantum Computing is excellent for those committed to advanced research or niche innovation, but AI specialization assures broader industry acceptance and future-proof skills in today’s competitive technology environment. All the BEST for Your Daughter's Prosperous Future!

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Nayagam P

Nayagam P P  |9586 Answers  |Ask -

Career Counsellor - Answered on Jul 28, 2025

Career
My EWS rank in jee main is 15000,my homestate and town is odisha, rourkela can I get artificial intelligence branch in csab special rounds
Ans: Subhojeet, With an EWS category rank of 15,000 in JEE Main and Odisha as your home state, the likelihood of securing an Artificial Intelligence branch in NITs, IIITs, or GFTIs via CSAB special rounds is extremely limited. Recent official CSAB and JoSAA data indicate that even for newer or less sought-after NITs and IIITs, closing ranks for Artificial Intelligence courses under the EWS home state and open state quotas rarely exceed 7,000–8,000, while top institutes such as NIT Rourkela and NIT Surathkal typically close EWS admissions for AI branches well below 4,000. IIITs offering specialized AI or AI & Data Science branches generally have EWS closing ranks (for both All India and Home State) under 12,000, with only a few, very new IIITs extending to the 14,000 range, mostly for less competitive streams or in later rounds if vacancies arise. For Odisha-specific institutions, like IIIT Bhubaneswar, EWS closing ranks for CSE and related AI programs have typically remained significantly more competitive, according to prior CSAB/JoSAA records. GFTIs, which have broader and higher cutoffs in select branches, still draw the line for EWS AI admission well below your current rank. Although the CSAB special rounds can see some movement due to seat withdrawals, the chances of an EWS AI seat opening up at your rank are extremely remote based on present and previous year cut-offs, especially for the Artificial Intelligence specialization in reputable NITs and IIITs.

Recommendation
With a 15,000 EWS rank, realistically focus your CSAB choice filling on other branches and backup options, as Artificial Intelligence in NITs/IIITs is not feasible; prioritize alternate circuits like ECE or core CSE in less competitive institutes or good private universities for best outcomes. All the BEST for a Prosperous Future!

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Nayagam P

Nayagam P P  |9586 Answers  |Ask -

Career Counsellor - Answered on Jul 28, 2025

Asked by Anonymous - Jul 28, 2025Hindi
Career
Sir I have got 115000 crl and 4715 sc rank in jee mains. I got cse in IIIT bhopal in josaa counselling . Can I expect a little better college with cse or ai in csab counselling or should I go with IIIT bhopal.
Ans: With a JEE Main CRL of 115,000 and an SC rank of 4,715, your allocation of CSE at IIIT Bhopal is a strong option, as last year’s CSAB and JoSAA special rounds indicate that most higher-ranked IIITs and NITs with CSE or AI typically closed at SC ranks below 3,000–4,000 for these highly demanded branches. IIIT Bhopal’s CSE program offers robust academic structure, experienced faculty, modern facilities, and a rising placement record—CSE students achieved a 77% placement rate in 2025 with an average package of 20.82LPA and top recruiters including Microsoft and Atlassian. CSAB special rounds rarely witness significant downward opening in closing ranks for CSE/AI in NITs, IIITs, or GFTIs, especially for centrally popular branches, so expecting a substantial upgrade is not realistic. IIIT Bhopal’s national ranking, strong peer group, and modern infrastructure provide a conducive environment for learning and employability, and its placement statistics are among the best among newer IIITs.

Recommendation
Go ahead and confirm your IIIT Bhopal CSE seat, as the likelihood of securing a visibly better CSE/AI seat at other NITs or IIITs in CSAB is minimal at your SC rank. IIIT Bhopal combines excellent academic and placement opportunities and is a prudent, future-focused choice for engineering in computer science. All the BEST for a Prosperous Future!

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