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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Dec 09, 2021

Mutual Fund Expert... more

Question by Shyamala on Dec 09, 2021Hindi

I am 40 years old.

I am investing in mutual funds for my two daughters's studies (now in Class 6), their marriage and for our retirement at the age of 60.

I have been investing in these mutual funds for the past two years.

Company Plan Type Price

Kotak Flexicap Fund Direct Plan (Growth) Rs 5,000

SBI Blue Chip Fund Direct Plan (Growth) Rs 5,000

Aditya Birla Sun Life Frontline Equity Fund Direct Plan (Growth) Rs 5,000

Aditya Birla Sun Life Frontline Equity Fund Direct Plan (Growth) Rs 5,000

SBI Flexi Cap Fund Direct Plan (Growth) Rs 5,000

HDFC Small Cap Fund Direct Plan (Growth) Rs 5,000

Axis Midcap Fund Direct Plan (Growth) Rs 5,000

Last month, I have started these two funds.

1. DSP US Flexible Equity Fund, Direct Plan (Growth) -- Rs 2,500

2. Edelweiss Greater China Equity Offshore Fund, Direct Plan (Growth) -- Rs 2,500

Are my fund choices good for the investment period of 10-15 years to meet my requirements?

Ans: These are fine. However, they would need to be reviewed after six months.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Sir, recently I have started to invest in Mutual funds. Below funds i have invested please suggest are those are right selection. If not, please suggest which fund I will invest in for the next 13 yrs. For Retirement - next 13 yrs i will invest 1 Axis Bluechip fund direct plan - growth 1000/- 2 SBI Magnum Medium Duration fund direct -growth -3000/- 3 ICICI asset allocator fund FOF direct - growth - 7000/- 4 ICICI Prudential Saving fund direct plan - growth - 3000/- 5 Tata Retirement saving fund progressive P D- growth - 1000/- 6 L&T Midcap fund direct - growth - 1000/- 7 canara Robeco Emerging equities fund direct - growth - 1000/- For Child Education (next 12 yrs) 1 canara robeco Aggressive hybrid fund - 3000 /- 2 Axis midcap fund - 3000/- 3 Nippon india Multi cap fund - 2000/- Also need to start two more SIPs about 3500 and 2500 for 14yrs and 17 yrs target for kids’ marriage. Please suggest a fund for marriage goals. Also need to invest a lump sum of 750,000/- for child education for which fund I will select, the duration minimum should be 7yrs or max 10 yrs for investment? Please suggest above funds are the right section or not? If not please suggest which fund I will refer to for retirement and Child education.

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Hi Sir, My age is 40 and am in investing in below mutual funds for my daughters education and my retirement. Kindly review and provide your valuable feedback. UTI NIFTY 50 index fund- Rs.2000 Motilal oswal midcap 150 index fund - Rs.2000 Nippon india small cap 250 index fund.- Rs.2000 Motilal oswal micro cap 250 index fund - Rs.2000 Sbi small cap fund - rs.1500 Mirae asset large and mid cap fund - rs.2900 Motilal oswal nasdaq 100 FOF - rs.3000

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Company	Plan Type	Price
Kotak Flexicap Fund	Direct Plan (Growth)	Rs 5,000
SBI Blue Chip Fund	Direct Plan (Growth)	Rs 5,000
Aditya Birla Sun Life Frontline Equity Fund	Direct Plan (Growth)	Rs 5,000
Aditya Birla Sun Life Frontline Equity Fund	Direct Plan (Growth)	Rs 5,000
SBI Flexi Cap Fund	Direct Plan (Growth)	Rs 5,000
HDFC Small Cap Fund	Direct Plan (Growth)	Rs 5,000
Axis Midcap Fund	Direct Plan (Growth)	Rs 5,000