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Dr Aarti

Dr Aarti Bakshi  | Answer  |Ask -

Child and Parenting Counsellor - Answered on Aug 10, 2023

Dr Aarti Bakshi is a psychologist licensed by the Rehabilitation Council of India.
A school counsellor, she has worked for 15 years with young adults.
She has two PhD degrees -- developmental psychology from Global Institute of Healthcare Management and clinical psychology from Singhania University.
She is on the CBSE panel for counsellors and special educators. She collaborates with SAAR Education to help children develop life skills.
She has authored SEL (social emotional learning) journals for Grades 1-8.... more
Asked by Anonymous - Aug 09, 2023Hindi
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My son is studding in +2(Non-med) But he is not studding at home not even a single minute. He was very good in studies up to tenth class even he was among top 5 students in the class. Now from last one month he is saying that I will not go to school. But today he refused to go the school and he is saying that I will not study. Please guide me how to tackle this situation.

Ans: Have a word with him if he feels his studies are seeming difficult. Find out which friends he likes spending time with.
Teenagers work best when they can express themselves and keep your suggestions to 2. Take your son for a walk, and let him talk, and try creating a short plan for him that he can try, and be there when he asks fo support. Prioritise family time, eating together as a family and having daily conversations.
DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.
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Nayagam P

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Career Counsellor - Answered on Aug 13, 2024

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Hello sir, my son is 18 year old after 10th i took his admission to electrical engineering 1st year of his engineering he is regularly going for college in 2nd semester got 5 subject ATKT due to government bless rule he got admission to 2nd year also but my son started avoiding to going to college hole day just watching mobile not studying for his ATKT subject also saying i dont want to study i want to become a youtuber but doing nothing hole day just watching mobile if i scold him and stop his wifi he is saying i will leave the house he is not bother about food nor about his health nor his Carrier just required WIFI for mobile i am very tense for his carrier and future he dont have friends also please advise how can i make him understand how study is important and how can i complete his engineering to get job to earn money thank you pravin k
Ans: Pravin Sir,

Addition to electronic gadgets is one of the problems, some parents face nowadays.

First of all, approach a good Professional / Qualified Student Counsellor along with your son in your locality. Make sure, the Counsellor has Psychology Background also. There might be some changes. If needed, you can approach a Psychologist, having specialised knowledge in Counselling the children of your son's age.

Follow-up counselling sessions with the counsellors are also important until he changes his attitude.

If possible, visit his college and request for couselling your son. Almost all colleges have counsellors who can help.

Some other tips:

1) Tell him, he also can become YouTuber. But ask him what plans he has to become a YouTuber?
2) Switching off WiFi & being authoritarian will not work.
3) Communicate or interact with him politely whenever possible.
4) Tell him he can use his mobile but, at the same time should focus on his studies as well.
5) Make sure, atmosophere at home is good. Such as, parents also should avoid spending too much time on Electronic Gadgets. Most of the children imitate only their parents.
6) If possible, tell him to participate in physical activities as well.

All the BEST for Your Bright Future.

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T S Khurana

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Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
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Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

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