Hi Dr Ashit My self Hari Krishna, Iam suffering with pain in nerves and fatigues in hole day. this is suffering from last 1 or 1 1/2 years. My daily routine as follows I woke up at around 6AM in the morning and extending some helping hand to my home minister in her regular work other than kitchen, from 7AM to 7:30AM some Physical Exercise than make it myself ready for office. from 9AM to 7PM office where the complete day sitting on chair as iam working as an accountant in a manufacturing company. After reaching home at around 8PM after 1/2hr i use to go a 30-40mins walk at around 9:30 i shall take my dinner than at around 11PM went to bed if come to food habits morning breakfast south indian tiffens or chapati or poha and at mid day meal is rice and evening snack and dinner chapati/rice as per availability. please suggest what and how to handle this situation and over come the pains in nerves and fatigues Thanks

Ans: Hi,

The issue is that you are still employed and online application for monthly pension i.e. Form 10D is available only after you have left service and updated your date of exit on the EPFO portal.
But as you are currently active with a new employer, the system only permits Form 31 for partial withdrawals.

Since you meet the requirements for a superannuation pension (age 62 with 13 years of service), please follow these steps to proceed:

1. Verify Your Service History - Check the "Service History" section of your UAN portal. Ensure your previous employer has officially updated your Date of Exit. The online system cannot process a pension claim without this status update.
2. Use the Offline Application Method - If the online portal remains restricted or encounters technical errors, you must submit a physical application.
* Download Form 10D: Obtain the hard copy from the official EPFO website.
* Employer Attestation: Complete the form and have it signed by your previous employer.
* Alternative Attestation: If your previous employer is unavailable or the company has closed, you may have the form attested by a Gazetted Officer, a Magistrate, or your Bank Manager.
3. Submission Details - Submit the signed form to your regional EPFO office along with the following:
* Three passport-sized photographs.
* A cancelled cheque (for the account where you wish to receive the pension).
* Valid proof of age.

For real-time status updates or specific account queries, you can reach the **EPFO helpline at 14470.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/