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Dr Vivek Mahajan | Answer |Ask -Follow

Cardiologist - Answered on Apr 12, 2023

Dr Vivek Mahajan is an interventional cardiologist with over 10 years of experience.
He specialises in treating heart ailments and cardiac interventional surgeries.
He has been working as interventional cardiologist and electrophysiologist at Fortis Hospital since 2013.
Dr Mahajan has a postgraduate degree in interventional cardiology from the Post Graduate Institute of Medical Education and Research, Chandigarh, and a master’s degree in medicine from the All India Institute Of Medical Science, New Delhi.... more

Asked by Anonymous - Apr 07, 2023Hindi

Health

i have diabetic neuropathy and swelling on ankles. pl advice

Ans: More clinical details would have been helpful. Certain medicines can cause leg swelling. A 2d Echo, Creatinine test, Urine protein creatinine ratio and ultrasonography of leg veins is commonly done for evaluation of leg swellings

DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.

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Question by Pugazhenthi - May 13, 2023Hindi

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I am 65 years old. Have diabetes since 15Plus years. Now, I face the problem of foot irritation and numbness. Sugar level is fro 190 to 250. I need your advise on foot irritation and numbness.

Ans: You have likely developed diabetic neuropathy. You will need to control your sugars much better. In addition please check for any thyroid problems, vitamin deficiencies and rule out other conditions that can also cause neuropathy. Have your eyes checked as well. Check your urine for protein leakage as these conditions also go hand in hand with diabetic neuropathy. Please consult a physician either in person or online for further advice and appropriate treatment.

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Question by raghuraman - May 23, 2023Hindi

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I have been a diabetic for the past 15 years and I am on aplevant 1.5 mg injection and pregeb tablets. I have uncomfortable pain in foot and not able to stand or walk freely, though the pain is not acute its really bothers me on a day to day life. Kindly suggest.

Ans: If your blood Sugars are well maintained then the impact on Peripheral nerves will not be there. So maintaining blood sugar through a balanced diet and adequate physical activity will help.

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Question by Satish - Sep 08, 2024Hindi

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why my knee and feets are swelling when i am diabetic

Ans: Please get KFT and UACR done.
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Asked by Anonymous - Nov 24, 2024Hindi

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Diabetic Neuropathy parmanent solutions?

Ans: The solution is in effective control of blood sugar levels.
also, take vit B12 and some other multivitamins.
good foot care and balanced diet.

Dr Chandrakant Lahariya
Centre for Health: The Specialty Practice
New Delhi, India

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Question by RAVI - May 15, 2025

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I am Ravi. I am 32 currently teaching aspirants for competitive exams in my small coaching setup where income is very less. I have done Bachelors in Eco Hons in 2013 and Masters in Defence in 2019. I want to enter into corporate for which I thought Full time 2 years MBA as a pathway. Wrote XAT, got interview calls from some decent colleges but in GDPI, my age gap became an issue always. I was also told that my CV shortlist chances will be very low during campus placements. Only one college gave me their non core program but getting negative response from many sides I am sceptical of my placement as batch size is also very big. It's a big investment of time and money too. I will be 34 during placements. Deep down my heart now I really want to work now rather than only again classroom study. I started working only in 2022. I want to ask if there's anyway I can get corporate job while pursuing online MBA or any other relevant certification? Or taking risk of expensive full time MBA? Many people have told me to go for Executive MBA but I don't have enough relevant experience

Ans: One option is to start teaching on your own. Second would be to try and get a corporate job by doing some short term job relevant courses and then doing executive mba after wokring for a few years or doing part time / online mba. Doing a full time MBA in your case may not be worthwhile as age is not on your side and you do not have enough relevant work ex to justify your gap.

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Question by Lalit - May 16, 2025

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What would be a good choice for a Computer Science engineer with 3 years of experience in data management / reporting in a large Indian private bank? Choices are post-graduation in: 1. Information Management in S P Jain (full time 2 years) 2. Operations & Supply Chain Management in IIM Mumbai (full time 2 years) Both post-graduation topics are of equal interest and both institutes are highly reputed, hence the dilemma. There is little or no background in Operations and Supply Chain Management while past education and work experience is related to IT / Data Management. Kindly advise.

Ans: Both the colleges are good and the courses you have mentioned in each are supposed to be among the best in the field. I would be a little inclined towards IM @ SP Jain as you have relevant work experience and you have no specific inclination.

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Question by Shibaprasad - May 16, 2025

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Sir, i am 21 years old . I have 2 years gap from higher secondary to ug admission. I had completed my my hs education in 2020. In this peak covid time i joined my father small fruit shop to help my family. After 1 year i joined 2 year DELED course. After DELED i start preparation of WBJEE for 1 year and failed to rank a good rank. So i joined ug 3 years in ba economics in 2024. Currently i passed AMFI mutual fund exam and work as a mutual fund distributor. Now i want pursue mba by giving CAT EXAM. My questions are 1. Is my gap years back fire to admit college like fms delhi or any other top college? 2.will my mfd business count as work experience in CAT? PLEASE ANSWER MY QUERY SIR.

Ans: Gap should not be a problem in securing admission as a lot of students do have a gap during that period in order to prepare for IIT JEE or NEET. Work experience is counted only if you do it after your graduation.

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Question by Shalini - May 16, 2025

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I am ex employee of banking but i resigned from bank 2.5 years experience and now I am jobless and very depressed what I do now for my career

Ans: Look out for jobs in other banks. Else you can do some short term courses that could be job oriented in the industry you want to work in. Can also look at option of being an investor advisor by doing courses relevant to getting RIA license. Can look at option of doing post graduation courses like MBA

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Tax Expert - Answered on May 17, 2025

Asked by Anonymous - Dec 01, 2024

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A friend of mine in his mid 80s, sold off his house and other investments in 2021 and has paid capital gains tax on the proceeds with proper filing of IT returns. The sum of Rs 4 crore he has parked in FDs and given his age moved to assisted living senior accommodation. His only son is overseas, an NRI for sevaral years and the son has no assets or interests/income in India. My friend wishes to transfer the proceeds of his house sale to his son and keep just sufficient funds for his limited expenses and sunset years. As per the Forex LRS, he can transfer 1.5 crores (up to 250K USD), but this will attract a TCS of 20% now. Is this a tax on foreign remittance? Or, can he file returns in June and claim the TCS back since the capital gains tax has already been paid on the sale of house two years back? It is not clear if the FM has introduced a new tax on Foreign Remittance or it is just a TCS that can be claimed as tax on income/capital gains was already paid to Govt. Please advise.

Ans: It is just TCS (Tax Collected at Source). While filing ITR, you may claim a Refund, if there is no tax liability.
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Asked by Anonymous - Dec 10, 2024

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how do I get a gift deed made ?

Ans: Please contact any Advocate or CA, who would help you in this job.
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Question by Vilas - Apr 10, 2025

Money

My income projection for 25-26 is as below. Pension + interest = Rs 11 lakh LTCG Equity MF = Rs 2 lakh LTCG Debt MF = Rs 3 lakh Debt MF held since 2020 Will I get S87A rebate For the FY 25-26 ? Thank you for your reply

Ans: Since your total income is exceeding Rs.12.00 (L) for the F/Y 2025-26, you are not eligible for Rebate u/s 87A.
Most welcome for any further clarifications. Thanks.

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Tax Expert - Answered on May 17, 2025

Question by Chandran - May 02, 2025

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Sir, NRI daughter had LTCG income in FY23-24 and IT returns was filed in ITR-2 as per rules. In FY24-25 there is no taxable income and there is no LTCG also. In such a case, filing may not be required but she would like to file just to keep the records straight. My query is which ITR form is to be used in this case? In case if ITR-2 is not required, is there anything wrong in using ITR-2 itself?

Ans: You may file ITR of your daughter in Form No ITR-2. Hope you won't face any problem in this connection.
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Question by Gvbk - Apr 11, 2025

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Capital gain tax: 2025-26 2009-10 purchase value 9317170 2025-26 sale value 21130000 What would be the capital gain tax and income tax if any? Pension amount 560000

Ans: You have the Option to pay LTCG either 12.50% without Indexation OR 20% with Indexation. In your case, you may go for the option of 20% with Indexation, which may result in loss.
02. Your total tax liability shall depend upon some other factors also. However, we have suggested you to calculate LTCG only, which shall minimise your LTCG liability.
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Insurance, Stocks, MF, PF Expert - Answered on May 17, 2025

Asked by Anonymous - May 16, 2025

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I am 36 years old and my current in hand salary is around 1.7 lacs per month alongwith some 10% variable pay, I have currently two ongoing home loans, one with SBI for some 24.5 lacs remaining with 25k per month EMI for 25 years, for the home I am currently residing, and another home loan is with HDFC for 14 lacs with 12.5k per month EMI for 20 years, for a 2 BHK flat in an under construction affordable housing project, which I will let out once completed by 2026. Besides this I have around 15 lacs in FD, 1.33 lacs invested in Gold ETF, 5.5 lacs in mutual funds (monthly SIP 23k), 1.5 lacs in PPF, monthly 12k invested in NPS, and every month I target to pay around 15k to pre pay my HDFC home loan, next I would target the SBI home loan similarly. Just wanted to know if my current approach seems ok or do I need to make some changes to my current portfolio like divert funds to close home loan and then target investments?

Ans: Hello;

You have a prudent approach towards managing your finances.

Therefore no change required. Continue with the discipline and focus.

Happy Investing;

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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