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Ramalingam

Ramalingam Kalirajan  |10240 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jun 06, 2024

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more
Vijay Question by Vijay on Jun 06, 2024Hindi
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Career

Thank you for your prompt response. Could you guide me to some CFP who can guide me in this?

Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. I appreciate your trust and willingness to connect.

Let's embark on this financial journey together.
You can reach me through my website mentioned below.
This platform has restrictions on sharing personal contact. Hope you understand.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
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My grand son has finished MBA in AI Can you suggest which is best startup can he try
Ans: Sham Sir, An MBA in Artificial Intelligence equips graduates with unique skills to bridge business strategy and AI technology, positioning them well for entrepreneurial ventures in the booming AI startup ecosystem. Prominent AI startups today focus on diverse sectors such as AI-driven SaaS solutions, healthcare AI, fintech innovations, natural language processing, and predictive analytics, all reflecting high growth potential. Successful startup pathways for MBA AI graduates emphasize starting with a clear identification of business challenges that AI can solve, followed by piloting small-scale AI solutions to validate viability while managing risks. Strategic prioritization of AI investments aligned with core business capabilities is critical, leveraging existing AI tools and platforms before developing bespoke models. Founders benefit from building or partnering with skilled AI teams, including data scientists and machine learning engineers, or using freelance expert talent to drive innovation cost-effectively. Essential startup strategies include carefully assessing market needs, applying data-driven decision-making, focusing on automation of repetitive tasks initially, and scaling AI-powered customer experience enhancements. Ethical AI practices and continuous iteration based on feedback ensure trust and long-term sustainability. Leading AI startup sectors for entrepreneurs with an MBA in AI also include AI for personalized marketing, intelligent automation, AI-powered financial services, healthcare AI solutions, and AI-enabled legal tech. Emerging startups such as OpenAI, Anthropic, and industry leaders like Microsoft and Google highlight how combining business acumen with AI expertise accelerates innovation and market impact. Entrepreneurs are encouraged to emphasize a capability-based roadmap for AI adoption, tracking progress and adjusting to evolving technology and market dynamics. Importantly, MBA AI graduates should integrate skills in critical thinking, data literacy, and strategic leadership to leverage AI for competitive advantage and scalability in startups.

The recommendation is that your grandson focus on startups offering AI-powered solutions in sectors like healthcare, fintech, or SaaS, starting small with pilot projects to validate ideas, building strong AI and business teams, and adopting an ethical, data-driven approach. This strategic blend will maximize success chances as an MBA graduate in Artificial Intelligence launching a startup. All the BEST for Your Grandson's Prosperous Future, Sir!

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Radheshyam

Radheshyam Zanwar  |6332 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Aug 14, 2025

Asked by Anonymous - Aug 13, 2025Hindi
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Hello I am a 28 year old female. Completed all university degree. I have been preparing for competitive exam since 5 years. Now I am feeding up by falling each and every competitive exam and I am also feeling that I. become a severe burden on my retired father.I know my preparation is good. I am a science graduate. Can u please advice me how can I improve myself? Please give some advice about other professionals course and career that will give me financial and mental stability?
Ans: Hello dear.
I can feel the weight you’ve been carrying, and it’s completely natural to feel exhausted after years of trying without the results you hoped for. Please remember your worth is not defined by exam results, and the fact that you’ve kept going shows resilience many people never develop. Since you’re a science graduate, you could explore professional, job-oriented courses that can quickly lead to financial stability, such as data analytics, medical coding, clinical research, digital marketing, teaching certifications, or even allied healthcare programs like lab technology. These have relatively short training periods and good demand. Alongside, consider skill-building in high-demand tech areas (like programming, AI tools, or cloud computing) or pursuing a PG diploma in a specialized field. Start with small wins, even a modest job now can ease your father’s burden, boost your confidence, and give you breathing space to plan further. You are not stuck; you’re just at a turning point, and the skills you’ve built so far can still open new doors. Finally, I would like to say - Try to consult with a local counselor for better face-to-face communication for a better solution, suggestion, and advice.

Good luck.
Follow me if you receive this reply..
Radheshyam

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Nayagam P

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Career Counsellor - Answered on Aug 14, 2025

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Hello Sir/Mam ,My jee barch obc rank is 2434 and i filled my choices in csab as NIT Trichy, Nit Calicut ,SPA vijayawada and NIT Nagpur. I didn't get a seat in CSAB Round I will get a seat in subsequent rounds and my home state is Tamil Nadu
Ans: Pavithra, With an OBC rank of 2434 in JEE B.Arch and choices filled including NIT Trichy, NIT Calicut, SPA Vijayawada, and NIT Nagpur, your chances in subsequent CSAB counselling rounds remain hopeful. CSAB conducts special rounds after JoSAA counseling to fill vacant seats, where candidates with ranks better or near closing ranks from earlier rounds have a fair chance of admission. Recent CSAB data shows OBC closing ranks for top NITs in special and subsequent rounds usually range higher than 3000 to 5000 depending on branch and institute, making your rank competitive, especially if you prioritize home state quota or lower-demand branches. Participation in CSAB special rounds requires fresh registration and careful choice filling, with opportunities to float or slide preferences for seat upgrading. Reporting and fee payment deadlines must be strictly followed to retain eligibility for further rounds. As your home state is Tamil Nadu, you have an added advantage in home state quotas typically offered at NIT Nagpur and similar institutes under CSAB. Overall, remaining actively engaged in the upcoming CSAB rounds, updating choices strategically based on seat matrix and rank trends, enhances your seat allotment probability significantly.

The recommendation is to persist with CSAB further rounds and special counselling, focusing on institutes where your OBC rank closely aligns with or better than previous closing ranks. Utilize home state preferences wisely, opt for float or slide options to maximize chances, and adhere strictly to registration and reporting protocols for seat allotment success. However, it is advisable to keep 2–3 additional private engineering college options ready, based on your JEE score, rather than relying solely on CSAB or its special rounds. All the BEST for a Prosperous Future!

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Nayagam P

Nayagam P P  |10257 Answers  |Ask -

Career Counsellor - Answered on Aug 14, 2025

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Sir what should be preferred Aissms college of engineering pune (AIML) or Dy Patil institute of technology pimpri pune(AI&DS)?
Ans: AISSMS College of Engineering Pune (AIML) and Dr. DY Patil Institute of Technology Pimpri Pune (AI & DS) both offer emerging, in-demand programs with distinct advantages. AISSMS COE, established in 1992 and affiliated with Savitribai Phule Pune University, launched its AIML department in 2024, emphasizing strong foundational computer science integrated with advanced AI and ML topics. It boasts experienced faculty, state-of-the-art infrastructure, and a modern lab environment with industry collaboration. With over 90% placement rates, companies like Hexaware, Honeywell, HP, and IBM regularly recruit here. The infrastructure supports hands-on learning, and the college has a vibrant academic ecosystem with research programs and symposia. DY Patil Institute of Technology, founded in 1998 and also affiliated with SPPU, has a well-established AI & Data Science department since 2020, rapidly expanding its student intake. It holds an ‘A++’ NAAC accreditation with a high CGPA and NBA-accredited UG programs, underlining quality academic standards. DY Patil’s curriculum is industry-aligned with advanced computing facilities and partnerships for AWS-sponsored labs, value-added courses, and technical clubs. Placement figures show a strong industry presence with major recruiters like Google, Siemens, TCS, and Cognizant. DY Patil ranks within top NIRF engineering institutions, emphasizing holistic student development with cultural and professional clubs. Both have excellent credentials, but AISSMS has a longer legacy in engineering education with a more mature AIML setup, whereas DY Patil offers broader AI & DS specialization and strong accreditation. Considering faculty experience, infrastructure, placement breadth, academic reputation, and industry ties, the AIML program at AISSMS College of Engineering stands out for students prioritizing a blend of traditional engineering excellence infused with cutting-edge AI/ML education and high placement rates.

The recommendation is to prefer AISSMS College of Engineering Pune for AIML due to its established legacy, robust faculty, comprehensive infrastructure, strong placement record exceeding 90%, and integrated academic-industry ecosystem, which collectively provide a balanced, forward-looking education vital for thriving in AI and machine learning careers. DY Patil is an excellent alternative with strengths in AI & DS but still evolving its newer streams comparatively. All the BEST for a Prosperous Future!

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