Home > Career > Question

Sign In | Create an account

Language:

Now in हिन्दी too

Need Expert Advice?Our Gurus Can Help

Ramalingam Kalirajan |8462 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Jun 06, 2024

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more

Question by Vijay on Jun 06, 2024Hindi

Listen

Career

Thank you for your prompt response. Could you guide me to some CFP who can guide me in this?

Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. I appreciate your trust and willingness to connect.

Let's embark on this financial journey together.
You can reach me through my website mentioned below.
This platform has restrictions on sharing personal contact. Hope you understand.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

You may like to see similar questions and answers below

Ramalingam Kalirajan |8462 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Apr 25, 2024

Question by Prateek - Apr 25, 2024Hindi

Listen

Money

Thanks you Sir, I am based out in Pune but totally confused how to select a good CFP. Can you please help me in this like where to look for . Also , can you also suggest Mutual Funds which I can invest in on monthly basis and how much. Thank You

Ans: Please search for "online financial planning & Retirement planning services with a Holistic Approach" in Google and then follow the below steps with the results.

Research: Start by researching reputable brokerage firms that offer mutual fund advisory services. Look for firms with a strong track record, experienced financial advisors, and a range of services tailored to your needs.

Consultation: Schedule a consultation with the brokerage firm to discuss your financial goals, risk tolerance, investment preferences, and other relevant factors. This initial meeting will help the advisor understand your needs and recommend suitable investment strategies.

Advisory Services: Once you've selected a brokerage firm, the advisor will work with you to develop a personalized mutual fund investment plan. They will recommend specific funds based on your financial objectives and provide ongoing guidance to help you navigate the market.

Regular Reviews: Schedule periodic reviews with your advisor to assess the performance of your mutual fund investments, review changes in your financial situation, and make any necessary adjustments to your investment strategy.

By following these steps, you can access the expertise of professional brokerages to assist you in financial planning and investment management.

Ramalingam Kalirajan |8462 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Jun 28, 2024

Question by Bhagyalaxmi - Jun 28, 2024Hindi

Listen

Career

Hi sir, please suggest us good CFP. Thanks in advance.

Ans: Hi,

I appreciate your trust and willingness to connect. Let's embark on this financial journey together.

You can reach me through my website mentioned below. This platform has restrictions on sharing personal contact. Hope you understand.

Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in

Ramalingam Kalirajan |8462 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Oct 18, 2024

Question by Puja - Oct 17, 2024Hindi

Listen

Health

Thank you very much Mr. Ramalingam for your reply. I will definitely opt for CFP. I have checked your website and will book an appointment. Thanks again

Ans: You're most welcome! I'm glad you found the advice helpful. I look forward to assisting you further in your financial journey. Please feel free to reach out anytime, and I’ll be happy to help. Wishing you all the best as you move forward with your plans.

Best Regards,
K. Ramalingam, MBA, CFP
Chief Financial Planner
www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

Latest Questions

Radheshyam Zanwar |1646 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 17, 2025

Asked by Anonymous - May 17, 2025

Career

Sir my daugher got 90.64 percentile in jee mains 2025 and 97.5% in isc board 2025. In first counselling at thaper ece branch has been allotted. She has also applied in jiit noida for cse. Sir which university best for her.

Ans: Hello dear.
Thapar is a costly choice for ECE. If you are getting admission to CSE @ JIIT Noida, then prefer it.
Follow me if you like the reply. Thanks
Radheshyam

Radheshyam Zanwar |1646 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 17, 2025

Question by Kalpana - May 17, 2025

Career

My son has scored 92.4 percentile in JEE Main, and with Uttarakhand domicile, he has 95% in his 12th board exams. What will his rank be, and where can he get admission?

Ans: Hello Kalpana.
In the JEE scorecard, the rank is also mentioned. You did not mention the category. Assuming you are from GC, with the mentioned score, the chances are few for getting a seat in top-tier NITs; however, do keep hope for tier-2 NITs. There are possibilities for your son in IIITs for computer-related branches.
Follow me if you like the reply. Thanks
Radheshyam

Radheshyam Zanwar |1646 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 17, 2025

Question by Dinesh - May 17, 2025

Career

How can a government b.sc nursing 3rd semester student can start earning?

Ans: Hello Dinesh.
You are in the 3rd semester, and your degree is your long-term investment. Hence, prioritize it with time management and health. It is not recommended to divert our attention from study to earning. Suggestion: (1) Work as a part-time Healthcare in a nursing unit (2) Work with local NGOs, health camps (3) Work as a pharmacy assistant in medicine dept/shops/industries (4) Work as a freelancer (Non-clinical skills) i.e., Medical content writing, Transcription, Data entry or virtual assistant work etc. (5) work as a volunteer in NGOs or small hospitals.
Follow me if you like the reply. Thanks
Radheshyam

Radheshyam Zanwar |1646 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 17, 2025

Question by Chaitanya - May 17, 2025

Career

Namaste sir I am getting btech cse healthcare informatics vit bhopal in cat 2 which would cost me 16 lakhs for 4 years and btech cse education technology vit bhopal in cat 1 which would cost me 12 lakhs for 4 years which one should I choose??? Placement vise which is good???

Ans: Hello Chaitanya
Choose BTech CSE Education Technology (Category 1) @ VIT Bhopal if possible. This college has a good track record of placement.
Best of luck to you.
Follow me if you like the reply. Thanks
Radheshyam

Radheshyam Zanwar |1646 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 17, 2025

Question by Atul - May 17, 2025

Career

Hello Sir, My son has secured 95% percentile in JEE mains, his JEE advance is pending, In the meantime he has got offer from Thapar for computer engineering.. counselling for Manipal is pending. Last date to secure seat at Thapar is 23rd which is a costly option. What should I do ?. Should I wait for other options to present itself. I belong to Delhi Home state. Which is better Manipal, Thapar or MAIT.

Ans: Hello Atul
It would be an injustice to each other to suggest one of the aforementioned options. All are good. You have to choose according to your financial conditions. Yet you can go with either Manipal or MAIT from a cost point of view.As you said you belong to Delhi, the better option for you will be MAIT.
Follow me if you like the reply. Thanks
Radheshyam

Radheshyam Zanwar |1646 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 17, 2025

Question by Anilkumar - May 17, 2025

Career

Jss university, mysuru MSc Molecular Biology course, placement review

Ans: Hello Anilkumar
Preferably, JSS University has a good record from a placement point of view.
Follow me if you like the reply. Thanks
Radheshyam

Patrick Dsouza |1043 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on May 17, 2025

Question by RAVI - May 15, 2025

Career

I am Ravi. I am 32 currently teaching aspirants for competitive exams in my small coaching setup where income is very less. I have done Bachelors in Eco Hons in 2013 and Masters in Defence in 2019. I want to enter into corporate for which I thought Full time 2 years MBA as a pathway. Wrote XAT, got interview calls from some decent colleges but in GDPI, my age gap became an issue always. I was also told that my CV shortlist chances will be very low during campus placements. Only one college gave me their non core program but getting negative response from many sides I am sceptical of my placement as batch size is also very big. It's a big investment of time and money too. I will be 34 during placements. Deep down my heart now I really want to work now rather than only again classroom study. I started working only in 2022. I want to ask if there's anyway I can get corporate job while pursuing online MBA or any other relevant certification? Or taking risk of expensive full time MBA? Many people have told me to go for Executive MBA but I don't have enough relevant experience

Ans: One option is to start teaching on your own. Second would be to try and get a corporate job by doing some short term job relevant courses and then doing executive mba after wokring for a few years or doing part time / online mba. Doing a full time MBA in your case may not be worthwhile as age is not on your side and you do not have enough relevant work ex to justify your gap.

Patrick Dsouza |1043 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on May 17, 2025

Question by Lalit - May 16, 2025

Career

What would be a good choice for a Computer Science engineer with 3 years of experience in data management / reporting in a large Indian private bank? Choices are post-graduation in: 1. Information Management in S P Jain (full time 2 years) 2. Operations & Supply Chain Management in IIM Mumbai (full time 2 years) Both post-graduation topics are of equal interest and both institutes are highly reputed, hence the dilemma. There is little or no background in Operations and Supply Chain Management while past education and work experience is related to IT / Data Management. Kindly advise.

Ans: Both the colleges are good and the courses you have mentioned in each are supposed to be among the best in the field. I would be a little inclined towards IM @ SP Jain as you have relevant work experience and you have no specific inclination.

Patrick Dsouza |1043 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on May 17, 2025

Question by Shibaprasad - May 16, 2025

Career

Sir, i am 21 years old . I have 2 years gap from higher secondary to ug admission. I had completed my my hs education in 2020. In this peak covid time i joined my father small fruit shop to help my family. After 1 year i joined 2 year DELED course. After DELED i start preparation of WBJEE for 1 year and failed to rank a good rank. So i joined ug 3 years in ba economics in 2024. Currently i passed AMFI mutual fund exam and work as a mutual fund distributor. Now i want pursue mba by giving CAT EXAM. My questions are 1. Is my gap years back fire to admit college like fms delhi or any other top college? 2.will my mfd business count as work experience in CAT? PLEASE ANSWER MY QUERY SIR.

Ans: Gap should not be a problem in securing admission as a lot of students do have a gap during that period in order to prepare for IIT JEE or NEET. Work experience is counted only if you do it after your graduation.

Patrick Dsouza |1043 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on May 17, 2025

Question by Shalini - May 16, 2025

Career

I am ex employee of banking but i resigned from bank 2.5 years experience and now I am jobless and very depressed what I do now for my career

Ans: Look out for jobs in other banks. Else you can do some short term courses that could be job oriented in the industry you want to work in. Can also look at option of being an investor advisor by doing courses relevant to getting RIA license. Can look at option of doing post graduation courses like MBA

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Video Reply
Audio Reply

WhatsApp
Facebook
Twitter
Copy link

Delete

Close

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus

Sign up

email

uname

mobile no

Country Code

Mobile number

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

LOGIN

x