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Shekhar

Shekhar Kumar  |154 Answers  |Ask -

Leadership, HR Expert - Answered on Apr 19, 2024

Shekhar Kumar is senior manager, talent acquisition, at the Shri Venkateshwara University in Gajraula, Uttar Pradesh. He has 18 years of expertise in the search and placement of executive leadership talent across various industries.
He has also mentored middle and senior management professionals for leadership positions and guided them in career development.
Shekhar has a bachelor's degree in business management from Magadh University, Bihar, and a master's degree in human resource management from Annamalai University, Tamil Nadu.... more
Yashi Question by Yashi on Mar 10, 2024Hindi
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I am a science (PCM) student but I'm not interested in persuing science as a career option I want to go in Banking or SCC...now I'm confused between B.Com(hons) and BBA so which one should be better for me?and if I should choose BBA then which would be best in Delhi NCR

Ans: Thank you for getting in touch with me on Rediff Gurus. If you're not interested in pursuing science as a career option and you are considering a path in banking or SSC (Staff Selection Commission), both B.Com. (Hons.) and BBA (Bachelor of Business Administration) can be suitable option. Several reputed institutions offer BBA programs, which include Amity University, Noida, Jamia Millia Islamia University [JMI], New Delhi, Jagan Institute of Management Studies Technical Campus [JIMS] Rohini, New Delhi, IMS Ghaziabad (University Courses Campus), Ghaziabad, BML Munjal University [BMU], Gurgaon, Institute of Management Studies [IMS], Noida, SRM University Delhi NCR, Sonepat, IILM Graduate School of Management [IILM GSM], Greater Noida, and Galgotias University [GU], Greater Noida, where you can study in Delhi and NCR.
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Sushil

Sushil Sukhwani  |564 Answers  |Ask -

Study Abroad Expert - Answered on Apr 29, 2024

Asked by Anonymous - Apr 27, 2024Hindi
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I am pursuing 12 in commerce. Please guide me should I pursue B.Com or BBA. I should study in India or abroad
Ans: Hello,

First and foremost, thank you for getting in touch with us. I am glad to hear that you are currently pursuing your 12th grade in the Commerce field. To answer your question first, I would like to let you know that we only deal with overseas education. Concerning your query as to whether you should pursue a Bachelor of Commerce (B.Com) or Bachelor of Business Administration (BBA), I would like to tell you that your interests, the abilities you intend developing, and your professional objectives, play a key role in deciding between pursuing a B.Com and BBA. Subjects pertaining to accounting, business law, finance, and economics are primarily covered in the Bachelor of Commerce (B.Com.) program. On the contrary, a comprehensive understanding of the various facets of business management, viz., human resources, finance, marketing, and operations is offered in a Bachelor of Business Administration (BBA) program.

If the technical aspects of economics, finance, and accounting appeal to you, B.Com could be a better option. Nevertheless, if learning about management principles, business strategy, and leadership skills, is what interests you, then BBA could be a wiser choice.

Concerning studying overseas, I would like to let you know that it can be an excellent chance to become acquainted with diverse cultures, educational systems, and perspectives. Remember that studying overseas can widen your horizons, broaden your international outlooks, and offer meaningful experiences that can enhance both your personal and professional life.

When deciding, I would recommend that you take into account variables viz., the standing of the universities you intend enrolling in, the courses they provide, potential employment possibilities, and your monetary circumstances. Moreover, in order to make an educated choice, I would suggest that you look into the available scholarships as well as think about the long-term advantages of studying overseas. Lastly, I would recommend that you select the course that best resonates with your interests, ambitions, and aspirations.

For more information, you can visit our website.

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Milind

Milind Vadjikar  |813 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Jan 01, 2025

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I am investing in mutual funds via FUNDSINDIA since 2016 through SIP (currently at 35000 pm). Their app shows invested value as 18,37,001/- and current value as 27,99,510/- with an annualised return as 19.9%. Is the return really 19.9%? is it good? Recently only i came to know they provide only regular growth funds and no direct funds, so how much i am loosing in that, Is it advisable that i take out all my money from them and invest directly through mutual funds website? current allocation is : 360 one quant fund reg(g) : 7000 icici pru value discovery fund(g): 7500 Parag parikh flexi cap fund reg(g): 5000 Mirae asset aggressive hybrid fund reg(g): 2500 axis midcap fund: reg(g): 3000 Kotak small cap fund(g): 5000 mirae asset large cap fund reg(g): 5000 Please advice comprehensibly as i need to take decision if i need to switch
Ans: Hello;

Almost 20% annualized return is a very good performance.

Do you think you could have managed this on your own without help from the MFD website?

Answer this question with full honesty to yourself because a YES means you may invest in direct plans henceforth and move your investments gradually to the direct platform to optimise LTCG impact.

However if the answer is NO then you agree that the MFD platform has added value by guiding and helping you generate such excellent returns.

Typically there is a difference in Total Expense Ratio(TER) applicable for Direct and Regular plan options.

In Direct plans it's DIY(Do It Yourself) hence return maybe slightly higher compared to regular plans but your distributor guides you to suitable schemes which are apt for your risk appetite, financial profile, asset allocation and investment horizon.

But keep a practice of reviewing your fund performance vis-a-vis category average, benchmark and risk adjusted returns annually.

Also the asset allocation needs to be adjusted to suit your risk profile over a span of period.

Happy Investing;
X: @mars_invest

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Nayagam P

Nayagam P P  |4018 Answers  |Ask -

Career Counsellor - Answered on Jan 01, 2025

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Sir I was absent in all my class 12th boards and practical in the year 2023-24 due to a medical illness, now I'm appearing as a regular candidate in the year 2024-25 boards. Will I be eligible for jee advanced 2025 and 2026 as in jee advanced attempt counts start from first appearance in class 12th, will they consider my board 2024 absent as an attempt? Will I be eligible for jee advanced 2025 and 2026? Specifically 2026
Ans: Heera, The eligibility for JEE Advanced 2025 and 2026 relies on how the test authorities see your situation about your attempts in the Class 12 board exams. Candidates can try JEE Advanced two times in successive years maximum. The first year a candidate shows up for the complete set of tests appears in Class 12. That year is not regarded as an attempt or appearance if you missed all Class 12 board tests for medical reasons and did not receive a result. Your legitimate first look will land around 2024–25. Get in touch with the JEE Advanced officials, show medical credentials, and offer paperwork proving your first honest attempt in Class 12 exams to confirm your eligibility. You will be qualify for JEE Advanced 2025 and 2026 if you re-registered for 2024–25 after missing the tests in 2023–24 for a legitimate medical reason.

Right now, only pay close attention to getting ready for the JEE/Other Engineering Entrance Exam.

Value Addition Suggestion: Instead of depending just on JEE, have Plan B and Plan C, appearing for 5-7 Entrance Exams.

All The BEST for Your Prosperous Future.

Follow RediffGURUS to Know More on ‘Jobs | Education | Careers’.

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Dr Nagarajan Jsk

Dr Nagarajan Jsk   |195 Answers  |Ask -

NEET, Medical, Pharmacy Careers - Answered on Dec 31, 2024

Asked by Anonymous - Dec 30, 2024Hindi
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Career
Hi i passed 12th in 2021 ( covid batch ) since everything was closed so in anxiety joined DU as sciences students but kept simultaneously preparing for neet it was very hazardous to manage both in offline neet prep and bsc so shifted to distance education bsc so i was in Du like 2021-2023 then 2023 took distance mode finally when i couldnot clear cutoff i thought will let this distance finish and side wise join some different and good course so came down to law in reputable law college of south . Is my decision ok or am i going too mmuch
Ans: Hi,

The students from the Covid batch have faced numerous challenges and are still struggling to settle down, including those in school. You have done your utmost to support them. Since you have completed your BSc and are now pursuing a degree in Law, you are in a favorable position.

Consider the possibility of becoming a patent attorney, which is a lawyer specializing in intellectual property law focused on securing and protecting an inventor's rights. Even before you complete your course, I encourage you to seek experiences related to intellectual property rights (IPR).
ALL THE VERY BEST.

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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