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Am I Overweight? Seeking Advice on Portfolio Adjustments

Ramalingam Kalirajan |8818 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Jan 05, 2025

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more

Question by Suresh on Jan 05, 2025Hindi

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Career

sir can you plz suggest me regarding any add or less in my existing portfolio>?

Ans: Your portfolio is diversified but can be optimised further. Consider reducing overlaps and increasing stability for long-term goals. A Certified Financial Planner (CFP) or Mutual Fund Distributor (MFD) like us can provide personalised recommendations tailored to your objectives. Contact us for an in-depth portfolio review and strategic guidance.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

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Question by Rajneesh - Apr 01, 2020Hindi

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Please advise. My portfolio is given below.

1. Dilip Buildcon Ltd: 1115 shares @412 (this is showing maximum loss as on date. Shall i hold in short term or sell? Any scope of recovery?) -- Sell

2. HDFC Bank: 215 shares @1249 -- Hold, can average as well

3. Pidilite Industries: 25 shares @1565 Hold

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8. Bharti Airtel: 100 shares @565 Hold

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Question by Suresh - Dec 03, 2020Hindi

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Sir, plz advise on my following portfolio:

Reliance industries 309shares @ 60/ - Hold (Check price)

JSW STEEL@360shares @25 - Hold

Vedanta 350 shares. @160/ - Prefer Hindalco

PFC@360 shares. @ ipo - Hold

Icici Lombard 117 shares. @ ipo - Hold

L&T 9 shares@@550/ - Hold

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Answered on Dec 04, 2020

Question by Anandarup - Dec 04, 2020Hindi

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Kindly advise on following portfolio:

Equity	Qty.	Holding price, ₹	Comments
ACC	20	1364	Hold
NCC	200	73	Exit
Suven Life Science	200	215	Hold
Suven Pharma	200	0 (Bonus)	Hold
GIC	160	434	Exit
IDFC First Bank	1500	29	Exit
HDFC Bank	90	946	Hold
SBI	100	175	Hold
SRTRANS FIN	100	955	Hold
GIC Housing Fin	100	186	Exit
HDFCMFGETF	10	2529	Hold
Unitech	3000	3	Exit
DLF	100	105	Exit
Tata Motors	900	152	Hold for atleast 2-3 years
HDFC Ltd	20	1588	Hold
Godrej Prop	30	715	Hold
Tata Power	500	58	Hold
RIL	5	(-) 4832	Hold

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Answered on Oct 22, 2020

Question by Avinash - Oct 22, 2020Hindi

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can you plz advice me on my portfolio. thank you.

Ans:

Ajanta pharma. 1635 - Hold

Bandhan bk. 322 - Hold
Eicher mot. 2183 - Hold
HAL. 129 - Hold
mangalam org. 602 - Exit
tata mot. 125- Hold for atleast 2-3 years

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Answered on Oct 22, 2020

Question by Harsh - Oct 22, 2020Hindi

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please review my portfolio

SBI CARD 19@ 755 -- Hold

SBI LIFE 21@ 700 - Hold

Reliance 10 @800 - Hold

Power grid 10 @126 - Hold

HDFC BANK 6 @645 - Hold

Hudco 100 @60 - Exit

Suzlon 600@ 18.68 - Exit

AB CAPITAL 50@ 163 - - Hold for atleast 2-3 years

Ashok Leyland 60@128 - Hold for atleast 2-3 years and try to add more at around 60

Asian paint 2@1530 - Hold

Berger paint 5@475 - Hold

FSL 50@39 - Exit

HEG 1@3893 - Exit

Hero moto 4@3088 - Hold

ICICI bank 20@421 Hold

India cement 200@ 121.5 Hold

Axis bank 5@580 Hold

L&tfh 230 @68.5 Hold

L&t 7@978 Hold

Maruti 1@9110 Hold

Mircelectronic 100@48 - Exit

Yes bank 1000 @46 – Exit if not under lock in

CPSE ETF 2024 @24.69 - Hold

Hind zinc 10 @281 Hold

Wipro 47 @283 Hold

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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