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Archana Deshpande | Answer |Ask -Follow

Image Coach, Soft Skills Trainer - Answered on May 14, 2025

Archana Deshpande, the founder of TransformMe Life Skills Coaching, is an image consultant, soft skills trainer and life coach.
She has been working with individuals and corporate organisations for more than 10 years during which she has helped professionals and students improve their soft skills, build confidence and enhance self-esteem.
An engineer from the PDA College of Engineering, Gulbarga, Archana had a successful career at Reliance Communications. But she has always been interested in teaching and training people. So she pursued a postgraduate diploma in teacher’s training at Pune’s Symbiosis Institute of Management Studies followed by teaching assignments in schools at Visakhapatnam and Mumbai.
Archana also holds an international certificate in image consulting and soft skills training from the Image Consulting Business Institute, Mumbai.... more

Asked by Anonymous - May 07, 2025

Career

I recently led a project where I ended up doing most of the work myself because I was unsure if others would deliver on time. The project was successful, but I felt exhausted and know it's not sustainable. How can I develop more trust in my team while maintaining accountability?

Ans: Hi!!

A leader is one who leads, rt?
So your biggest role as a leader is to get the job done from others. Good that you have realized that the model where you do most of the work is not sustainable. So delegate work to individuals based on their capabilities, check in on them at regular intervals . Learn the art of the leadership model where you apply different strokes to different people and different times. Identify your own natural leadership style and adopt the right style of leadership based on the kind of team members you have and the task on hand.
Conduct workshops or get your personnel trained on what it means to be a trustworthy team member and how important it is to be accountable in the greater interest of the team. If need be you too enroll yourself in a leadership program. As a corporate trainer myself I can assure you that every skill can be learnt and developed.

Be an inspiring leader and then see how your team will measure up to standard you set for them. I always believe that the team is as good as the boss..... all the very best in leading your team !!

You may like to see similar questions and answers below

Anu Krishna |1765 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Jan 31, 2024

Asked by Anonymous - Jan 12, 2024Hindi

Relationship

Hi mam, In past I have been fooled a lot of times and my trust have been broken a lot close ones because of which im facing a lot of trust issues , and this problem having been there for a long time has lead to a mew problem pf overthinking which is affecting my decision making process a lot . Need your suggestion on this , pls help

Ans: Dear Anonymous,
Firstly, it's people's loss in terms of your connection with them when you begin to lose trust in them due to their actions...
Having said this, it will also be wise to bear in mind that it is not necessary to sharing too many details of your life with people who really are not that close to you. At times people can use this against you. Your choice of people within your immediate circle is something that you must be careful about as well!
Now overthinking due to all of this is something that you can control. If overthinking is more about WHY is this happening to me rather than WHAT can I do about this, then you know that you have begun to indulge in self-pity. Instead ask yourself: What can I do to change this for myself; you will begin to take charge of who you invite into your life and what and how you want to navigate these relationships.

All the best!

Krishna Kumar |398 Answers |Ask -Follow

Workplace Expert - Answered on May 25, 2024

Question by Amol - Apr 25, 2024Hindi

Career

Dear Sir, I am working as Branch Manager in cooperative Bank. Due to staff under me are non competent, not self started, motivated and also reluctant to do work without taking follow up I am facing many issues and as a responsible I have to work overtime. What should I do to become good leader?

Ans: Hello Sir

Leadership is about inspiring people to be their best. People don't work as per our expectations but we can inspire them to be their best.

Suggest following

1. Understand strength and weakness of each of your staff.

2. Sit one on one with them and ask them how you can help them given their strength

3. Be patient with them, change doesn't happen in one go...it's not like a on - off switch...it takes time.

4. Be sincerely and genuinely interested in the growth of your team, keep that as your focus and I am sure your team will reciprocate with positive changes.

All the best.

Ramalingam Kalirajan |11010 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Jan 13, 2025

Question by arun - Jan 12, 2025Hindi

Money

How can I earn trust for money

Ans: Earning trust with money requires honesty, consistency, and transparency. Fulfill financial commitments promptly and avoid misleading others. Be accountable and clearly communicate your intentions and decisions. Manage your finances responsibly, demonstrating reliability. Prioritise relationships over monetary gains to build goodwill. Sharing financial knowledge and supporting others in need further strengthens trust. Integrity and fairness in all financial dealings are key to maintaining long-term credibility and trustworthiness.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

Archana Deshpande | Answer |Ask -Follow

Image Coach, Soft Skills Trainer - Answered on May 14, 2025

Asked by Anonymous - May 12, 2025

Career

I have recently been promoted to lead a team that includes some of my former peers. I'm excited about the new role, but the thing is I am facing challenges in establishing authority because I have known them for a while. For example, during meetings, one of my team members frequently interrupts or questions decisions in a way that undermines me in front of others. I am unsure how to handle this without appearing defensive or overbearing.

Ans: Hi!!

Congratulations on being promoted, I can feel your excitement. Leading a team which includes your former peers is a challenge and I want you to measure up to the challenge by following what i suggest below...
1. go prepared in meetings so that you can answer any questions that they may throw at you... write the answers down and practice them in front of a mirror
2. if they interrupt you, then say that they can ask whatever they want to ask after you have finished
3. be an assertive communicator... whatever you have to say, say it confidently in a respectful manner
4. dress up one rung higher than your peers , to look like a leader

You were chosen to lead so it is time to show them who the boss is...it will take time to establish authority, take it one day, one meeting and one interaction at a time, slowly and surely you'll be able to do it!!

All the very best!

Archana Deshpande | Answer |Ask -Follow

Image Coach, Soft Skills Trainer - Answered on Jul 16, 2025

Asked by Anonymous - Jul 02, 2025Hindi

Career

I have recently been promoted from a software engineer to a team lead, but I feel underprepared to lead people. I struggle with delegation, giving feedback, and handling team conflict. Since I've always been in a technical role, this people-facing responsibility feels overwhelming. How can I build leadership presence, develop emotional intelligence, and manage teams effectively while still learning the ropes?

Ans: Hi!!
First and foremost… congratulations you are the team lead now! The top management has seen the spark of a leader in you and chosen you to lead, it is now your turn to see yourself as a leader!

Don’t beat yourself up so much, you are new to this… it will take come time for you to learn the ropes of leadership! Ideally you should have been trained for role and then they should have given you the responsibility.

All your struggles of leading, delegating, giving feedback, managing conflict are learnable skills!
Developing leadership presence requires time and efforts. You need to master your Visual presence, your Vocal and Verbal communication and so much more!
I have tailor-made solutions to all that you want to learn under the umbrella of Leadership skills!
It can’t be taught by answering your question here in a few sentences!
Let’s help you be the leader you want to be!!
Learning leadership presence, develop emotional intelligence, mange conflict and your team effectively will require you to spend time and energy on learning these skills so that, you be that leader, who people will look up to!!
Leave a message on instagram @ lifeskillswitharchana and let’s see how we can help you!

Latest Questions

Dr Dipankar Dutta |1849 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Feb 03, 2026

Asked by Anonymous - Feb 03, 2026Hindi

Career

What are the other option available other than jee mains and advanced .I am from Assam

Ans: Are you asking about Engineering?

Anu Krishna |1765 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Feb 03, 2026

Asked by Anonymous - Jan 06, 2026Hindi

Relationship

I am ready to stand against my parents for the boy I love, but he isn’t willing to stand up to his family. We are both Hindus but our customs, language and rituals are very different from each other. Since the time we started dating, I have tried to give up on my choices for the sake of our happiness. He proposed to me last year after dating for 12 years. I said yes. Now he wants me to convince his parents. He is 29, the eldest son of the family but he feels his parents will not agree for our marriage. His entire family is against us. His mother won't even look at me, forget sit down and talk. I told him we'll have a court marriage and live separate but he wants me to convince his family. If he doesn't take responsibility now, how can I expect him to stand up for me in the future?

Ans: Dear Anonymous,
Are you serious? He happily got into a relationship with you BUT now wants to hide when it's time to talk to his parents.
He's 29 and as a mature adult you must learn to understand that until marriage it's his responsibility to not just talk to his parents but also find a way to make you and his parents meet.
Instead, he chooses to hide or he's scared? Do push him gently into his responsibilities and if you catch him delaying talking to his parents, then understand that he has a personality that avoids conflicts especially with his parents. Do imagine what it can be for you once you are married into that house.
Have an honest chat with him; love is not always roses and candles...straight and honest talk is always better before taking that big step.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

Anu Krishna |1765 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Feb 03, 2026

Asked by Anonymous - Jan 02, 2026Hindi

Relationship

I don't share secrets with my husband any more. Though we were friends when we were dating, I've noticed he takes me for granted since we got married. He used to take so much more interest in talking and getting to know me. Now I’ve started keeping parts of my life, thoughts, and feelings to myself because I feel sharing it with him is pointless. Not because my partner is unkind, but because I don’t feel understood anymore. Why do men take their girlfriends seriously and wives for granted?

Ans: Dear Anonymous,
The courtship phase is far from the marriage phase. During courtship, certain parts of the self go hidden in the eagerness of impressing the other person. Now, this usually is done unknowingly BUT when realoty hits, it feels like you have been cheated.
Instead of feeling disappointed and assuming that you need to do the worst, why don't you create situations where you start sharing by saying: "I would love for you to hear this..." OR "It means a lot when I feel heard..."

Roadblocks aren't the end of the world; you just learn to navigate around it to walk on a clear path.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

Anu Krishna |1765 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Feb 03, 2026

Asked by Anonymous - Jan 07, 2026Hindi

Relationship

My daughter got married 6 months ago, that is in July, completely arranged marriage, both agreed happily. Now the problem is, my son in law is not touching her since first day, sleeping separately by keeping a pillow between them. Once he said to my daughter that he is not interested in marriage, career oriented, we all shocked. He could have said at the time of interview itself. Now he is saying that he wants to correct himself and taking couple therapy sessions. Now my question is, is this problem common or very rare? Will therapy useful? We are all including his parents are very much worried about our daughter's future, how long should we wait for his recovery? Please answer.

Ans: Dear Anonymous,
I do understand that you are worried for your daughter. Yes, your son-in-law could have stated it clearly during the initial meetings that he wants to focus on his career. But...
But I do believe Couples Therapy can help break the wall between the couple; hopefully if the therapist helps your son-in-law with what exactly is bothering him.
Let them go through a couple of sessions and then you can talk to your daughter on whether there is any change in their connection or not.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

Mihir Tanna |1095 Answers |Ask -Follow

Tax Expert - Answered on Feb 03, 2026

Question by Rabindran - Feb 01, 2026Hindi

Money

In today's Budget is there any change in the taxation of LTCG on sale of immovable property

Ans: No change in it.

Patrick Dsouza |1443 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on Feb 03, 2026

Asked by Anonymous - Jan 31, 2026Hindi

Career

I am a B pharm Graduate (batch 2024) from MET Bhujbal knowledge City but after my completion of B pharm, I didn't get any industrial experience or good job. even seems like I lost interest in pharma field but i want to pursue MBA and want to settle in abroad, can you please recommend me countries which accepts MBA in Healthcare graduates from India. Even MBA in helathcare is better or Pharma MBA............even suggestion of course which can create interest are most welcomed because i completely lost my interest to work with pharmaceutical companies. moreover, I am doing medical coding course right now how can that course be helpful for me, are there any aboard opportunities in medical coding ?

Ans: If you want to settle abroad, it would be advisable to do MBA from abroad. Identify the country you want to settle and check the courses available in that country that suits you. In India you can do Healthcare MBA or Pharma MBA from colleges like TISS, GIM, NMIMS, etc. You will have to write entrance exams for the same.

Patrick Dsouza |1443 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on Feb 03, 2026

Question by sundram - Feb 03, 2026Hindi

Career

My brother did mbbs from Kyrgyzstan but he didn’t pass fmge so can he do MBA in pharmaceutical management he did 12th and then he went Kyrgyzstan he haven’t any graduate digree from India he have 10th 12th and mbbs digree from osh state university Kyrgyzstan can he do MBA

Ans: He can do MBA from India. To do MBA from India you need nothave degree from India. You can apply as foreign student. Ensure your international degree is recognized by the Association of Indian Universities (AIU) if applying to certain public institutions, though most top private business schools recognize accredited international degrees. You will have to write entrance tests like CAT / GMAT ...

Reetika Sharma |524 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Feb 03, 2026

Question by sarvothama - Jan 06, 2026Hindi

Money

sir, I am 28 year old Engineer working in IT field for 6 years. Recently married and my wife is also working in a IT Company. I have started investment in MF since my first salary and at present total the corpus is 15 L and my present SIP amount is 60K. In addition I am having 6L in PPF, 8L in Bank FD, 15L PLI and 5L Health Policy. My parents are well settled. My portfolio is as given below. 1. ICICI Prud. NASDAQ - 3K 2. Parag Parikh Flexi Cap - 10K 3. Quant ELSS - 7K 4. HDFC Retirement Saving - 10K 5. Kotak Mid Cap - 6K 6. SBI Focused Equity - 8K 7. Bandhan Small Cap - 8K 8. Nippon India Multi Asset - 8K My investment time horizon is 20+ years. Please review and suggest changes required if any. With Thanks & Regards, S. Salvankar

Ans: Hi Sarvothama,

You are doing great with your iverall investments at such age. Early investment really helps you in the long run. Let us analyse everything in detail:
1. Make sure to have ample emrgency fund in FD or liquid funds.
2. You should have proper term insurance and health insurance for yourself and family. As your spouse is working, she should also have an independent term insurance.
3. 8 lakhs in FD - can be treated as your emergency fund.
4. 6 lakhs in PPF - not recommended as a=you must have your EPF being an IT Professional. PPF is just like EPF, hence make minimum contributions to keep the account active and close it when 15 years tenure is over.
5. Health policy - 5 lakhs >> insufficient keeping in mind rising medical costs. Increase it to a minimum of 25 lakhs family floater for yourself and spouse.
6. 15 lakhs PLI - continue.
7. 15 lakhs + 60k monthly SIP in mutual funds. Very good and you should continue. However, the funds chosen are not exactly great. Entire allocation needs a proper plan in alignment to your profile and long term goal. It is better to work with a professional to choose better funds for your 20+ years goal.
I will not recommend continuing your SIPs in - Quant ELSS, HDFC Retirement Savings, Nippon multi asset and Focused Equity fund.

Hence overall reallocation and distribution in required here.
Do consult a professional Certified Financial Planner - a CFP who can guide you with exact funds to invest in keeping in mind your age, requirements, financial goals and risk profile. A CFP periodically reviews your portfolio and suggest any amendments to be made, if required.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

Reetika Sharma |524 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Feb 03, 2026

Question by Ashish - Jan 23, 2026Hindi

Money

Sir, I am a 44 years old male and have made following investments in Mutual Funds, which are as follows, please let me know if it is good to go: DSP India T.I.G.E.R. (The Infrastructure Growth and Economic Reforms Fund) Direct Growth (Rs. 1,000) Nippon India Small Cap Fund Direct Growth (Rs. 1,500) Axis Silver FoF Direct Growth (Rs. 1,000) LIC MF Gold ETF FoF Direct Growth (Rs. 1,000) Parag Parikh Flexi Cap Fund Direct Growth (Rs. 1,000) Motilal Oswal Midcap Fund Direct Growth (Rs. 500) SBI PSU Direct Plan Growth (lumpsum - Rs. 7,000) Aditya Birla Sun Life PSU Equity Fund Direct Growth (lumpsum - Rs. 6,000) I urge you to review my above portfolio as a whole and thereafter appropriately guide me whether I need to switch any of the above SIPs or stay invested as it is, particularly I am more worried about ‘Nippon India Small Cap Fund Direct Growth’ (keeping in consideration that my SIP becomes more than 1.5 years old with this Fund), it has generated negative returns more often, which now becomes my cause of concern, as a result sometimes I felt that I had invested in a wrong fund. My intent for the above investment is to create sufficient wealth, till the time of my retirement. Now, I seek your valuable guidance over the above, enabling me to reach to a decision. Thanks & regards, Ashish

Ans: Hi Ashish,

You have long 16 years till your retirement and proper guided investment can do wonders with your monthly SIPs.
Your concern regarding Nippon Small Cap fund is genuine but this is exactly how markets work. One cannot expect their money to double in an overnight. It needs patience and proper plan to generate even bare minimum of 12% annual return.

I see all the funds you invest in are direct funds. while direct funds are more preferred as they have lower expense ratio of about 0.5%, regular funds are better as they come with proper plan and guidance throughout.
Generating 2-4% returns in these types of direct funds v/s getting 12% return in regular funds - there is always an option.

However, continue with Nippon small cap, Parag Parikh Flexicap, and Motilal Oswal Midcap fund. Stop SIPs in other funds and work with a proper advisor to redirect these funds into better new funds.

Hence do consult a professional Certified Financial Planner - a CFP who can guide you with exact funds to invest in keeping in mind your age, requirements, financial goals and risk profile. A CFP periodically reviews your portfolio and suggest any amendments to be made, if required.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

Reetika Sharma |524 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Feb 03, 2026

Question by Srinivas - Jan 07, 2026Hindi

Money

My sip investment in sbi health care opportunities fund direct growth has given only 1.29%of growth even after 14months. Should I continue?

Ans: Hi Srinivas,

The fund you mentioned is a sectoral fund and these works like this only. It is not recommended to invest blindly in a random fund and lose your hard earned money.
Stop this SIP and consult a professional to start afresh. Go for a multi cap fund.

Or better work with a professional Certified Financial Planner - a CFP who can guide you with exact funds to invest in keeping in mind your age, requirements, financial goals and risk profile. A CFP periodically reviews your portfolio and suggest any amendments to be made, if required.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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