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PSB Employee Worries About Job Security Amidst Digitalization

Archana

Archana Deshpande  | Answer  |Ask -

Image Coach, Soft Skills Trainer - Answered on Nov 18, 2024

Archana Deshpande, the founder of TransformMe Life Skills Coaching, is an image consultant, soft skills trainer and life coach.
She has been working with individuals and corporate organisations for more than 10 years during which she has helped professionals and students improve their soft skills, build confidence and enhance self-esteem.
An engineer from the PDA College of Engineering, Gulbarga, Archana had a successful career at Reliance Communications. But she has always been interested in teaching and training people. So she pursued a postgraduate diploma in teacher’s training at Pune’s Symbiosis Institute of Management Studies followed by teaching assignments in schools at Visakhapatnam and Mumbai.
Archana also holds an international certificate in image consulting and soft skills training from the Image Consulting Business Institute, Mumbai.... more
Prasenjit Question by Prasenjit on Jun 07, 2024Hindi
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Hi madam.....iam an employee of PSB .iam serving bank for the past 11 years. Recently due to evolution of digital banking lots of work load has decrease and managment has stop recruiting staff for the past 5 years due to which i feel uncertain in working in bank because of banking career ,weathr psb wil survive in coming decade or it will be privatised.........

Ans: Prasenjit... your concerns are valid, however no one can actually know what the future holds. We can all speculate and get stressed about the future. It is only today and this moment that we have with us. Like railways in India it is very unlikely that PSBs will be privatised. Meanwhile what you can do is be a continuous learner, hone your skills , become indispensable to your organisation.
Keep your eyes, ears and heart/ mind to embrace the change and keep upgrading/learning and living life fearlessly.

All the very best!!
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Hi sir, my daughter got 93 percentile in JEE mains and wrote advanced but couldn't qualify, she has got good rank(4k) in kcet, she is stuck between choosing a college through kcet or should she take drop year and try for jee again. Please tell
Ans: Taking a year off to retake JEE Main and aim for JEE Advanced can help improve academic depth and potentially lead to admission to top institutes, but it comes with risks such as emotional stress, loss of academic continuity, and no guaranteed outcome without strong discipline and expert guidance. Alternatively, with a KCET rank around 4,000–5,000, your daughter qualifies for admission into several reputed Karnataka engineering colleges that are AICTE-approved, NBA/NAAC-accredited, with robust academic infrastructure, experienced faculty, and placement cells regularly achieving 75–85% success rates across core branches.

Based on KCET 2023–2024 cutoffs, she can expect admission into highly reputed institutions such as:
R.V. College of Engineering, Bangalore.
PES University, EC Campus, Bangalore.
M.S. Ramaiah Institute of Technology, Bangalore.
B.M.S. College of Engineering, Bangalore.
Dayananda Sagar College of Engineering, Bangalore.
S.J.B. Institute of Technology, Bangalore.
Ramaiah Institute of Technology, Bangalore.
New Horizon College of Engineering, Bangalore.
Sir M. Visvesvaraya Institute of Technology, Bengaluru.
J.S.S. Science & Technology University, Mysuru.

Recommendation:
Unless she is fully committed with a well-structured plan and emotional readiness, opting for one of these top colleges now ensures strong academic exposure, placement support, and skill development without delay, which may offer a more stable and rewarding path than a high-risk drop year. All the BEST for Admission & a Prosperous Future!

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