Should I Switch from Public to Private Banking at My Age & Experience?

Ans: Hello

Exposure that you would get in metro cities would be definitely better than those in rural side. So from career growth point of view staying in big metro cities is always advisable.

However if you are ready to compromise catter growth for what you are seeking in rural life then you can take the decision of going in rural area.

All the best.

Ans: Prasenjit... your concerns are valid, however no one can actually know what the future holds. We can all speculate and get stressed about the future. It is only today and this moment that we have with us. Like railways in India it is very unlikely that PSBs will be privatised. Meanwhile what you can do is be a continuous learner, hone your skills , become indispensable to your organisation.
Keep your eyes, ears and heart/ mind to embrace the change and keep upgrading/learning and living life fearlessly.

All the very best!!

Ans: Raj Sir, Please stay with the bank and don't quit until you find employment outside of the banking industry. Depending on your interests, aptitude, attitude, & personality traits and the job market trends, you will need to choose amongst alternative career options. Additionally, if you choose to transition to a different field, you need to be knowledgeable about that field and/or gain the skills and expertise that nearly all employers and recruiters require. Make a shortlist of your interests, set up job notifications on LinkedIn to learn about open positions, and continue to improve your skills through both online and offline channels. You must, however, consider the essential and noteworthy qualities or benefits that you will gain by taking these courses, such as: (a) the course's relevance; (b) accreditation and recognition; (c) the instructors' expertise; (d) the course's content and curriculum; (e) the learning format and flexibility; (f) the duration and commitment; (g) the fee structure; (h) the certifying authority and credibility; (i) evaluations and endorsements; (j) post-certification assistance/career services; (k) the evaluation and certification process; and (l) the technological framework used. All the BEST for Your Prosperous Future.

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Ans: Hi Shivam,

I think you can pursue courses related to analytics and a specialization in finance to help you easily reach or exceed your goal. You can start with SQL, Python, and PowerBI/Tableau. Check out some free courses on YouTube, Udemy, or Coursera, and read the reviews to decide which ones align best with your interests. You can also connect with me on LinkedIn (https://www.linkedin.com/in/onkarcsrandsustainability/) for further advice.

Ans: Can do relevant courses in the area of your interest like FRM. Apply for jobs in those areas and see if you can get an opening in those areas. Best option would be to talk to your HR and see if there is a possibility of you shifting to that role within your organisation.