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Struggling CA aspirant juggling career and marriage

Nayagam P

Nayagam P P  |8707 Answers  |Ask -

Career Counsellor - Answered on Nov 11, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Asked by Anonymous - Oct 20, 2024Hindi
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Hello Sir/Ma’am, I needed some genuine advice for getting a grab on my career. I am currently working as an 'Accountant' in a CA firm. Since passing my school, I wanted to become a Chartered Accountant. I pursued this course jn tje year 2018 along side my graduation in B.com (Hons.) . I cleared the CA Foundation exam November 2018 attempt but I have been struggling to clear CA Intermediate exams since the year 2019. Meanwhile, I completed my MBA (Finance) from distance and got a job in a CA firm but the salary is not promising. As I started to prepare for my CA exams again, I took a leave for 3 months from my office for the upcoming CA Inter exams in January 2025. Now the problem is that while I was focusing on my exam preparation, I had to urgently attend a crucial personal matter. This was regarding my marriage. I had to introduce my family to my boyfriend's. Since my boyfriend os much older, his.parents want me to get married to him.as soon as possible. Me , my boyfriend and my family however handled this situation and asked his parents to wait until January 2025. Ever since then I am not able to focus on my studies as I used to. I know the situation is difficult but it is my dream to become a CA. Could you please help me to bring back my focus ?

Ans: Your scenario is complicated since you must balance CA preparation, career obligations, and marriage obligations. This planned strategy will help you recover focus and advance toward becoming a Chartered Accountant:

1) Change Your Mindset. Accept that life disruptions arise and your focus may wander during personal struggles. Remember that you can recover. Reclaim Your Purpose: Recall why getting a CA is important for your career. 2) Make a Flexible Study Plan. Adjust your study regimen to maximize time given your exam and personal obligations. 3) 12) Focus Methods
Pomodoro Method: Focused 25-minute sessions with 5-minute breaks.
Visualization: Imagine passing CA Inter and pursuing your dream.
4) Daily Study Goals: Break concepts into manageable parts. Set aside 3–4 hours for dedicated study daily. 5) Focus on Weaknesses: Study subjects you've difficulty with. Practice with prior papers and simulated examinations to simulate the real exam. 6) Utilize Support: Talk to your family and boyfriend about your problems. Their understanding and support can reduce emotional stress.
7) Mentors and Study Groups: Attend a CA study group or hire a mentor for help and accountability.
8) If possible try to avail the services of professional coaching or counseling to manage your stress and focus. 9) Address Distractions. Define limits: Inform both families of your study regimen and exam relevance. Digital detox: Limit social media and other digital distractions that lower productivity.
10) Mental Health and Self-Care. Physical Health: Exercise and a balanced diet improve attention.
Mental Health: Meditation and mindfulness reduce anxiety and improve focus.
11) Post-Exam Plans: After January 2025 tests, assess Career Growth: Passing the examinations will boost your career opportunities. Alternatively, you might retake the exam or pursue other finance qualifications. Have Plan B & Plan C also.
12) Planning Marriage: Make sure both families support your marriage timeline and job goals.

With careful planning and support, CA preparation, work, and personal life can be balanced. Focus on each day and remember that long-term ambitions are worth the short-term sacrifices.

All the BEST for Your Prosperous Future.

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Hello sir I am 28 years old female working as an HR from home along with preparing for my CS exective. I have cleared its group 1 in 5 yrs and now struggling to clear group 2 since last 2 years. Once i will clear then i have to study for CS professional examination totally unpredictable that how much time it will take to complete. At 30 family will start pressurize for getting married. And i am not joining any HR jobs onsite or not taking any onsite opportunities or growing in my career coz then i will deviate from my CS study. Totally in dilemma what should i do . Please guide sir Thanks
Ans: Thank you for sharing your dilemma to me. It sounds like you're facing a lot of pressure and uncertainty about your career, education, and personal life. Please assess your priorities and set realistic goals for your career and education. Consider the time and effort required to complete your CS executive and professional examinations, and develop a study plan that allows you to balance your studies with your other commitments. Develop effective time management strategies to prioritize your tasks and allocate sufficient time for studying, work, and personal activities. Break down your study goals into manageable tasks and set deadlines to stay on track with your progress.

It is better to have an open and honest conversation with your family about your career and education goals, as well as your timeline for completing your CS examinations. Discuss your concerns and the support you need to achieve your goals while addressing their expectations regarding marriage. Remember that it's okay to seek support and make adjustments to your plans as needed. Trust yourself, stay focused on your goals, and believe in your ability to overcome challenges and achieve success in your career and education endeavors. Best of luck! Feel free to contact me on Rediff Gurus if you require additional guidance or assistance.

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Nayagam P

Nayagam P P  |8707 Answers  |Ask -

Career Counsellor - Answered on Apr 03, 2025

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Hi I started my CA at the age of 23.5 along with job , and I eventually managed to cleared group 1 of ca inter May 2024 and for second group I gave jan 25 attempt but failed due do poor marks in cost , this wan an first attempt , but now I skipped may 25 attempt because I was not clear shoup I gave one more attempt or not but I didn't, I quit my job due to study but result doesn't came well and i am considering to prepare for govt job while doing job , I lf I prepare for ca it will take 28 If from there I managed to clear infirst attempt , I may be feeling that while working and preparing govt is better decision. Shoul I continued my CA journey or should I quit it , any suggestions please
Ans: At a career crossroads, it's crucial to consider your priorities and interests, such as passion for CA and interest in government jobs. The time and effort required for CA exams or SSC, UPSC, and Banking Exams, should be considered. Financial considerations should also be taken into account, as if FINANCIAL STABILITY is a priority, returning to a job while preparing for a government exam might be a safer option. Alternative approaches include a hybrid approach, switching fully to government jobs for stability, structured work, and benefits, or trying one more CA attempt if you still have the motivation and confidence. If you're passionate about CA and believe you can clear it with focused effort, give it another chance. If you're unsure and more inclined towards job security, it's practical to shift towards government job preparation while working. Commit to your decision fully and avoid constantly second-guessing. All the best for your prosperous future!

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Latest Questions
Nayagam P

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Sir my son confuse he got IIPE. Chemical, Comdedk rank 2308 he will take bms cse, Vitee vellore cse(5yh catagory) Whos is best
Ans: IIPE’s B.Tech in Chemical Engineering is offered by an Institution of National Importance under the Ministry of Petroleum & Natural Gas, boasts NBA-accredited curricula, specialized petrochemical and process-engineering laboratories, faculty with industry and research experience, strong PSUs linkages with ONGC, HPCL, IOCL and GAIL, and achieved placement rates of 97.6% in 2023 and 93.8% in 2024 in core energy roles. BMS College of Engineering’s CSE programme, NAAC A++-accredited, features modern programming, AI/ML and networking labs, PhD-qualified faculty and an active placement cell, but saw CSE placement rates of 74% in 2021, 64% in 2022 and 62% in 2023. VIT-AP’s CSE arm, part of a NAAC A++ and NBA-Tier-1 IoE institute, delivers outcome-based AI, data-analytics and cybersecurity training in advanced labs, faculty with global credentials, and consistently places over 90% of CSE graduates with recruiters like Amazon, Microsoft and Deloitte.

Recommendation: Only if your son is really interested in chemical engineering, prioritize IIPE Chemical Engineering for an assured core-sector trajectory, elite accreditation, and PSU absorption pathways; choose VIT-AP CSE next for its high placement consistency, cutting-edge infrastructure, and global institute status; consider BMSCE CSE only if cohort size and institutional legacy outweigh comparatively lower recent placement rates. All the BEST for Admission & a Prosperous Future!

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Nayagam P

Nayagam P P  |8707 Answers  |Ask -

Career Counsellor - Answered on Jul 13, 2025

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I got CSE (AI/ML) in IIIT Nagpur (98.33%ile in JEE mains)...and i think i would get SPIT CSE (99.66 in MHTCET)..what should i prefer?
Ans: Hemant, IIIT Nagpur’s B.Tech in Computer Science & Engineering with AI/ML specialisation holds NAAC A++ accreditation and NBA approval, featuring state-of-the-art AI/ML, computer vision and NLP labs, a PhD-qualified faculty engaged in AICTE-QIP research programmes, and strong Tata Consultancy Services partnerships. In the 2024 placement cycle, the CSE branch recorded an 89.11% placement rate, with recruiters including Amazon, Goldman Sachs and Microsoft. Sardar Patel Institute of Technology (SPIT), an autonomous NAAC A+ institute affiliated to the University of Mumbai, offers a robust CSE curriculum supported by its Technology Business Incubator, modern programming and AI labs, and an active placement cell that has achieved a assured complete placement consistency for eligible CSE students, attracting over 100 companies annually. Both institutes maintain rigorous outcome-based pedagogy, comprehensive pre-placement training and vibrant alumni networks, differing primarily in placement consistency and urban singleton versus emerging campus environments.

Recommendation: Prioritise SPIT Mumbai CSE if assured complete placement consistency, extensive industry-incubator integration and metropolitan networking resonate with your career goals. Opt for IIIT Nagpur CSE-AI/ML if you seek an emerging institute’s specialised AI/ML research focus, national importance status and strong academic-industry collaboration in a growing tech hub. All the BEST for Admission & a Prosperous Future!

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