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Mayank Chandel |437 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Apr 10, 2023

Mayank Chandel has over 18 years of experience coaching and training students for various exams like IIT-JEE, NEET-UG, SAT, CLAT, CA and CS.
Besides coaching students for entrance exams, he also guides Class 10 and 12 students about career options in engineering, medicine and the vocational sciences.
His interest in coaching students led him to launch the firm, CareerStreets.
Chandel holds an engineering degree in electronics from Nagpur University.... more

Question by Pooja on Apr 08, 2023Hindi

Career

Hello sir My daughter is preparing fot neet ug 2023. But she is not fully prepare for it. Please tell me any other best option without neet. Today's in medical (PCB) which field is best for girls.

Ans: Hello Pooja
Below are the best option without neet:

Bachelor of Medical Laboratory Technology (BMLT) - This course is related to the diagnosis and treatment of diseases through the analysis of blood, tissue, and other bodily fluids.

Bachelor of Optometry and Vision Science (BOVS) - This course is related to the diagnosis and treatment of vision disorders, including the use of contact lenses, glasses, and other corrective devices.

Bachelor of Respiratory Therapy (BRT) - This course is related to the diagnosis and treatment of respiratory diseases, including the use of oxygen therapy and mechanical ventilation.

Bachelor of Nuclear Medicine Technology (BNMT) - This course is related to the use of radioactive materials to diagnose and treat diseases, including cancer.

Bachelor of Neurophysiology Technology (BNT) - This course is related to the diagnosis and treatment of neurological disorders, including the operation of equipment such as EEG and EMG machines.

Bachelor of Perfusion Technology (BPT) - This course is related to the use of heart-lung machines to support patients during cardiac surgery.

Bachelor of Medical Imaging Technology (BMIT) - This course is related to the use of medical imaging technologies, such as MRI, CT, and X-ray machines, to diagnose and treat diseases.

Bachelor of Renal Dialysis Technology (BRDT) - This course is related to the use of dialysis machines to treat patients with kidney disease.

Forensic Science: You can opt for a career in forensic science by pursuing a B.Sc. in Forensic Science or M.Sc. in Forensic Science.

Pharmacy: You can opt for a career in pharmacy by pursuing a B.Pharm or M.Pharm.

For any further help & guidance, you can contact me through our social media handle named CAREERSTREETS.

You may like to see similar questions and answers below

Mayank Chandel |437 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on May 26, 2023

Question by Raminder - May 21, 2023Hindi

Career

My daughter is preparing for NEET- 24. If she can't get through in a govt. Medical College, what are other good career choices in medical stream for ug courses

Ans: Hello Raminder,
If your daughter doesn't get MBBS, you can ask her to go for BDS, BAMS if that interests her.

Here are few other options available for your daughter.

Bachelor of Medical Laboratory Technology (BMLT) - This course is related to the diagnosis and treatment of diseases through the analysis of blood, tissue, and other bodily fluids.

Bachelor of Optometry and Vision Science (BOVS) - This course is related to the diagnosis and treatment of vision disorders, including the use of contact lenses, glasses, and other corrective devices.

Bachelor of Respiratory Therapy (BRT) - This course is related to the diagnosis and treatment of respiratory diseases, including the use of oxygen therapy and mechanical ventilation.

Bachelor of Nuclear Medicine Technology (BNMT) - This course is related to the use of radioactive materials to diagnose and treat diseases, including cancer.

Bachelor of Neurophysiology Technology (BNT) - This course is related to the diagnosis and treatment of neurological disorders, including the operation of equipment such as EEG and EMG machines.

Bachelor of Perfusion Technology (BPT) - This course is related to the use of heart-lung machines to support patients during cardiac surgery.

Bachelor of Medical Imaging Technology (BMIT) - This course is related to the use of medical imaging technologies, such as MRI, CT, and X-ray machines, to diagnose and treat diseases.

Bachelor of Renal Dialysis Technology (BRDT) - This course is related to the use of dialysis machines to treat patients with kidney disease.

Forensic Science: You can opt for a career in forensic science by pursuing a B.Sc. in Forensic Science or M.Sc. in Forensic Science.

at last Pharmacy: You can opt for a career in pharmacy by pursuing a B.Pharm or M.Pharm.

Mayank Chandel |437 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Jul 11, 2023

Question by Amit - Jun 26, 2023Hindi

Career

Hi, My daughter is in Class XI Science. She has Combination of PCB and target NEET Exam.Can You suggest which Other options that she can look for after 12 .

Ans: Hello Amit
here are some other career avenues that you can seek.
Below is the best option without neet:

Bachelor of Medical Laboratory Technology (BMLT) - This course is related to the diagnosis and treatment of diseases through the analysis of blood, tissue, and other bodily fluids.

Bachelor of Optometry and Vision Science (BOVS) - This course is related to the diagnosis and treatment of vision disorders, including the use of contact lenses, glasses, and other corrective devices.

Bachelor of Respiratory Therapy (BRT) - This course is related to the diagnosis and treatment of respiratory diseases, including the use of oxygen therapy and mechanical ventilation.

Bachelor of Nuclear Medicine Technology (BNMT) - This course is related to the use of radioactive materials to diagnose and treat diseases, including cancer.

Bachelor of Neurophysiology Technology (BNT) - This course is related to the diagnosis and treatment of neurological disorders, including the operation of equipment such as EEG and EMG machines.

Bachelor of Perfusion Technology (BPT) - This course is related to the use of heart-lung machines to support patients during cardiac surgery.

Bachelor of Medical Imaging Technology (BMIT) - This course is related to the use of medical imaging technologies, such as MRI, CT, and X-ray machines, to diagnose and treat diseases.

Bachelor of Renal Dialysis Technology (BRDT) - This course is related to the use of dialysis machines to treat patients with kidney disease.

Forensic Science: You can opt for a career in forensic science by pursuing a B.Sc. in Forensic Science or M.Sc. in Forensic Science.

at last Pharmacy: You can opt for a career in pharmacy by pursuing a B.Pharm or M.Pharm.

Mayank Chandel |437 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Mar 23, 2024

Asked by Anonymous - Sep 28, 2023Hindi

Career

Hello sir/ma'am, My daughter gave NEET UG this year, this was her 3rd attempt, but she didn't score enough to get a seat in government medical college. although she has taken admission in bsc microbiology in a local college but she is not satisfied with that college and doesn't want to pursue that course.We are really worried about her future.What should we do?Please guide us.

Ans: Sir,
GMC requires a very high score, if her interest is only medical then she can pursue it abroad.
Also apart from MBBS/BDS Medical career below are the other options you can explore.

B.Sc. courses: You can opt for B.Sc. courses in various subjects like physics, chemistry, biology, microbiology, biotech, etc.

Research: You can opt for research-oriented courses like M.Sc., Ph.D., etc. in your desired field of study.

Agricultural Science: You can opt for courses in agriculture like B.Sc. Agriculture, B.Tech. Agriculture, etc.

Environmental Science: You can opt for courses in environmental science like B.Sc. Environmental Science, M.Sc. Environmental Science, etc.

Forensic Science: You can opt for a career in forensic science by pursuing a B.Sc. in Forensic Science or M.Sc. in Forensic Science.

Pharmacy: You can opt for a career in pharmacy by pursuing a B.Pharm or M.Pharm.

All the best.

Mayank Chandel |437 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Oct 03, 2023

Asked by Anonymous - Oct 01, 2023Hindi

Career

Sir/Maam My daughter is doing 12th Medical , in case she does not get good NEET score what alternatives can she pursue other than medical. So far she is intent on medical but lagging behind in Physics

Ans: Hi,
Here are a few options that you can do with biology:

Biotechnology
Environmental science
Microbiology
Forensics

Mayank Chandel |437 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Jan 02, 2024

Question by salerm - Jan 01, 2024Hindi

Career

Hello sir, my daughter is in 12th standard and prepering for NEET 2024.kindly guide us other options for further studies if she didnot get seat in MBBS..

Ans: Hello Salerm
The most sought options after MBBS are BAMS, BDS, BHMS etc. You can also explore MBBS from abroad option as well.

Latest Questions

Moneywize |102 Answers |Ask -Follow

Financial Planner - Answered on May 02, 2024

Asked by Anonymous - Apr 20, 2024Hindi

Money

I have submitted my Form 15 to my bank in April 2023. My income falls under the non-taxable category against interest received from bank FDs. Bank has not deducted any TDS up to September 2023 but from October 2023 they have started deducting TDS on FD interest earned by me saying that interest earned on my FDs have crossed the limit of Rs 5 lakh. Is the bank right in deducting tax citing this reason? Please enlighten me.

Ans: No, the bank is likely not right in this case. Here's why:

• Form 15G validity: A valid Form 15G submitted before April 1, 2023 is applicable for the entire financial year 2023-24 (assessment year 2024-25). This means if your income falls under the non-taxable category, the bank shouldn't deduct TDS on your FD interest for the entire year.
• TDS exemption limit: The current exemption limit for TDS on FD interest is Rs 40,000 for individuals below 60 years old, and Rs 50,000 for senior citizens (above 60 years old). There's no limit of Rs 5 lakh for TDS deduction on FD interest.

Here's what you can do:

• Reach out to your bank: Inform them that you submitted a valid Form 15G and your income falls under the non-taxable category. You can clarify the exemption limit and point out the mistake.
• Request rectification: Ask the bank to rectify the error and reverse the TDS deducted on your FD interest from October 2023 onwards.
• Seek professional help: If the bank doesn't resolve the issue, consider seeking help from a tax consultant or financial advisor. They can guide you further on how to claim a refund for the deducted TDS.

Additional points to consider:

• Ensure you have a copy of the Form 15G submission acknowledgement for your records.
• Keep a record of any communication with the bank regarding the TDS deduction.

By following these steps, you should be able to resolve the issue with the bank and avoid unnecessary TDS deduction on your FD interest.

Mayank Chandel |437 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on May 02, 2024

Asked by Anonymous - Apr 20, 2024Hindi

Career

Respected Sir/Mam I have just completed my 12th grade and waiting for my results and I have decided to pursue my carrier in law ,but CLAT 2024 was already over .So ,I have decided to give Christ University law entrance exam (CULEE) and failed in the first session .I am an science stream student ,I am confused now whether should I go with law or try engineering.I know it's about my interest but still I can't choose kindly help me

Ans: Hi,
have you appeared for any engineering entrance? that's the only way to get admission in engineering colleges. or else you will have to repeat clat & engg entrances next year.

Ravi Mittal |181 Answers |Ask -Follow

Dating, Relationships Expert - Answered on May 02, 2024

Asked by Anonymous - May 01, 2024Hindi

Relationship

Im 28 F and planning to focus on career before thinking about marriage. Parents are pressuring me to get married but im not interested now. Is it too late already?

Ans: Dear Anonymous,

It's a really good decision. There is nothing wrong with focusing on your career first and marriage after. In fact, it is best to have financial independence before marriage. And though I understand your parents' concerns, 28 is absolutely not too late to get married. There is no right time frame to get married. There's only the right mindset. If you are not ready for it, you should not rush into it.
Your parents have your best intention in mind, let's remember that first. But that does not mean you have to give in to their ideas. Try to make them understand the importance of having a career of your own and the importance of being financially independent. I'm sure with time they will come around.

Best Wishes.

Ravi Mittal |181 Answers |Ask -Follow

Dating, Relationships Expert - Answered on May 02, 2024

Asked by Anonymous - May 01, 2024Hindi

Relationship

Im in a relationship with a guy for 9 years. We tried to convince our familes. My family got convinced, but his family didnt. He is threating him that if he marry me they will hurt us. He is fed up with all these and now dont want to get married. What should i do?

Ans: Dear Anonymous,

I am sorry to hear that you are going through such a tough time. I understand that it must be hard to move on after putting so much effort into building a relationship for nine years. But if there are threats of harm involved in it, I have no other advice than to inform your parents about the same and keep a safe distance. I am sure your partner has tried his best but looking into everyone's best interest, keeping your distance for the time being seems like the best option right now. You can ask your parents to talk to his parents; if they still continue to threaten you, as any well-wisher, I would be forced to ask you to reconsider the relationship.

Best Wishes.

Ramalingam Kalirajan |1298 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on May 02, 2024

Question by Vivek - Mar 19, 2024Hindi

Money

Hi, my age is 29. Married. My daughter is 8 months old. My monthly salary is Rs. 1.33L PM. Monthly expense - Rs. 35,000 Current commitments are: Home Loan EMI - Rs. 43,535 (8 months completed. 30 years tenure) Term Insurance - 1cr (Annual premium - Rs. 36,000 for 10 years. 7 more premium pending) Current NPS Balance - Rs. 75,000. Investing Rs. 15,000 pm SSY - Rs. 12,500 pm. APY - Rs. 409 pm I'm planning to save for Emergency Corpus Fund, get a medical insurance floater policy. My short term goal is to save Rs. 20 lakhs within 4 years for registeration and interior work for house. My long term goals are for daughters UG education, wedding, retirement at 55 years. I took investment risk test and Im an aggressive investor and planning to invest more on equity. Also, I want to diversify the portfolio and invest across asset class.

Ans: It's great to see your proactive approach to financial planning! With your solid income and clear goals, here's a suggested plan:

Emergency Corpus Fund: Aim for 6-12 months' worth of living expenses in a high-yield savings account for emergencies.
Medical Insurance Floater Policy: Ensure adequate coverage for your family's healthcare needs, including your daughter.
Short-Term Goal - House Expenses: Consider a mix of equity and debt mutual funds for potential growth while safeguarding against market volatility.
Long-Term Goals - Daughter's Education, Wedding, Retirement: Continue investing in equity through mutual funds or stocks for higher returns over the long term. Also, explore options like PPF, NPS, and diversified funds for diversification across asset classes.
Review and Adjust: Regularly review your portfolio's performance and make adjustments as needed to stay on track with your goals.
Remember, financial planning is dynamic. Consulting a Certified Financial Planner can provide personalized guidance tailored to your unique circumstances and aspirations. With discipline and strategic investing, you'll be well-positioned to achieve your financial dreams.

Mayank Chandel |437 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on May 02, 2024

Asked by Anonymous - Apr 24, 2024Hindi

Career

I completed bams a year ago. I passed 12th in 2014 and prepared for neet 2 times but couldn?t get seat because i was not serious about my career at that time. I had no clearity. I was so confused that I couldn?t focus. Even my parents and relatives were scolding me and not helping me . So I wasn?t thinking roperly focused. Then i gave bams entrance for the first time and got seat. I feel like if they wouldn have helped me or asked me what do i feel then i must not have been in the same place as am today. I feel i have ruined my life. Am currently working in delhi as a physician in a very renowned ayurvedic institute. But i feel like I don?t have passion for ayurveda. Am 26 years old. Everytime i feel like failure as I couldn?t get mbbs. Still my teenage to final year of my college i used to be so confused about my career. As now at 27 am having clearity that i want to be a cardiac surgeon, i feel like it?s too late to restart again. I feel depressed, failed and guilty. I don?t know if its a good decision to appear for neet again or not. I feel like defeated. I dont Feel happy. This time i have a lot of passion for becoming a cardiac surgeon but i am not able to decide this thing myself. I feel helpless. I feel guilty that I couldn?t clear neet exam. On the other hand there are some of my friends who never ever appeared for neet and did bams from private colleges are really happy and don?t have any complaints from this career. Why do i only feel defeated and unhappy.

Ans: Hi,
I cannot help you psychologically. But yes if you are really serious & want to restart give it a second thought that whether you will be able to give another 10 years into study. Plus NEET has become more competitive now as almost 24L+ students are writing this year. Again you won't make it there you will be more depressed. Other option would be MBBS abroad then. But still the question is will you be able to give your next 10 years into study?

Ramalingam Kalirajan |1298 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on May 02, 2024

Question by Nitin - Jan 19, 2024Hindi

Money

I want to invest 5 lakhs one time investment in mutual fund purely for growth. Which fund would give higher returns in short period of time.

Ans: When seeking higher returns in a short period, it's important to acknowledge the associated risks. Equity funds historically offer greater potential for growth but come with volatility.

Consider diversified equity funds or mid-cap funds known for their growth potential. However, past performance doesn't guarantee future results. Research thoroughly and consult a Certified Financial Planner to align investments with your goals and risk tolerance.

Ramalingam Kalirajan |1298 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on May 02, 2024

Question by Ravi - Mar 28, 2024Hindi

Money

Hi Jinal, We both partner are 40 year old. These days after having second child (9 month old), I am bit worried about my both sons (Elder one 10 year) future. We couple currently earning 3.5 Lack per month together (In hand). I am investing 15 thousand in LIC SIIP (Last two year), 25 thousand in SIP (SBI, Last two year), and nearly 20 thousand in LIC per month (Last 10 years). I do invest 1.5 Lacks in PPF every year (Last 13 year). With all this investment can i reach a core plus of 60 Lac (For younger one education) by 2030 and another 1 Cr (For Elder one education and marriage) by 2040. I don't have to plan our retirement as we both are government employee and automatically investing in NPS as per government rules (Current value of NPS is 80 Lack combined). Is this investment is sufficient or i have to increase further for our sons education. One more thing I do investment in gold also (Physical) approximately 3 Lack per year from last 2 years.

Ans: It's heartening to hear your dedication to securing your children's future amidst the joys and challenges of parenthood. Your commitment to various investments, including LIC policies, SIPs, and PPF, reflects your foresight and responsibility.

While your current investments provide a solid foundation, it's essential to regularly review and adjust your financial plan. Consider consulting with a Certified Financial Planner to assess if additional contributions or adjustments are needed to meet your ambitious goals.

Remember, financial planning is a journey, and flexibility is key to adapting to life's twists and turns. With careful planning and guidance, you can navigate towards a brighter future for your children with confidence.

Ramalingam Kalirajan |1298 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on May 02, 2024

Asked by Anonymous - Mar 27, 2024Hindi

Money

is insurence ( TATA AIG)avl for resurfaciIng of hip joints

Ans: Insurance coverage for hip joint resurfacing can vary depending on the terms of your policy with TATA AIG. It's essential to review your policy documents or consult with a representative to understand the extent of coverage for this specific procedure. Additionally, discussing your medical needs with your healthcare provider can help determine the best course of action and explore potential insurance options.

Ramalingam Kalirajan |1298 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on May 02, 2024

Question by Yogesh - Mar 26, 2024Hindi

Money

Dear Sir, I am investing Rs 70,000 per month in HDFC Top 100 growth direct plan and will reach 1 Cr (investment) in next 15 years. If I switch to SWP for next 10 years after I have invested 1 Cr then, how much will I get per month?

Ans: Your commitment to investing for the future is commendable! However, predicting exact returns can be tricky due to market fluctuations. Instead of fixating on specific numbers, focus on building a diversified portfolio aligned with your long-term goals. Consulting a Certified Financial Planner can provide clarity and help navigate uncertainties, ensuring your financial journey remains on course.

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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