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BTech in CS graduate with no coding skills - What are my options?

Dr Dipankar

Dr Dipankar Dutta  |718 Answers  |Ask -

Tech Careers and Skill Development Expert - Answered on Aug 17, 2024

Dr Dipankar Dutta is an associate professor in the computer science and engineering department at the University Institute of Technology, the University of Burdwan, West Bengal.
He has 27 years of experience and his interests include AI, data science, machine learning, pattern recognition, deep learning and evolutionary computation.
Aside from his responsibilities at the college, he also delivers lectures and conducts webinars.
Dr Dipankar has published 25 papers in international journals, written book chapters, attended conferences, served as a board observer for WBJEE (West Bengal Joint Entrance Examination) exams and as a counsellor for engineering college admissions in West Bengal. He helps students choose the right college and stream for undergraduate, masters and PhD programmes.
A senior member of the Institute of Electrical and Electronics Engineers (SMIEEE), he holds a bachelor's degree in engineering from the Jalpaiguri Government Engineering College and a an MTech degree in computer technology from Jadavpur University.
He completed his PhD in engineering from IIEST, Shibpur (formerly BE College).... more
MR. Question by MR. on Aug 17, 2024Hindi
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Hello Sir, I'm currently in my final year of BTech in Computer Science at IIT BHU. Over the past three years, I've struggled to develop an interest in coding and development, unlike many of my peers. Although I tried to focus on it, I found it difficult to engage with. Now, as the placement season approaches, I'm finding it challenging to secure a job, and it's making me question whether I've wasted these three years. Recently, I've discovered that my true interests lie in areas like business, finance, and profit-driven activities. However, I'm feeling extremely confused about what to do next. I'm not in a strong financial position, as I have an education loan to repay, and this situation is causing me a lot of stress, anxiety, and depression. What to do I don't know pls guide sir !!

Ans: Firstly, it's important to recognize that you're not alone in feeling this way, and it's good that you've identified your true interests in business, finance, and profit-driven activities. Firstly, it's important to recognize that you're not alone in feeling this way, and it's good that you've identified your true interests in business, finance, and profit-driven activities. Consider roles in product management, technical consulting, or business analysis, which often value a strong technical background but don't require heavy coding. These require considerable domain knowledge. Begin by exploring online courses or certifications in finance, business management, or economics. If possible, talk to a counselor or therapist who can help you manage anxiety and depression. You can take help of RediffGuru's in these fields. Consider further studies like an MBA if you are truly passionate about business.
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What happens when a Mutual Fund company shuts down / gets sold off?
Ans: Hello;

If a mutual fund company gets sold or fails, the process is prescribed by SEBI:

In case MF company is Sold,
The new fund house may:
1. Continue the scheme with a new name and management.

2. Merge the scheme with similar funds and offer investors the option to exit without any exit load.

In case MF company shuts down,
The fund house will:
1. Pay out investors based on the fund's last recorded Net Asset Value (NAV) and the number of units the investor holds, after deducting expenses.

2. If the company is not in a position to do so then SEBI may liquidate the funds assets and distribute the proceeds to unit holders.

It is also pertinent to note that mutual fund regulation in India is one of the most stringent and hence best, from investor's point of view, globally.

This is not just in theory. We have seen how the Franklin Templeton abrupt closure of debt funds was handled with surgical precision, by SEBI, with no loss to unitholders.


Skin in the game regulation mandates that 20% salary of key mutual fund personnel and fund managers is paid in terms of units of their funds with a 3 year lock-in.

The stocks and bonds purchased by the AMC for the fund are held by a custodian, appointed by the trust that administers the fund.

The trust engages into a investment management agreement with the AMC for managing the fund as per their mandate and within regulatory guidelines.

Registrar and Transfer Agents handle the investor registration,kyc, maintaining records, providing account and tax statements etc.

Happy Investing;
X: @mars_invest

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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