Home > Career > Question
Need Expert Advice?Our Gurus Can Help

Should I switch from BTech to BSc Physics Honors? My son isn't interested in his BTech.

Nayagam P

Nayagam P P  |3686 Answers  |Ask -

Career Counsellor - Answered on Sep 03, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
... more
Gaurav Question by Gaurav on Sep 02, 2024Hindi
Listen
Career

Sir my son has got btech in manipal but not finding it interesting and wants to persue bsc physics honors. Is there any future scope of bsc? Should we shift from btech to bsc physics honors?

Ans: Gaurav Sir, it is suggested NOT to force him for BTech in which he is not interested. Better to make him join BSc (Hons) in Physics. However, advise him to set a realistic goal & milestones and meet them before joining BSc in Physics. All the BEST for Your Son's Bright Future.

To know more on ‘ Careers | Education | Jobs’, ask / Follow Us here in RediffGURUS.
Career

You may like to see similar questions and answers below

Sushil

Sushil Sukhwani  |549 Answers  |Ask -

Study Abroad Expert - Answered on Sep 26, 2023

Asked by Anonymous - Sep 25, 2023Hindi
Listen
Career
Hello sir, I am currently doing btech cse from government college,but i wanted to do bsc honors in physics. Can I still do an MSc in physics after btech in Abroad?? What should I do to do masters in physics in abroad ?
Ans: Hello,

To begin with, thank you for reaching out to us. To answer your first question, yes, it is indeed possible for you to pursue an MSc in Physics abroad after completing a B.Tech in Computer Science and Engineering.
However, before you decide to pursue your masters, I would recommend you to do the following:

1. Do a bridge course: A program like Physics MSc program would need you to have a strong grip in subjects like physics and mathematics. Since there would be a gap between your engineering degree and MSc, you may have to take up additional courses in physics and math to address the requirements. You can opt for courses in classical mechanics, electromagnetism, quantum mechanics, and mathematical methods in physics from a reputed college in India.

2. Enrich your skills and knowledge: While still embarking on your Bachelor’s of Technology journey, you should conduct further research and study on your own to boost your knowledge in Physics. For the same, I recommend that you participate in research or initiatives that are related to physics. Not just that, you should also read physics textbooks, or reach out to faculty members to acquire their advice as they can aid you in your educational pursuits.

3. Enroll Yourself in Bridge Programs: To get started with their MSc program, bridge programs or courses that can be opted for before pursuing Master’s, are offered by several universities to help students with no prior knowledge in Physics. If possible, I recommend that you register for such programs.

4. Conduct A Comprehensive Study on Programs: To find the program that best suits your professional objectives and interests, conduct an all-round study on universities and Master’s in Physics courses offered overseas. I think that it is best to search for those programs that can be opted for by students coming from different intellectual settings or ones that provide bridge courses that can be opted for by students switching from one field to another.

5. Applying to Universities: I suggest that you adhere to the rules set forth by the universities you have considered for the purpose of applying. You will need to submit your academic marksheets, a compelling personal statement or essay, strong recommendation letters, and exams scores of standardized and English proficiency tests. Each university has different application deadlines and I recommend that you pay head to the same.

6. Craft A Compelling SOP: I recommend that your write a strong SOP, one that highlights your educational history, what inspired you to transition from the field of CS to physics, your inclination for research experience, and why you wish to opt for a Master’s in Physics. Throw light on initiatives, pertinent course of study, or past research knowledge.

7. Appear for the GRE Standardized Test or English Competency Exams: While applying to foreign universities, students are required to appear for the GRE standardized test. They also need to take the IELTS or TOEFL English proficiency tests to prove their ability to speak in the English language. I suggest that you prepare well for these tests and aim to achieve high marks in them.

8. Submit Endorsement Letters: You should receive and submit recommendation letters from faculty members who can attest to your academic prowess, and physics abilities.

9. Plan your Finances: Studying abroad can be a costly affair and so I suggest that you arrange for your finances meticulously. Foreign universities offer a number of bursaries/grants, scholarships, and other forms of financial aid possibilities to students studying there. I recommend that you look into the various available options.

10. Follow Visa Rules and Immigration Guidelines: On securing admission to a university, you will then need to apply for a valid visa to study in that country. Not only that, all immigration prerequisites associated with pursuing overseas education should be adhered to.

I also recommend that you get in touch with educational counselors and experts to acquire advice throughout the application procedure.

For more information, you can visit our website.

..Read more

Latest Questions
Nitin

Nitin Narkhede  |11 Answers  |Ask -

MF, PF Guru - Answered on Sep 15, 2024

Listen
Money
Dear Sir, i am an NRI, investing in mutual funds and stocks through NRO account for quite some time and i am planning to move to india approximately in another 2-3 years of time , given that NRO have high taxation, i just wanted to understand how to swiftly transfer mutual funds and taxes from nro account to indian resident account ? Appreciate if you could provide advice as well as SWP method ?
Ans: Dear Rudolf,
As an NRI planning to move back to India in 2-3 years, transitioning your investments from an NRO account to a resident account requires careful planning. First, once you become a resident, you need to convert your NRO account into a regular resident savings account. This involves contacting your bank, providing updated KYC details, and submitting proof of your new residency status in India. Additionally, you must inform mutual fund houses or registrars (like CAMS/Karvy) about your change in residential status by submitting a KYC modification form.
In terms of taxation, as an NRI, you are currently subject to higher taxes on your investments. Long-term capital gains (LTCG) on equity funds are taxed at 10%, while short-term capital gains (STCG) are taxed at 15%. For debt mutual funds, LTCG is taxed at 20% with indexation benefits, and STCG is taxed according to your income slab. Once you become a resident, the taxation on these investments will continue under resident tax laws, but any new gains after your status change will be taxed according to resident regulations.
To efficiently manage your investments, you can opt for a Systematic Withdrawal Plan (SWP). This allows you to withdraw a fixed amount from your mutual funds regularly while keeping the rest invested. SWP is tax-efficient, as you only pay capital gains tax on the withdrawn portion. After becoming a resident, you can easily set up SWPs to your regular savings account for steady income, while the rest of your investments continue to grow.
So to conclude, it is essential to update your bank and mutual fund KYC details when you return to India to ensure regulatory compliance and take advantage of resident tax laws. SWP can provide regular income while managing taxes efficiently. You need to contact a professional Advisor or CA for managing all your assets.
Best regards,
Nitin Narkhede
Founder & MD, Prosperity Lifestyle Hub https://Nitinnarkhede.com
Free Webinar https://bit.ly/PLH-Webinar

...Read more

Nitin

Nitin Narkhede  |11 Answers  |Ask -

MF, PF Guru - Answered on Sep 15, 2024

Asked by Anonymous - Sep 14, 2024Hindi
Listen
Money
Hi Sir - I'm 35 years. Both myself and a better half are working with a monthly income of 3.65L together (2.8L mine + 85K wife's). We have a 5 year old male kid. We have a SBI max gain home loan account with a debt of 12.65L and a parked amount of 26.5L apart from the EMI paid so far from previous 5 years. No EMI on car purchased. EPF ~29L, PPF started for both of us an year back. Also started a monthly SIP of ~1.2-1.5L in MF from Jan'2024 with 8.5L balance so far and will continue the SIP in the below funds atleast for next 10 years. Not considering debt funds as I'm already having EPF and PPF components and will periodically review these funds. 1. Nifty next 50 Index, 2. Small Cap 250 Index, 3. Multi Cap, Active 4. Mid Cap, Active 5. Flexi Cap, Active Better half may quit her job by Mar'2025. We are looking to close home loan by March'2025 and stay EMI/debt free with a peace of mind. Is it a wise decision to close a home loan by this financial year and increase the monthly SIP to 2L from next financial year? Or) invest the home loan balance amount in real estate (preferably buying a land)? especially when the home loan interest of upto 3.5L are tax fee in the old tax regime. Thanks!
Ans: Dear Friend, Given your current financial standing, closing your home loan by March 2025 seems like a wise choice. You have Rs 26.5L parked in the SBI Max Gain account, which already reduces your interest liability. By clearing the remaining Rs 12.65L, you can become debt-free, providing peace of mind and freeing up your EMI payments for additional investments. While the home loan offers tax benefits under the old regime, the psychological comfort of being debt-free may outweigh the potential tax savings, especially since your financial portfolio is already strong.
Once the loan is closed, increasing your monthly SIPs to Rs 2L would be a smart move. Over the next 10 years, equity mutual funds, which historically offer returns of 10-12% annually, can significantly grow your wealth. Since you are already investing in a diversified portfolio of index, small-cap, mid-cap, and flexi-cap funds, increasing these investments aligns well with your long-term goals.
Investing in real estate, particularly land, can provide diversification. However, real estate is typically less liquid and the returns can be location-dependent. If you're confident in the property’s growth potential, this can be a good long-term investment. However, your existing strategy of focusing on equity mutual funds will likely offer better returns and flexibility, given your 10-year investment horizon.
So closing your home loan by March 2025 and redirecting the freed-up funds into increased SIPs appears to be the best route. It balances peace of mind, tax efficiency, and long-term wealth creation, while real estate can be considered for diversification if you find a promising opportunity.
There are many real estate opportunities like REIT or Partial ownership in commercial properties which can also yield between 14 to 22% overall return with about 5 to 8% monthly return and 10 to 12% of Growth in the Asset Value at end of tenure.
Investment is commodities like gold and silver can also yield a return of 8 to 10% with reducing the risk in one sector.
Diversification is the mantra, do not depend on only one or two type of investment avenues. Explore other options as well.

Best regards,
Nitin Narkhede
Founder & MD, Prosperity Lifestyle Hub https://Nitinnarkhede.com
Free Webinar https://bit.ly/PLH-Webinar

...Read more

Dr Karthiyayini

Dr Karthiyayini Mahadevan  |1065 Answers  |Ask -

General Physician - Answered on Sep 14, 2024

Asked by Anonymous - Sep 13, 2024Hindi
Listen
Health
I am 75 + ....Around two months back I was diagnosed as dengue positive with platelet count at 75,000. with proper medication, platelet counts were increased to 2,05,000 and fever was subsided.However swellings on both arms and legs persisted.. Off late on my both solders i am suffering severe pain and enable to make any movement, i feel like inner vain of my both hands are getting stretched/pulled (right from my solder to the finger tips and swelling on both hands and legs are still there. My doctor says that it may continue for another two three months and proscribed me only pain killer tablets.Doctor says that there is no specific medicine for Dengue. I got thorough blood and urine test along with other test like scanning, x-ray etc. All the test reports are normal except slightly blood sugar (PP) on higher side and enlargement of prostate gland (which is there since last 10 years and i am on regular medicine (silodosin 8-mg, one tab a day) Kindly advise me with your good suggestions that what could be the cause of this problem and which expert doctor I should consult since it is very difficult situation for carrying out my routine activities and also I can't sleep properly due to severe pain. Thank you
Ans: Post viral illness can trigger different chain of immune reactions
They are mostly self limiting if your lifestyle is well disciplined.
Here are the points towards a healthy lifestyle
1.Early dinner by 6 pm and avoid animal protein and fat at dinner meal
2.Sleeping time to be regulated. Fix a specific time around 9/9.30 pm and unwind from the world particularly off media from 7 pm
3.Regular brisk walking 30 mts a day five days a week
4.Balanaced nutrition and avoid highly refined carbohydrates

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Close  

You haven't logged in yet. To ask a question, Please Log in below
Login

A verification OTP will be sent to this
Mobile Number / Email

Enter OTP
A 6 digit code has been sent to

Resend OTP in120seconds

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus
Sign up

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

Enter OTP
A 6 digit code has been sent to Mobile

Resend OTP in120seconds

x