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Sushil

Sushil Sukhwani  |560 Answers  |Ask -

Study Abroad Expert - Answered on Jun 12, 2024

Sushil Sukhwani is the founding director of the overseas education consultant firm, Edwise International. He has 31 years of experience in counselling students who have opted to study abroad in various countries, including the UK, USA, Canada and Australia. He is part of the board of directors at the American International Recruitment Council and an honorary committee member of the Australian Alumni Association. Sukhwani is an MBA graduate from Bond University, Australia. ... more
RD Question by RD on May 18, 2024Hindi
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Career

As of now we are focussing on Canada basically if there is a cheaper option available we can also look at that. We don't have any universities in mind hence looking for guidance along with costs involved.

Ans: Canada is considered a good country for further studies, especially in Canada. The following Canadian unversities are best for your son:

`1.University of Toronto
2. University of British Columbia
3. McGill University
4. Queen's University
5. York University.
6. University of Alberta
7. The University of Waterloo

The approximate cost of studying here would be CAD 14,000–CAD 35,000 (INR 9L to 21L).
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Sushil

Sushil Sukhwani  |560 Answers  |Ask -

Study Abroad Expert - Answered on Jun 26, 2024

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Sir my son is CSE graduate and having one year exp.need to study MS in foreign countries,can you pl suggest which country is best and economical,
Ans: Hello Annamalai,

First and foremost, thank you for getting in touch with us. To answer your question first, I would like to tell you that Germany is a great option for a Computer Science Engineering (CSE) graduate looking for an affordable yet top-notch MS program overseas. Outstanding education in computer science and engineering with cheap or no tuition fees is offered by universities in Germany, particularly public universities. Moreover, Germany boasts a strong technology sector and a dynamic labor market which can offer excellent job opportunities following graduation.

Canada, renowned for its first-rate education and comparatively economical tuition in comparison to the United States, is another feasible choice. Universities in Canada offer robust computer science programs and the nation’s friendly immigration laws may make it simpler for graduates to remain and find employment post the completion of their education. I would like to let you know that excellent value for money as well as opportunities for professional growth in the technology sector are offered by both the nations.

You can also get in touch with us and our team of expert counselors will provide information on MS programs in several other countries like the USA, the UK, Australia, among many others.

For more information, you can visit our website: www.edwiseinternational.com

You can also follow us on our Instagram page: edwiseint

..Read more

Sushil

Sushil Sukhwani  |560 Answers  |Ask -

Study Abroad Expert - Answered on Jul 02, 2024

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Career
My son is in 9th class. I am planning for engineering from foreign University after 12th. Pls guide me the best country with financial considerations
Ans: Hello Rashmi,

First and foremost, thank you for getting in touch with us. I am happy to know that your son is currently studying in the 9th grade and further wishes to pursue engineering overseas post completing his 12th grade. To answer your question first, I would like to tell you that a number of variables, including the quality of education, living expenses, tuition costs, and possibility of scholarships, are entailed when planning for an engineering degree overseas for your son. To assisting you in deciding on the best country with monetary considerations, I would suggest that you go through the following:

Considering Germany, overseas students are charged minimal or no tuition fees by the majority of public universities. The cost of living in the country is moderate, ranging from €850-1,200 per month. The country offers outstanding education with a number of top-ranked engineering schools. Scholarships are available via DAAD and other organizations.

Coming to Australia, the tuition fees in the country are relatively high, ranging from AUD 25,000-45,000 annually. The cost of living is also high between AUD 1,500-2,500 monthly. With universities viz., the University of Sydney and the University of Melbourne, Australia offers an outstanding quality of education. Students can avail scholarships that are available via government and university programs.

Next, talking about Canada, the tuition fees in the country are higher than Germany, but relatively economical in comparison to the USA and the UK, between CAD 20,000-40,000 annually. Although it differs depending on the city, the cost of living ranges from approximately CAD 1,000-1,500 every month. Housing leading universities viz., the University of Toronto and the University of British Columbia, top-notch instruction is offered in the country. There are numerous scholarships offered to overseas students via different programs.

In Ireland, the tuition fees are moderate to high, ranging from €9,000-25,000 annually. The living expenses are high, ranging from €1,000-1,800 monthly. With universities viz., Trinity College Dublin, an excellent quality of education is offered. Overseas students can avail numerous scholarships.

Coming to Netherlands, the tuition fees are moderate, ranging from €6,000-15,000 annually for non-EU students. The living cost is similar to Germany, around €800-1,200 monthly. Housing prestigious universities viz., Delft University of Technology, the quality of education offered in the country is high. There are numerous scholarships available for overseas students.

Next, in Sweden, the cost of tuition is moderate, ranging from SEK 80,000-140,000 annually. The living expenses is high, between SEK 8,000-13,000 per month. Home to institutions viz., KTH Royal Institute of Technology, the quality of education offered is high. Scholarships are available via the Swedish Institute and other sources.

I would suggest that your son begins preparing beforehand, concentrating on academic achievement, extracurricular activities, and standardized tests viz., the SAT, ACT, TOEFL, or IELTS. He should investigate scholarships and other forms of monetary assistance in the countries he is considering. Make sure that your son fulfills the language prerequisites for the chosen country and university. Not just that, get acquainted with the application procedure and deadlines for each country.

Bear in mind that the Netherlands and Germany are frequently suggested for their economical tuition, superior education, and low cost of living. Despite its slightly higher expenditures, Canada is also a fantastic choice for those who prefer an English-speaking environment.

For more information, you can visit our website: www.edwiseinternational.com

You can also follow us on our Instagram page: edwiseint

..Read more

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Milind

Milind Vadjikar  |741 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Dec 03, 2024

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What happens when a Mutual Fund company shuts down / gets sold off?
Ans: Hello;

If a mutual fund company gets sold or fails, the process is prescribed by SEBI:

In case MF company is Sold,
The new fund house may:
1. Continue the scheme with a new name and management.

2. Merge the scheme with similar funds and offer investors the option to exit without any exit load.

In case MF company shuts down,
The fund house will:
1. Pay out investors based on the fund's last recorded Net Asset Value (NAV) and the number of units the investor holds, after deducting expenses.

2. If the company is not in a position to do so then SEBI may liquidate the funds assets and distribute the proceeds to unit holders.

It is also pertinent to note that mutual fund regulation in India is one of the most stringent and hence best, from investor's point of view, globally.

This is not just in theory. We have seen how the Franklin Templeton abrupt closure of debt funds was handled with surgical precision, by SEBI, with no loss to unitholders.


Skin in the game regulation mandates that 20% salary of key mutual fund personnel and fund managers is paid in terms of units of their funds with a 3 year lock-in.

The stocks and bonds purchased by the AMC for the fund are held by a custodian, appointed by the trust that administers the fund.

The trust engages into a investment management agreement with the AMC for managing the fund as per their mandate and within regulatory guidelines.

Registrar and Transfer Agents handle the investor registration,kyc, maintaining records, providing account and tax statements etc.

Happy Investing;
X: @mars_invest

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Ravi

Ravi Mittal  |450 Answers  |Ask -

Dating, Relationships Expert - Answered on Dec 03, 2024

Asked by Anonymous - Dec 03, 2024Hindi
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Relationship
Hello, my wife is Ugandan and I’m of English national, 30 years old and she’s 26, we met nearly a year ago and got married in uk with some of her friends and small family. We haven’t done kuchala (not sure if that’s correct spelling) yet and I’m feeling anxious for when the time comes. She said her family will kneel when they greet me and being white this is already stinging my moral (due to history). I also talked about moving in together before the meet the parents happen however she says she’s rather move in after? Currently this could take two years before going to Uganda, how should I proceed without overstepping her cultural beliefs as after all we are married and by my culture we should already be living together
Ans: Dear Anonymous,
It is very nice of you to be so considerate and sensitive while handling these cultural nuances. Let's discuss the kneeling tradition. It's a sign of respect and it's deeply rooted in Ugandan culture. While I understand your point of view, you also have to remember that it can have significant meaning to her and her family. I suggest you politely express your feelings and let her know why it is uncomfortable for you to see her family kneel. When you explain, mention how much her culture means to you as well. I am sure both of you can communicate and come to a compromise that makes you both happy. Just in case, they persist in following the ritual, just look at it as a gesture of love and respect and not submission.

About the moving in together part, in certain parts of the world, couples living together before the traditional wedding is not considered respectful. But since you are already married, you can try explaining to your wife how the living situation does not go against her cultural expectations. But if it is a really big deal for her and her family, consider seeing it from her perspective.

Communication is everything here. Look at every problem as a team; it's not your problem vs her problem. It's both of you vs the problems.

I hope this helps

...Read more

Radheshyam

Radheshyam Zanwar  |1088 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Dec 03, 2024

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I have received a job offer from Siecorp ,a Singapore based company though my posting would be at my hometown . They have asked me to submit all credentials related to education & job experiences which is quite normal but they have asked the following documents also which they said would help me to arrange through some agent by payment & the same would be reimbursed during first month of employment . Earlier also another overseas company asked for the same & I denied to make payment before having the job in hand . 1. Construction Health and Safety Technician (CHST) – Compulsory 2. OSHA Safety Certificate – Compulsory 3. Safety Trained Supervisor (STS) – Non-Compulsory Kindly advise whether these certificates are really required to be submitted to join any foreign company or any sort of cheating business regards,
Ans: Hello Bipradas.
From your query, it is clear that you have offered by job by a Singapore-based company and they are giving you a posting in your home town. You did not mention anything about the work culture of the company. It simply indicates that you are supposed to work from home which is always related to computers. I think there is no harm in producing the required documents through an agent if they are offering you a handsome salary. The requirement for documents differs from company to company. There is no harm in submitting the mentioned documents. If have fear in your mind, then please go through the profile of the company in detail before submitting the documents. There are many ways to check the authenticity of the company. There are some chances of cheating, but everybody is not indulged in the same category. But take the steps with utmost precaution.

If satisfied, please like and follow me.
If dissatisfied with the reply, please ask again without hesitation.
Thanks.

Radheshyam

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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