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Confused SASTRA Thanjavur Main Campus or PUDUCHERRY B. TECH mechatronics in csab, Amrita university coimbatore B. TECH ECE Daughter: Which is Best?

Radheshyam Zanwar |895 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Aug 06, 2024

Radheshyam Zanwar is the founder of Zanwar Classes which prepares aspirants for competitive exams such as MHT-CET, IIT-JEE and NEET-UG.
Based in Aurangabad, Maharashtra, it provides coaching for Class 10 and Class 12 students as well.
Since the last 25 years, Radheshyam has been teaching mathematics to Class 11 and Class 12 students and coaching them for engineering and medical entrance examinations.
Radheshyam completed his civil engineering from the Government Engineering College in Aurangabad.... more

Question by Prameela on Aug 06, 2024Hindi

Career

My daughter got B. TECH CSE in SASTRA Thanjavur main campus and PUDUCHERRY Technological University, PUDUCHERRY B. TECH mechatronics in csab, Amrita university coimbatore B. TECH ECE in JEE Quota. Which is good option among these 3.

Ans: Hi Prameela, you may strongly think of Sastra over Puducherry. Choose anyone on a priority basis.

If you found this suggestion helpful, please consider following me.
Radheshyam Zanwar, Aurangabad (MS).

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Career Counsellor - Answered on Jun 11, 2024

Asked by Anonymous - Jun 10, 2024Hindi

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Sir, my daughter may probably get CSE(CS) iat Dayanand Sagar College of Engineering or CSE at BMSITM Through COMEDK Again with her rank in WBJEE she may get IT in both Kalyani Govt Engineering College and Jalpaiguri Govt. Engineering college Kindly suggest the best option

Ans: Prefer BMS (Bengaluru) which is better than Dayanand, if she gets confirmed admission & if you can afford her Tuition Fees, Hostel Fees, etc. & you both are mentally prepared. If WB is your home state, if your daughter is a home-sick student and you also are NOT mentally prepared to send her to Bengaluru, prefer Kalyani or Jalpaiguri Govt. College. Whatever Institute / University & Branch your daughter chooses, she should keep upgrading her skills from her 1st year itself till his Campus Placement during her last year, from LinkedIn, Coursera, NPTEL, Internshala etc. and / or any other online platforms, recommended by her College Faculties, to be COMPETENT among other Students.

All The BEST for your Daughter’s Bright Future.

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Insurance, Stocks, MF, PF Expert - Answered on Sep 19, 2024

Asked by Anonymous - Sep 19, 2024Hindi

Money

Can I retire early at 45 with 2.5 cr and monthly expense of 1 Lakh. Pl mind that I am yet to have kids and my mother and my wife are my dependents. Pl advise approximate corpus in case this is inadequate.

Ans: I recommend that you postpone your retirement till accumulation of additional corpus of 1.5+1=2.5 Cr+

This incremental 1.5 Cr with existing 2.5 Cr adding upto 4 Cr can be used to buy an annuity.

Assuming 6% annuity rate you can expect a monthly payout of 2 L(pre-tax).

After deducting monthly expenses, the balance can be reinvested in moderately risky funds to protect against inflation/healthcare costs in older age.

1 Cr can be corpus earmarked for future needs.

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

You may follow us on X at @mars_invest for updates.

Happy Investing!!

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Insurance, Stocks, MF, PF Expert - Answered on Sep 19, 2024

Question by Sanjay - Dec 04, 2023Hindi

Money

Sir my wife is working in school Her PF was deducted under EPF Now her school has given her reemployment on adhoc basis and her PF is still deducted. As she has attained the age of 58her deductions are not taken in EPS. How can she get her pension as date of retirement under EPS and EPF are to be mentioned as same as her EPF is still being deducted

Ans: Please check if the EPF contribution after deduction is indeed credited to her EPF account especially after superannuation at 58 and reappointment thereafter on adhoc basis.

Date of exit for EPF and EPS may need not be the same.

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Insurance, Stocks, MF, PF Expert - Answered on Sep 19, 2024

Asked by Anonymous - Dec 07, 2023Hindi

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Hi sir, I am 24, Goal 1 cr in next 10 year MONTHLY total SIP @ 7000 ,( PPFS 2 , MOTILAL Oswal midcap1.5k , axis small cap2.5k, ICICI valu discovery1k) step up 30% per year Lump sum - 10000 NipponPower fund 10000 - HDFC REQUIREMENT FUND EQUITY. ( Step up 15-30% each half year as per performance PLS SUGGEST. Any deletion or addition.

Ans: I offer you two scenarios:
1. Step up both SIP and lumpsum by 40% every year to reach your target of 1 Cr corpus, 10 years from now.

2. Step up your SIP and lumpsum by 15% every year to reach your target of 1 Cr corpus 15 years from now. (Modest return of 13% assumed)

Your sip break up is:
PPFAS flexicap fund (2 K)
MO Midcap fund (1.5 K)
Axis Small Cap (2.5 K)
ICICI Pru Value Discovery Fund (1 K)

I suggest you to remove ICICI Pru Value Discovery Fund from your portfolio and add that 1 K sip into MO midcap fund.

Also I recommend you to migrate to Nippon India Small Cap Fund (2.5 K)

The lumpsum I would suggest you to invest in Quant ELSS tax saver fund and SBI Technology Opportunities Fund

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing

You may follow us on X at @mars_invest for updates.

Happy Investing!!

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Question by MOHIT - Jun 26, 2024Hindi

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Sir, I am currently enrolled for diploma in mechanical engineering but im confused about future. I don't know what to do after completing my diploma engineering.

Ans: Go for BE/BTech Lateral Entry and/or pursue some Certifications in Software/IT online to upgrade your skills. Have a LinkedIn Profile, put job alerts, matching your qualifications, know the job market trends and if the need arises upgrade yourself (or) you can apply for core companies if you wish to. All the BEST for Your Bright Future.

To know more on ‘ Careers | Education | Jobs’, ask / Follow Us here in RediffGURUS.

Nayagam P P |3726 Answers |Ask -Follow

Career Counsellor - Answered on Sep 19, 2024

Asked by Anonymous - Sep 19, 2024Hindi

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I am looking for course in supply chain which should wort it in my career I am having 15 years of experience in logistics

Ans: Lot of options for online MBA with specialization in Supply Chain such as, SRM, Greatlakes, Jain, Dy Patil, Mysore University, UpGrad, IIM-Indore, Manavrachna, Symbiosis etc. Please check the accreditation/AICTE approval of these online programs individually and then join. All the BEST for Your Bright Future.

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Question by Manish - Sep 09, 2024Hindi

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My Son Presently Doing BCA after he wants AI ( Artificial Inelegance) Degree so please advice best Institutes

Ans: Manish Sir, Your son can pursue MCA in AI with Galgotia University, Chandigarh University, LPU, Christ University, Jaipur National University etc. All the BEST for Your Son's Bright Future.

To know more on ‘ Careers | Education | Jobs’, ask / Follow Us here in RediffGURUS.

Ravi Mittal |308 Answers |Ask -Follow

Dating, Relationships Expert - Answered on Sep 19, 2024

Asked by Anonymous - Aug 09, 2024Hindi

Relationship

I am married woman .i have an affair with unmarried man since last 4 year .. now he plans to marry and cut the relationship but I can’t accept it all .. .. what should I do

Ans: Dear Anonymous,

I don't know what pushed you to seek a relationship outside of your marriage; I am also not assuming that you have an open marriage- keeping that in mind, I don't see how you are not okay with the guy getting married. You are married, and you can never have a marital relationship with the guy. The relationship you share with him is not legitimate and it won't be unless you leave your husband. You didn't mention divorce, so I am assuming you don't plan to do so. Then why do you expect him to stick with you without any prospect of a future? Please consider what I said. I am sure you already know this, but it's time you come to terms with it.

Best Wishes.

Ravi Mittal |308 Answers |Ask -Follow

Dating, Relationships Expert - Answered on Sep 19, 2024

Question by Pankaj - Jul 27, 2024Hindi

Relationship

Hi MA'AM/SIR I've have been in a relationship from past 3-4 years But our family members are bot agreeing for marriage Because we both have same Surname. What to do?

Ans: Dear Pankaj,

Please try to sit them down and have a logical conversation- I am sure you already did, but this time, point out all the positives of the relationship and ask them how can one overshadow all the good things about the relationship. See if that helps.

Best Wishes.

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Dating, Relationships Expert - Answered on Sep 19, 2024

Asked by Anonymous - Sep 10, 2024Hindi

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Hello, we got a biodata of a guy 15 days back from a family friend. We enquired about him everything seems perfect. My uncle went to meet the family now we gave them my biodata so should I send him friend request on Instagram or wait for their reply. As i know there are chances they might reject the biodata but if he see my Insta maybe he gets interested

Ans: Dear Anonymous,

It is totally up to you. But I would suggest waiting a few days till they get back to you with an answer. It might come off a bit pushy and in case the guy does not reciprocate the feeling, things might get awkward. So, even though there is no harm in sending a request now, it would be better for all parties involved, if you wait a little.

Best Wishes.

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Dating, Relationships Expert - Answered on Sep 19, 2024

Asked by Anonymous - Sep 06, 2024Hindi

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Ohk so I'm in relationship from last almost nine years and I want to marry him and since our relationship started I've putted every single effort I treated him like king ???? now he's saying that I'll get the best and rich guy in future since I'm only child of my parents but I want to marry only him...He doesn't every speak to his jijaji and Didi about our relationship what should I need to do...c

Ans: Dear Anonymous,

If he is not sure about the relationship, maybe it's time you have a serious discussion with him. Ask him once and for all, what are his intentions. Don't let him turn this on you with "you will find better guys." If he says so, let him know that that's your concern, not his; ask him to clearly state his plans- does he want to take this relationship ahead and get married or is he confused? If he isn't sure about you, I don't see why you would want to stick to him still. I understand it isn't easy to leave someone you have loved for so long, but a long relationship does not equate to a healthy and happy one. Please think about your future, and understand your worth.

Best Wishes.

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