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Patrick

Patrick Dsouza  |1428 Answers  |Ask -

CAT, XAT, CMAT, CET Expert - Answered on Jun 12, 2024

Patrick Dsouza is the founder of Patrick100.
Along with his wife, Rochelle, he trains students for competitive management entrance exams such as the Common Admission Test, the Xavier Aptitude Test, Common Management Admission Test and the Common Entrance Test.
They also train students for group discussions and interviews.
Patrick has scored in the 100 percentile six times in CAT. He achieved the first rank in XAT twice, in CET thrice and once in the Narsee Monjee Management Aptitude Test.
Apart from coaching students for MBA exams, Patrick and Rochelle have trained aspirants from the IIMs, the Jamnalal Bajaj Institute of Management Studies and the S P Jain Institute of Management Studies and Research for campus placements.
Patrick has been a panellist on the group discussion and panel interview rounds for some of the top management colleges in Mumbai.
He has graduated in mechanical engineering from the Motilal Nehru National Institute of Technology, Allahabad. He has completed his masters in management from the Jamnalal Bajaj Institute of Management Studies, Mumbai.... more
Gutala Question by Gutala on Jun 06, 2024Hindi
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I have completed MBA Finance in the year 2024 as I am age of 23 years. After that what are the opportunities and easiet way to earn money and get a good job

Ans: If you do not have a job through campus placements, then search for one using your network. Apply to different finance companies directly. Upload your CV on various job websites. Contact recruitment agencies.
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Workplace Expert - Answered on Apr 11, 2024

Asked by Anonymous - Apr 10, 2024Hindi
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Sir, I am a 22-year-old graduate with a degree in mechanical engineering from Pune. I am considering shifting to finance. Please guide me on the career scope after doing an MBA in finance from a top business school.
Ans: Certainly! Shifting gears from mechanical engineering to finance is like swapping a wrench for a calculator – a bold move that can steer your career towards exciting new avenues. With your solid foundation in engineering and a penchant for numbers, pursuing an MBA in finance from a top business school can open up a treasure trove of opportunities in the financial realm. Here's a glimpse of the promising career scope awaiting you:

1. Investment Banking: Dive into the fast-paced world of investment banking, where you'll be crunching numbers, structuring deals, and rubbing elbows with movers and shakers in the corporate world. Think of it as your chance to become the financial equivalent of a Formula 1 pit crew, orchestrating high-stakes transactions with precision and finesse.

2. Corporate Finance: Picture yourself as the financial maestro behind the scenes of a thriving corporation. With roles like financial analyst, treasurer, or CFO at your disposal, you'll be instrumental in steering the financial ship towards success, all while sporting your signature engineering mindset for problem-solving.

3. Asset Management: Join the ranks of financial wizards managing portfolios and maximizing returns for clients. Whether it's navigating the choppy waters of stock markets or fine-tuning investment strategies, your analytical prowess will shine as you navigate the highs and lows of the financial landscape.

4. Financial Consulting: Become a financial guru sought after by companies in need of strategic advice. Armed with your MBA in finance, you'll be the go-to expert for unraveling complex financial puzzles, devising growth strategies, and sprinkling a dash of innovation into the mix.

5. Private Equity and Venture Capital: Embark on a thrilling journey into the world of private equity or venture capital, where you'll be on the lookout for the next big thing. Channel your inner entrepreneur as you scout promising startups, fuel growth initiatives, and unleash your creative genius in shaping the future of business.

6. Risk Management: With your engineering knack for identifying and mitigating risks, a career in risk management beckons. Whether it's safeguarding financial institutions from market fluctuations or protecting assets from unforeseen perils, you'll be the unsung hero keeping the financial world spinning smoothly.

7. Financial Technology (FinTech): Ride the wave of innovation in the FinTech industry, where finance meets technology in a harmonious dance of digits and bytes. As a FinTech aficionado, you'll be at the forefront of revolutionizing banking, investing, and payments, all while embracing the thrill of cutting-edge technology.

Remember, the journey from mechanical engineering to finance may seem like a leap of faith, but with your determination and thirst for knowledge, you're more than equipped to conquer new horizons. So buckle up, embrace the adventure, and let your career soar to dizzying heights!

Wishing you all the best on your exhilarating journey into the world of finance!

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Nayagam P

Nayagam P P  |10849 Answers  |Ask -

Career Counsellor - Answered on Jul 29, 2025

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I have completed b.e in ECE in 2015.i have worked as data entry in loyal super fabrics .I have also prepared for bank exams i didn't get any job.i would like to study mba in finance but my age is 30now.and I can't continue my studies.can I pursue my career in finance....what are the options...
Ans: Deepthika, Career entry into finance at 30 is entirely feasible because Indian regulators and universities impose no upper?age limits on their flagship qualifications: the CFA charter welcomes candidates of any age once they hold a degree or 4,000 hours of work experience, the NISM certifications that SEBI mandates for mutual-fund, equity-derivative or investment-adviser roles accept anyone above 18 with any academic background, and IGNOU’s AICTE-recognised two-year MBA in Financial Management admits graduates without age or work-experience restrictions and offers online or open-distance delivery that lets earners study flexibly while working. For women re-entering the workforce, part-time or online programmes at UGC-entitled, NAAC-accredited universities such as NMIMS Global, Symbiosis (SCDL), ICFAI and Manav Rachna provide semester-wise EMIs and recorded lectures; NMIMS, for instance, reports 96% overall MBA placements in 2024 with more than 500 BFSI and fintech recruiters tapping its distance-learning finance cohort. Executive MBAs at IIM Ahmedabad or other leading B-schools set a minimum age of 25–27 but no ceiling, require 3–5 years of experience and schedule weekend sessions, a format that suits working professionals like you. If full-scale study feels heavy, stackable, regulator-recognised micro-credentials such as the NISM Mutual Fund Distributor exam or NISM Investment Adviser Level I+II can be cleared within weeks and unlock entry-level analyst, relationship-manager or middle-office roles in mutual funds, broking houses and fintechs where diversity hiring has lifted female intake beyond 35% in the last three seasons. Complementary MOOCs in Excel modelling, Python or Power BI offered through NSE Academy or Coursera signal quantitative readiness to employers. Whichever pathway you pick, insist on five institutional essentials: statutory accreditation (UGC-DEB, AICTE, NAAC or CFA Institute charter), industry-aligned finance curriculum covering IFRS, fintech and analytics, experienced faculty with professional practice, digital infrastructure enabling asynchronous access, and audited placement or alumni career-services data that show at least 70% placement over three years. Begin by leveraging your BE-level numeracy and data-entry rigour to secure an accounts-assistant or operations post in an NBFC or R&T agent while you study, then move up into treasury support, credit analysis or wealth-management once you add the MBA-Finance or CFA Level I badge; employers value maturity, perseverance and gender diversity and rarely discriminate on the basis of graduation year when recent, certified skills are evident. RECOMMENDATION: Enrol in IGNOU’s flexible MBA-Finance immediately and parallel-track the NISM Mutual Fund Distributor or CFA Level I exam; this low-cost, UGC-approved route lets you work, earn and upskill simultaneously, provides industry credentials recognised nationwide and positions you for analyst or advisory roles without the time or financial strain of quitting your job. All the BEST for a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

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Ravi

Ravi Mittal  |676 Answers  |Ask -

Dating, Relationships Expert - Answered on Dec 04, 2025

Asked by Anonymous - Dec 02, 2025Hindi
Relationship
My married ex still texts me for comfort. Because of him, I am unable to move on. He makes me feel guilty by saying he got married out of family pressure. His dad is a cardiac patient and mom is being treated for cancer. He comforts me by saying he will get separated soon and we will get married because he only loves me. We have been in a relationship for 14 years and despite everything we tried, his parents refused to accept me, so he chose to get married to someone who understands our situation. I don't know when he will separate from his wife. She knows about us too but she comes from a traditional family. She also confirmed there is no physical intimacy between them. I trust him, but is it worth losing my youth for him? Honestly, I am worried and very confused.
Ans: Dear Anonymous,
I understand how difficult it is to let go of a relationship you have built from scratch, but is it really how you want to continue? It really seems to be going nowhere. His parents are already in bad health and he married someone else for their happiness. Does it seem like he will be able to leave her? So many people’s happiness and lives depend on this one decision. I think it’s about time you and your BF have a clear conversation about the same. If he can’t give a proper timeline, please try to understand his situation. But also make sure he understands yours and maybe rethink this equation. It really isn’t healthy. You deserve a love you can have wholly, and not just in pieces, and in the shadows.

Hope this helps

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Mayank

Mayank Chandel  |2562 Answers  |Ask -

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Dec 04, 2025

Career
My son will be appearing for JEE Main & JEE Advanced 2026 and will participate in JoSAA Counselling 2026. I request clarification regarding the GEN-EWS certificate date requirement for next year. I have already applied for an EWS certificate for current year 2025, and the application is under process. However, I am unsure whether this certificate will be accepted during JoSAA 2026, or whether candidates will be required to submit a fresh certificate for FY 2026–27 (issued on or after 1 April 2026). My concern is that if JoSAA requires a certificate issued after 1 April 2026, students will have only 1–1.5 months to complete the entire procedure, which is difficult considering normal government processing timelines. Also, during current JEE form filling, students are asked to upload a GEN-EWS certificate issued on or after 1 April 2025, or an application acknowledgement. This has created confusion among parents regarding which year’s certificate will finally be valid at the time of counselling. I request your kind guidance on: Which GEN-EWS certificate will be accepted for JoSAA Counselling 2026 — a certificate for FY 2025–26 (issued after 1 April 2025), or a new certificate for FY 2026–27 (issued after 1 April 2026)?
Ans: Hi
You need not worry about the EWS certificate. Even if you apply for the next year's certificate on 1 Apr 2026, the second session of JEE MAINS will still be held, followed by JEE ADVANCED, which will be held in May. JOSAA starts in June. so you will have 2 months in hand for fresh EWS certificate.

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