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Nayagam P P |4324 Answers |Ask -Follow

Career Counsellor - Answered on Jun 12, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Question by Sukhwinder on Apr 14, 2024Hindi

Career

Sir I have completed my 12th in medical, so now I am confused ???? about the next course in medical field, please help me to answer about that question, that will help me success in future related to money.

Ans: 12th in Medical? Please provide the information in detail. Your question NOT clear. Have you appeared for any Entrance Exams for your Graduation?

Career1Reply

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Mayank Chandel |2099 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Apr 04, 2023

Question by Meenakshi - Mar 31, 2023Hindi

Career

I am in 12th grade. I would like take up medical related courses which is not so common but having scope in present as well as future. So kindly list out the same

Ans: Below are some medical-related B.Sc courses after the 12th that are not so common but have scope in the present as well as the future:

Bachelor of Medical Laboratory Technology (BMLT) - This course is related to the diagnosis and treatment of diseases through the analysis of blood, tissue, and other bodily fluids.

Bachelor of Optometry and Vision Science (BOVS) - This course is related to the diagnosis and treatment of vision disorders, including the use of contact lenses, glasses, and other corrective devices.

Bachelor of Respiratory Therapy (BRT) - This course is related to the diagnosis and treatment of respiratory diseases, including the use of oxygen therapy and mechanical ventilation.

Bachelor of Nuclear Medicine Technology (BNMT) - This course is related to the use of radioactive materials to diagnose and treat diseases, including cancer.

Bachelor of Neurophysiology Technology (BNT) - This course is related to the diagnosis and treatment of neurological disorders, including the operation of equipment such as EEG and EMG machines.

Bachelor of Perfusion Technology (BPT) - This course is related to the use of heart-lung machines to support patients during cardiac surgery.

Bachelor of Medical Imaging Technology (BMIT) - This course is related to the use of medical imaging technologies, such as MRI, CT, and X-ray machines, to diagnose and treat diseases.

Bachelor of Renal Dialysis Technology (BRDT) - This course is related to the use of dialysis machines to treat patients with kidney disease.

Forensic Science: You can opt for a career in forensic science by pursuing a B.Sc. in Forensic Science or M.Sc. in Forensic Science.

Pharmacy: You can opt for a career in pharmacy by pursuing a B.Pharm or M.Pharm.

Mayank Chandel |2099 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Feb 27, 2024

Question by Teja - Jan 11, 2024Hindi

Career

What are the career education prospects in medical field for a 12th Student who has not taken biology but PCM and computer science. But Interested in medical field.

Ans: Hello Teja,
Biology is necessary to get into medical field.

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Prof Suvasish Mukhopadhyay |500 Answers |Ask -Follow

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Question by Manoj - Mar 07, 2025Hindi

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My Daughter is studying ISE 12th Std with Science PCB (without maths). She is not interested in NEET. what are the options after +2. kindly suggest.

Ans: Let her go for the emerging line BIOTECHNOLOGY.Regards.Professor

Milind Vadjikar |1106 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Mar 12, 2025

Question by arvind - Mar 12, 2025Hindi

Money

Hello Sir, I am having a MAX Life insurance for investment of 5 years and total policy time is 20 years it is having allocation as Balanced Fund -15.65% Secure Fund - 15.70% Money Market Fund II- 15.69% Nifty Alpha 50 Fund - 26.60% Nifty 500 Momentum 50 Fund - 26.60% I want balance the allocation for long term investment as current stock market is volatile. Please help.

Ans: Hello;

What is your current age and risk profile type?

Please clarify.

Thanks;

Milind Vadjikar |1106 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Mar 12, 2025

Question by Avijit - Mar 11, 2025Hindi

Money

I am 64 yrs old retired person, having worked for 11 years in a private firm from Feb 1998 to Sept 2008. There was no UAN no introduced at that time. After leaving, I withdrew EPF contribution, however towards contributions to EPS I received Pension Scheme certificate for drawing pension after attaing 58 yrs. I attained 58 yrs in Oct 2018, but didn't apply for pension & neither for Scheme certificate with arears. I worked in 3 more private companies for less than 10yrs in each company & withdrew PF contribution after leaving. Finally in Oct 2020 I retired from the last company after putting in 9.5 yrs service with a UAN no. & claimed back the PF & Pension contribution made during the tenure. Please advise as to how i can claim back my EPS Scheme Certificate along with the arears for the period 2018 when I attained 58 yrs till date & also regularize monthly pension. Kindly guide & help, as i am in severe financial crisis but since last 2 years running pillar to post for assistance, but failed.

Ans: Hello;

Please elaborate your job history after September 2008 with EPF/EPS contribution/membership status.

Thanks;

Milind Vadjikar |1106 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Mar 12, 2025

Asked by Anonymous - Mar 12, 2025Hindi

Money

I was duped of some 8L rs by fraudster and had completed the legal process where in court has ordered indusind bank and bank of Maharashtra to refund me money which is held by them..it been more than month since order was issued still no update is available from bank regarding credit back of the amount in my account.what next I should do..

Ans: Hello;

Send a reminder notice to the banks seeking time bound implementation of the Court order.

Either they may be preparing to appeal against the lower court order or it may be just a case of procedural delay.

Await their feedback before escalating to the court.

Best wishes;

Milind Vadjikar |1106 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Mar 12, 2025

Question by P - Mar 11, 2025Hindi

Money

My loans have crossed 40 lakhs and i dont have job. I dont know what should i do as i do not have any money to pay back. I am taking loans to repay interest for old loans.

Ans: Hello;

Sell some of your asset like land, gold or vehicle to repay the loan on priority.

Don't borrow to repay existing loans. Restructure the loans or seek a moratorium till you get a job.

Borrow funds from family and friends explaining your mistakes and promise to repay once you get another job.

Keep in mind the old saying to cut your cloth as per your size and act accordingly.

Best wishes;

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Question by Vashu - Mar 12, 2025Hindi

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Sir I have 98 percentile in jee mains obc-ncl category uttar pradesh can I get cse or ecce in NIT

Ans: With 98 percentile in JEE Mains and OBC-NCL category, you have a very good chance of getting a seat in NITs for CSE or ECE. However, the exact NIT and branch will depend on the JoSAA cutoff ranks. See previous years' cut off

Radheshyam Zanwar |1412 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Mar 12, 2025

Question by viky - Mar 12, 2025Hindi

Career

If I failed in class 12 in one subject this year. but passed in jee mains. can i still give advanced? considering that I will pass boards in compartment exams with minimum of 75%. Compartment will be in July and its result gets declared in August. Even if im eligible, wont it affect my councelling process. as it is in june july only?

Ans: Hello Viky
You are eligible for JEE (Adv) and there will be no effect on the counseling process provided that you must fulfill all the criteria laid by the IIT institutions.

Follow me, if you like the reply.
Thanks
Radheshyam

Radheshyam Zanwar |1412 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Mar 12, 2025

Question by Accounts - Mar 12, 2025Hindi

Career

My son percentile in jee mains 2025 is 98.55 general Delhi school please tell any nit dtu on any other prestigious institute for cse

Ans: Hello Accounts
Your son has a chance to get admission to NITs or IIITs preferably in CSE or computer-related branches. Best of luck to your son.
Follow me, if you like the reply.
Thanks
Radheshyam

T S Khurana |398 Answers |Ask -Follow

Tax Expert - Answered on Mar 12, 2025

Asked by Anonymous - Feb 17, 2025Hindi

Money

Through joint development agreement with developer,new flats after construction are provided to landowners in lieu of 30% of land provided to developer .There is no cost involved to the owner.What will be tax implications including capital gain for landowner?

Ans: Landowner is liable to pay Income Tax for the portion he is surrendering to the builder. Sale Consideration will be considered as value of developed area on stamp duty rate, you have retained after its Redevelopment.
Most welcome for any further clarifications. Thanks.

T S Khurana |398 Answers |Ask -Follow

Tax Expert - Answered on Mar 12, 2025

Question by Raj - Feb 18, 2025Hindi

Money

i have a flat in mumbai which has gone for redevelopment. out of total area i am surrendering 400 sq feet to builder. will my money be liable for Income tax

Ans: Yes. You are liable to pay Income Tax for the portion you are surrendering to the builder. Sale Consideration will be considered as value of developed area on stamp duty rate, you have retained after its Redevelopment.
Most welcome for any further clarifications. Thanks.

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