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Sushil Sukhwani | Answer |Ask -Follow

Study Abroad Expert - Answered on Apr 15, 2024

Sushil Sukhwani is the founding director of the overseas education consultant firm, Edwise International. He has 31 years of experience in counselling students who have opted to study abroad in various countries, including the UK, USA, Canada and Australia. He is part of the board of directors at the American International Recruitment Council and an honorary committee member of the Australian Alumni Association. Sukhwani is an MBA graduate from Bond University, Australia. ... more

Asked by Anonymous - Apr 11, 2024Hindi

Career

My son will comlpite mscs 2024 from us but find it difficult for job even in opt

Ans: Hello. First and foremost, thanks for contacting us. Congratulations to your son in completing MSCS. It is understandable that you are concerned regarding your son’s job. It is disheartening to know that he is finding it difficult to get a job even after OPT. However, he can follow the necessary steps to ensure that he gets a job:

1. Networking: Attend industry events and connect with professionals to uncover job opportunities.

2. Internships/Projects: Gain practical experience through internships or projects to enhance your resume.

3. Skill Enhancement: Identify skill gaps and focus on learning in-demand technologies or obtaining certifications.

4. Tailored Applications: Customise resumes and cover letters to match job requirements effectively.

5. Utilise OPT Resources: Seek guidance from university or OPT program resources for career support

6. Expand Job Search: Explore remote or startup opportunities to broaden job options.

7. Persistence: Stay motivated, proactive, and resilient throughout the job search process.

For further assistance, you may come in contact with us.

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Sushil Sukhwani | Answer |Ask -Follow

Study Abroad Expert - Answered on Mar 29, 2024

Question by John - Mar 26, 2024Hindi

Career

I want my son ( 7cgpa mechatronics engineering graduate) to do his higher studies and get job and settle down in US or Europe or Australia or New Zealand. Almost one year without jobs is eating us.

Ans: Hello John. Greetings for the day. It is understandable that you are concerned about your son’s job and his desire to study overseas in countries like the US, Europe, Australia, or New Zealand.

Coming to the question,the student will be eligible to apply to the to the USA with his CGPA; a 1-year gap is fine to apply to the universities in the USA; he will get a job in the manufacturing industry-consumer goods, industrial goods, automotive products, and electronics, mechatronics also plays an important role in healthcare, transportation, and many other fields. Graduates of the Mechatronics MS program will work in cybersecurity, telecommunications, computer science, automotive engineering, robotics, artificial intelligence, consumer products and packaging, and more. There are few universities that give GRE waivers.
Also, Europe, Australia and New Zealand are good options for higher studies and job purposes. It would be good if you let us know if there is a specific country in your mind so that we may guide you further.

For further assistance, you can get in touch with us.

Krishna Kumar | Answer |Ask -Follow

Workplace Expert - Answered on Apr 12, 2024

Question by Jay - Apr 11, 2024Hindi

Career

My son complitted mscs from clemson university us 2024may but problem for job what to do?

Ans: Dear Mr.Joy

Please ask him to build skills in AI ML, Cybersecurity, Data Management side...there are opportunities in that space

All the best.

Sushil Sukhwani | Answer |Ask -Follow

Study Abroad Expert - Answered on Aug 21, 2024

Question by Invest Global Financial - Aug 21, 2024Hindi

Career

hello sir my son is in USA 2nd year Master CS from USC California due current usa job scenario he is tense so what should he do please suggest

Ans: Hello Invest,

To begin with, thank you for reaching out to us. Your son need not worry about job prospects, as graduating with a Master’s in Computer Science positions him exceptionally well in a field with no shortage of opportunities. Emerging fields like artificial intelligence, machine learning, and cybersecurity have a huge demand for skilled professionals and there is no indication of the trend slowing down. I wish your son the very best in all his future endeavors.

Our website- edwiseinternational.com
You can also follow us on our Instagram page - @edwiseint

Nayagam P P |4067 Answers |Ask -Follow

Career Counsellor - Answered on Nov 28, 2024

Question by Invest Global Financial - Nov 16, 2024Hindi

Career

HELLO SIR I NEED SOME ADVICE ABOUT MY SON, HE IS IN USA LAST SEM IN MS CS FROM USC. WORRIED ABOUT JOB IN USA AND DONT WANT TO BACK IN INdia, WHAT SHOULD HE DO?

Ans: Sir, I advise your son to go right now to a qualified, professional, experienced career coach located in the USA itself. He should also look at other nations with good immigration laws or Canada. He can make attendance at USC-hosted on-campus career fairs and networking gatherings He should get advice and referrals from USC graduates. Tell him to highlight his internships and noteworthy projects including in-demand abilities, thereby optimizing his Resume merely on two pages with keywords.

He might be having his LinkedIn page, stressing his technical knowledge and accomplishments, but there are several techniques to be used in applying for jobs. Most of the job seekers are not aware of the methods; instead, Professional Career Coaches, either from the USA or any other country, are informed and will be able to assist your Son. Try contacting Vikram Anand, Sandeep Khaira (both are abroad), or any other experienced career coach. All the BEST for Your Son's Prosperous Future.
Follow RediffGURUS to Know More on ‘Jobs | Education | Careers’.

Latest Questions

Nitin Narkhede |59 Answers |Ask -Follow

MF, PF Expert - Answered on Jan 23, 2025

Question by Prahlad - Jan 22, 2025Hindi

Money

Hi Sir, I am retired and 63 years old. Having 50 lacs in equity.1.5 cr MF, 25 lacs in SCSS.expected landproperty sale of 4.5 cr also having own house and no education or marriage expenses of children. Medical insurance of 10 lack for me and wife. However intended to buy a residential property of 3 cr to get relax from capital gain post selling the land. And same will be given to daughter later. Need monthly expenses of 1.25 lack. Since market is too volatile. Kindly suggest way forward.

Ans: Dear Pralhad,
To manage your finances post-retirement and handle market volatility, allocate the ?4.5 crore from your land sale strategically. Use ?3 crore to purchase a residential property to save on capital gains tax and gift it to your daughter later. Allocate the remaining ?1.5 crore into ?50 lakh in SCSS for secure returns (~?16,000/month), ?50 lakh in RBI Floating Rate Bonds or POMIS (~?30,000/month), and ?50 lakh in balanced mutual funds for moderate growth. For your existing assets, keep ?25 lakh in SCSS and divide the ?1.5 crore mutual funds portfolio into 60% balanced advantage or hybrid funds for stability and 40% debt funds for steady income. Maintain 20-25% equity exposure (?50 lakh) in large-cap or dividend-yield funds for growth. Combined with a ?20-30 lakh emergency fund, this ensures a stable monthly income of ?1.25 lakh while safeguarding against market risks and providing for your family's future. Consult a certified financial advisor for personalized tax-efficient strategy
Regards, Nitin Narkhede -Founder Prosperity Lifestyle Hub,
Free webinar https://bit.ly/PLH-Webinar

Nitin Narkhede |59 Answers |Ask -Follow

MF, PF Expert - Answered on Jan 23, 2025

Asked by Anonymous - Jan 22, 2025Hindi

Money

I am 40 year old have 1 daughter aged 8 years current monthly expenses 60 thousand. I have 30 lakh in PF, 25 lakh in stocks, 40 lakh in fd,50 lakh cash, 35 lakh gold, own apartment no loan, 4 crore in real-estate. Please suggest what should I do if I want to retire in the next 2 years.

Ans: Dear Friend,
To retire in 2 years, you’ll need a corpus of approximately ?2 crore to sustain your current monthly expenses of ?60,000, adjusted for inflation and assuming 30 years of retirement. Allocate ?2.5 crore to fixed-income instruments like SCSS, RBI Bonds, or debt mutual funds to generate a stable annual income (~?10 lakh). Retain ?50 lakh in stocks and equity mutual funds for growth and ?30 lakh in balanced mutual funds for stability. Keep ?20-30 lakh in liquid funds or FDs for emergencies.

For real estate, retain your primary residence and explore rental income from other properties. Consider selling one property to reinvest in diversified assets for liquidity. Allocate ?50 lakh for your daughter’s education through a mix of PPF and equity funds. Regularly review your portfolio to account for inflation and market changes. This plan ensures a comfortable retirement and financial security for your family.
Regards, Nitin Narkhede -Founder Prosperity Lifestyle Hub,
Free webinar https://bit.ly/PLH-Webinar

Nitin Narkhede |59 Answers |Ask -Follow

MF, PF Expert - Answered on Jan 23, 2025

Question by Rayulu - Jan 23, 2025Hindi

Money

Sir iam rayulu 47 years old. Iam invest in mutual fund s axis small cap 5000 ,quant small cap 5000, motilal oswal midcap 5000, nippond india growth fund 5000 and my wife account Nippon small cap 5000 and sbi contra 5000 paragpark flex cap 5000,HDFC flex cap 5000 how to create 1 crore in tem years pls suggest

Ans: Dear Rayulu,
To create ?1 crore in 10 years with your current mutual fund SIPs of ?40,000/month, you need a consistent 12% CAGR. At this rate, your corpus will grow to approximately ?92.7 lakhs. To bridge the gap, consider increasing your SIPs by ?2,000-?3,000/month or adding a 10% annual top-up.

Your portfolio is well-diversified but leans heavily on small-cap funds (Axis, Quant, Nippon). Balance it by adding large-cap or index funds like **UTI Nifty Index** or **Mirae Asset Large Cap** for stability. Monitor your portfolio annually and reallocate if funds underperform consistently for 2-3 years. Staying disciplined, increasing SIPs periodically, and maintaining a balanced portfolio will ensure you comfortably achieve your ?1 crore goal in 10 years.
Regards, Nitin Narkhede -Founder Prosperity Lifestyle Hub,
Free webinar https://bit.ly/PLH-Webinar

Milind Vadjikar |887 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 23, 2025

Question by Parveen - Jan 23, 2025Hindi

Money

What is the future of Lic jeevan saral?I am paying premium since March 12.I will incur a loss of Rs 3 lacs approximately if I surrender the policy today as suggested by my agent.Please suggest what should I do? I am 54 years old and policy term is 28 years.

Ans: Hello;

My suggestion to you would be to surrender it as early as possible.

Even if you get your premiums back with some or nil return, it is okay.

Agent will tell you about loss because he will get impacted if you surrender the policy.

Recently IRDAI(Oct-2024)passed a diktat whereby the losses to investors surrendering their policy prematurely will be much lower then before.

Best wishes;
X: @mars_invest

Mayank Chandel |1972 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Jan 23, 2025

Question by Yug - Jan 02, 2025Hindi

Career

Sir i have telangana state sc caste certificate but I am in Maharashtra so for neet councelling do I have make central caste certificate from Telangana state sc certificate,and if we want to convert the state to central then how's the process

Ans: Hello Yug
the process is very simple, just go to the SETU center of your home town submit your documents, they will ask the documents of your father & grandfather as well and ask them to issue Caste certificate & Validity Central Format.

Milind Vadjikar |887 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 23, 2025

Asked by Anonymous - Jan 23, 2025Hindi

Money

I am male,29, not yet married. Earn 80k, invest 28k in mf sip, 8k in emergency fund. Family pension 40k. My personal medical cover 3 lac and same amount cover from office. Term plan 50lac. In unforseen circumstances withdraw money from pension. We had medical benefit of cashless hospital treatment, but the same got withdrawn from long time now. Now we need to pay and claim reimbursement as per CGHS rate. My mother is 65. We don't have her medical cover as she has panel benefit but now it is not cashless. I want to cover for her hospitalisation. If I start medical cover now it is costing 1.5 lac to 1.8 lac for 50 lac cover. What should I do ?

Ans: Hello;

You may buy a base health insurance of 5 L for your Mother. (Should cost you ~20-25K/pa)

Then you may buy a super top up health cover for your Mom(~25 L).
It may cost you ~10-12 K/pa).

These are indicative costs for a person of 65 years of age with no disease, without GST. Actual costs may vary from company to company.

Do a thorough study of exclusions, room rent limit, other terms and conditions or consult an insurance advisor.

Also your term insurance is quite low(50 L) you should enhance it to 1 Cr now with the option to extend it to 2 Cr later when your responsibilities increase.

Best wishes;

Mayank Chandel |1972 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Jan 23, 2025

Asked by Anonymous - Jan 05, 2025Hindi

Career

Should i take admission in nit delhi civil engineering or not? DOES it have a good placement in civil?

Ans: Hi
NIT Delhi is a great choice with good placements you can go ahead with it.

Mayank Chandel |1972 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Jan 23, 2025

Asked by Anonymous - Jan 09, 2025Hindi

Career

Dear Sir My son is currently in 9th - CBSE board. His ultimate aim is getting into IIT. He wants to focus exclusively in national Olympiads Maths and science in Class 10th . He wants to know if there are some good dummy school for Class X - CBSE , which will enable his objective. If yes, will there be any eligibility issue for the same once he appears for JEE Mains after clearing 12th. I support his decision that in scenario if he doesn't clears JEE in 1st attempt, instead of then wasting 1 year at home, and again preparing for JEE, why don't he get the preparations underway from Class 10th onwards, sincerely prepare for olympiads thereby getting an edge in JEE preparation once he enters class 11th. Request your advise regarding availibility of 10th Dummy school and whether there will be some eligibility issue afterwards. Thanks and Regards Ashish

Ans: Hello Ashish Ji
it is not good and advisable for me to write this in detail on a public platform, I will help you with this if you can specify your city. In case of any queries & professional help, you can DM me through insta handle CAREERSTREETS.

Mayank Chandel |1972 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Jan 23, 2025

Question by ATUL - Jan 10, 2025Hindi

Career

Sir mene 11th dubara Kari hai matalab 10th ke baad 1 year gap hai to ise mujhe jee mains aur advanced ya kisi aur job me problem to nahi aayegi

Ans: Hi Atul
there will not be any problem. Don't worry about it.

Mayank Chandel |1972 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Jan 23, 2025

Asked by Anonymous - Jan 14, 2025Hindi

Career

My son is working in an multinational energy company. Work culture is very good, salary also good. He did his B.Tech in CSE in the year 2023. He is working as a Software Eng. in the ERP section. My son is interested more coding related job. He has a GATE (2023) score of 581 (Gen cat). My questions are 1) Is it advisable to do M.Tech in CSE using his GATE score? If yes, then which top Colleges can be preferred? 2) Or, will he continue his present job for few more years to gain experience ++ 3) Or, to switch to a new company? Thanks in advance.

Ans: Hello Sir,
In my view, M.S. is more beneficial & rewarding than doing M.Tech. If Pursuing M.Tech then top colleges are IITs & NITs. If he is happy with the work culture & perks he is receiving then I would suggest continue for 2-3 years to gain a good experience and then decide M.S/M. Tech or MBA.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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