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Class 12th Commerce Student with Maths - Career Advice Needed!

Nayagam P P |4367 Answers |Ask -Follow

Career Counsellor - Answered on Mar 07, 2025

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Asked by Anonymous - Mar 06, 2025Hindi

Career

Sir my son is a class 12th commerce student with applied maths as additional subject. He is good in studies (scores 90%+) but is confused about the career .Should he opt for regular graduation and consider MBA/CFA thereafter or opt for correspondence graduation and pursue CA. Please suggest, also suggest any other available career option

Ans: Consider a Psychometric Test: If feasible, arrange a psychometric test for your son. This will help assess his interests, aptitude, attitude, learning style, and personality traits. The test report will provide valuable insights into the most suitable career options for him.

Prioritize Regular College Over Distance Learning: If financially and logistically possible, opt for a regular college over a distance learning (DLP/Correspondence) program. Regular college provides better exposure, structured learning, peer interaction, and placement opportunities. Distance learning should only be considered if attending a regular program is not an option due to financial or personal constraints. All the best for your son's admissions!

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Radheshyam Zanwar |1473 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Mar 22, 2025

Question by ASMIT - Mar 22, 2025Hindi

I got 96.5 percentile in JEE Mains Session 1 (SC). West Bengal home state. I have a interest in sports and would like to go with some electronics related branch. Which NIT & branch combination would be the best choice for me. I was thinking about NITR EIE

Ans: Hello Asmit.
There are chances to get a set in NITs. If you are interested in sports, then choose computer computer-related branch or IT branch to have flexibility in your studies. Hope, you may be admitted to NIT Rauekela with the preferred branch. Bst of luck to you.
Follow me if you like the reply.
Radheshyam

Yogendra Arora |12 Answers |Ask -Follow

Tax Expert - Answered on Mar 22, 2025

Question by Amit - Mar 13, 2025Hindi

Money

Hello, I am a salaried individual posted in Gurgaon hailing from Mumbai. Can I claim HRA for both Gurgaon and Mumbai, as my daughter aged 19 is staying in Mumbai and I am paying rent for both the locations. My annual Basic is 17.8 lacs and HRA is 10.65 lacs.

Ans: hi,
Yes Income Tax department has allowed deduction of HRA for 2 eligible houses provided you should have proper records for validation like rent receipts, actual payment details etc.
And eligible amount of HRA calculation is based on your Rent paid, Basic Salary, period of tenancy & Location of houses.

Yogendra Arora |12 Answers |Ask -Follow

Tax Expert - Answered on Mar 22, 2025

Question by Sudhakar - Mar 15, 2025Hindi

Money

If my PF is not deducted after 58 years, then how will I get my PF and CTC amount

Ans: Hi,
if PF is not deducted from your salary then same will be credited to your account by your company in salary of the concerned month.
And for PF withdrawl you need to process the steps on the PF website https://www.epfindia.gov.in/ with your UAN number.

Milind Vadjikar |1120 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Mar 22, 2025

Question by Gift - Mar 21, 2025Hindi

Money

my father is now 65 years old and got retired by last month, but pf claim got rejected stating 58 years completed on 2018, ineligible due to insufficient service, is there no other way to claim it

Ans: Hello;

Please furnish precise details about his work history, EPF, EPS contribution, active UAN and what claim is being raised now.

Thanks;

T S Khurana |421 Answers |Ask -Follow

Tax Expert - Answered on Mar 22, 2025

Question by Abhijit - Mar 20, 2025Hindi

Money

rediff.com Rediff Gurus Logo Hi Abhijit Debnath | Sign Out HealthHealth MoneyMoney RelationshipRelationship CareesCareer Ask your questions about health, money, relationship or careers here Ask Anonymously Abhijit Abhijit 1 Questions 3 Answers 2 Gurus 0 Bookmarks These questions will be answered soon. Not Answered yet Abhijit Asked on - Mar 07, 2025 Sir.. I have some lumsum amount and also my mother have some lumsum amount in hand , which we got from some NSC savings. So if i want to park all the amount in my MF account , is it ll be a good. Actually i mean to say , wheather it ll be more tax against me or it ll be better to park money in all family member MF account. In my account it ll be more easy to handle all the finance. Plz suggest me. ** i am a gvt salary person , not coming in tax regime yet. ** my mother also not coming any tax regime. Plan to keep in Debt MF.

Ans: It may be more appropriate, if you have two MF Accounts, one in your name & the other in your mother's name. You can handle both accounts your self, may be online.
It is likely to economize you tax payments.
Most welcome for any further clarifications. Thanks.

T S Khurana |421 Answers |Ask -Follow

Tax Expert - Answered on Mar 22, 2025

Question by ABHISHEK - Mar 21, 2025Hindi

Money

Dear Sir, will it be right idea to withdraw some money from PPF and invest in NBFC like Shriram/Bajaj finance for better returns, if yes should we go for long term investment like 5-7 years or short term like 2-3 years, please advise, Thanks

Ans: While shifting your investments, please be aware that you are going to add Risk Factor to your Portfolio. Enhanced Returns may kindly be weighed against RISK FACTOR you are going to add.
Whether to invest for Long Term or Short Term, depends on your future requirements. Kindly review your financial commitments with the liquidity required, so that you may meet your all commitments in time.
Most welcome for any further clarifications. Thanks.

Dr Dipankar Dutta |1046 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Mar 22, 2025

Asked by Anonymous - Mar 21, 2025Hindi

Career

Sir, I have got 98.02 percentile in JEE Mains 2025. I am SC student from W.B. In which Tier 1 NITs will I surely get CSE?

Ans: NIT Trichy (Less likely in Round 1, but possible in later rounds)
NIT Warangal (Slightly tough but possible in CSAB Special Rounds)
NIT Surathkal (Possible in later rounds)
NIT Calicut (Good chance)
MNNIT Allahabad (High chance)
NIT Rourkela (Very likely)
NIT Durgapur (Almost confirmed) - Not recommended
See previous years' cut off

Dr Dipankar Dutta |1046 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Mar 22, 2025

Question by Kuldeep - Mar 21, 2025Hindi

Career

What is the minimum percentile to get cse in any iiit for obc catagory

Ans: Varies from 98 to 88

Dr Dipankar Dutta |1046 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Mar 22, 2025

Question by Prodipta - Mar 21, 2025Hindi

Career

My jee main percentile is 77.90 in sc category can I admit any nit electrical branch and tell me the nit name?

Ans: NIT Mizoram – Electrical & Electronics Engineering
NIT Nagaland – Electrical & Electronics Engineering
NIT Arunachal Pradesh – Electrical Engineering
NIT Meghalaya – Electrical & Electronics Engineering
NIT Sikkim – Electrical & Electronics Engineering
NIT Agartala – Electrical Engineering (Borderline chance)
NIT Puducherry – Electrical & Electronics Engineering (Low chance, but possible in later rounds)

Dr Dipankar Dutta |1046 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Mar 22, 2025

Asked by Anonymous - Mar 21, 2025Hindi

Career

I got 85.289%le in Jee mains EWS category from Delhi in which colleges i can get admission with branches like CSE and more...

Ans: With 85.289 percentile in JEE Mains 2025 and EWS category from Delhi, your chances for NITs/IIITs through JoSAA are very low for CSE, but you have good options in state government colleges and private universities.

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