12th Pass with Weak Basics: B.Tech vs. B.A./B.Com. - What's the Right Choice?

Ans: In case of any queries & professional help, you can DM me through insta handle CAREERSTREETS.

Ans: Hello
cracking neet requires much fewer marks than what you are scoring, hence you will qualify for the NEET, there is no doubt about it. For admission in a govt college seat, you need a 650+ score if from the open category or a private college seat you need 550+.
Good Deemed College seat requires 400+ marks
You need to analyse your test score, where you are making mistakes and what kind of mistakes they are & improve your weaker areas with every test.
In case of any queries & professional help, you can DM me through insta handle CAREERSTREETS I will help you with the ideal solutions.

Ans: Hello
Which examination do you want to appear in 2025? Usually, improvement exam results come late during the counselling process. In case of any queries & professional help, you can DM me through insta handle CAREERSTREETS I will help you out with the ideal solutions.

Ans: Kindly let me know if you want to guide or inspect? To become an inspecting agency, you need to follow the PESO guidelines available on their website.

Ans: Hello;

Are you occupying one of the two flat owned by you or both are given on rent?

If yes how much rental income/expense?

How much is the current total regular monthly expense?

Answer to these queries will help us to guide you suitably.

Thanks;

Ans: Hello;

Assuming you keep aside 50 L for your kid's higher education, you will be left with corpus of 1.5 Cr.

If you invest this sum in equity savings type mutual fund with moderate risk rating and do SWP at 4% it won't generate income enough to cover your monthly expenses.

Recommend you to continue building corpus aggressively over next 5 years and review again.

Happy Investing;
X: @mars_invest

Ans: Hello;

Request you to please rephrase your question and submit again.

Thanks;

Ans: Hello;

Yes you should settle off the outstanding home loan.

Also you may open an NPS account for retirement planning. Do contribute to it on a regular basis and also do onetime lumpsum investment.

Also open an PPF account with investment of 12.5 K per month.

Get sufficient term plan coverage for atleast 20 years and not less.

No need to invest in pension plan if you are investing in NPS. It is far superior in terms of tax liability, flexibility, returns and costs.

Prefer hybrid mutual funds(dynamic asset allocation or multi asset allocation fund)for your investments.

Buy a good health insurance cover for yourself and your daughter irrespective of group policy, if any, available from employer.

Do nomination in all your financial investments and also make a legally valid will.

In a nutshell, you will have 3 investments PPF, NPS and mutual funds (hybrid) and insurance premiums for term cover and healthcare policy.

Loss of partner is very difficult to deal with but you also need to focus on the education of your daughter and guide her for better prospects.

Best wishes;
X: @mars_invest

Ans: Your love for your kids is evident, and it’s natural to fear how a separation would affect them. But the reality is, children pick up on tension, conflict, and unhappiness at home. Staying in a marriage that drains you emotionally and mentally isn’t necessarily better for them in the long run. Kids need a stable, loving environment, and if you’re constantly feeling manipulated and exhausted, it affects the energy you bring into their lives.

You don’t have to make a rushed decision, but you do need clarity. Have you tried setting firm boundaries and communicating your need for a more balanced relationship? If you’ve already done everything you can and nothing has changed, then it may be time to explore legal options, even if she says no to divorce. In most cases, a divorce doesn’t require both partners to agree—it just makes the process more complicated.

You deserve a life where you feel respected, valued, and emotionally free. Your children deserve a father who is at peace, not one who is silently suffering. It might be hard to take the next step, but staying in an unhappy marriage just for the sake of avoiding conflict can take a greater toll on everyone involved. You need to consider what will truly allow you—and your kids—to have a healthier and happier future.