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Amit

Amit Nigam  | Answer  |Ask -

Answered on Jan 16, 2009

markusindicum Question by markusindicum on Jan 16, 2009Hindi
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HI, we have been asked to find a job as we are going to lose our jobs. In current scenario where may companies have frozen hiring process, please suggst what to do. I have an experience of 4.8 years and currently working as assistant manager in an elearning company

Ans: You can have options both in IT and education space. Simultaneously try in both these industries. Education is a sunrise sector for India. Improve your domain knowledge and research on where you will fit in the organization where you are applying. Accompany your application with a cover letter to clearly communicate why you think you are the right candidate for the job.
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Mayank

Mayank Rautela  |238 Answers  |Ask -

HR Expert - Answered on Mar 10, 2021

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Dear Mayank,I am a BCom graduate with 25+ years of experience in accounts and finance.My designation is manager, accounts and finance.I have worked for reputed companies like Karvy Consultants, Ramky, VLCC Healthcare and others.On March 20, 2020, a few days before the lockdown, I was asked to resign from my job and my salary was paid on the same day.Since then, I have been applying for jobs continuously.I am not adamant about my designation. I am trying for all jobs that relate to my experiences. I have been searching through newspapers, Naukri.com, Monster and various social media but it has been a case of ‘Apply and apply but no reply’.Fortunately, both my kids are working from home in IT companies but being the senior responsible caretaker, I am sitting idle without a job in hand.Can you advise/suggest and help me to solve this problem.RegardsNagaraju U E
Ans:

Dear Nagaraju.

I appreciate your zeal and enthusiasm to continue to work even after a long career and the fact that your children are also working. Apart from what you have been doing, I would recommend these specific steps:

1. Reach out to your managers and colleagues who you have worked in the past as references are still the best way to get a job.

2. Since you have an accounting background, you can also consider working as a freelancer as there are many opportunities for part time gig workers.

3. Explore academics as a career option.

4. Giving back to the society is also very enriching, so do take up some charity or volunteer work.

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Mayank

Mayank Rautela  |238 Answers  |Ask -

HR Expert - Answered on Feb 24, 2021

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Hello,I'm Swagato Ghose, 32, from Kolkata. During the pandemic and because of lockdown, I lost my job. I'm a marketing professional and worked for a print and packaging company based in Hyderabad.The situation is very difficult because, even after trying hard for the past two to three months, nothing positive is materialising.No organisations revert after the interview process and the salary offered during the interview time is negligible when compared to what I was getting before this lockdown happened.It's getting unbearable and I am on the verge of a nervous breakdown as the future seems absolutely uncertain.I'm badly looking for a decent opportunity, but there seems to be very little hope in these tough times as it looks like the recruitment has frozen in most of the good companies.I am really worried about the future and don't know how my professional career is going to shape up.How do I survive this phase?Thanks and regards,Swagato Ghose
Ans:

Hey Swagato.

Hold on! Never give up as life is always full of ups and downs.

A job loss in the time of a global pandemic is not a result of your performance but due to the slowdown in the economy.

Things are now getting back to normal and most companies have started selective hiring.

This is the time to start reskilling in your area of work so that you have the right skill sets that companies are looking for in your field.

Keep yourself engaged with some freelance work or even charitable work.

Remain positive and healthy and close to your loved ones.

You have a bright future.

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Moneywize

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Financial Planner - Answered on Apr 28, 2024

Asked by Anonymous - Apr 27, 2024Hindi
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I want to purchase auto insurance for my Maruti Ertiga which I purchased two years ago. Which auto insurance policy will best look after my interests in the event of an accident which could lead to fatalities or lead me permanently disabled? I want to choose an auto insurance policy that will take care of hospitalisation as well as permanent disability.
Ans: In the unfortunate event of an accident with your Maruti Ertiga, a comprehensive car insurance policy will best serve your interests. Here's why:

Comprehensive Coverage:

• Third-party Liability: This is mandatory by law and covers any injuries or property damage caused to a third party due to an accident involving your car.
• Own Damage Cover: This protects your Maruti Ertiga from damages caused by accidents, theft, fire, natural calamities, etc.

Additional Coverage for Permanent Disability and Hospitalisation:

• Personal Accident (PA) Cover for Owner-Driver and Passengers: This add-on provides a lump sum payout in case of death or permanent disability due to an accident. You can extend this cover to include your passengers as well.
• Medical Expenses Cover: This add-on reimburses hospitalisation expenses incurred due to injuries sustained in an accident.

Here's what to consider when choosing an insurance provider:

• Claim Settlement Ratio (CSR): Look for insurers with a high CSR, which indicates a good record of settling claims promptly.
• Network Garages: Opt for an insurer with a wide network of cashless garages for repairs to ensure a hassle-free experience.
• Customer Service: Choose a company known for providing prompt and helpful customer service.

Popular Car Insurance Providers in India:

• Acko General Insurance
• HDFC Ergo
• The Oriental Insurance Company
• National Insurance Company
• Bajaj Allianz General Insurance

Researching and Comparing Policies

• Use online insurance aggregator websites to compare quotes from different providers. These websites allow you to input details about your Maruti Ertiga, your driving history, and desired coverage options. They will then provide you with quotes from various insurers, allowing you to compare prices and features.

Consulting a Financial Advisor

• Consider consulting a financial advisor who can help you assess your specific needs and recommend the most suitable car insurance policy for your Maruti Ertiga.
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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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