Home > Career > Question
Need Expert Advice?Our Gurus Can Help
Career

Career Coach  | Answer  |Ask -

Workplace Expert - Answered on Apr 16, 2024

Career Coach is a recruitment expert with experience in hiring, training, upskilling and leadership management. ... more
Asked by Anonymous - Apr 15, 2024Hindi
Listen
Career

I am 42, and frustrated with my job. Is it okay if I quit my job at this age? I am a BCom graduate with 17 years of experience in accounting and finance. I have some savings. What else should I consider before resigning from my current job? I am currently single and stay with my retired parents.

Ans: Hey there,

Feeling stuck in your career can be as frustrating as getting stuck behind a slow-moving tractor on a narrow road. But fear not, because your situation is not as bleak as it may seem.

Firstly, let's address the age factor. At 42, you're like a fine wine - seasoned, mature, and ready to be savored. Age is just a number, and it certainly shouldn't dictate your career decisions. Many successful individuals have reinvented themselves and achieved great heights later in life. So, if you're feeling the urge to shake things up, don't let the digits on your birth certificate hold you back.

Now, onto the big question - should you quit your job? Well, it's like contemplating whether to ditch a leaky boat for a sturdier vessel. It all depends on your circumstances, aspirations, and tolerance for soggy socks.

Considering your background in accounting and finance, you've got a solid foundation to build upon. But before you bid adieu to your current gig, here are a few things to ponder:

1. Financial Assessment: Take a deep dive into your savings and financial commitments. Ensure you have a comfortable buffer to tide you over during your transition period. It's like balancing your books - make sure the numbers add up before making any drastic moves.

2. Skills and Interests: Reflect on your passions and skill set. Are there areas within accounting and finance that ignite your enthusiasm? Or perhaps you've been eyeing a completely different field? It's never too late to explore new horizons or pivot towards a career that aligns with your interests.

3. Networking: Dust off your LinkedIn profile and start connecting with industry professionals. Networking is the secret sauce to unlocking hidden opportunities and gaining valuable insights. Attend events, join online communities, and don't shy away from reaching out to people for informational interviews. Remember, relationships are like investments - they yield returns when nurtured.

4. Career Goals: Define your career objectives and chart out a roadmap to achieve them. Whether it's climbing the corporate ladder, starting your own venture, or embracing a portfolio career, clarity of purpose will steer you in the right direction. Set SMART goals - Specific, Measurable, Achievable, Relevant, and Time-bound - and watch your career aspirations come to life.

5. Support System: Lean on your support system for guidance and encouragement. Your retired parents can offer valuable insights and emotional support during this transitional phase. Having a strong support network is like having a trusty co-pilot - they'll help navigate the turbulence and celebrate your victories along the way.

Remember, life is too short to be stuck in a job that doesn't spark joy. So, muster up your courage, trust your instincts, and embark on this new chapter with gusto. Who knows, the best may be yet to come!

Wishing you smooth sailing and endless opportunities on your career journey!

Cheers!
Career

You may like to see similar questions and answers below

Reetika

Reetika Sharma  |423 Answers  |Ask -

Financial Planner, MF and Insurance Expert - Answered on Nov 09, 2025

Money
I am 31, teetotaler, with no bad habits, bachelor, leading celibacy, no chronical ailment, minimalist, investing in various schemes of mutual from the age of 18, now my investment is Rs. 50 lacs, with SIP of Rs. 15K every month in equity funds, and 40 lacs medical insurance 1.5Cr term insurance. Insurance premia are taken care by dividend from equity shares. My average annual expenses at present is Rs.5 lacs. Please guide me at what age should I give up the job and submit my resignation from MNC job, and retire, where I have no dependants nor depending on any one. Please guide me and advise.
Ans: Hi Mani,

You are one of the rare example of someone who is a long term investor and have build quite a good corpus through all these years.
Let us have a look at what can be done:
1. Insurance - you are well covered. Even premiums are being taken care of using dividends.
2. Emergency fund - build a dedicsted fund of minimu 10 lakhs in liquid funds for any emergency situation.
3. Mutual funds - a SIP of 15k has built you a corpus of 50 lakhs in 13 years which is great. You should also focus on increasing your investments to the maximum capacity whenever possible.
4. You are a bachelor and want to retire. But you also have to plan if ou want to get married. Getting married will change the entire plan. You will need funds to get marry, start family, kid's education and marriage. All these things should also be considered before making any decision.
5. Your current expenses of 5lakhs will double easily on getting married, so your resignation and retirement depends on this plan as well.

Hence my suggestion would be to focus on increasing income for now and you are too young to consider leaving your job. Plan your future goals and then take this decision collectively.

Also as your MF portfolio crosses 50 lakhs, would suggest you to consult a professional Certified Financial Planner - a CFP who can guide you with exact funds to invest in keeping in mind your age, requirements, financial goals and risk profile.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

..Read more

Latest Questions
Dr Dipankar

Dr Dipankar Dutta  |1840 Answers  |Ask -

Tech Careers and Skill Development Expert - Answered on Dec 13, 2025

Asked by Anonymous - Dec 12, 2025
Career
Dear Sir/Madam, I am currently a 1st year UG student studying engineering in Sairam Engineering College, But there the lack of exposure and strict academics feels so rigid and I don't like it that. It's like they don't gaf about skills but just wants us to memorize things and score a good CGPA, the only skill they want is you to memorize things and pass, there's even special class for students who don't perform well in academics and it is compulsory for them to attend or else the student and his/her parents needs to face authorities who lashes out. My question is when did engineering became something that requires good academics instead of actual learning and skill set. In sairam they provides us a coding platform in which we need to gain the required points for each semester which is ridiculous cuz most of the students here just look at the solution to code instead of actual debugging. I am passionate about engineering so I want to learn and experiment things instead of just memorizing, so I actually consider dropping out and I want to give jee a try and maybe viteee , srmjeee But i heard some people say SRM may provide exposure but not that good in placements. I may not be excellent at studies but my marks are decent. So gimme some insights about SRM and recommend me other colleges/universities which are good at exposure
Ans: First — your frustration is valid

What you are experiencing at Sairam is not engineering, it is rote-based credential production.

“When did engineering become memorizing instead of learning?”

Sadly, this shift happened decades ago in most Tier-3 private colleges in India.

About “coding platforms & points” – your observation is sharp

You are absolutely right:

Mandatory coding points → students copy solutions

Copying ≠ learning

Debugging & thinking are missing

This is pseudo-skill education — it looks modern but produces shallow engineers.

The fact that you noticed this in 1st year already puts you ahead of 80% students.

Should you DROP OUT and prepare for JEE / VITEEE / SRMJEEE?

Although VIT/SRM is better than Sairam Engineering College, but you may face the same problem. You will not face this type of problem only in some top IITs, but getting seat in those IITs will be difficult.
Instead of dropping immediately, consider:

???? Strategy:

Stay enrolled (degree security)

Reduce emotional investment in college rules

Use:

GitHub

Open-source projects

Hackathons

Internships (remote)

Hardware / software self-projects

This way:

College = formality

Learning = self-driven

Risk = minimal

...Read more

Kanchan

Kanchan Rai  |646 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Dec 12, 2025

Asked by Anonymous - Dec 07, 2025Hindi
Relationship
Dear Madam, I was a bright student during my school days and my plan was to become a civil servant but that did not succeed even after several attempts. With the advise of my brother i went ahead and pursued Masters at a normal university in Sydney. I did internship and continued staying with my job though it wasn't my field of study. After that what came as a shock was my brother's divorce. We don't know what is the actual issue till date but I tried a lot to fix the gap by talking to his ex-wife but they were very orthodox. I couldn't see my brother suffer because he had planned and arranged so much for her. I had no choice then so i try to harm his ex-wife by spoiling her reputation thinking she will come back for him. In the mean time i got married to a girl who was her relative too thinking my wife can help us in some case but she turned out to be completely in the opposite direction. She was probably convinced by my brother's ex-wife or their relatives that she is not coming back. Even then my brother tried to go meet his ex-wife through many channels. My wife did not help him at all in any aspect. Finally the divorced happened and everything ended. Now we have sought several proposals but nothing seem to be a good fit for him. Most of the girls whom we met on matrimonial sites are fake profiles with something hidden or falsely represented. I would say my brother escaped all this. But we are worried about his life now as he is already in his 40's and he seem to be struggling for a good job and finance. He is very picky probably but doesn't talk much to all of us. Sometimes he even says the game is over so no point looking at a second marriage. My wife and he fought once when he visited us because she didn't want him in our house and she created a fight putting me in the front. After that he stopped coming to our house or see us or talk to us. Things even gets worse sometimes when her brother comes and visits us and stays at our house which my parents don't like. My parents argue that your brother was not allowed to stay for few months then how come her brother is allowed for several months. What kind of partiality is that? I feel i could not do anything for him despite the fact that he is my only brother. He is good at heart and looked after me when i went abroad financially and even came to meet me few times. I tried to send him money, gifts but he is still the same. He communicates with our parents but not with me nor my wife anymore. Kindly give us a good advise.
Ans: Your brother’s distance is not a rejection of you. It is his way of protecting himself. He went through a difficult marriage, an emotional collapse, and then watched people around him — including you — react out of desperation to fix things for him. Even though your intentions came from love, he may have associated those actions with more pain and pressure. When a person has been wounded, silence feels safer than conversation. His withdrawal simply means he is tired, not that he dislikes you.
You also need to understand that the guilt you are carrying is heavier than it needs to be. You tried to intervene in his marriage because you wanted to protect him, not because you wanted to cause harm. Looking back now, with more maturity and clarity, you see the mistakes, but at that time, you were acting out of fear and love. This is why it’s important to forgive yourself instead of punishing yourself over and over.
The conflict between your wife and your brother only added another layer of stress, because it forced you into choosing sides. Your wife reacted emotionally, your brother pulled away, your parents questioned the imbalance — and in the middle of all this, you lost your sense of peace. But their disagreements are not failures on your part. They are the natural result of people operating from insecurity, fear, and past hurt.
What needs to happen now is a shift in your role. You cannot continue trying to solve everything for everyone. You cannot carry your brother’s marriage, your wife’s fears, and your parents’ judgments all at once. It’s time to step out of the role of rescuer and step into the role of a grounded, calm brother who offers presence, not solutions.
Rebuilding your bond with your brother will not come from pushing proposals, sending gifts, or trying to fix his life. It will come from offering him emotional safety. A simple message, expressing that you are sorry for any hurt, that you care for him, and that you are available whenever he feels ready, will speak louder than any effort to arrange his future. Once you send such a message, the healthiest thing you can do is give him space. Sometimes relationships repair themselves in silence, when pressure is removed.
And for yourself, healing begins when you stop believing that every problem in the family rests on your shoulders. You have given more than enough over the years. Now you deserve emotional rest. You deserve peace. You deserve to feel like a brother, not a crisis manager.
Your brother may take time, but distance does not erase love. When he feels safe, he will come closer again. Your responsibility is not to force that moment, but to make sure you are emotionally steady and ready when it happens.

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Close  

You haven't logged in yet. To ask a question, Please Log in below
Login

A verification OTP will be sent to this
Mobile Number / Email

Enter OTP
A 6 digit code has been sent to

Resend OTP in120seconds

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus
Sign up

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

Enter OTP
A 6 digit code has been sent to Mobile

Resend OTP in120seconds

x