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ईपीएफ पेंशन गणना: फॉर्मूला क्या है?

Milind Vadjikar |1238 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Sep 12, 2024

Milind Vadjikar is an independent MF distributor registered with Association of Mutual Funds in India (AMFI) and a retirement financial planning advisor registered with Pension Fund Regulatory and Development Authority (PFRDA).
He has a mechanical engineering degree from Government Engineering College, Sambhajinagar, and an MBA in international business from the Symbiosis Institute of Business Management, Pune.
With over 16 years of experience in stock investments, and over six year experience in investment guidance and support, he believes that balanced asset allocation and goal-focused disciplined investing is the key to achieving investor goals.... more

Question by Camilo on Nov 12, 2023English

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ईपीएफओ से पेंशन की गणना का फार्मूला क्या है?

Ans: ईपीएस = औसत वेतन x पेंशन योग्य सेवा/70

(15000X35)÷70=7500
औसत वेतन, सेवानिवृत्ति से पहले 60 महीनों की अवधि में कर्मचारी का मूल वेतन+डीए (अधिकतम 15K) है। पेंशन योग्य सेवा, काम किए गए कुल वर्षों की संख्या है (अधिकतम 35 वर्ष)।

ईपीएस के माध्यम से आपको मिलने वाली न्यूनतम और अधिकतम पेंशन 1K से 7.5K प्रति माह की सीमा के अधीन है

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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आप नीचे ऐसेही प्रश्न और उत्तर देखना पसंद कर सकते हैं

Milind Vadjikar |1238 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Sep 07, 2024

Question by BASAVARAJ - Nov 12, 2023English

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ईपीएफ पेंशन की गणना पिछले 60 महीनों के औसत वेतन या अन्यथा ईपीएफओ विधि पर की जाती है

Ans: हां, ईपीएस पेंशन की गणना पिछले 60 महीनों के औसत मूल वेतन और पेंशन योग्य सेवा अवधि के आधार पर की जाती है। इन दो कारकों को शामिल करते हुए पूर्व निर्धारित फॉर्मूले के आधार पर ईपीएस पेंशन निर्धारित की जाती है।

Milind Vadjikar |1238 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 05, 2025

Question by Prashant - Jan 28, 2025English

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मुझे EPFO से पेंशन की गणना करनी है। EPFO के अनुसार "=पिछले 60 महीनों का औसत मासिक वेतन x सेवा के वर्षों की संख्या/70"। औसत वेतन पर अधिकतम सीमा 15000 रुपये है। मैं औसत मासिक वेतन की गणना "पिछले 60 महीनों के वेतन का योग/60"= 20000 के रूप में करता हूँ, जिसे अधिकतम सीमा पर रखा जाता है और 15000 EPFO के रूप में माना जाता है। जबकि EPFO कार्यालय पहले 15k से अधिक सभी वेतन को 15k बनाता है, फिर औसत की गणना करता है। इसलिए मुझे 15000 से कम मिलता है। मुझे EPFO वेबसाइट पर कोई स्पष्टीकरण नहीं मिला। कृपया मुझे EPFO के अनुसार सही दिशा-निर्देश दें

Ans: नमस्कार;

EPFO पोर्टल पर पेंशन कैलकुलेटर सुविधा है।

आप अपनी संभावित मासिक पेंशन का पता लगाने के लिए इसका उपयोग कर सकते हैं।

शुभकामनाएँ;

नवीनतम प्रश्न

Nayagam P P |5900 Answers |Ask -Follow

Career Counsellor - Answered on Jun 08, 2025

Asked by Anonymous - Jun 05, 2025

Career

I got 75ile( AIR 3,59,756 )in JEE mains, 66.66% in State Board Exams, 32726 Rank in VITEEE, 85 marks in MHT-CET and 47 marks in IAT 2025 , What shall i do now??

Ans: With a JEE Main rank of 359,756 (75 percentile), admission to NITs/IIITs is unlikely, but state engineering colleges via MHT-CET (85 marks, ~30,000 rank) or KCET may offer ECE/IT in mid-tier institutes like Rajarshi Shahu College or Pimpri Chinchwad College. Your VITEEE rank of 32,726 aligns with VIT Bhopal/AP’s CSE in Category 4/5 (2024 cutoff: ~49,000–50,500), though fees are higher. IAT score of 47 falls short for IISERs; prioritize state universities via CUET for science programs. For immediate tech roles, opt for VIT Bhopal CSE (Category 4) or MHT-CET colleges like DY Patil Pune. Explore BCA/BSc IT or diploma courses if branch flexibility is acceptable, and consider improvement exams for better options next year. All the BEST for your Admission & a Prosperous Future!

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Dr Nagarajan J S K |814 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Jun 08, 2025

Asked by Anonymous - Jun 05, 2025

Career

I am 29 year old want to be doctor can i get any help if i have give neet exam and get 650 marks and want to do it i have done non medical 12 2014 btech 2014 -2019 and master 2022-24 reason personal reason and i want to be doctor for stable career can i become md in cardiology

Ans: HI
Need furthermore details from you to suggest.
1. B Tech which specialilsation (admitted based on merit or not)
2. Similarly PG
3. Scores of PCB, Btech and PG.

Dr Nagarajan J S K |814 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Jun 08, 2025

Question by Dead - Jun 05, 2025

Career

Hi sir I'm scoring 525 in neet 2025 . I have obc ncl and domicile of west bengal, can I get a gmc

Ans: HI
No guarantee. Wait till June14.

Dr Nagarajan J S K |814 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Jun 08, 2025

Question by Sagar - Jun 05, 2025

Career

Hello sir,I am from Karnataka and got 406 marks in neet 2025 SC category and Hyderabad Karnataka could I get govt medical college sir??

Ans: HI
Little Chances are there with SQ. Wait till JUN 14.

Dr Nagarajan J S K |814 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Jun 08, 2025

Asked by Anonymous - Jun 05, 2025

Career

Hello sir I am from Karnataka,I got 406 marks in neet 2025 and have SC category and Hyderabad Karnataka.. would I get govt medical seat??

Ans: HI
Little Chances are there with SQ. Wait till JUN 14.

Dr Nagarajan J S K |814 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Jun 08, 2025

Question by Martin - Jun 05, 2025

Career

Sir i have a score a score of 455 in neet 2025 as an sc candidate which govt medical college in tamilnadu will i get a seat at

Ans: HI Martin,
Chances are there, but not guarantee. You will get more clarity,after announcing the NEET results,

Dr Nagarajan J S K |814 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Jun 08, 2025

Question by Seetesh - Jun 05, 2025

Career

My neet 2025 score 387 im from Mp can I get addmission in any govt BVSC college in mp.category obc

Ans: HI Seetesh,
Little difficulties. Wait for the result.

Dr Nagarajan J S K |814 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Jun 08, 2025

Asked by Anonymous - Jun 05, 2025

Career

I give 12th hsc exam in 2024feb and also give improvement exam in feb2025 but for neet my criteria is not clear can i give 12th exam afain 2026 by 17 no from??

Ans: HI
Sorry to say.
You are having difficulty scoring basic marks. Instead of struggling and wasting time on this, it might be better to pursue another health-related course like BNYS, B.Pharm, or PharmD.
BEST WISHES.

Dr Nagarajan J S K |814 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Jun 08, 2025

Asked by Anonymous - Jun 05, 2025

Career

I passed 12th hsc exam in 2024feb and also give improvement exam in feb2025 and i want give again in 2026 since my neet criteria didn't clear how can i give exam ?

Ans: HI
Sorry to say.
You are having difficulty scoring basic marks. Instead of struggling and wasting time on this, it might be better to pursue another health-related course like BNYS, B.Pharm, or PharmD.
BEST WISHES.

Dr Nagarajan J S K |814 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Jun 08, 2025

Asked by Anonymous - Jun 05, 2025

Career

Hi sir I may get 446 in NEET, MBC CATAGORY IN TN, any chance to get govt college or govt quota in private medical college sir?

Ans: HI
Possibilities are there under SQ.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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