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वरिष्ठ नागरिकों के लिए 5-वर्षीय कर-बचत योजना: सार्वजनिक क्षेत्र के बैंकों में अपनी बचत को अधिकतम करें (वित्त वर्ष 2025-2026)

T S Khurana |479 Answers |Ask -Follow

Tax Expert - Answered on Dec 16, 2024

A certified management accountant since 1993, T S Khurana is a fellow member of The Institute of Cost Accountants of India. His areas of expertise are income tax, specifically litigation cases, and GST.

Since the last 21 years, he has also been providing expert advice on financial matters, including investments and diversification of funds, and wealth building in the long term to his clients.
He believes that investment in real estate is the safest way for better returns and wealth generation over a period of time.

A former chairman of the Chandigarh Chapter of Institute of Cost Accountants of India, T S Khurana has also served as member of its technical committee.... more

Question by Rahul on Dec 13, 2024English

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वरिष्ठ नागरिकों के लिए सार्वजनिक क्षेत्र के बैंकों में 5 वर्षीय कर बचत योजना। AY 2025-2026 के लिए कर बचाने की अधिकतम सीमा क्या है

Ans: इसकी सीमा धारा 80.सी के तहत 1,50,000.00 रुपये है। किसी भी अन्य स्पष्टीकरण के लिए आपका स्वागत है। धन्यवाद।

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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आप नीचे ऐसेही प्रश्न और उत्तर देखना पसंद कर सकते हैं

Sunil Lala | Answer |Ask -Follow

Financial Planner - Answered on Feb 07, 2023

Question by AKSHAY - Feb 03, 2023English

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वरिष्ठ नागरिक बचत योजना के लिए, कोई व्यक्ति अधिकतम निवेश राशि रु. 30 लाख. क्या कोई प्रत्येक वित्तीय वर्ष में 30 लाख रुपये का निवेश कर सकता है?

Ans: नहीं

Mahesh Padmanabhan |124 Answers |Ask -Follow

Tax Expert - Answered on Mar 27, 2023

Question by Mugalur - Mar 24, 2023English

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1) महोदय, मैं 81 वर्ष का अति वरिष्ठ नागरिक हूं, मैंने सुना है कि 2023-24 वर्ष के लिए 5 लाख से 7 लाख की आय के लिए पुरानी कर व्यवस्था के तहत 5 लाख की शुद्ध आय से 20% अधिक है। क्या यह स्थिति सही है 2) क्या इस योजना के तहत एसटीडी कटौती, 50,000 विकलांगता छूट, 75,000 स्वास्थ्य प्रीमियम और 20,000 जैसी कटौतियां उपलब्ध हैं। आपसे अनुरोध है कि कृपया यथाशीघ्र स्पष्टीकरण दें

Ans: प्रिय श्री मुगलुर
अति वरिष्ठ नागरिकों के लिए पुरानी कर व्यवस्था के तहत स्लैब दर में कोई बदलाव नहीं किया गया है और रुपये की सीमा में आय के लिए यह 20% पर बनी हुई है। 5 लाख से ऊपर रु. 10 लाख.

यदि आप पुरानी कर व्यवस्था का विकल्प चुन रहे हैं तो पहले उपलब्ध सभी कटौतियाँ अभी भी आपके लिए उपलब्ध हैं, लेकिन यदि आप नई कर व्यवस्था का विकल्प चुनते हैं तो ऐसा नहीं होगा, जहाँ आपके द्वारा बताई गई कटौतियाँ उपलब्ध नहीं होंगी।

Milind Vadjikar |1238 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Sep 27, 2024

Question by SAKARLAL - Mar 04, 2024English

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मैं 70 वर्ष का वरिष्ठ नागरिक हूँ और मेरी आय पेंशन, पूंजीगत लाभ और अन्य स्रोतों से होती है। महोदय, मैं जानना चाहता हूँ कि वित्त वर्ष 2023-24 यानी आकलन वर्ष 2024-25 के लिए वरिष्ठ नागरिकों के लिए दोनों कर व्यवस्थाओं के तहत छूट की सीमा क्या है?

Ans: वित्त वर्ष 2023-24 के लिए 60 से 80 आयु वर्ग के वरिष्ठ नागरिकों के लिए 3 लाख तक की आय दोनों व्यवस्थाओं के तहत छूट प्राप्त है।

Milind Vadjikar |1238 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Sep 30, 2024

Question by Dos - Sep 30, 2024English

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सर, मैं 78 वर्ष का हूँ और अपने निवेश के कारण कर योग्य आय में आता हूँ... अब मैं 25 लाख का निवेश करना चाहता हूँ... यदि मैं 18 महीने के लिए इंडस सीनियर सिटीजन एफडी में निवेश करता हूँ तो वे 8.49 प्रतिशत की पेशकश कर रहे हैं, लेकिन कर के साथ मुझे नहीं पता कि वास्तविक वृद्धि कितनी होगी या फिर मैं वरिष्ठ नागरिक बचत योजना में जाऊँ जो त्रैमासिक ब्याज के साथ 8.2% की पेशकश करती है, जिस पर भी कर लगता है... या कोई अन्य... कृपया सुझाव दें

Ans: मेरा सुझाव है कि आपको SCSS का विकल्प चुनना चाहिए। सहमत हूँ कि ROI थोड़ा कम है। ब्याज तिमाही आधार पर दिया जाएगा लेकिन आप अपने पैसे के बारे में चिंता किए बिना शांति से सो पाएंगे क्योंकि यह एक GOI योजना है। इसलिए संप्रभु गारंटी है कि आपका पैसा सुरक्षित है।

नवीनतम प्रश्न

Dr Dipankar Dutta |1524 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Jun 02, 2025

Question by Arya - May 29, 2025

Career

My son got 89 percentile in jee mains, 89 percentage in boards, 50k rank in viteee, 3k rank in SRM, he also got selected in thapar and jiiit. He wanted to do astrophysics but in india only iisc and iist and iits provide the course so he is thinking of pursuing it as higher studies and has decided to do btech in electronics and computer engineering. Which college is best for him in india

Ans: Go for Thapar Institute (Electronics and Computer Engineering). It is clearly the best choice from the available options

Dr Dipankar Dutta |1524 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Jun 02, 2025

Asked by Anonymous - May 29, 2025

Career

I got 75 marks in comedk, what rank and colleges can I expect for cse/It or ece?

Ans: Good Chance (CSE/ECE/IT)
CMR Institute of Technology, Bangalore – ECE/IT likely

Nitte Meenakshi Institute of Technology, Bangalore – ECE and IT possible

Acharya Institute of Technology – CSE (specializations) / IT possible

BNM Institute of Technology – ECE likely, CSE less likely

New Horizon College of Engineering – IT or CSE (Data Science)

JSS Academy of Technical Education, Bangalore – ECE/ISE possible

Sapthagiri College of Engineering – CSE/IT/ECE likely

Siddaganga Institute of Technology, Tumkur – IT/ECE likely

???? Moderate to Low Chance (CSE core in later rounds or under management quota)
Dayananda Sagar College of Engineering – ECE/IT possible

Sir MVIT – ECE more likely than CSE

Presidency University, Bangalore – CSE specializations more accessible

Dr Dipankar Dutta |1524 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Jun 02, 2025

Question by Ananya - May 29, 2025

Career

My daughter got csbs in Vit AP under category 1. Is it good to join there?

Dr Ganesh Natarajan |83 Answers |Ask -Follow

Career Expert - Answered on Jun 01, 2025

Asked by Anonymous - Jun 01, 2025

Career

Plz rank the amirtha campus for girls

Ans: Its a mid tier institution.

Dr Nagarajan J S K |597 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Jun 01, 2025

Asked by Anonymous - May 29, 2025

Career

I am getting 505 in neet ug 2025, will i get mbbs seat in karnataka through obc 2a?

Ans: Hi,
The NTA is expected to release the marks and ranks later this month, so you will need to wait for that information. Based on your predictions, chances are there but it depends upon the college. I suggest waiting for the official results in order to obtain more precise marks and your rank.
BEST WISHES
POOCHO. LIFE CHANGE KARO!

Dr Nagarajan J S K |597 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Jun 01, 2025

Question by Ravi - May 29, 2025

Career

My daughter expecting 360 in neet 2025. She is with EWS quota. What rank can she get

Ans: Hi Ravi,
The NTA is expected to release the marks and ranks later this month, so you will need to wait for that information. Based on your predictions, the rank is likely between 1.45 L to 1.70L. I suggest waiting for the official results in order to obtain more precise marks and your rank.

BEST WISHE.
POOCHO LIFE CHANGE KARO!

Dr Nagarajan J S K |597 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Jun 01, 2025

Asked by Anonymous - May 29, 2025

Career

I am expecting around 450 marks in neet ug 2025. Is there any possibility for me to get into any government college or semi government college for mbbs or bds? I am domicile of west Bengal

Ans: Hi,
The NTA is expected to release the marks and ranks later this month, so you will need to wait for that information. Based on your predictions, admission is unlikely possible in general category but if you are obc moderate chances are with semi gmc. I suggest waiting for the official results in order to obtain more precise marks and your rank.
BEST WISHES.
POOCHO. LIFE CHANGE KARO!

Shalini Singh |161 Answers |Ask -Follow

Dating Coach - Answered on Jun 01, 2025

Asked by Anonymous - Jun 01, 2025

Relationship

Hi I am 34 year old male and want to settle down but also in doubt that the marriage will take my independence. I started looking for bride with arrange marriage option. I am taking to a girl for last 3-4 months 2 time a week. I never had any serious relationship before and don't know what exactly to lookout in marriage. The girl I am seeing has average looks and physique but she okay with conversation and little shy and majority of the conversation I have only started. Her weight or BMI is very low around 19 and my BMI is overweight above 26. There is different in 45-50 kgs in weight. Am I working too much about physical appearance and should I interact with other prospects also. I have meet with her family along with my parent two times and little worried that more meeting will led to frustration if marriage didn't materialize. I have also left my current job and taking some break before joining new one. Will this career break will impact my marriage prospects. Also sometimes I feel that I may have set my standards very high as I am well educated from good institute and I can explore many options before choosing one. Is this leading me to non commitment as I may find some fault to not commit to marriage.

Ans: too many questions...in summary - education and being in a relationship are 2 different things - for a detailed conversation you may google me and schedule an interaction to discuss.

Dr Nagarajan J S K |597 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Jun 01, 2025

Asked by Anonymous - May 29, 2025

Career

I am scoring 465 in NEET 2025 . I am a general candidate from Punjab . Can I get govt MBBS seat ?

Ans: Hi,
The NTA is expected to release the marks and ranks later this month, so you will need to wait for that information. Based on your predictions, getting admission at GMC very low. I suggest waiting for the official results in order to obtain more precise marks and your rank.
with regards
POOCHO. LIFE CHANGE KARO!

Dr Nagarajan J S K |597 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Jun 01, 2025

Question by Ashutosh - May 29, 2025

Career

I am getting 500 in neet 2025 , can I get government medical college? I am a domicile of UP

Ans: Hi Ashuthosh,
The NTA is expected to release the marks and ranks later this month, so you will need to wait for that information. Based on your predictions, admission is possible in the OBC category, but it may be challenging. I suggest waiting for the official results in order to obtain more precise marks and your rank.
with regards
POOCHO. LIFE CHANGE KARO!

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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