मेरा पोर्टफोलियो कैसा है, क्या आप कोई बदलाव की सलाह देंगे? 1.पराग पारिख फ्लेक्सी कैप 2.निप्पॉन स्मॉल कैप 3.एसबीआई ब्लू चिप डायरेक्ट पीकेएएन 4.कोटक स्मॉल कैप. 5.डीएसपी निफ्टी 50

Ans: At 38, after a divorce and losing ?18 lakhs in options trading, with no income and multiple loan and credit card defaults, it’s understandable to feel overwhelmed. But this isn’t the end. First, speak to a credit counselor or financial advisor—many offer free services. Consider a one-time loan settlement with banks or restructuring. Focus on finding any stable income—gig work, freelancing, or part-time jobs—to begin rebuilding. Mental health support is just as important; talk to someone. You’re not alone, and this phase, while hard, can be turned around one step at a time. Keep hope alive. Regards, Nitin Narkhede -Founder, Prosperity Lifestyle Hub,
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