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विशेषज्ञ की सलाह चाहिए?हमारे गुरु मदद कर सकते हैं

Ajit Mishra | Answer |Ask -Follow

Answered on Dec 03, 2020

Question by Nunthara on Dec 03, 2020English

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नमस्ते मेरा नाम चुआंगो नुन्थारा है। आपके मूल्यांकन के लिए मेरे पास निम्नलिखित स्टॉक हैं- होल्ड करें या बाहर निकलें</p>

Ans: <p>एसजेवीएन - निकास, ओबेरॉय रियल्टी - होल्ड, चोलामंडलम - होल्ड, पीएनसी इंफ्रा - निकास, सागर सीमेंट्स - निकास, द्वारिकेश शुगर - निकास, केईसी इंटरनेशनल - होल्ड, मिंडा इंडस्ट्रीज - होल्ड, क्यूपिड लिमिटेड - निकास, किर्लोस्कर ब्रदर्स - एग्जिट, रेप्को होम फाइनेंस - एग्जिट, इरकॉन इंटरनेशनल - होल्ड, एचएफसीएल एग्जिट मणप्पुरम - होल्ड, केई इंडस्ट्रीज - होल्ड, कावेरी सीड - एग्जिट, परसिस्टेंट सिस्टम - होल्ड</p>

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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आप नीचे ऐसेही प्रश्न और उत्तर देखना पसंद कर सकते हैं

Ajit Mishra | Answer |Ask -Follow

Answered on Dec 04, 2020

Question by Raj - Dec 04, 2020English

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मैंने निम्नलिखित स्टॉक खरीदे हैं और अपने पास रखे हुए हैं। यदि रोकें या बाहर निकलें तो कृपया सलाह दें</p>

Ans: <p>एलेम्बिक: 104.20 - होल्ड</p> <p>बीडीएल: 310 - होल्ड</p> <p>फ़्रीटेल: 109.85 - बाहर निकलें</p> <p>ReLICEPP: 1052.66 - होल्ड</p> <p>ग्लेनमार्क: 476 -- होल्ड</p> <p>TRF: 84 - बाहर निकलें</p> <p>GAIL : 92 - होल्ड</p> <p>ITDCEM: 58 - बाहर निकलें</p> <p>SBI : 815.22 - होल्ड</p>

Ajit Mishra | Answer |Ask -Follow

Answered on Mar 30, 2022

Question by Sunny - Mar 30, 2022English

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मेरे पास निम्नलिखित शेयर हैं। क्या आप कृपया मुझे समीक्षा और सलाह दे सकते हैं कि मुझे रुकना चाहिए या बाहर निकलना चाहिए।</p>

Ans: </p> <div शैली=प्रदर्शन: ब्लॉक; ओवर फलो हिडेन; चौड़ाई: 100%; अतिप्रवाह-एक्स: ऑटो; मार्जिन-बॉटम: 10px;> <तालिका शैली=पृष्ठभूमि-रंग: आरजीबीए(209, 255, 231,0.4); रंग: #000000; चौड़ाई: 90%; फ़ॉन्ट-परिवार: जॉर्जिया; मार्जिन: 0 ऑटो; बॉर्डर=0 सेलस्पेसिंग=5 सेलपैडिंग=5> <tbody> <tr शैली=पृष्ठभूमि-रंग: rgba(209, 255, 231,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td><strong>स्टॉक नाम</strong></td> <td><strong>मात्रा</strong></td> <td><strong>औसत मूल्य</strong></td> <td><strong>सिफारिश</strong></td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(209, 255, 231,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>अपोलो टायर्स</td> <td>100</td> <td>216</td> <td>होल्ड</td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(209, 255, 231,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>कैडिला हेल्थ केयर लिमिटेड</td> <td>200</td> <td>446.5</td> <td>होल्ड</td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(209, 255, 231,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>वी-गार्ड इंडस्ट्रीज लिमिटेड</td> <td>200</td> <td>229.38</td> <td>होल्ड</td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(209, 255, 231,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>ऑयल इंडिया लिमिटेड</td> <td>200</td> <td>186.50</td> <td>होल्ड</td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(209, 255, 231,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>अशोक लीलैंड</td> <td>400</td> <td>126.70</td> <td>होल्ड</td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(209, 255, 231,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>ज़ी एंटरटेनमेंट एंटरप्राइजेज</td> <td>100</td> <td>326.00</td> <td>बाहर निकलें</td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(209, 255, 231,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>फिलिप्स कार्बन ब्लैक लिमिटेड</td> <td>300</td> <td>224.92</td> <td>होल्ड</td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(209, 255, 231,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>डालमिया भारत शुगर & उद्योग</td> <td>100</td> <td>373.00</td> <td>बाहर निकलें</td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(209, 255, 231,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>ज्योति लेबोरेटरीज</td> <td>200</td> <td>145.75</td> <td>बाहर निकलें</td> </tr> </tbody> </टेबल> </div>

Samraat Jadhav |2284 Answers |Ask -Follow

Stock Market Expert - Answered on Jul 03, 2023

Asked by Anonymous - Jul 01, 2023English

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सर, मेरे पास निम्नलिखित स्टॉक हैं। क्या पकड़ना है और क्या छोड़ना है। एप्टस वैल्यू, आरती इंडस्ट्रीज, आनंद राठी, एवेन्यू सुपर मार्ट, सीई इन्फो सिस्ट, डेटा पैटर्न, एचडीएफसी एएमसी, केबीसी ग्लोबल

Ans: इस प्रश्न का उत्तर मैं पहले ही दे चुका हूँ

नवीनतम प्रश्न

Nitin Narkhede |68 Answers |Ask -Follow

MF, PF Expert - Answered on May 19, 2025

Asked by Anonymous - May 18, 2025

Money

I am 34 years old, my in hand salary comes to be around 1.4lakhs. I invest 30k month in RD, 10k in another RD, 30k towards MF(Small cap, flexi and contra). Currently 8 lakhs in MF and 34 lakhs in RD, 3 lakhs in equity, one LIC policy Jeevan Anand ( 1 lakh annual premium). No liability. No loans. Office accommodation provided. I have a 2 year daughter and wife is a house wife. Office covers my health, wife and daughter covered by health insurance. I want to know do I need to change my financial planning. My goal is to leave my job around when I am 58 years old and stay peaceful.

Ans: You're off to a disciplined start with strong RD and MF contributions. However, a ?34 lakh RD-heavy portfolio may underperform in the long term. Consider gradually shifting a portion into diversified equity mutual funds for better growth, given your long horizon. Maintain an emergency fund (6–12 months' expenses) and review the LIC policy's returns versus term insurance + mutual fund combo. Ensure your wife and daughter's health insurance is adequate independently of your employer's. To retire peacefully at 58, aim for a retirement corpus of ?4–5 crore (inflation-adjusted), and continue SIPs with step-up options as income grows. Review goals annually.
Regards, Nitin Narkhede -Founder Prosperity Lifestyle Hub,
Free webinar https://bit.ly/PLH-Webinar

Nitin Narkhede |68 Answers |Ask -Follow

MF, PF Expert - Answered on May 19, 2025

Asked by Anonymous - May 18, 2025

Money

I am 47 years old, have saved approx 2.3 crs through mutual funds, nps, epf, etc. I save around Rs1.25 lacs pm. I wish to work for 5-8 more years. My son is in 12th and wants to pursue engineering. I live in office provided lease accommodation and dont own any house. Is purchasing a house in my name necessary or can I just continue to save for retirement and stay on rent? Will the corpus be enough when i retire after 5-8 years?

Ans: At 47, with a solid corpus of ?2.3 crore and monthly savings of ?1.25 lakh, you're on a strong financial path. If you continue saving for 5–8 years, assuming modest growth (10% annually), your corpus could grow to around ?4.5–5.5 crore—potentially sufficient for a comfortable retirement, especially if expenses are kept in check.

Buying a house isn’t strictly necessary unless emotional security or future housing stability is a priority. Renting can remain viable if you're disciplined with investments and ensure rising rents don’t strain your retirement income. You may also consider buying a smaller house closer to retirement, funded partially by your corpus, without compromising long-term returns.

Also factor in your son’s engineering expenses in the next few years, which could temporarily reduce your savings rate. Ensure you’re adequately insured (life and health) and have an emergency fund. A financial plan aligning your retirement income needs with inflation-adjusted expenses will help fine-tune your decisions.
Regards, Nitin Narkhede -Founder Prosperity Lifestyle Hub,
Free webinar https://bit.ly/PLH-Webinar

Nitin Narkhede |68 Answers |Ask -Follow

MF, PF Expert - Answered on May 19, 2025

Asked by Anonymous - May 18, 2025

Money

Hello Sir, Me and my wife are aged at 32 years. We both have an income of 2.76 lakhs. Also i am getting rent 24k per month. We are having a home loan of 67 lakhs with emi of 70k ( i am paying more as tenure is 30 years ). We both are investing 50k in sip per month. We have 1 lakh in account and no emergency fund and apart from sip only company pf is our investments. My question is should i sell my rental property and prepay the homeloan ? I am paying car loan worth 14lakhs from the rental income as of now as i dont want to pressurise my salary for car loan emi. Let me know if any other suggestions for our finances. Note - we are planning for a baby too.

Ans: Dear Friend,
With a combined monthly income of ?2.76 lakh and ?24,000 rental income, you’re managing a ?70,000 home loan EMI and a ?14 lakh car loan. While investing ?50,000/month in SIPs is commendable, the lack of an emergency fund and only ?1 lakh in savings poses a risk—especially with a baby on the way. Prioritize creating a 6–9 month emergency corpus. Consider selling the rental property if its returns are modest, as it can ease loan pressure and improve liquidity. Also, reassess SIP amounts temporarily, ensure adequate life and health insurance, and avoid straining future cash flow with multiple EMIs.
Regards, Nitin Narkhede -Founder Prosperity Lifestyle Hub,
Free webinar https://bit.ly/PLH-Webinar

Nitin Narkhede |68 Answers |Ask -Follow

MF, PF Expert - Answered on May 19, 2025

Question by Dipesh - May 18, 2025

Money

I am Dipesh phadatare. I am from Maharashtra. Belong to a farmer's family. I want to do b.tech in robotics and automation. I scored 82 in 12th boards. My financial condition is poor. So can I get some help.

Ans: Dipesh, your ambition to pursue B.Tech in Robotics and Automation is inspiring. With your 82% in 12th, you can apply for scholarships like the Central Sector Scholarship (CSSS), state government schemes in Maharashtra, and private scholarships like the Tata Trusts or Reliance Foundation. Also explore fee waivers and education loans with subsidized interest through government schemes. Apply for admission to government colleges or universities like COEP or MIT-WPU where fees are relatively lower. Stay focused and persistent—your background should not limit your dreams, and support is available if you reach out early and apply diligently.
Regards, Nitin Narkhede -Founder Prosperity Lifestyle Hub,
Free webinar https://bit.ly/PLH-Webinar

Nitin Narkhede |68 Answers |Ask -Follow

MF, PF Expert - Answered on May 19, 2025

Question by Deepankar - May 19, 2025

Money

Dear Sir, Me and my wife are 39 years old, our total in hand income from salary is 1.3 lakhs. I have a car loan EMI of 28100, 4 yrs left in tenure. We have personal loan EMI of total of 25k monthly and 4 yrs remaining. We have invested in 3k monthly in PPF and 6k monthly SIP in MF (both of us incuded). We pay rent of 26k per month. Our kid is 2.5 yrs old and we have put him in daycare as we have to go office. Daycare expenses are 9k per month, including his 3 times meal. Petrol expenses are 7k per month (have to take our own car as using public/shared/office transport takes additional 1 hr to an fro from office). Broadband and moble connection together costs us 2.2k per month and Electricity is 1.8k per month. Remaing amount is spent in Groceries+Misc. We dont have any gold/own house/land/parents house or any savings left nor do we have any cash left. We dnt have any insurance for neither of us. Our child is growing and we need money for his education and futue, we need to buy a home for ourself. How to plan for our child's education and future and our retirement and our income and our future.

Ans: Dear Deepankar,
At 39, with a child and heavy EMIs, focus first on stability. Get term insurance (?1 crore each) and family health insurance (?10–15 lakh). Build a 3-month emergency fund by cutting discretionary spends. Consider refinancing loans to reduce monthly EMIs. Pause SIPs temporarily; restart once debts ease. Shift to a more affordable rental if possible. Delay home buying until finances improve. Track every expense and optimize where possible. Later, restart SIPs for your child’s education and your retirement. Discipline and clear priorities now will secure your family's financial future. Consult a financial planner to structure goals and investment strategy effectively.
Regards, Nitin Narkhede -Founder Prosperity Lifestyle Hub,
Free webinar https://bit.ly/PLH-Webinar

Dr Dipankar Dutta |1291 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on May 19, 2025

Question by SUSHREE - May 18, 2025

Career

Which college is better for CSE ? KIIT or SRM KTR for my son? We belong to BBSR.

Dr Dipankar Dutta |1291 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on May 19, 2025

Question by Bhargavi - May 19, 2025

Career

Sir my daughter is getting ECE at Manipal University Jaipur and ECE at Shiv Nadar University Noida. Which one is best option?

Ans: ECE at Shiv Nadar University Noida

Dr Dipankar Dutta |1291 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on May 19, 2025

Asked by Anonymous - May 19, 2025

Career

My daughter got 91.7 percentile in JEE MAINS in GC, and 86% in CBSE board, is she eligible for any NIT ?

Ans: Yes. See previous years' cut off

Dr Dipankar Dutta |1291 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on May 19, 2025

Asked by Anonymous - May 18, 2025

Career

My son got 91.6 percentile in JEE mains 2025 in SC category .In which NIT he will get seat and in which branch

Ans: He may get
NIT Branch SC Category Closing Rank (Approx.)
NIT Trichy Mechanical, Civil, Chemical 4,500 – 8,000
NIT Warangal Civil, Chemical, Biotechnology 4,000 – 10,000
NIT Surathkal Mechanical, Civil, Chemical 5,000 – 12,000
NIT Rourkela Civil, Chemical, Metallurgy 5,500 – 11,000
NIT Durgapur Mechanical, Civil, Electrical 6,000 – 13,000
NIT Jalandhar Civil, Mechanical, Textile 7,000 – 14,000
NIT Raipur Civil, Mechanical, Electrical 8,000 – 15,000
NIT Silchar Civil, Mechanical, Electrical 9,000 – 16,000
NIT Agartala Civil, Mechanical, Electrical 10,000 – 17,000
See previous years' cut off

Dr Dipankar Dutta |1291 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on May 19, 2025

Asked by Anonymous - May 18, 2025

Career

How is integrated mtech course in VIT. Is it advisable to join that or. Tech in state colleges

Ans: Go for State College B.Tech (Good Govt. College)

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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