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विशेषज्ञ की सलाह चाहिए?हमारे गुरु मदद कर सकते हैं

Advait Arora | Answer |Ask -Follow

Financial Planner - Answered on Jun 06, 2023

Advait Arora has over 20 years of experience in direct investing in stock markets in India and overseas.
He holds a masters in IT management from the University Of Wollongong, Australia, and an MBA in marketing from Charles Strut University, NewCastle, Australia.
Advait is a firm believer in the power of compounding to help his clients grow their wealth.... more

Question by Sanjeev on Jun 01, 2023English

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मेरे पास डीएसपी फ्लेक्सी कैप फंड रेगुलर प्लान 2862 यूनिट है जो 69.88 पर अब 68.02 है। कृपया सलाह दें.

Ans: लंबे समय तक रोके रखें. यह एक अच्छा एमएफ है

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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आप नीचे ऐसेही प्रश्न और उत्तर देखना पसंद कर सकते हैं

Dev Ashish | Answer |Ask -Follow

MF Expert, Financial Planner - Answered on Apr 26, 2023

Question by Venkateshwar - Mar 04, 2023English

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मेरे पास पिछले 5 वर्षों से डीएसपी म्यूचुअल फंड है। यह अच्छा प्रदर्शन नहीं कर रहा है। कृपया मुझे सलाह दें कि मुझे इसे बनाए रखना चाहिए या बेचना चाहिए

Ans: आपने केवल एएमसी नाम प्रदान किया है, वास्तविक फंड नाम नहीं। इसलिए, फंड/योजना का नाम जाने बिना कुछ भी सुझाव देना संभव नहीं है।

Vivek Shah | Answer |Ask -Follow

Financial Planner - Answered on Apr 19, 2024

Question by kalyan - May 31, 2023English

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मेरे पास निप्पॉन इंडिया विज़न फंड ग्रोथ प्लान की 106 यूनिट हैं। पिछले 1 साल में कीमत अपने उच्चतम स्तर पर पहुंच गई है, क्या मुझे इसे होल्ड करना चाहिए या बेचना चाहिए। के. मलिक

Ans: नमस्ते कल्याण,

यदि निप्पॉन इंडिया विज़न फंड में हाल ही में हुई मूल्य वृद्धि ने आपके परिसंपत्ति आवंटन को महत्वपूर्ण रूप से बदल दिया है या यदि आप जोखिम के स्तर से असहज हैं, तो अपने पोर्टफोलियो को पुनर्संतुलित करने के लिए कुछ यूनिट बेचने पर विचार करें।

यदि फंड का प्रदर्शन आपके वित्तीय लक्ष्यों, जोखिम सहनशीलता और निवेश उद्देश्यों के अनुरूप है, और आपके पास दीर्घकालिक निवेश क्षितिज है, तो यूनिट को बनाए रखना उचित हो सकता है।

अपने निवेश पोर्टफोलियो की नियमित समीक्षा करें और अपने वित्तीय लक्ष्यों और जोखिम प्रबंधन रणनीति के साथ ट्रैक पर बने रहने के लिए आवश्यकतानुसार समायोजन करें।

हालांकि, कृपया ध्यान दें कि यह सामान्य मार्गदर्शन है, और सेबी पंजीकृत निवेश सलाहकार से परामर्श करना आवश्यक है जो आपकी विशिष्ट वित्तीय स्थिति, लक्ष्यों और जोखिम प्रोफ़ाइल के अनुरूप व्यक्तिगत सलाह प्रदान कर सकता है।

Jigar Patel | Answer |Ask -Follow

Stock Market Expert - Answered on Aug 07, 2023

Question by Jatin - Aug 01, 2023English

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मेरे पास सीपी 250 पर बंधन बैंक के 2500 शेयर हैं। आज यह 218 है। क्या करें पीएल गाइड।

Ans: पकड़ना

Ramalingam Kalirajan |8933 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Apr 27, 2024

Question by Vinesh - Feb 02, 2024English

Money

मैंने यूटीआई फ्लेक्सीकैप फंड में 40 हजार रुपए निवेश किए हैं, लेकिन पिछले 2-3 सालों से यह फंड अच्छा प्रदर्शन नहीं कर रहा है... क्या करूं...? यह रकम निकाल लूं या इंतजार करूं..?

Ans: यूटीआई फ्लेक्सीकैप फंड जैसे निवेशों के खराब प्रदर्शन का सामना करते समय, अपने विकल्पों का सावधानीपूर्वक मूल्यांकन करना आवश्यक है। यहाँ कुछ कदम दिए गए हैं जिन पर आप विचार कर सकते हैं:

प्रदर्शन की समीक्षा करें: अलग-अलग समय अवधि में फंड के प्रदर्शन का निष्पक्ष मूल्यांकन करें और इसकी तुलना इसके बेंचमार्क और सहकर्मी फंडों से करें। लगातार खराब प्रदर्शन या अस्थायी असफलताओं पर नज़र रखें।

खराब प्रदर्शन के कारणों को समझें: फंड के खराब प्रदर्शन के पीछे के कारणों पर शोध करें और उन्हें समझें। क्या यह फंड प्रबंधन, निवेश रणनीति, बाजार की स्थितियों या विशिष्ट क्षेत्रीय जोखिमों में बदलाव के कारण है?

निवेश थीसिस का पुनर्मूल्यांकन करें: यूटीआई फ्लेक्सीकैप फंड चुनने के लिए अपने मूल निवेश थीसिस पर फिर से विचार करें। क्या यह अभी भी आपके वित्तीय लक्ष्यों, जोखिम सहनशीलता और निवेश क्षितिज के साथ संरेखित है? विचार करें कि फंड का खराब प्रदर्शन एक अस्थायी असफलता है या कोई बुनियादी मुद्दा है।

पेशेवर सलाह लें: व्यक्तिगत मार्गदर्शन के लिए किसी प्रमाणित वित्तीय योजनाकार या निवेश सलाहकार से सलाह लें। वे इस बारे में जानकारी दे सकते हैं कि क्या निवेश को बनाए रखना, बेहतर प्रदर्शन करने वाले विकल्पों में फंड को फिर से आवंटित करना या निवेश से पूरी तरह से बाहर निकलना समझदारी है।
पोर्टफोलियो विविधीकरण पर विचार करें: यदि यूटीआई फ्लेक्सीकैप फंड अब आपकी निवेश रणनीति के अनुकूल नहीं है, तो अपने निवेश को अन्य फंड या परिसंपत्ति वर्गों में फिर से आवंटित करने पर विचार करें जो आपके लक्ष्यों और जोखिम प्रोफ़ाइल के साथ बेहतर ढंग से संरेखित हों।
धैर्य बनाम कार्रवाई: निर्धारित करें कि क्या आप फंड के प्रदर्शन में सुधार के लिए प्रतीक्षा करने के लिए तैयार हैं या क्या आप खराब प्रदर्शन को दूर करने के लिए सक्रिय कदम उठाना पसंद करते हैं।
आखिरकार, वापस लेने या प्रतीक्षा करने का निर्णय आपकी व्यक्तिगत परिस्थितियों, निवेश उद्देश्यों और जोखिम सहनशीलता पर निर्भर करता है। गहन शोध और पेशेवर सलाह के आधार पर सूचित निर्णय लेना आवश्यक है।

Ulhas Joshi | Answer |Ask -Follow

Mutual Fund Expert - Answered on Feb 15, 2024

Asked by Anonymous - Feb 08, 2024English

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मैं मोतीलाल फ्लेक्सी कैप फंड के साथ एसआईपी निवेशक हूं- नियमित, पिछले 84 महीनों से 2000 रुपये प्रति माह पर निवेश कर रहा हूं।

Ans: नमस्ते और मुझे लिखने के लिए धन्यवाद। यह अच्छा है कि आपके पास अपना एसआईपी शुरू करने और कई बाजार चक्रों के माध्यम से 7 वर्षों तक जारी रखने का अनुशासन है।

कृपया मेरे लिए सिफ़ारिश करने के लिए अपने उद्देश्य, जोखिम उठाने की क्षमता बताएं।

नवीनतम प्रश्न

Radheshyam Zanwar |3426 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 17, 2025

Asked by Anonymous - Jun 17, 2025

Career

Dear Sir, I have taken admission in PES RR AIML via JEE Mains route but I wish to contest through the KEA KCET route as well. I am expecting that I will get either PES EC AIML or PES EC CSE in Round 2 in KEA KCET too. PES has given a deadline of surrendering the JEE Mains seat by 7th July. However, the catch is that I don't think the KEA Round 2 counselling will happen before that and unfortunately I cannot surrender the seat before Round 2 which will happen after 7th July. Based on your past experience, do you really think PES will really forfeit the first year fee of 5 lakh as they keep saying it is Management discretion whether to offer refund or not. Any guidance provided will be much appreciated. Thank you.

Ans: Hello dear.
I'm sorry to say that we don't have any updates regarding the admission cancellation and fee refund policy of any private institute. It would be better to speak in person with the admission committee for the latest updates. If the terms and conditions are favorable, then proceed with the admission; otherwise, reconsider your admission decision. If you are certain that you may secure a seat via KEA KCET, then there is no need to worry about PES admission cancellation. Wait for a few days and then make your final decision.
Best of luck.
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Radheshyam

Radheshyam Zanwar |3426 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 17, 2025

Question by Ranjit - Jun 17, 2025

Career

My daughter got 89.86 percentile in MHT CET. Any changes to get CSE in COEP, PICT, VJTI, SPIT in SC category. or Chemical Engg. in ICT. Actually, she is interested in Aerospace Engg. and Petrochemical Engg. but unfortunately, no colleges for these courses in Maharashtra

Ans: Hello Ranjit
The chances of securing a seat in the mentioned colleges are moderate to slim. It may be advisable to consider the CSE or chemical branch to explore additional options. In tier 2 or 3 colleges, your daughter might gain admission to CSE or computer-related branches. You can also pursue management quota for CSE in a reputable private college if she is genuinely interested in that field. Additionally, you will need to leave Maharashtra for Aerospace and Petro Engineering.
Best of luck.
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Radheshyam

Radheshyam Zanwar |3426 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 17, 2025

Asked by Anonymous - Jun 17, 2025

Career

Dear Sir, We are from Mumbai & fall in general category. My son has scored 99.1755006 percentile in MHTCET. He wants to study CSE for his BTech. What are the chances to get a seat in either VJTI or COEP or SPIT. In addition he has already secured a seat in VIT for CSE core in Chennai campus under Category 2. If we get seat in either of the above 3 colleges, should we prefer them over VIT. We are also participating in Josaa rounds but expect a little chance as JEE CRL was 63337 & Adance rank was 25656. He is also trying in Bitsat 2nd attempt. Kindly guide as we are getting confused. Also, please let me know if domicile certificate is mandatory to take admission in Maharashtra colleges as my son does not have it. However, I am having my domicile based on which my daughter took admussion for BArch in Mumbai college in 2019.

Ans: Hello dear.
(1) The chances are strong of getting CSE in one of the mentioned colleges, i.e., COEP, VJTI, and SPIT.
(2) Consider dropping VIT if your son secures a seat in one of the mentioned colleges.
(3) With the mentioned JEE rank, the chances of admission to NITs or IITs are moderate to slim.
(4) Wait for the BITSAT second attempt result. If it turns out positive with a high percentile, then the BITSAT option will be available to your son.
(5) If your son does not have a domicile certificate, then it is required for admission. If you have it, then it is sufficient.
Best of luck.
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Radheshyam

Radheshyam Zanwar |3426 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 17, 2025

Asked by Anonymous - Jun 17, 2025

Career

Got 99.4 percentile in mht cet , can I get cs in spit ?

Ans: Hello dear.
Chances are there to get a seat in Sardar Patel Institute of Technology (SPIT)
Best of luck to you.
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Radheshyam

Radheshyam Zanwar |3426 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 17, 2025

Asked by Anonymous - Jun 17, 2025

Career

I got a rank of 10.5k in kcet(general merit) please suggest some strong college options for cse and ece in Bangalore as soon as possible.Thank you.

Ans: Hello dear.
We can't suggest the names of colleges here on this platform. However, with your mentioned score, your chances for CSE in Bangalore-based colleges are moderate to slim. ECE is a viable option. For CSE, specifically in Bangalore, you may need to consider the management quota. Participate actively in the counseling process to explore more options. The names of colleges located in Bangalore are readily available online.
Best of luck to you.
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Radheshyam

Asked on - Jun 17, 2025 | Answered on Jun 17, 2025

I'm getting ise and cs(cyber security) at bit, is bit good?

Ans: Yes. It is good at BIT. It has been a reputed institution for years, with a strong academic environment and placement record.

Radheshyam Zanwar |3426 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 17, 2025

Asked by Anonymous - Jun 17, 2025

Career

IIT Bombay metallurgy or IIT BHU Mechanical or IIT Patna AI Data Science or BITS Goa CSE

Ans: Hello dear.
Preference order: (1) AL DS @ IIT Patna (2) Mech @ IIT BHU (3) CSE @ BITS (4) Metallurgy @ IIT Bombay. The final choice will be yours.
Best of luck to you
Follow me if you like the reply. Thanks
Radheshyam

Radheshyam Zanwar |3426 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 17, 2025

Asked by Anonymous - Jun 17, 2025

Career

How is the Amrita University Amrita puri Campus compared to VIT Vellore. My daughter is getting ECE at VIT Vellore and Cs Cyber Security at Amrita puri campus. Which shall we prefer. We belong to New Delhi.

Ans: Hello dear.
Both options are strong. CS is a better option than ECE. Hence, prefer CS Cyber Security @ Amrita if possible.
Best of luck to you.
Follow me if you like the reply. Thanks
Radheshyam

Radheshyam Zanwar |3426 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 17, 2025

Asked by Anonymous - Jun 17, 2025

Career

I have given pcm cet exam but don't get my percentile as I thought but I am really not expecting that much lower percentile what to do now

Ans: Hello dear.
There was no harm in sharing the actual percentile with us. The term "low" does not clearly indicate how low it is. Even with a low percentile, one can secure a seat in a reputed college via management or NRI quota. It would be better to pursue this option instead of considering a gap year. You can also explore different career paths at this stage since many options are available. You might consider B.Sc. or commerce options as well. Please speak in person with a counselor for proper guidance.
Best of luck to you.
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Radheshyam

Radheshyam Zanwar |3426 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 17, 2025

Asked by Anonymous - Jun 17, 2025

Career

My son got cse in klu vijayawada and also applied for cse in sastra thanjavur for councelling which is better as we are from andhra pradesh

Ans: Hello dear.
Prefer CSE @ Sanstra if possible. The final decision will be yours.
Best of luck to you.
Follow me if you like the reply. Thanks
Radheshyam

Nayagam P P |6485 Answers |Ask -Follow

Career Counsellor - Answered on Jun 17, 2025

Question by Ahaan - Jun 15, 2025

Career

I am doing 1st year cse at bennett university i gave jee mains again and cleared it got dsai at thapar should i take it or continue with bennett

Ans: Ahaan, Continuing CSE at Bennett University offers a curriculum with minors, honours, and two internships, but yields around 60–70% placement rates over the past three years, with average recruitments by 232 companies. Thapar’s BTech in Data Science & Artificial Intelligence, ranked #29 in NIRF engineering, achieves about 83% UG placement consistency, over 334 recruiters annually, and average placements around 83% for its specialised AI & ML cohort. Thapar provides focused AI curricula, dedicated labs, and robust core-industry hiring, whereas Bennett’s broader CSE programme ensures diverse software opportunities. Recommendation: Transition to Thapar DSAI for specialised AI expertise and higher placement density, unless continuity at Bennett aligns better with your current projects and peer network. All the BEST for the Admission & a Prosperous Future!

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