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विशेषज्ञ की सलाह चाहिए?हमारे गुरु मदद कर सकते हैं

Samraat Jadhav |2284 Answers |Ask -Follow

Stock Market Expert - Answered on Feb 08, 2024

Samraat Jadhav is the founder of Prosperity Wealth Adviser.
He is a SEBI-registered investment and research analyst and has over 18 years of experience in managing high-end portfolios.
A management graduate from XLRI-Jamshedpur, Jadhav specialises in portfolio management, investment banking, financial planning, derivatives, equities and capital markets.... more

Asked by Anonymous - Apr 25, 2023English

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क्या मुझे एक्सिस बैंक को मौजूदा स्तर पर जमा करना चाहिए या सुधार की प्रतीक्षा करनी चाहिए?

Ans: हाँ

अस्वीकरण: प्रतिभूतियों में निवेश बाजार जोखिमों के अधीन है। निवेश करने से पहले सभी संबंधित दस्तावेजों को ध्यान से पढ़ें। कृपया कोई भी निर्णय लेने से पहले अपने नियुक्त/भुगतान किए गए वित्तीय सलाहकार से परामर्श लें। उद्धृत प्रतिभूतियाँ केवल उदाहरण के लिए हैं और अनुशंसात्मक नहीं हैं। सेबी द्वारा दिया गया पंजीकरण, बीएएसएल की सदस्यता और एनआईएसएम से प्रमाणन किसी भी तरह से मध्यस्थ के प्रदर्शन की गारंटी नहीं देता है या निवेशकों को रिटर्न का कोई आश्वासन नहीं देता है।

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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आप नीचे ऐसेही प्रश्न और उत्तर देखना पसंद कर सकते हैं

Advait Arora |1264 Answers |Ask -Follow

Financial Planner - Answered on May 24, 2023

Question by Puneet - Feb 16, 2023English

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क्या मध्यम/दीर्घकालिक दृष्टिकोण के लिए मौजूदा स्तरों पर एक्सिस बैंक एक अच्छी खरीदारी है

Ans: शीर्ष बैंक. लंबी अवधि के लिए अच्छा है. तेजी से बढ़ सकता है.
कृपया ध्यान दें: निवेश की रणनीतियाँ आपकी जोखिम क्षमता पर निर्भर करती हैं, इसलिए कृपया अपने वित्तीय सलाहकार से परामर्श लें और फिर आगे का निर्णय लें।

Samraat Jadhav |2284 Answers |Ask -Follow

Stock Market Expert - Answered on Jul 25, 2023

Question by Pawan - Mar 10, 2023English

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क्या मुझे अभी एक्सिस बैंक खरीदना चाहिए?

Ans: हाँ

अस्वीकरण: प्रतिभूतियों में निवेश बाजार जोखिमों के अधीन है। निवेश करने से पहले सभी संबंधित दस्तावेजों को ध्यान से पढ़ें। कृपया कोई भी निर्णय लेने से पहले अपने नियुक्त/भुगतान किए गए वित्तीय सलाहकार से परामर्श लें। उद्धृत प्रतिभूतियाँ केवल उदाहरण के लिए हैं और अनुशंसात्मक नहीं हैं। सेबी द्वारा दिया गया पंजीकरण, बीएएसएल की सदस्यता और एनआईएसएम से प्रमाणन किसी भी तरह से मध्यस्थ के प्रदर्शन की गारंटी नहीं देता है या निवेशकों को रिटर्न का कोई आश्वासन नहीं देता है।

Samraat Jadhav |2284 Answers |Ask -Follow

Stock Market Expert - Answered on May 02, 2023

Asked by Anonymous - Apr 25, 2023English

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क्या मुझे एक्सिस बैंक को मौजूदा स्तर पर जमा करना चाहिए या सुधार की प्रतीक्षा करनी चाहिए?

Ans: नतीजे अच्छे रहे, सिटबैंक का कारोबार फलने-फूलने लगेगा, संचय के लिए अच्छा रहेगा।

अस्वीकरण: प्रतिभूतियों में निवेश बाजार जोखिमों के अधीन है। निवेश करने से पहले सभी संबंधित दस्तावेजों को ध्यान से पढ़ें। उद्धृत प्रतिभूतियाँ केवल उदाहरण के लिए हैं और अनुशंसात्मक नहीं हैं। सेबी द्वारा दिया गया पंजीकरण, बीएएसएल की सदस्यता और एनआईएसएम से प्रमाणन किसी भी तरह से मध्यस्थ के प्रदर्शन की गारंटी नहीं देता है या निवेशकों को रिटर्न का कोई आश्वासन नहीं देता है।

Samraat Jadhav |2284 Answers |Ask -Follow

Stock Market Expert - Answered on Jun 30, 2023

Question by Murali - Jun 30, 2023English

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मेरे पास इंडियन ओवरसीज बैंक है @ 28 रु. कृपया अधिक बेचने/पकड़ने या खरीदने का सुझाव दें?

Ans: पकड़ें और गिरावट में और जोड़ें
पिछली तीन तिमाहियों से हर तिमाही मुनाफा बढ़ रहा है
पिछले 2 वर्षों से वार्षिक शुद्ध लाभ में सुधार हो रहा है
पिछले 2 वर्षों से प्रति शेयर बुक वैल्यू में सुधार हो रहा है
एफआईआई/एफपीआई या संस्थान अपनी शेयरधारिता बढ़ा रहे हैं

अस्वीकरण: प्रतिभूतियों में निवेश बाजार जोखिमों के अधीन है। निवेश करने से पहले सभी संबंधित दस्तावेजों को ध्यान से पढ़ें। कृपया कोई भी निर्णय लेने से पहले अपने नियुक्त/भुगतान किए गए वित्तीय सलाहकार से परामर्श लें। उद्धृत प्रतिभूतियाँ केवल उदाहरण के लिए हैं और अनुशंसात्मक नहीं हैं। सेबी द्वारा दिया गया पंजीकरण, बीएएसएल की सदस्यता और एनआईएसएम से प्रमाणन किसी भी तरह से मध्यस्थ के प्रदर्शन की गारंटी नहीं देता है या निवेशकों को रिटर्न का कोई आश्वासन नहीं देता है।

नवीनतम प्रश्न

T S Khurana |466 Answers |Ask -Follow

Tax Expert - Answered on May 17, 2025

Question by Gvbk - Apr 11, 2025

Money

Capital gain tax: 2025-26 2009-10 purchase value 9317170 2025-26 sale value 21130000 What would be the capital gain tax and income tax if any? Pension amount 560000

Ans: You have the Option to pay LTCG either 12.50% without Indexation OR 20% with Indexation. In your case, you may go for the option of 20% with Indexation, which may result in loss.
02. Your total tax liability shall depend upon some other factors also. However, we have suggested you to calculate LTCG only, which shall minimise your LTCG liability.
Most welcome for any further clarifications. Thanks.

Milind Vadjikar |1238 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on May 17, 2025

Asked by Anonymous - May 16, 2025

Money

I am 36 years old and my current in hand salary is around 1.7 lacs per month alongwith some 10% variable pay, I have currently two ongoing home loans, one with SBI for some 24.5 lacs remaining with 25k per month EMI for 25 years, for the home I am currently residing, and another home loan is with HDFC for 14 lacs with 12.5k per month EMI for 20 years, for a 2 BHK flat in an under construction affordable housing project, which I will let out once completed by 2026. Besides this I have around 15 lacs in FD, 1.33 lacs invested in Gold ETF, 5.5 lacs in mutual funds (monthly SIP 23k), 1.5 lacs in PPF, monthly 12k invested in NPS, and every month I target to pay around 15k to pre pay my HDFC home loan, next I would target the SBI home loan similarly. Just wanted to know if my current approach seems ok or do I need to make some changes to my current portfolio like divert funds to close home loan and then target investments?

Ans: Hello;

You have a prudent approach towards managing your finances.

Therefore no change required. Continue with the discipline and focus.

Happy Investing;

Mayank Chandel |2287 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on May 17, 2025

Asked by Anonymous - May 16, 2025

Career

Is manipal good for cse &Ece branch

Ans: Hi
yes manipal is good.

Mayank Chandel |2287 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on May 17, 2025

Question by ANJANI - May 17, 2025

Career

Sir, My son score is 97.46 percentile in JEE. He is expected to get CSE in IIIT Dharward, Bhubaneswar, Nagpur, Ranchi, Bhagalpur, Chitoor, and in Private college SRM,Thapar and LNMIIT. which one will be better?

Ans: Hello Anjani
given the above choices I find IIIT Nagpur best it has a better average package than all others.

T S Khurana |466 Answers |Ask -Follow

Tax Expert - Answered on May 17, 2025

Asked by Anonymous - Feb 22, 2025

Money

Property purchased in the year 1998 for rs.150000, Sale Agreement made in year 2005 for Rs. 440000, and paid in year 2005, but sale deed done in year 2024, what is the tax liability now?

Ans: Kindly clarify following points, so that I may be in a position to respond your correctly :
01. Payment of Rs.4.40 (L) received in 2004 was in cash or through banking channels ? Whether the same was declared in your ITR for the same period ?
02. What is the amount for which Sale Deed was registered in 2024 & its date ?
03. Whether any further payment was received in 2024 ?
04. Please note that officially you have sold the property in 2024 (the year in which sale deed was registered). LTCG shall be worked accordingly. Payment received in 2005, may be treated as advance payment against the sale of property. Your tax liability shall be for the F/Y 2024-25 (assuming that sale was registered after 01.04.2024).
Most welcome for any further clarifications. Thanks.

Mayank Chandel |2287 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on May 17, 2025

Question by Chaitanya - May 17, 2025

Career

Sir I am getting btech cse health informatics vit bhopal in cat 2 which would cost me 16 lakhs for 4 years and btech cse education technology vit bhopal in cat 1 which would cost me 12 lakhs for 4 years which one should I choose??? Which is better placement vise??

Ans: Hi Chaitanya you can go with plain CSE. It has good placements.

Dr Dipankar Dutta |1259 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on May 17, 2025

Question by Shreya - May 15, 2025

Career

I have 6 subjects in my class 12 and passed class 12 with physics as additional subjects as i got RT in it....i passed in year 2025...can i give improvement exam in year 2026 for maths and chemistry and also physics without clearing the RT(Retest) in the year 2025

Ans: Yes, you can appear for improvement in Maths and Chemistry in 2026, since you passed them in 2025.

For Physics, if you got RT in 2025 and did not clear it, then you are not considered to have passed Physics.

So you cannot appear for improvement in Physics in 2026 until you first pass the RT exam.

Once you clear the RT in Physics, it will be treated as passed and only then eligible for improvement next year.

Dr Dipankar Dutta |1259 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on May 17, 2025

Asked by Anonymous - May 15, 2025

Career

Hi..sir i get 83 percentile in jee mains if there is a chance to get NIT seat in CSE or other courses ..?

Ans: You may get not so popular steam in NITs of north-eastern states

Dr Dipankar Dutta |1259 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on May 17, 2025

Asked by Anonymous - May 14, 2025

Career

Sir should I choose VIT bhopal CSE with AI ,ML specialization or KIIT CSE core

Ans: KIIT CSE core

Dr Dipankar Dutta |1259 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on May 17, 2025

Asked by Anonymous - May 14, 2025

Career

Which is better CSE AI ML or ECE with advanced signal processing with AI ML which course should i prefer for my btech which one has more demand in future please tell

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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