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विशेषज्ञ की सलाह चाहिए?हमारे गुरु मदद कर सकते हैं

क्या 12 लाख से कम आय वाले वरिष्ठ नागरिकों को फॉर्म 15H दाखिल करना चाहिए?

Ramalingam

Ramalingam Kalirajan  |8933 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Feb 06, 2025

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more
Nanjunda Question by Nanjunda on Feb 04, 2025English
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क्या 15h फॉर्म उन वरिष्ठ नागरिकों द्वारा प्रस्तुत किया जाना चाहिए जिनकी आय 12 लाख से कम है?

Ans: फॉर्म 15H वरिष्ठ नागरिकों (60 वर्ष या उससे अधिक आयु के) के लिए है, ताकि ब्याज आय पर स्रोत पर कर कटौती (TDS) से बचा जा सके। हालाँकि, इसे केवल तभी जमा किया जा सकता है जब कुल कर योग्य आय मूल छूट सीमा से कम हो, जो वरिष्ठ नागरिकों के लिए 3 लाख रुपये और सुपर वरिष्ठ नागरिकों (80+ वर्ष) के लिए 5 लाख रुपये है।

यदि आपकी कुल आय 12 लाख रुपये है, तो यह छूट सीमा से अधिक है, और आप फॉर्म 15H जमा नहीं कर सकते। लागू कर दरों के अनुसार टीडीएस काटा जाएगा।

यदि कटौती (जैसे 80C, 80D, आदि) के बाद आपकी कर योग्य आय छूट सीमा से कम हो जाती है, तो आप फॉर्म 15H जमा कर सकते हैं। अन्यथा, आप नहीं कर सकते।

सादर,

के. रामलिंगम, एमबीए, सीएफपी,

मुख्य वित्तीय योजनाकार,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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आप नीचे ऐसेही प्रश्न और उत्तर देखना पसंद कर सकते हैं

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Nayagam P

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Career Counsellor - Answered on Jun 18, 2025

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My rank is 10995 in kcet which college I can get btech cse in Bangalore general merit
Ans: Chinthamani, With a KCET general merit rank of 10,995, you are eligible for BTech Computer Science and Engineering in several reputable Bangalore colleges. Top-tier institutions like RV College of Engineering, PES University, BMS College of Engineering, and MS Ramaiah Institute of Technology have CSE closing ranks well below 2,500, making them out of reach at your rank. However, strong options include Bangalore Institute of Technology (BIT), which closed CSE at 14,739 in 2024, and Sir M. Visvesvaraya Institute of Technology (Sir MVIT), where the expected CSE cutoff is between 14,000 and 16,000. Nitte Meenakshi Institute of Technology (NMIT) typically admits CSE candidates up to around 15,000, with recent years showing cutoffs between 10,000 and 15,000. Other accessible colleges include CMR Institute of Technology, New Horizon College of Engineering, and RNS Institute of Technology, all of which accept CSE ranks up to 13,000–18,000 in later rounds. These institutes offer robust placement records, modern infrastructure, and active industry collaborations, ensuring strong academic and career prospects. Prioritize BIT, Sir MVIT, and NMIT for CSE, and include CMRIT, New Horizon, and RNSIT in your preference list to maximize your chances of securing a quality seat in Bangalore. All the BEST for the Admission & a Prosperous Future!

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Nayagam P

Nayagam P P  |6504 Answers  |Ask -

Career Counsellor - Answered on Jun 18, 2025

Nayagam P

Nayagam P P  |6504 Answers  |Ask -

Career Counsellor - Answered on Jun 18, 2025

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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