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Kanchan

Kanchan Rai  |402 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jan 26, 2024

Kanchan Rai has 10 years of experience in therapy, nurturing soft skills and leadership coaching. She is the founder of the Let Us Talk Foundation, which offers mindfulness workshops to help people stay emotionally and mentally healthy.
Rai has a degree in leadership development and customer centricity from Harvard Business School, Boston. She is an internationally certified coach from the International Coaching Federation, a global organisation in professional coaching.... more
Abhijit Question by Abhijit on Jan 25, 2024Hindi
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Relationship

Madam, Thanks for your prompt reply. In the interest of the future and overall wellbeing of my family, I had provided several chances for rectifying her behaviour but to no avail. All false promises and cheating with impunity. She has also threatened by sons against disclosing the situation to me, all these years. She has taken mis-advantage of my tolerance, did not mend her ways and has shown a very bad example to my kids. Such irresponsible outright impune behaviour must not go unpunished (in the proper legal way)

Ans: Dear Abhijit

Divorce and betrayal can be emotionally taxing. It's understandable that you might be seeking a sense of justice and accountability for the actions that have hurt you and your family.Consult with a lawyer to get a clear understanding of your legal options and the potential outcomes of pursuing a case against your ex-wife and her partner. They can provide guidance based on the specific laws applicable to your situation. Ensure that your primary focus is on the well-being of your sons. Divorce can be especially tough on children, and their emotional health should be a top priority. Focus on your personal growth and healing. Sometimes, moving forward and building a positive future for yourself and your children is the best form of "retribution". Consider whether pursuing legal action will truly bring you the closure you seek. Sometimes, the legal process can be lengthy, expensive, and emotionally draining. Assess whether it's worth the investment of time and energy for the outcome you desire.

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Anu

Anu Krishna  |1293 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 12, 2023

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Relationship
Mam , I am married since 2000. I have a male child.My wife is a working lady doing Govt. service . Since 2017 I found her behavior towards me & my child has completely changed . She always used to tell lie .She has affair with one of her colleague . She is being completely supported by her family specifically her mother.Without my knowledge she borrowed around 10 lakhs from neighbors of my rented premise at high rate of interest. When the matter come to my knowledge I cleared 7 Lakhs taking loan from Bank . After that she took more loan & left me. Since then , I never inquired about her, never lodge FIR or apply for divorce.I tried to forget her. I have no affair or any mood for remarriage . Rather ,I took care of my child & after rigorous follow up & support , my son cleared NEET & continuing MBBS in Govt. college.My son is aware of everything.He also has no interest towards her mother. In the mean time she has cleared my bank loan & trying to come to me.For this she is pressurizing me.She has no changes.Please suggest what to do.I have no interest towards her.
Ans: Dear Chandra,
It is unfortunate that you have had to go through this. I am sure that you son also has been affected by all of this.
If I understand this correctly, is your wife attempting a reconciliation and wants to have her family back?
If you and your son have a clear decision on not wanting this, I suggest that the three of you meet and hear what she has to say.
Maybe she feels sorry for all that has happened. Hearing her will offer her some respite and also you can convey your decision on not getting back clearly in a respectful way.
Also, your son may or may not want to have a connection with his mother...but give that a chance as well and let them decide that...

All the best!

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Kanchan

Kanchan Rai  |402 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jan 25, 2024

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Relationship
Hello, I am recently divorced after a simple case as per due legal SOP, staying with my 2 sons who are coming to terms with the reality. my ex-wife had the affair for very long time during which she left home twice (I brought her back), lied, cheated, manipulated, and made misuse of my trust, my home, my belongings and my efforts to restore near normal life (minus physical intimacy) for the sake of my sons. It has been a very tough time for me, not to mention the continuous stress on my innocent lovely sons. I have a good mind to seek legal recourse and get retribution (not revenge) for the severe injustice done to me. She and her partner have to face the consequences of their actions and cannot simply be happy away, leaving my house in shambles, after all the love and equality bestowed by me, my sons, my parents and society, which was her right as long as she was virtuous, and can be called my grace since the time she became illicit. Indian Laws do not have strong sections in such case but I can sue for breach of trust, house tresspass and perhaps 1-2 other clauses. The process will take time, expense, patience and the result may not be imprisonment, but compounding by a small fine. But I am more interested in the conviction. I want them to realise, through legal recourse, that you cannot destroy someone's life and sit happily elsewhere, you have to bear the fruit of your deeds, after mis-using all that I and our society has provided. She is aware that the divorce is decreed and is expecting me to accept it and get over with it. Please provide your guidance.
Ans: Remember that legal processes can be time-consuming, emotionally draining, and may not always bring the emotional satisfaction you seek. It's crucial to weigh the potential benefits against the costs and consider what will be in the best interest of you and your children in the long run.

Ultimately, the decisions you make should align with your goals for the future and contribute to your overall well-being and that of your family.

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Anu

Anu Krishna  |1293 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 09, 2024

Asked by Anonymous - Jun 06, 2024Hindi
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Relationship
Madam me and my wife were married for 13 Odd Yrs and have been blessed with 2 kids aged about 12 and 8 respectively, while things were quite good but my wife addiction to social media ( FB / Insta ) spoilt entire relationship and she making up friends who are totally unknown spoilt her and also found out in the long run she was involved with other men, eventually we got divorced and kids custody was given to me but after about 2 Yrs i realised my kids needs support of an mother at home as it was making things difficult for me as a single parent to manage, thereby i happend to meet a person who had advertised thru marriage portal, though she was a widow with 2 kids, felt she cd be able to handle it better as her kids have lost their father, felt this would work, first few months she was quite okay later on she starting unnecessarily issues and made sure my kids return back to their biological mother as they felt things were more comfortable over there, and this partner of mine expects me to show love attention only to her and her biological kids, though she doesnt say it straight, her reactions and unnecessary disputes and fights after me visiting my kids or meeting them or even if i have gone to visit my mother or had lunch or dinner with her, make her feel very restlesness, i have always told and advised her to maintain good relationship with my family, but due to her arrogance and ignorance my own family members have distanced her and continue to talk to me or meet me outside, she has gone to the extent saying she wants to get out of the relationship and i had borrowed money due to my hardtimes and she keeps saying she wants money to be returned so that she steps out and want to stay independently with her kids, I am also fed up and completely lost being away from my kids and my mother Is it advisable to go for divorce or just seperation will do, or can a bond paper specifiying that i have returned her money and have ended this relationship and no claims further will be entertained, can i have this - Pls guide, its better to stay single and take care of my own kids and mother than being away from them and taking care of other kids as own...
Ans: Dear Anonymous,
It's a lot of mess...where and how things went downhill is something that you surely know. Take care of the children first. The kid are caught in the middle of all of this.
Yours and hers as well...
Sadly, she hasn't matured to understand the concept of embracing your children as her own but wants to cling on to you and literally draw a wedge between you and your family.
RED FLAG, right there...

Now, you need to think about how all this is affecting the children and the impact it is having in your daily life. Is there a way by which this lady will be able to understand that you all will be one big unit; children, the two of you and your family and hers as well...If she is prepared for this, then it gets easy on everyone but if her insecurities are going to get the better of her, this is a bigger mess that you could have ever imagined.
Have a frank talk and clearly state the people who are important to you and that you wish to be connected to them just as she wants her children to be a part of her life.
Hear what she has to say and then I guess, you will know what to do as your ask and want is clear in your mind. The best relationships are the ones that bring people together and nourishes them.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Latest Questions
Nayagam P

Nayagam P P  |3908 Answers  |Ask -

Career Counsellor - Answered on Nov 15, 2024

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Career
I have completed my bsc nursing and have one year of experience in india. There's offer from my miles talent hub to do 1 year stem program in usa and then 3 year work visa will be granted. Should i do that or there's is better opportunities for me to do.
Ans: Miles Talent Hub's offer to go to the US for a year to do a STEM program and then stay for three years on a work visa could be a good chance, especially if you want to work and travel abroad and advance your career. Before you decide, here are some things to think about:

If you go to a STEM school in the US, especially in a field like healthcare, you might be able to find new job opportunities in advanced medical technologies, research, or management that you might not be able to find in India. It's possible that the 3-year work visa will help you learn about the global healthcare industry while also letting you make money.

Effects on your finances and your life: Studying abroad can be pricey, so make sure you look at all of the costs, such as tuition, living costs, and any scholarships or other financial help that might be available. Think about whether you can handle being away from home for a long time.

Opportunities in India: The United States has a lot of great opportunities, but India also has room to grow, especially since the need for healthcare workers is growing. In India, look for job openings, higher education programs, or specialized certifications that could help you move up in your business. Think about where you want to be in 5 to 10 years. This could be a good first step if you want to grow in a foreign setting or go to school abroad to study nursing or healthcare management. All the BEST for Your Prosperous Future.

To know more on ‘ Careers | Education | Jobs’, ask / follow Us here in RediffGURUS.

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Kanchan

Kanchan Rai  |402 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 15, 2024

Relationship
Hello I am a 40 year old married female. Off late I started feeling attracted to my married Male Friend of last 5 years. I love my husband a lot and can never think of betraying him. But I feel happy in the company of this friend of mine. He sort of has the qualities i always wanted from my husband and as we all know not everyone can possess every quality. I was aware about his liking towards me like he used to flirt with me someway or other also recently he admitted the same to me that he likes me since our first meeting. As we are family friends and stay in the same building, we keep meeting often with family and sometimes only two of us as we like spending time talking to each other. In our recent visit we hugged each other in the rush of emotions. We both got just blown away by the surreal feeling. We admitted the same to each other. After this meeting we kept messaging each other the whole day and so on for next few days and suddenly one day he said he fears this might ruin our family friendship and started ignoring and maintaining distance, he stopped messaging or calling me without discussing anything. But now I am attracted to him so much that I can not take his absence or apathy towards me and want to have cordial relations like we were before, when it was not vocal between us that we like each other. I am not able to adjust to the fact that the person who used to admire and respect me so much and wanted to have a lifelong friendship can become suddenly so distant. I want an advise whether I am wrong in expecting atleast a normal relation like friendship to continue between us. As we have never crossed our boundaries and hugging once will not count as betrayal. Please guide I want him back as before.
Ans: a close relationship with someone outside your marriage, especially when emotions are involved, introduces challenges. You’re aware of this already, and it seems your friend has also recognized the complexities, likely explaining his sudden need for distance. Often, when feelings come to the surface, they carry a weight that makes people reconsider their boundaries to protect the larger relationships at play—in this case, both of your marriages and family dynamics. This pullback doesn’t negate his admiration or the value he places on your friendship but rather reflects the reality of the situation and the need to guard against further complications.

You might find it helpful to explore what exactly you’re drawn to in your friend’s qualities. It could be that he reflects an aspect of yourself you wish to bring into your own relationship. Identifying these qualities is powerful, as it can help you shape a conversation with your husband, potentially bringing deeper fulfillment to your marriage. Many couples find new dimensions in their relationship when they openly discuss what they yearn for and ways to bring those qualities to life together. While it may feel challenging, these conversations can foster intimacy and growth.

It’s also worth noting that maintaining your friend’s respect and allowing him space is likely the best way to preserve your connection long-term, even if it feels painful right now. His distance might ultimately help both of you return to a place of friendship, but pushing for that too soon might complicate things further. In the meantime, remember that it’s natural to feel a loss or a longing for a friend’s company when circumstances shift. Practicing self-compassion and care can be grounding during times like this, as can seeking other outlets for support, such as close friends, hobbies, or moments of solitude that allow you to process your emotions.

Time and patience may help bring this friendship back to a more natural and comfortable place, but focusing on your marriage and yourself will allow you to stay true to your values and find a sense of peace, regardless of the ultimate outcome with your friend.

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Milind

Milind Vadjikar  |619 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Nov 15, 2024

Asked by Anonymous - Nov 14, 2024Hindi
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Money
Hi Sir, I'm 43+, My Monthly take home is around 3.40 Lacs, Currently i have invested in Shares (Current Portfolio is around 1.40 Crs). EMI is around 1.2 lacs P/m (Home loan 1 - 50K per month till 2037, 30K car loan till 2027 (Planning to close this year by paying 13 lacs, please suggest if this option of preclosure is good or EMI is good, will be paying this amount by selling some shares), 30k per month of home 2 till 2040., Last year i have started investing in SIP 1 lacs P/M, and balance 1.20 lacs goes in house, kids education expense. Have EPF balance of 40 lacs as on date. As mentioned above recently i have started investing in SIP (From Oct 2023 onwards), which is at the tune of 1 lacs per month. SIP are Franklin India Prima Fund regular Plan - Growth - 25K, ICICI Prudential Small cap fund retail plan G - 25K, Kotak Multicap fund regular plan growth - 15K, DSP Blackrock mid cap fund regular plan growth - 10 K, and Parag Parikh Flexi Cap fund - Regular plan growth - 25 K. Will increase the SIP investment by 10% every year going forward. Sir, My question is with current SIP and shares investment will i be able to generate 10~12 Cr corpus fund by retirement (Assuming that i will be in Job and working for next 15 years). Current Share portfolio is for long term investment only (assuming i get 12~15% of return every year). Please note : will be spending around 60~70 Lacs for my Son education in engineering from 2027 to 2031, 50% will be spend from savings and balance 50% from education loan. Current value of house 1 - 1.35 Cr (EMI is 50K), House 2 Current Value is 82 Lacs (EMI is 30K).
Ans: Hello;

Kudos for holding judicious blend of assets in equity(stocks and MFs), real estate, EPF.

Your thought process is absolutely spot on. You should prepay the car loan through shares corpus and close the EMI.

If you maintain monthly sip of 1 L with yearly top-up of 10% for 15 years then you may accumulate a corpus of around 8.68 Cr.

Stock holding of 1.27 Cr(13 L considered to be deducted for car loan prepayment) is expected to grow into a sum of 5.31 Cr in 15 years.

EPF balance of 40 L will grow into a corpus of 1.27 Cr over 15 years. Fresh contributions, if any, will be bonus.

So cumulatively your total corpus at the end of 15 years from now will be 8.68+5.31+1.27=15.26 Cr.

Due to your sound financial planning you may not need education loan for son's education.

Modest return of 12%, 10% and 8% are considered from mutual funds, direct stocks and EPF respectively.

Happy Investing;

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Dr Shyam

Dr Shyam Jamalabad  |79 Answers  |Ask -

Dentist - Answered on Nov 15, 2024

Asked by Anonymous - Nov 14, 2024Hindi
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Health
Doctor, could you kindly recommend specific brands of toothpaste suitable for children of different age groups? I’m particularly interested in knowing which brands would best support their dental health at various stages of development, considering factors like fluoride content, flavor, and overall safety. Could you provide guidance on which options are most effective for toddlers, young children, and older kids?
Ans: Hello
For toddlers and young children, it's essential to choose a toothpaste that is safe and effective for their developing teeth and gums. Here are some recommendations:

1. *Fluoride-free toothpaste* (0-2 years): For infants and toddlers, a fluoride-free toothpaste is recommended. Look for a toothpaste specifically designed for this age group, like "Baby Toothpaste" or "Training Toothpaste". Please note that Fluoride, although extremely beneficial when used locally can lead to fluorosis if accidentally ingested. This is the reason toddlers need to use fluoride-free toothpastes.

2. *Children's toothpaste with low fluoride* (2-6 years): For young children, a toothpaste with a low fluoride concentration (around 500-600 ppm) is suitable. This helps prevent fluorosis (white spots on teeth) while still providing cavity protection.

3. *Gentle ingredients*: Opt for a toothpaste with gentle ingredients, to minimize irritation.

5. *Flavor and texture*: Select a toothpaste with a child-friendly flavor and texture to make brushing teeth a fun experience!

Most popular toothpaste brands offer multiple options for toddlers and young children.
In addition to these there are a few brands specially formulated for children which are ethically promoted (not commercially advertised, but sold through chemists on dentists' prescriptions) You may speak to your child's dentist for specific recommendations.

Remember to always supervise your child while brushing teeth and teach them proper oral hygiene habits from an early age!

...Read more

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