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Anu Krishna |1414 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Oct 14, 2021

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more

Question by AD on Oct 14, 2021Hindi

Relationship

Hi, I am stuck in my marriage relationship for some time now.

I had an arranged marriage to a girl we knew in our family. She had lost her father and her mother begged me to marry her and give her a life.

I agreed because I knew her. Only recently I realized that she doesn’t love me at all.

I earn Rs 30,000 a month and we stay in my father’s 1BHK flat which he has shared in my name.

She wants a share of my property and wants to separate me from my family.

She is now threatening to divorce me and file a complaint against my parents and me for forcing her into marriage.

Her mother is also quiet and doesn’t interfere. My parents are very troubled. They can’t do anything and I am feeling stuck.

If I have to divorce her, I will have to pay her money which I can’t afford. Also I cannot stay with her because she doesn’t want to live with us.

She only wants my money. How to solve this problem? I don’t understand. Please help.

Ans: Dear AD, Kindly consult a good lawyer who is unbiased about divorce and client rights if divorce is the path that you want to take.

Lawyers on both sides can strike a good agreement and it can be settled through mutual consent.

If you want to settle the matter amicably and continue live under the same roof, I guess it requires everyone to set aside their differences and talk about it; and I only hope for your sake that, that can happen.

Whichever the path, never tread on the path of helplessness. Instead move to a space that empowers you in any which way.

Best wishes as always!

RelationshipReply

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Anu Krishna |1414 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Dec 16, 2023

Asked by Anonymous - Dec 13, 2023Hindi

Relationship

Hi, I married 1year ago my wife told me she was forced to do a marriage against her concern and she didn't want the marriage life and wanted to live as strangers, also she refused to take wife responsibilities at home i have waited trusting she would change but within 3 months she had medical issues and went to her home for treatment. after informing all her activities now her father is threating me and my family, also making false allegations against me for all her problems. Now he is demanding to go separately from my parents to send her back. if not they will file case against me in the court and make me and my family suffer. Now she was not telling the truth with their parents about her mindset and acting according to their portents guidance that i am the reason for her medical issues and she was not interested in the marriage because i didn't take care of her well. she have depression and anxiety issues from childhood her mother refused to see her face when she was born, as 5th girl child as they expect atleast 1 boy kid she said this to a doctor. she faces refusal and ignorance in her family she said this too the doctor i dont know the truth behind it. she has chronic gastritis also she is under weight (35kgs still at 27years old) and cant increase weight even after trying for 5 years of medication. Doctor suggested for a therapy but she refused to come with because she already had therapy before which we don't know. . even though we lived in same house but she lived in separate room all the days she was with me. Now due to her inability to handle her father she is acting along with them like i was the one who refusing her. Her father even knows about all these matters to hide is fraud he is now threatening me like police case and court. I did nothing wrong in this except married her. what should i do now ?. And I lost hope that she would change here after.

Ans: Dear Anonymous,
There are many cases like yours where men are being trapped with false allegations.
First evaluate:
Do I want this marriage to continue?
If YES, I feel it's time your parents also step in to state your side of the story. It will be an uphill task to bring her back as she clearly had mentioned to you that she was forced into this marriage. Also, how do you plan on working out the home situation given that the condition is that you separate from your parents?

If NO, will you be able to prove all the allegations put on you are false? Hire a good lawyer, because you will surely need one. Tread carefully and make very calculated moves in terms of what you say (even if it's on a text message) as everything can be held against you. Your lawyer will advise you on this.

So, time to think what is the best option...lay all the cards on the table and play this very carefully...

All the best!

Anu Krishna |1414 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Dec 27, 2023

Asked by Anonymous - Dec 18, 2023Hindi

Relationship

Dear Anu, I am a 58 year old businessman and am very well to do. I am married for the last 36 years and have 2 adult children, a 28 year old son and a daughter who is 25 years. I expect my son to take over my business. Since 2010 I have been in an affair with a woman who is 12 years younger to me. I wish to marry her even after 13 years of relationship. I even sought a divorce with my wife who is also a director in my company. Her demands are so high that it will leave me a pauper. I cannot leave this girl in the lurch. She is now 45 and unmarried. Now after 13 years she too has started demanding probably due to growing age and insecurity. We regularly have sex. I have not slept with my wife for over 12 years now. I consulted many lawyers but all said that mine is a hopeless case. to top it all, my other directors have also ganged up against me in support of my wife. My children too are against me so much so that they do not allow me in my own house. My girl friend is getting increasingly demanding and calling and telling me if I do not give her money or marry her she will go to court. She is now saying that since her siblings have dissociated her from their family I should give her INR 10 crores + a 3 BHK flat. I do have 2 mercedes benz, a skodia yeti, a harley davidson, a small farm house in Wai, a bungalow in Alibag in addition to a plush 5 bhk flat in Thane. What should do? Please help.

Ans: Dear Anonymous,
How does Love turn into Greed?
And you still 'wish' to get married to her after all her demands? It's blackmail for heaven's sake!
At least for now, kindly realign with your family...Your wealth and assets must be protected.
What evidence does your girlfriend have against you to go to court and intimidate you this way?

Please take a firm stance and choose the side that protects your wealth and also your personal identity. You have put yourself at grave risk and for what? You will end up losing your family as well. Your girlfriend being alienated by her siblings has nothing to do with you...so why would you pay her? It doesn't make any sense. Once you yield to blackmail, it will continue...and who knows for how long!

Choose a side wisely and then stick by it firmly...I am sure you know what is to be done...

All the best!

Kanchan Rai |447 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on May 04, 2024

Question by RAJESH - Apr 28, 2024Hindi

Relationship

I am married person since 2015. From last 2 to 3 years it is not working properly. Due to some following problems, 1. I am only one boy in my family. I don’t have any brother or sister. My father is also passed away, so there is need of child in my family because now I am at the age of 30. But my wife is not physically strong. There is always some health issue with her. 2. There is education gap too in between us. She is metric level education and I am engineer. Due to this we don’t have that much effective communication leads to conflicts in every situation. She never give respect to my mother and never do regular house works to and at the end of the day again conflicts arises between my mother and my wife. 3. I want to give divorce to her but unfortunately she is purposely not ready for that because she knows very well that she will never been happy in another house like my house. 4. Same problem when I discussed with her mother and father, they straight forward refuse to give divorce; they said, “if you have any problems or want to give divorce then go to those person who are responsible for marriage or who finalize your marriage”. Lastly, I am now at dead end and don’t know the solution of how to escape from this situation.

Ans: Dear Rajesh,
First and foremost, it's important to prioritize your own well-being and happiness, as well as that of any potential children involved. While divorce may seem like the only solution, it's also worth considering seeking professional help, such as marriage counseling or therapy, to try to address the issues in your relationship and explore potential avenues for improvement.

If communication is a significant challenge due to education and cultural differences, a therapist or counselor can help facilitate more effective communication and understanding between you and your wife. They can also provide guidance on how to navigate conflicts and differences in a constructive manner.

Additionally, it may be helpful to involve a neutral third party, such as a religious or community leader, to mediate discussions between you, your wife, and your respective families. They may be able to provide support and guidance in finding a resolution that is mutually acceptable and respects the well-being of all parties involved.

Ultimately, the decision to pursue divorce or to work on improving the relationship is a deeply personal one, and there is no one-size-fits-all solution. It's important to take the time to carefully consider your options and seek support from trusted friends, family members, or professionals as needed.

Anu Krishna |1414 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Oct 17, 2024

Asked by Anonymous - Oct 13, 2024Hindi

Relationship

Hi Ma'am , I am 35 + yr and married. We have been married for almost 3 yrs now and we do not have any kids . My wife she was my GF and we had a relationship of almost 6 yrs before we got married. In this 6 yrs we broke up and then we patched up as well. Almost around the time we were supposed to get married,I knew that she was not right for me as I am very emotional,and seek someone who understands me. She is clearly not an emotional person and she is very mean and rude. Somehow I got convinced to get married to her.Now she is completely an unmanageable person.She says things I cannot bear at all and I see that these things come from her family as her mother never respected her father and it's an absolute chao in her family with sister behaving 10 times more worse with her parents. Right from starting of the marriage I knew that this would not work and anyhow we went on and on and now we purchased a property as well on both our names. The problem is she humiliates me like nothing and she does not trust me at all. From my side there is no love remaining towards her and everything single time I just think of separation. I lost both my parents and I have an elder brother who is also dependent on me. He stays apart from me. Now if I get separated then how can manage the property which we both together and also I will be absolutely alone. Deep down I am not happy at all. Please help

Ans: Dear Anonymous,
If there is no scope for reconciliation, what other way out do you have?
Separation maybe hard initially but at least you are not dealing with something on your face on a daily basis. Now, what happens to the property in the event of separation will be determined as to in whose name the property was registered. Of course, this is my understanding. You may want to speak with someone who has knowledge about the legal angle on this.
If you are not happy, then do and act accordingly so that you are moving into a happy zone and in no means what is happening is happy. So, ACT NOW...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

Latest Questions

Ramalingam Kalirajan |7367 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Dec 28, 2024

Question by jitendra - Dec 28, 2024Hindi

Money

Requesting you, to help me, regarding midcap 150 etf of mirae asset midcap 150 etf for longterm through SIP

Ans: Let us review the suitability of investing in a mid-cap 150 ETF for the long term via SIP.

Understanding ETFs and Their Characteristics
Passive Management: Midcap ETFs replicate an index like the Nifty Midcap 150.

Cost Efficiency: They offer lower expense ratios compared to actively managed funds.

No Active Decision Making: They do not try to outperform the market but track the index.

Volatility Concerns: Midcap indices are more volatile than large-cap indices.

Returns Depend on Index: The ETF's performance mirrors the performance of its benchmark.

Disadvantages of Investing in Midcap ETFs
Lack of Active Management
Mid-cap stocks are highly volatile.

Active fund managers can adjust portfolios to limit risks during downturns.

ETFs lack this flexibility, as they strictly follow the index composition.

Limited Flexibility in Rebalancing
Market conditions often demand sector rotation or stock-specific decisions.

Actively managed funds adapt to such conditions, but ETFs cannot.

Tracking Errors
ETFs may not perfectly replicate the index due to tracking errors.

This can affect returns, especially over the long term.

Why Actively Managed Funds May Be Better
Fund Manager Expertise
Skilled managers can outperform the index by selecting high-growth stocks.

They can mitigate risks in falling markets through tactical decisions.

Flexibility in Stock Selection
Active funds are not limited to a predefined basket of stocks.

Managers can select fundamentally strong stocks beyond the index.

Potential for Higher Returns
Actively managed funds have historically outperformed midcap indices over long periods.

This makes them a better choice for wealth creation in the mid-cap segment.

Recommendations for Long-Term Mid-Cap Investments
Diversify: Include actively managed mid-cap funds instead of relying solely on an ETF.

Professional Guidance: Invest in regular plans via a Certified Financial Planner.

Monitor Performance: Review fund performance every 6–12 months.

Manage Risk: Avoid overexposure to mid-cap investments due to their volatility.

Final Insights
While Mirae Asset Midcap 150 ETF is a low-cost option, it has limitations.

Active mid-cap funds can better navigate market volatility.

They provide the flexibility and expertise required for wealth creation.

For long-term SIPs, consider balanced exposure to actively managed funds. This ensures both growth and risk management over time.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

Ramalingam Kalirajan |7367 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Dec 28, 2024

Question by Purushotham - Dec 28, 2024Hindi

Money

Dear sir, I am 50 years old and working in private sector MNC 1.5 Lakhs on hand. My job security is very less. I have two kids aged 18, 14 years old. My wife is housewife. I have 80L in Mutual funds and 20L in stocks, Bank deposits 40L. I am investing in SIP in below Mutual funds all direct growth around 57000 pm. CR Bule chip fund, MA Large and Midcap, HDFC smallcap each 5000 pm (15000) step up 2000 every 6months. Invesco Infra, JM Value fund, Nippon India Multicap, Small cap, Parag parekh Flexi cap, Quant Small cap, Mid cap each 6000 pm (42000), all these SIPs started recently from June 2024. Some Lumpsum in Axis smallcap 6L, Bandan core Equity 3L, CR Smallcap 8L, DSP smallcap 4L,HSBC Flexicap 3.5, HSBC Smallcap 3L, ICICI Pru Infra 3.5L, Value discovery 3L, Invesco Large & Midcap 2L, JM Flexicap 1L, Motilal Oswal Midcap 8L, SBI Bluechip 7L, Infrastructure 2L, Sundaram Smallcap 3L My expenses per month are 1.2 Lakh. I don't have loans/EMIs. Please advice me for my retirement life which need at least 1.5L per month, my kids education expenses, and also advice to my Portfolio. Thanks and regards, Yours sincerely, Purushotham Thati

Ans: Your current portfolio and investment habits show a good start. Let us evaluate your financial standing, address your goals, and provide suggestions for optimisation.

Assessment of Your Current Financial Position
Income and Expenses: You have a monthly income of Rs. 1.5 lakh and expenses of Rs. 1.2 lakh. This leaves a surplus of Rs. 30,000 per month.

Investment Corpus: Your existing corpus includes Rs. 80 lakh in mutual funds, Rs. 20 lakh in stocks, and Rs. 40 lakh in bank deposits.

SIP Contributions: You are investing Rs. 57,000 monthly across multiple mutual funds.

Lump Sum Investments: You have allocated significant lump sums to small-cap, flexi-cap, and thematic funds.

Goals: Your goals include securing Rs. 1.5 lakh monthly for retirement and funding your children's education.

Planning for Retirement
Corpus Required
You aim for Rs. 1.5 lakh per month during retirement.

Factor in inflation to estimate future monthly expenses.

The current corpus and SIPs must grow consistently to meet this goal.

Recommendations
Maintain a balanced allocation between equity and debt for steady growth.

Avoid excessive concentration in small-cap and thematic funds, which are volatile.

Increase exposure to balanced and flexi-cap funds for stability.

Planning for Children’s Education
Current Needs
Your children are aged 18 and 14, which implies upcoming higher education expenses.

Plan for expenses within the next 4–8 years.

Recommendations
Create a dedicated education fund for both children.

Use debt-oriented hybrid funds or short-term debt funds for near-term goals.

Ensure part of your mutual fund corpus is earmarked for this purpose.

Portfolio Review and Suggestions
Strengths of the Portfolio
Disciplined SIP Investments: Investing Rs. 57,000 monthly shows financial discipline.

Diversification: Exposure to various categories like large-cap, mid-cap, small-cap, and thematic funds.

Areas for Improvement
Excessive Small-Cap Allocation: High exposure to small-cap funds increases volatility.

Thematic Fund Overlap: Thematic funds like infrastructure may lead to concentration risks.

Direct Fund Investments: Direct funds lack professional guidance and ongoing monitoring.

Portfolio Optimisation
Consolidate funds to reduce over-diversification and improve focus.

Shift some SIPs to balanced advantage or hybrid funds for stability.

Review and replace underperforming funds periodically.

Invest through a Certified Financial Planner to benefit from professional advice.

Optimising Lumpsum Investments
Review the performance of your lump sum investments.

Redeploy underperforming small-cap and thematic funds into balanced funds.

Keep a portion of your bank deposits in liquid funds for emergencies.

Avoid high allocations to sectoral or cyclical funds due to their dependency on market conditions.

Tax Planning
Long-term capital gains on equity mutual funds above Rs. 1.25 lakh are taxed at 12.5%.

Short-term capital gains on equity funds are taxed at 20%.

Debt mutual funds are taxed as per your income tax slab.

Plan redemptions considering these rules to minimise tax liabilities.

Emergency Fund Allocation
Maintain at least 6–12 months of expenses in liquid funds or fixed deposits.

This ensures financial security given your low job security.

Allocate Rs. 15–20 lakh from your bank deposits for this purpose.

Recommendations for SIPs
Reduce exposure to small-cap and thematic funds.

Increase allocation to large-cap and multi-cap funds for stability.

Consider balanced advantage funds to manage market volatility.

Step-up SIPs only after assessing fund performance.

Final Insights
Your financial foundation is strong, but optimisation is essential.

Prioritise stability and diversification in your portfolio.

Allocate funds separately for retirement and children’s education.

Maintain a robust emergency fund to handle uncertainties.

Seek professional advice to streamline and monitor your investments.

Consistent review and disciplined investing will help you achieve financial independence and secure your family’s future.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

Milind Vadjikar |807 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Dec 28, 2024

Asked by Anonymous - Dec 28, 2024Hindi

Money

Retiremen advice I am 50 yrs old single with recurring and chronic health issues. I would like to retire and I have 2 crore in FD 1 crore in stock and mutual funds I also own a home and a flat both are free of debt. Please advice me to restructure my assets and have a peaceful retirement. My tax consultant told me I can get up to 3 lakhs per month with 3 cr invested in stocks and mutual funds How realistic is it possible and how to montage the downside risks associated with it. I had been a victim of Franklin Templeton debt funds during covid and I do not trust Mutual funds houses or its manages as before.

Ans: Hello;

It is impossible to get 3 L per month with 3 Cr corpus in mutual funds, unless you are ready to deplete the corpus completely over 10-12 years.

Since you were impacted with Franklin Templeton debt funds issue earlier, I recommend you to buy an immediate annuity from a life insurance company for a sum of 2.8 Cr.

You may chose annuity for life with return of purchase price to your nominee.

It may yield you a post tax monthly income of around 1.1 L+.

After fulfilling your regular expenses you may begin a monthly sip of 10-15 K in any equity fund.

The corpus that this investment will generate over 10-15 years may be used to top-up annuity and hence monthly payouts to account for rise in the inflation.

You may keep balance 20 L corpus in savings account as emergency fund.

Although the Franklin Templeton debt fund issue was difficult for the unitholders of those funds, the alacrity and surgical precision with which SEBI handled that issue and ensured all investors get their money back was commendable.

We cannot control human behaviour but we have extremely robust system of checks and balances in regulation of our MF industry to safeguard investor interests at all costs even if some negative event occurs.

Seek help from a mutual fund distributor or an investment advisor for help, if required.

Best wishes;
X: @mars_invest

T S Khurana |266 Answers |Ask -Follow

Tax Expert - Answered on Dec 28, 2024

Asked by Anonymous - Dec 27, 2024Hindi

Money

Hello Sir My father in law wants to transfer his owned residential property to my wife's name. Apart from will what are the other ways through which he can transfer? And what would be the taxation component?

Ans: Besides Gift, he can transfer his property to his daughter, through transfer/sale deed. In many states like Punjab, property can be transferred within family, without payment of any Registration fee.
Income Tax is not involved in such transactions.
Most welcome for any further clarifications. Thanks.

Mayank Chandel |1954 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Dec 28, 2024

Asked by Anonymous - Dec 02, 2024Hindi

Career

I am a PCMB student .My neet score in my first attempt was 525 . I am preparing for my second attempt but am not sure if i want to pursue medicine or not. I am interested in science but equally interested in both the streams ( med & non med).

Ans: Hi
For now, you keep a complete focus on NEET. Let the second attempt result come, then we will discuss all the avenues available for you.

Mayank Chandel |1954 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Dec 28, 2024

Question by Y - Dec 27, 2024Hindi

Career

Dear Sir, I filled candidate name as (name-fathername-surname) in JEE main application. 10th marksheet it is name-surname. Is it create any problem during Josaa councelling? Same name affidavit is ok to resolved query during Josaa councelling?

Ans: Hi
There should not be any issue. If they ask for an explanation during counselling, you may be required to submit an affidavit.
Because in CBSE Student's Name & Surname are printed. While in State board NAME FATHER NAME SURNAME is printed.

Mayank Chandel |1954 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Dec 28, 2024

Question by Balaraju - Dec 22, 2024Hindi

Career

My daughter is preparing for jee mains, kcet also she is in class 12 Can she write NDA along with this? But she has -3.0D eyesight

Ans: Hi Balaraju
For NDA, the distant vision (corrected) should be 6/6 in the better and 6/9 in the worse. Myopia should not exceed 2.5 D, while Hypermetropia should not exceed 3.5 D, including Astigmatism. Binocular vision should be Grade III

Mayank Chandel |1954 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Dec 28, 2024

Asked by Anonymous - Dec 27, 2024Hindi

Career

Meri 12th 2021 main home science subjects se hui thi mtlb ki mere pas 12th main physics chemistry biology nhi tha but currently my question is ki main NIOS se physics chemistry biology science subjects se pass hu kya main NEET exam de skti hu pls mere questions ka answer dijiye ????

Ans: Hi
Yes you can appear NEET

Anu Krishna |1414 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Dec 28, 2024

Asked by Anonymous - Dec 27, 2024Hindi

Relationship

I live in a joint family with my brother and parents. I’ve been having a hard time managing my relationship with my bhabhi (sister-in-law). We live in the same house, and things have been tense lately. I’ve always tried to be polite and respectful, but there are constant little misunderstandings between us, and it’s starting to affect my peace of mind. We both want to keep things cordial for the family’s sake, but it feels like there’s always some tension whenever we interact. The problem is, I tend to get defensive whenever she says something I don’t agree with, and I know it’s only making things worse. I’m also trying to stay calm in front of everyone, but it’s hard not to let these small issues build up in my head. I really don’t want to keep feeling frustrated, but I don’t know how to change my approach. I love my brother and I want to improve the atmosphere at home and make sure I’m not letting these things affect me so much. Please help.

Ans: Dear Anonymous,
Joint family systems are filled with adventure and these things that you have brought up are part of that adventure.
Take things as they come and make sure you train yourself not to react...is this possible? YES, it is!
Let's say your Bhabhi accuses you of something, maybe your first reaction is to get defensive and explain or argue. Instead, what if you trained yourself to say: Okay, she's again accusing me of something; let's see what is the new thing that she has invented and let me have fun by simply listening.

This will ensure that your part of adventure gets playful and it will also enable you to respond rather than react. Now, does this happen overnight? NO, it requires a lot of mind training but start somewhere to get to someplace different.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

Anu Krishna |1414 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Dec 28, 2024

Question by LoneKnight - Dec 26, 2024Hindi

Relationship

Hi, I Am 26(M). I had an arranged marriage, my wife had a pre-marital affair which continued even after our engagement and for 9 months of marriage. According to my wife, she met him once and he wanted to have sex but my wife didn't do it. (The used to chat on Instagram). I found out today after 2 years of marriage. And we just had a baby. My wife asked me to use Instagram after we got engaged, but I refused because I was afraid it would have a bad effect on her. I don't even use it cause I know what can go wrong. When I caught her red-handed and saw the man's chats, I took her phone. And then I had read a little chat, then my wife came to me and said that she had to call our maid. I gave her the phone and she not only spoke on the phone but also deleted the chats with the guy. My eyes were closed when she spoke to maid on the phone. Cause I was so tired. Then I asked my wife to talk to him in front of me because I wanted to teach him a lesson and find his fiancée and tell her the truth. I'm very loyal to my wife. And she was my world. I've never had a girlfriend. I am open minded and I had asked my wife before the engagement, after the engagement on the phone and even after the marriage that if she had a past, I will accept it. My wife messaged him and he asked her talk on video call. The guy also knows that we have just had a baby who is not even 1 month old. I turned on the screen recording of the video call and gave it to my wife. In that screen recording, my wife texted the guy and told him to talk carefully cause I was sitting in front of her and then deleted the message with option of 'delete for you' on Instagram. This is how my wife cheated on me 2 times even after being caught. She told me that she loved me later on. And she took great care of me. She brought me out of depression. She did everything and I also loved her with all my heart and did everything for her. Right now she is saying I forgive her and she wants to live with me like before. She apologized a ton as well. But I don't know what to do at the moment. After so many lies, I can't trust her easily. She has a habit of lying in small things as well. I want to live with her, she was my support, my mother is not even there. when I was 12 years old... Now what do I do? Please kindly guide me!

Ans: Dear LoneKnight,
Yes, you feel like your trust has been broken. Is it easy to build back that trust? Yes and No...Yes, if you wish to...No, if you don't wish to...
If you go back in time and play the same story about how you wife was on Instagram and how she 'cheated' on you, there is no way that you can put your marriage back together.
How are you open-minded when an Instagram account causes you to fear what will happen? I can understand that you are a person with no past girlfriends but people do come with a past. Now, your wife could have shared her past with you, but most women seem to not want to for fear of reaction from the men like you have now. I can see that all this has hurt you, but if you want this marriage to work, you are going to have to drop all the past baggage, yours and your wife's and start afresh. Which means taking things for what it is NOW at face value without doubting it.
Can you do that? My suggestion would be: make an honest attempt at it. But warn yourself against going back in to the past otherwise there will be more mud throwing and no solution in sight.
Start new, Start afresh...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

Asked on - Dec 28, 2024 | Answered on Dec 28, 2024

Thanks You Very Much Ma'am For Your Answer. The Reason For Not Using Instagram Was Cause I Didn't Wanted To Look At Any Other Women Instead Of Her. My Intentions Were Pure. Also I Didn't wanted a thing which can spark of cheating so there will be no fire. I am open minded I told her I will accept it. Problem is that affair continued even after engagement and marriage (till 9 months of marriage) But today's condition is that i think she has lost interest. We have tradition inwhich wife goes to their home and stay for 2-3 months. Her mother has been so influential from beginning so am telling her to comeback. She is not ready to comeback even when I am sick. I told her to come back for at least 4-5 days so we can talk. I am afraid she will mindwash her. And I can see that. I have given the best possible time yet she is complaining that I don't give time. When I told her to come back she overeated that she will never go there and that. She wasn't like this. She was with me in my everything. I am so confused. I have forgiven & forgotten everything about the past still... What do you suggest ma'am???

Ans: Dear LoneKnight,
I have already made my suggestions in the initial response. Start afresh and wipe the slate clean. Rebuilding trust cannot happen overnight, so give the marriage a fair GO.
What you have shared again are problems and when you stay in that Zone, you will only be able to focus on problems. When there is an intention to solve the issue, the prerequisite is to move away from all the things that have gone wrong/bad and all the things that you think will go wrong/bad. That's the only way to solve problems. So my suggestions are still the same.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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