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Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jul 25, 2024

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
POOJA Question by POOJA on Jul 24, 2024Hindi
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Relationship

Mam my parents main concern is he is from lower caste that is the main question for them hoe could i choose someone from lower caste and we will not agree, i will talk to my parents day by day i hope they will agree. if you can gave me any ideas it will be really helpful . thank you mam

Ans: Dear anonymous,
I will say this again: Address whatever concerns they have whether it is about caste, religion, money...If it is about caste obviously it is a deep-rooted belief that cannot be changed easily. Don't fight it, but rather address it.
Maybe if over some time spend time with the boy and get to know him, they may change their opinion. But that may not happen, so be prepared for that as well.
It's only about making an attempt without really expecting the best outcome. Who knows it might turn out for the best...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Hi..I just saw your page and found this is the right page where I can get answer.. I am so confused and so my thoughts coming in my mind and noone in my life which I can tell. However, I found you hopefully you'll get my answer I want to marry with my partner but he is not earning as much and I'm also earning but we both started our career in 2023. And my parents wants I should get Marry with someone and he is searching. But I told my parents that I love someone but the issue is he is not from my caste that is not the big issue main issue is that my partner belongs from very nuclear family like his mother and sister is there and noone is there in his family and my parents also saying the boy is not earning a good salary and noone is there in his family how will you be happy and I don't think so he is good for you.. but my partner loves me so much he loves me till 6 years and he waited for me also. My question is that for getting a married is all this stuff matters ? My parents is arising so many questions somehow she denied..should I convince to my parents or they are saying right ??
Ans: The salary is not a problem, if he doesn’t have misplaced ego about his wife earning more than him; some men are broad-minded enough to even be proud of their wives earning more. Nor is caste; love has no fixed faith. But this nuclear family business is a red flag; I would strictly advice not living under the same roof with his mother and sister. There is bound to be friction. Then relations sour and your marriage gets strained. If he is willing to step out from under their shadow and live separately with you, and the money-making is not an issue for him, you’re making the right choice of partner. If either of the above is not realistic, I would suggest you stop trying to convince your parents and listen to what they have to say.

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Relationships Expert, Mind Coach - Answered on Jun 24, 2024

Asked by Anonymous - Jun 23, 2024Hindi
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Hi mam, I am in relationship with a guy who is from different caste. It's been three years but his family is not agreeing due to family status and intercaste. My family is ready as I am the eldest daughter of my family and unturned 30 this year. I have no time but he can't marry me without his parents concent. My family is searching a boy for my marriage. I can't marry with another guy. what shall I do to marry him to convince his family or what should he do his monther is so rigid. Please ???? support us what should we do? Two lives will be spoiled bcz of this. The only problem is upper and lower caste.
Ans: Navigating a relationship where cultural norms and family expectations conflict is challenging, but it's crucial to approach it with empathy and patience.
You're deeply committed to your partner despite the pressure from his family due to caste differences. While your family supports your marriage, his family, especially his mother, is firm in their opposition. You're also facing time constraints and societal pressure, making the situation urgent and stressful.
Your partner needs to have ongoing, respectful conversations with his parents, emphasizing your love and commitment. He should explain why you are the right person for him and how you positively impact his life. Understanding and addressing their specific concerns, whether they are about societal judgment or family honor, is crucial.
Sharing personal stories and demonstrating the depth of your bond can help his parents see beyond the caste issue. Highlighting your shared values and how you both support each other can make your relationship more relatable to them.
Seek help from a trusted family member or friend who can mediate and help his parents see the relationship from a new perspective. A respected family elder who has navigated similar challenges can also be influential.
Changing deep-seated beliefs takes time. Your partner should continue to gently and persistently show his parents that his happiness lies with you. Patience will be key as they may need time to adjust to the idea
Engage with support groups or counselors experienced in intercaste relationships. They can provide valuable advice and emotional support.
Discuss potential scenarios if his parents don’t approve. Consider whether options like elopement or giving them time to come around could work for both of you. These conversations should be open and honest to ensure mutual understanding.

Throughout this process, maintain strong communication and support each other emotionally. Navigating these challenges together will strengthen your bond and help you both find a path forward that honors your relationship and family ties.

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Asked by Anonymous - May 11, 2024Hindi
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Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

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