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Kanchan

Kanchan Rai  |606 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Mar 03, 2023

Kanchan Rai has 10 years of experience in therapy, nurturing soft skills and leadership coaching. She is the founder of the Let Us Talk Foundation, which offers mindfulness workshops to help people stay emotionally and mentally healthy.
Rai has a degree in leadership development and customer centricity from Harvard Business School, Boston. She is an internationally certified coach from the International Coaching Federation, a global organisation in professional coaching.... more
Rahul Question by Rahul on Feb 22, 2023Hindi
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Relationship

Hi Ma'am . Just to ask that if both husband and wife are working and earning equally.Should they also contribute equally in expenses

Ans: Hello Rahul,
The decision of how a couple divides their expenses should be based on their mutual agreement and individual financial circumstances. There is no one-size-fits-all answer to this question as every couple's situation is unique.

Some couples may choose to split expenses equally, while others may contribute according to their respective incomes or based on their individual financial responsibilities. Additionally, couples may decide to have one person handle the bills and expenses, while the other contributes in other ways such as household chores, childcare, or by saving for future expenses.

It is important for couples to have open and honest conversations about their finances and come up with a plan that works best for them. This may involve setting a budget, creating a joint bank account, or creating a system for tracking expenses.

Ultimately, what is most important is that both partners feel comfortable with the arrangement and that it is fair and equitable for both parties.

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Anu

Anu Krishna  |1622 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 13, 2024

Asked by Anonymous - Jun 12, 2024Hindi
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Relationship
Hi Anu, I'm married since 5 years now and having loving In-Laws who are financially very well to do. My husband and I earn very less as compared to my in-laws, with whom we stay. My husband is 37 years old and earns 47000 INR a month, out of which he saves 35000 INR (in-laws have told him not to spend on house expense, but instead save). The rest 12000 INR he has for himself. I am also working and all my earning is with me. The problem is that he usually ends up spending almost all of the 12K. This angers me as I feel he should focus on saving as much as possible from that. We have an understanding among us that the expense for enjoyment will be borne by me as his major chunk is being saved for "Our" future. Am I wrong to be upset with his spending?
Ans: Dear Anonymous,
Are you wrong to be upset?
NO and YES...
NO; as you feel wronged that you are the one spending on enjoyment, so where does he spend 12K?
YES; as you have not conveyed it to him or the two of you have not spoken about it earlier. Have you discussed that he must save the 12K?
So, the key to any solid marriage is COMMUNICATION...Communicating your needs, wants, desires, values and aligning them to make the marriage work looking at the larger picture.

Simply have a frank conversation. For all you know, he may just understand where you are coming from; BUT if he wants to spend SOME OF his hard earned money on himself his way, kindly let it be. It's the pride of a man to be able to earn and spend without asking for anyone's permission. Do respect that...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Samraat

Samraat Jadhav  |2344 Answers  |Ask -

Stock Market Expert - Answered on Jul 26, 2024

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Money
I do not own a house; living in heart of metro city for over 50 years; I am retired, and with no family or financial (loan/EMI) commitment. I do not prefer retirement or living assist pay home available for senior citizen where I may lose my independance and choice of my life. I have given declaration for donation of organs after my death; also I have declared donation of my body to medical college to save creamation expenses and procedure, by not disturbing the others Being a self dependant, I allocate my income, 20% for rent; 15% for food expenses 10% for medical emergency (I have no health issues, not even a diabetic and blood pressure) though my annual medical expenses is ZERO. 25% for travel/Trek (I fond of travelling and exposing to trekking spot like travelling to Himalayas - Rishikesh every year for the laslt 27 years) 15% for local conveyance (like petrol etc)5% for emergency; 5% for insurance premium commitments; 5% for others including donation and pooja etc. anything unutlised is for saving where I donot require to accumulate saving or investment , as it does not require for me to leave a legacy. Please advise, do I need to re-allocate the ratio; all the time we are asking for income and investment, and I am placing this question on expenditure. Though I can understand the expenditure pattern changes according to the taste of the people; and life style; we do not have thumb rule and I request you to kindly suggest if anything is missed out or re-allocate the percentage.
Ans: Thats a great and noble thing you are doing and happy to see that you take care of your health and give importance to fitness, kudos to you on this.
From the allocation side I would suggest you to keep changing your food allocation ratio as this is linked with Inflation you can change this from 15% to 20%. The leftover should go in savings.

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Nayagam P

Nayagam P P  |6399 Answers  |Ask -

Career Counsellor - Answered on Jun 16, 2025

Career
I have two options for my son. B.Tech ECE in Jaypee Noida and B.Tech ECE with Minor in Comp Sc. from VIT Vellore. Which should I prefer basis placement and academic quality?
Ans: Mukul Sir, Jaypee Institute of Information Technology, Noida offers B.Tech in Electronics & Communication Engineering with a 98% placement rate for ECE over the past three years, branch-specific offers at 98% participation by core recruiters, and a median package of ?6.50 LPA from 184 offers to 188 eligible students in 2024, while holding a NIRF Engineering rank of 101–150. VIT Vellore’s B.Tech ECE with a minor in Computer Science enrolls 480 students, achieves overall 68%–72% placement rates in EEE (similar branch metrics), and contributes to the university’s 95% average placements across all engineering disciplines, supported by 867 recruiters and median packages near ?9.90 LPA, with NIRF Engineering rank #11. Jaypee Noida’s focused core-branch recruitment and higher branch-wise participation offer strong ECE outcomes, whereas VIT Vellore provides broader academic depth through a minor, superior institutional ranking, and consistent overall placement density. Recommendation: Opt for Jaypee Noida ECE if prioritizing branch-specific placement strength and core electronics opportunities; choose VIT Vellore ECE with CSE minor for higher institutional ranking, wider recruiter pool, and interdisciplinary skill development. All the BEST for the Admission & a Prosperous Future!

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