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Anu

Anu Krishna  |1745 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 13, 2024

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Asked by Anonymous - Jun 12, 2024Hindi
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Relationship

Hi Anu, I'm married since 5 years now and having loving In-Laws who are financially very well to do. My husband and I earn very less as compared to my in-laws, with whom we stay. My husband is 37 years old and earns 47000 INR a month, out of which he saves 35000 INR (in-laws have told him not to spend on house expense, but instead save). The rest 12000 INR he has for himself. I am also working and all my earning is with me. The problem is that he usually ends up spending almost all of the 12K. This angers me as I feel he should focus on saving as much as possible from that. We have an understanding among us that the expense for enjoyment will be borne by me as his major chunk is being saved for "Our" future. Am I wrong to be upset with his spending?

Ans: Dear Anonymous,
Are you wrong to be upset?
NO and YES...
NO; as you feel wronged that you are the one spending on enjoyment, so where does he spend 12K?
YES; as you have not conveyed it to him or the two of you have not spoken about it earlier. Have you discussed that he must save the 12K?
So, the key to any solid marriage is COMMUNICATION...Communicating your needs, wants, desires, values and aligning them to make the marriage work looking at the larger picture.

Simply have a frank conversation. For all you know, he may just understand where you are coming from; BUT if he wants to spend SOME OF his hard earned money on himself his way, kindly let it be. It's the pride of a man to be able to earn and spend without asking for anyone's permission. Do respect that...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Anu

Anu Krishna  |1745 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 03, 2023

Asked by Anonymous - Jun 02, 2023Hindi
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Relationship
I am a 45 years old Indian living in the US for the past 10 years with the family. Despite having a steady job and a pay which typically is considered high, I end up spending more than my income. My wife also works full time with good pay as well but she thinks it's my responsibility to provide and she just saves all her money in her own accounts. We have multiple properties on both our names including cars but only I pay. I pay for groceries, bills, travel everything. On discussing about the expenses, which I have done multiple times so far, she says I should be ashamed to expect money from a woman. If this continues, I will reach retirement age kind of broke I feel. Also, I will spend sleepless nights thinking about finances until then. Please advice.
Ans: Dear Anonymous,
Like in any partnership, marriage is one such partnership where everything is usually shared. But I do know of couples, where they mutually agree that one partner takes care of the bills and the other education etc.
In your case, your wife has been saving up and you have been bleeding dry of your finances.
But why exactly are you spending more than your income? Financial mismanagement? Maybe that's why your wife is worried that it might happen to her portion of the income too?
Having said that, I guess your wife also needs to move past the belief that the Man is solely responsible for bringing money home. By that logic, she should never have worked, right?

Since she is working as well, she can contribute towards the family to the extent it can help but it is also imperative that as a woman she keeps some finances saved as a back-up for herself. It provides a good safety blanket for a woman since she possibly feels that you are spending more than what you earn.
It's up to you to bring about the subject without her feeling that you are out to spend all her money. So, you really need to start with managing your finances better...I am sure things will get better from thereon...

All the best!

..Read more

Ravi

Ravi Mittal  |676 Answers  |Ask -

Dating, Relationships Expert - Answered on May 22, 2024

Asked by Anonymous - May 22, 2024Hindi
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Relationship
I am a working women, i have to take care of my parents expenses and also take care of my expenses , i have a child 8 years old, my husband is not supporting me financially, he just spend most of his money for his wants, and no savings so far even after 15 years of marriage, how to make him understand about savings i have quarreled many times on this but no use, i feel like to go away from him, kindly suggest
Ans: Dear Anonymous,

I am very sorry about your situation. It sounds stressful and you have every right to be worried. Here are a few ways to sort this out:

The first and the most obvious one- communication. I am sure that you have communicated your concerns to your husband but let's give it another try and this time, make sure it's non-confrontational. For instance, just casually mention the financial burden that is on you without assigning any blame to him. Try "I" statements instead of "You." He might come to a realization that he needs to put in more effort to relieve you of your burdens. Try mentioning some shared goals that you won't achieve if you don't join your finances and share the responsibilities. Next, tell him that you both should start tracking your expenditures and set a budget at the beginning of every month. Try a more practical approach. Set up monthly deposit schemes that would automatically deduct the money from your accounts. Last but not least, seek support from a trusted family member or close friend. While they might not be able to give you any concrete solution, sharing your woes can make you feel lighter.

Best Wishes.

..Read more

Kanchan

Kanchan Rai  |645 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 02, 2024

Asked by Anonymous - Jun 02, 2024Hindi
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Relationship
Dear Anu, I am married for 28 yrs. Throughout my marriage, I have felt very insecure about money. I have always tried to be independent but my husband had discouraged it. So though I earned, it wasn't much. It was enough as my pocket money, or maybe a bit more. Then when I was 46yrs old, and my husband 60, he started saying that he could no longer earn and I had to support myself. At first I was shocked and devastated, but gradually i accepted and started working hard. He also started living separately and comes home for 2-3 days, every week. I have stopped needing him emotionally and financially. But he is very inconsistent with his finances, which brings back my earlier insecurity. Also he doesn't practice what he says. Suppose we plan something and I expect that to happen, but then I find he doesn't do it. I feel very cheated. For example, we decided to rent out our garage, and he said that I could pay the electricity bill of our house with that. But then , when we get a tenant, he takes away the money. This is just a small example. Many other , big things have happened . Because of this, I feel frustrated and very dissatisfied with the relationship. But outwardly, we are a happy family. I have a son of 27yrs also. I have tried talking to him about it, but he avoids it. Inspite of telling him time and again to find something to do he refuses it. His career was also very inconsistent, and a very long story. How do I deal with him? Should I leave? I don't want to. But I really don't know what to do.
Ans: I hear the deep frustration and sense of betrayal you're experiencing. Navigating a relationship where financial security and trust are consistently undermined is incredibly challenging, especially after 28 years of marriage. Your feelings are valid, and it’s important to address them thoughtfully.

Firstly, it’s crucial to recognize and validate your own strength and resilience. Despite the obstacles, you've managed to become self-reliant and support yourself financially. This is a significant achievement and speaks to your capability and determination.

Your husband's inconsistent behavior and financial unreliability are understandably distressing. It seems that his actions have repeatedly undermined your sense of security and trust, which are foundational to any relationship. The pattern of him not following through on agreed plans, such as the example of renting out the garage, erodes trust and contributes to your frustration.

Given that he avoids discussions about these issues, it might be helpful to approach the conversation differently. Choose a calm, neutral time to express your feelings clearly and directly, focusing on how his actions impact you emotionally and financially. Use “I” statements, such as “I feel insecure and frustrated when our financial agreements are not honored,” to avoid making him feel defensive.

If he continues to avoid these conversations, consider involving a neutral third party, such as a marriage counselor. A professional can facilitate healthier communication and help both of you understand each other's perspectives better.

However, it’s also essential to evaluate your own needs and boundaries. Reflect on what you need to feel secure and fulfilled in the relationship. If these needs continue to be unmet despite your efforts to communicate and resolve the issues, you might need to consider more significant changes.

Leaving a long-term marriage is a profound decision and one that requires careful thought. You’ve mentioned that you don’t want to leave, and it’s important to explore all avenues before making such a decision. However, your well-being and happiness are paramount.

If your husband remains unwilling to change or address your concerns, you may need to create boundaries that protect your financial and emotional health. This could involve having separate finances or setting clear terms for financial decisions and responsibilities.

Ultimately, the goal is to ensure that you feel secure, respected, and valued in your relationship. It's a challenging path, but with clear communication, professional support, and self-reflection, you can navigate this difficult situation and find a resolution that honors your needs and well-being.

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Anu

Anu Krishna  |1745 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 28, 2024

Asked by Anonymous - Sep 18, 2024Hindi
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Relationship
Hi I am married for 2 years. My husband and FIL runs a business. My MIL is a retird HM from govt school. I am married to a lovable family. I am for ever grateful to my inlaws. We stay together and i have one SIL. All of the expenses and invesments are made by my husband. We have a 1yr daughter. Till date me and my husband had no financial communication. He gets whatever i what but we dont discuss how much income he has got and what he does. Also i dont know what my inlaws income and what they do and i dont want to interfere in it. Its none of my business. Its me who asks my husband to let me know our financial status. Sometimes he say but its not a regular financial discussion. I came to know that he is investing in lic policies for all of them. 50% spending 50%investmnts. Ofcourse my inlaws share some amount but major expenses and all major investments are from my husbands income. I expect him to let me know the financial status so that i can also have a knowledge on it but he never opens up and but he always gets me want i want. I had never asked him like wht are you spending for your mom dad sis when they are still independant.I never questioned him and i will not. Its our duty to look after parents without any expectation. i promised him that i will not be a hurdle in this. But recently he gave huge amount to my inlaws and he dint even tell me. I felt upset when I got to know it later. It had happend many times.The thing that made me sad is that my husband dint even consider me in this. Like after giving also he dint utter a word to me. i I would have not said dont give. I would have felt happy only. Because he is giving to his parents only. But my concern is he is not sharing his financial commitments with me. Is it ok for me to expect that he should share his financial status with me so that we can plan our future or am i wrong? When my inlaws questions me about finance that something he did to them i am like when iam unware of it. Its embrassing. I feel that a couple should have a financial communication without discrepancy. But my husband does not do it intentionally. He always says he forgot. But i think that a couple should spend time having a healthy talk about their own commitments and investments. Marriage is not always about fantacy, shopping, romance, relaxing cooking playin work etc... there should be some serious talks discussions right which will pave way for a healthy relationship growth understanding and a better future and healthy finacially stablev family let me know whether i am wrong or right. And also is it ok to talk to my husband to let my inlaws share his burden financially as they are financially independent too ( atleast their lics they can invest) not sure to discuss this. But i feel my husband is over burdened. Btw iam a homemaker
Ans: Dear Anonymous,
There's nothing wrong in you wanting transparency when it comes to the family's finances. But the way it has been right from the beginning of your marriage, is that you did not ask and you were not told.
So, suddenly when you have expressed an interest in knowing and participating, your husband has not understood this. Be clear when you discuss with him that you wish to talk about it not to deter him from anything but to actually support him in whatever he does. He also is perhaps used to taking financial decisions all by himself and continues to do so...So, if something has changed within you, express it and allow him the time to change as well...

In your words: But i think that a couple should spend time having a healthy talk about their own commitments and investments.

Yes, but if it was this way right from the time when you two married, it would not be an issue. Your want now is not wrong, but has changed from what it sued to be...so, express, let him reflect on it and then have a healthy debate/discussion on it.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

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Dr Dipankar

Dr Dipankar Dutta  |1837 Answers  |Ask -

Tech Careers and Skill Development Expert - Answered on Dec 05, 2025

Career
Dear Sir, I did my BTech from a normal engineering college not very famous. The teaching was not great and hence i did not study well. I tried my best to learn coding including all the technologies like html,css,javascript,react js,dba,php because i wanted to be a web developer But nothing seem to enter my head except html and css. I don't understand a language which has more complexities. Is it because of my lack of experience or not devoting enough time. I am not sure. I did many courses online and tried to do diplomas also abroad which i passed somehow. I recently joined android development course because i like apps but the teaching was so fast that i could not memorize anything. There was no time to even take notes down. During the course i did assignments and understood the code because i have to pass but after the course is over i tend to forget everything. I attempted a lot of interviews. Some of them i even got but could not perform well so they let me go. Now due to the AI booming and job markets in a bad shape i am re-thinking whether to keep studying or whether its just time waste. Since 3 years i am doing labour type of jobs which does not yield anything to me for survival and to pay my expenses. I have the quest to learn everything but as soon as i sit in front of the computer i listen to music or read something else. What should i do to stay more focused? What should i do to make myself believe confident. Is there still scope of IT in todays world? Kindly advise.
Ans: Your story does not show failure.
It shows persistence, effort, and desire to improve.

Most people give up.
You didn’t.
That means you will succeed — but with the right method, not the old one.

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Ravi

Ravi Mittal  |676 Answers  |Ask -

Dating, Relationships Expert - Answered on Dec 04, 2025

Asked by Anonymous - Dec 02, 2025Hindi
Relationship
My married ex still texts me for comfort. Because of him, I am unable to move on. He makes me feel guilty by saying he got married out of family pressure. His dad is a cardiac patient and mom is being treated for cancer. He comforts me by saying he will get separated soon and we will get married because he only loves me. We have been in a relationship for 14 years and despite everything we tried, his parents refused to accept me, so he chose to get married to someone who understands our situation. I don't know when he will separate from his wife. She knows about us too but she comes from a traditional family. She also confirmed there is no physical intimacy between them. I trust him, but is it worth losing my youth for him? Honestly, I am worried and very confused.
Ans: Dear Anonymous,
I understand how difficult it is to let go of a relationship you have built from scratch, but is it really how you want to continue? It really seems to be going nowhere. His parents are already in bad health and he married someone else for their happiness. Does it seem like he will be able to leave her? So many people’s happiness and lives depend on this one decision. I think it’s about time you and your BF have a clear conversation about the same. If he can’t give a proper timeline, please try to understand his situation. But also make sure he understands yours and maybe rethink this equation. It really isn’t healthy. You deserve a love you can have wholly, and not just in pieces, and in the shadows.

Hope this helps

...Read more

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