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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 06, 2021

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
BD Question by BD on Sep 06, 2021Hindi
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Relationship

I lost my father on 30 April 2021 due to Covid-19.

Now, Lockdown is lifted not a single relative visited our home, but they are visiting else where places for recreation.

My father has attended every single marriage and funeral of relatives.

My mind always gets upset on it.

Ans: Dear B, I am sorry for your loss.

But does it help thinking of what your relatives should have done or what they should be doing now or not?

You can’t control what others do; but you can certainly manage how you want to react/respond to what they have done.

They don’t seem upset over it, why are you driving up yourself the wrong alley and feeling upset?

Certainly your dear father wouldn’t want you obsessing over this especially when it’s about him.

Did it occur to you that these relatives might have had their reasons for not visiting your home.

Instead of plaguing yourself with these thoughts, please move on…it brings you peace of mind.

There’s much to look forward to by celebrating your father’s time on Earth. Reminiscing your time with him, will bring in a warm feeling that will help you be in a better mind space.

Be at peace always.

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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 12, 2021

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Relationship
I am unable to overcome the guilt and grief of losing my father due to Covid since a year now. My guilt and grief is only increasing daily. I feel suicidal everyday almost most of the time. I have a younger brother, younger sister and mom. I am only alive, but I am ready to die any moment. Just holding on somehow because I am worried about my family. What should I do as I only feel deep sadness and guilt and I am unable to work and support my family.
Ans: Dear S, your grief is personal to you and I can only imagine what you must be going through.

Loved ones leave us to grieve after them and we only go deeper into that well of grief.

But I want you ask yourself this: Will my father be happy to see me this way?

Is this why he raised me to see me in grief?

Is my family happy seeing me like this?

Can I do anything to get myself to a better state of mind?

Suicide is never ever an option.

Every life must be celebrated just like you celebrated your father’s life when he was with you.

Continue in that; celebrate him, relive memories with him and talk to people about what a wonderful human he was.

Pass on his values that rest in you and your siblings to whoever you meet and that will help you remember him for all the beautiful things that he brought into your lives.

Call for a family gathering and each of you talk about him fondly and how he added value in your lives.

Celebrate people when they live and celebrate their memories when they leave you.

Grieve but don't ever give up. Your father would want to see you move on and live and thrive.

Happy rebirthing to you.

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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 27, 2021

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Relationship
I lost my younger brother to Covid in August 2020. It’s been a year but I am stuck in a time frame which says 1st August 2020, the day my brother died. I haven’t been able to forgive my sister in law for not calling me on time. She called me hour before his death! By the time I reached , I only could see my brothers face for few seconds one last time. As I am writing thing I can’t stop my tears. I tried talking to therapist but it’s not helping. Can you help me?
Ans: Dear S, I am so sorry for your loss and can only imagine what you are going through at this point in time.

It’s unfortunate that you couldn’t spend time or be there earlier to be with him in his final hours.

Also, it’s natural to direct that anger and disappointment towards someone as that’s the way most of us deal with emotions; externalise it and it starts to become bigger and bitter.

Instead, why not, ask yourself: ‘As his wife, what must she be going through?’ Her loss is indeed huge as well!

She has lost her life partner as much as you have lost your brother.

Again, ask yourself, ‘What must have happened that she was unable to call me on time?’ Maybe, she didn’t want to bother anyone especially the way we have been in and out of lockdowns, she might have been sensitive to that.

Like I mentioned, it is simple to place blame on people to cope with grief; but I am sure your brother would not have wanted that. Be the bigger person, permit yourself to…as hard as it is…

This is the time that the family must come together and support one another.

It’s been a year and you have been carrying this seed of poisonous thought within you that will slowly eat your peace of mind and create havoc within the familial relationships.

Do give her the benefit of doubt, if you want to start with it.

Of course, whatever I say here doesn’t matter as it has to come from within you and only you can change the way you feel at this very moment.

Do you want feel sad all your life carrying this animosity OR do you want to forgive and foster positive bonds? Family is meant to stick together no matter what!
Be at peace and may you choose wisely.

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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 18, 2023

Asked by Anonymous - Apr 27, 2023Hindi
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Relationship
I am 42 year old married woman. I was attached to my father very much. I lost him suddenly in 2021 by covid. He was fit and fine. I never thought he could left us like this. I feel very lonely , empty & completely of no desire for anything in life. I feel guilty and bad that the way my father struggled alone in ICU ward in his final days & we could not do anything for him. No one could met him & even saw him. I could not hugged him & even touched his body to say to goodbye in crematorium. Life got completely changed for me now. I am doing a job in which I working for very long time but not getting noticed or promoted so I feel sidelined by my seniors. I feel no use to work there or even anywhere now. I feel mentally I am tired to handle any pressure now. I am thinking to quit it to get some mental peace but not sure what I will do in free time. I have few marriage issues also & don't have any kids. I want to spend time alone & not even with my husband. Now I just want to live my life peacefully & happily without expecting anything from anyone. Tell me if I am correct or need to improve my way of thinking.
Ans: Dear Anonymous,
I am truly very sorry for your loss. It might have been very difficult at not having that closure right at the end to process your loss your way. I can only imagine what you must be going through even now.

This heavy heartedness has most likely caused you to lose interest in many things in life including your work life. Even things that were simple to handle might have become too much to deal with. You need to heal by grieving and slowly going into acceptance. Is this hard? Oh yes, but with the help of someone who specializes in grief counselling and therapy, you can heal through this. This doesn't mean that you have to forget your father; it only means you process what has happened to transition into a better mind space. This will help you get a grip over your life for what it is now and like all of us, you deserve to be happy and at peace. Do consider this option and see an expert; it will really help you...

All the best and do know that this too shall Pass!

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Kanchan

Kanchan Rai  |407 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 24, 2024

Asked by Anonymous - Nov 24, 2024Hindi
Relationship
How can an elder man attract young women
Ans: Attracting someone, regardless of age, begins with authenticity and mutual respect. If an older man is interested in forming a connection with a younger woman, it’s important to focus on qualities that foster meaningful relationships. Younger women are often drawn to the stability, confidence, and life experience that an older man can bring to the table, but the key lies in presenting these qualities without pretense or arrogance.

Confidence rooted in self-awareness and emotional maturity can be particularly appealing. This doesn’t mean showing off achievements or wealth, but rather displaying a genuine sense of self and clarity about what you want in life. Emotional maturity—expressed through kindness, patience, and good communication—creates a safe and engaging space for meaningful interactions.

Equally important is the ability to connect on a deeper level. Shared interests, respect for her individuality, and a willingness to engage with her worldview go a long way. Relationships thrive when both individuals feel valued and heard. An older man should approach a younger woman with curiosity about her experiences and aspirations, while also offering his perspective in a way that enriches the connection rather than dominating it.

It’s also crucial to approach such a dynamic with an understanding of potential societal perceptions. While age-gap relationships are increasingly accepted, they often come with assumptions or judgments. The foundation of a strong relationship in this context lies in ensuring that the connection feels equal, mutually respectful, and free of power imbalances.

Finally, maintaining physical and emotional health contributes to overall attractiveness. When a man prioritizes his wellbeing, it not only enhances his confidence but also signals that he values himself and his relationships. Attraction in any relationship is multifaceted, involving both external qualities and the inner richness of character.

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Kanchan

Kanchan Rai  |407 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 24, 2024

Asked by Anonymous - Nov 22, 2024
Relationship
I was in a relationship with a boy(he is 35 yrs old man, and a lawyer but not practising in a court, he had a lot of relationship during our relationship and after break up , He had changed 4, 5 women or used them physically) for 3 years. It has been three-four months. We are not in a relationship. We have broken up. I told him to delete our personal pics and videos. He is not deleting them and is not blackmailing me either. I told him that since we don't want to be together, we don't have a future together, then delete them. He is not deleting them and is not blackmailing me either and I want him to delete them. Who knows what will come to his mind in the future and what will happen. If we don't continue, he has no right to Keep the pics in your mobile, whatever video is personal to us, don't delete it and don't blackmail me either. I am not able to understand what should I tell him, although I have requested him a lot to delete it but he is not doing it either, He told me that I have kept ur pics and videos So that I cannot complain against him in future. so what should I do, please guide me. I know I had made a huge mistake to love him and gave him right to keep personal pics or videos..
Ans: At this point, it’s essential to protect your emotional and mental health while addressing this issue. You might consider seeking support from someone you trust, such as a close friend or family member, to share this burden. Talking to someone who knows you and your situation can provide comfort and practical guidance.

If he continues to refuse, you may need to explore your legal options. Many countries have laws that protect individuals from having private photos or videos kept or shared without their consent. Taking this step might feel daunting, but it could give you a sense of empowerment and security. It’s not about revenge or escalation; it’s about protecting yourself and asserting your right to move forward without this hanging over you.

On an emotional level, remind yourself that you are not defined by this relationship or the choices you made while in it. You trusted someone who didn’t honor that trust, but this doesn’t diminish your value or strength. It’s natural to feel regret, but you deserve compassion from yourself as you work through this.

You’re not alone in this, and it’s okay to seek help—whether that’s legal advice, emotional support from loved ones, or even professional counseling to navigate the stress and anxiety this situation might be causing. The most important thing now is to take steps that protect your peace of mind and ensure your future isn’t weighed down by his actions.

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Milind

Milind Vadjikar  |687 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Nov 24, 2024

Asked by Anonymous - Nov 23, 2024Hindi
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Money
Hello Team, Hi Dev Sir, I am 43 years old employed. Here are my financial stats: Loan - 35 lacs Saving- 27 lacs 1 house bought in 2009 at rent (14000/month) and valued at 60 lacs Another house which I live is valued at 90 lacs Monthly income after tax - 2.5 lac Monthly expenses- 1 lac PF/gratuity - 16 lacs MF - 2 lacs NPS - 4 lacs What are my options to retire after 5 yrs with good corpus?
Ans: Hello;

What is your monthly contribution to EPF, NPS and MFs?

Please clarify so as to advise you suitably.

Thanks;

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Nayagam P

Nayagam P P  |3918 Answers  |Ask -

Career Counsellor - Answered on Nov 24, 2024

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Career
Sir i am currently in class 11 th and i just want to prepare for jee mains and advanced 2026 exam so give me some roadmap to achieve and also guide me for computer science
Ans: Shreya, I trust that you have already enrolled in a coaching center, whether it be online or in person, and have finished your eleventh syllabus. (1) If you have not yet created your own short-notes for the 11th syllabus that has been completed, prepare it and continue to revise them every three days until 2026, even after you have commenced studying the 12th syllabus in December 2024. (2) Review the questions that you have incorrectly answered or skipped in mock tests conducted by your Coaching Center and/or practiced independently. (3) In order to increase your rank/percentile by targeting computer science at a reputable college/institute, prioritize mathematics (although all three subjects are equally important). (4) You should be thorough with NCERT books, particularly those pertaining to chemistry, in conjunction with the materials provided by your coaching institute. (5) Have 1-2 reference books for each subject. Not exceeding two. (6) Review the questions that were incorrectly answered or skipped in your mock and practice exams and retake the test. It is advisable to maintain a distinct note-book for these types of questions, which should include answers and elucidating notes, in order to review them repeatedly for all three subjects. (7) Download the SYLLABUS of JEE Main 2025 (available on Google by searching for "JEE Main Information Bulletin") and print it out, as there will be no significant changes to the syllabus in 2026. Maintain it on your study table and continue to update the 11th syllabus chapters and concepts that you have covered to date by marking them with a checkmark. This will boost your confidence if you continue to update the same till November 2025. (8) A slight difference in Syllabus might be visible when you acquire the 2026 JEE Main / JEE Advanced Syllabus. The same can be resolved within 15 days to one month in 2025-26. (9) Increase your productivity by studying for 45 minutes to 1 hour, taking a 10-minute break, and then continuing for 45 minutes. (10) Take a 2-3 minute break every 45 minutes while practicing questions, whether offline or online. This break should consist of closing your eyes and taking long breaths to enhance your concentration and mental capacity. (11) Additionally, it is recommended that you acquire the 20-40 PREVIOUS years question paper book of JEE (Main & Advanced) from Amazon. Arihant's, Disha's, or MTG's publications are recommended. Once you have finished reading a chapter, practice and complete it to determine the extent to which you have comprehended the concepts and to identify areas that require improvement. (12) By October 2025, ensure that you have reviewed significantly more than 90% of the previous years questions. Your confidence will be further bolstered by this. (13) After the mock test is completed at your coaching center, clarify all incorrectly answered or ignored questions and continue to revise and practice them, as these types of questions will significantly disrupt your performance in the actual JEE. (14) If you are a regular school student, inquire with your class teacher about the minimum attendance requirement as outlined in the Board's regulations (State, CBSE, ICSE, etc.). Utilize the remaining 15% by taking time off and preparing for your JEE, if only 85% attendance is required. (15) THE MOST IMPORTANT Value Added Suggestion: Rather than solely relying on JEE, please participate in 5-7 entrance exams/counseling process with a JEE score for getting admission into any one of the private engineering colleges to have a variety of options to select the most suitable one. All the BEST for Your Prosperous Future.

To know more on ‘ Careers | Education | Jobs’, ask / follow Us here in RediffGURUS.

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Radheshyam

Radheshyam Zanwar  |1062 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Nov 23, 2024

Asked by Anonymous - Nov 23, 2024Hindi
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Career
My son graduated BE CSC with 8.9 CGP was offered a job as system engineer inTCS in April when he was in his 8th semister. Till November 23 he didn't get the on boarding letter, in the meantime whe appeared in two' exams under same offer. Advice what has been going on.
Ans: Hello.
Whatever you are saying is just shocking. The track record of TCS is not like that, as you described in your question. It would be better to contact TCS again and ask them when they will give on boarding letter. It is not clear from your query whether your son had done some correspondence with TCS or not related to the job offered. It is also not clear which two exams he appeared in. If not selected in a campus interview, searching for a job might be tedious but not so difficult. Ask your son to post a strong resume on the LinkedIn portal and remain in touch with his seniors. Please visit the websites of renowned companies daily to search for vacancies. There are many job-offering portals where he can register his name. Please ask the college placement division for any placement opportunities.
Wishing the best of luck for his bright future.

If satisfied, please like and follow me.
If dissatisfied with the reply, please ask again without hesitation.
Thanks.

Radheshyam

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T S Khurana

T S Khurana   |197 Answers  |Ask -

Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
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Money
Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

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