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Kanchan

Kanchan Rai  |169 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Mar 15, 2024

Kanchan Rai has 10 years of experience in therapy, nurturing soft skills and leadership coaching. She is the founder of the Let Us Talk Foundation, which offers mindfulness workshops to help people stay emotionally and mentally healthy.
Rai has a degree in leadership development and customer centricity from Harvard Business School, Boston. She is an internationally certified coach from the International Coaching Federation, a global organisation in professional coaching.... more
Asked by Anonymous - Mar 07, 2024Hindi
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Relationship

iam crying simply simply iam getting negetive thoughts.what is my problem who can I quire.

Ans: Try to pinpoint what is triggering these negative thoughts. Is it a specific event, situation, or something else? Understanding the source can help you address it more effectively.Reach out to a trusted friend, family member, or a mental health professional. Sometimes, just talking about what you're going through can provide relief and perspective. Take care of your physical and emotional needs. This could include getting enough sleep, eating nutritious food, exercising regularly, and engaging in activities that bring you joy or relaxation.If your negative thoughts persist or interfere with your daily life, consider reaching out to a therapist, counselor, or psychologist. They can provide you with tools and strategies to manage your thoughts and emotions effectively.

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Anu

Anu Krishna  |825 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 20, 2021

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Relationship
My name is Gatima, I’m 36 years old and a housewife. I’m married from past 10 years and it was a love marriage. I was bought up in metro cities like Delhi and Mumbai. I married to a guy from Goa and a shipy (merchant navy). I was working when I got married but I left immediately because I wanted to sail with my husband, initial years were good. I have one boy who is 5 now . We used to fight all d time but initially we used to understand each other and patch up fast , but from last one year our fights increased so much and we stop talking for even months. My husband has lots of complaints from me and always blames me for every fight. I’m feeling so guilty. I always curse myself and ask God why he made me so bad person. Whenever we fight, all other family members cut off communication with me. Although I am surrounded by so many I’m alone. I cry most of time but now my eyes have dried and there are no tears. I hate myself and my life. I cannot face the mirror for days bcoz I hate myself. I am living for my 5 year old son. But I’m very depressed and have PCOD . I don’t get sleep plus I get migraine attacks.
Ans: Dear GN, The past year has been different for different people; marriages have been rebuilt, new marriages have taken place, divorces have happened…relationships have gone through a huge transitions, in short.

Of course, not to undermine what you are experiencing right now!

Conflicts, arguments, debates are common in a marriage…but they can be worked upon as long as both of you want the same thing and want to stick around in the marriage.

What according to you has changed now when you say that things used to easily resolve earlier and now that doesn’t happen? What has caused this?

When you say, he complains and blames you, how does he do that? Does he actually say it aloud or are you interpreting it?

These questions get you closer to the truth of the matter at hand.

It takes two people to create a conflict, of course the phase of life or whatever the phase he is in, maybe he finds it convenient to blame you.

So why do play the role of the victim when you are not actually one?

And Yes, he may not be justified in what he is doing and throwing it all on you. But if simply being in this pool of misery has achieved anything, it has made you a victim…

If you want to feel better or change something about this situation, wake up NOW…do something, do anything; support or no support from anyone!

A small change in the way you perceive things and act for yourself can change your physical well-being as well.

PCOS/Migraine can be an indirect result of the anxiety and stress that you are carrying inside you.

Start focusing on what you are eating and if you are exercising enough…these can help a great deal in keeping PCOS/Migraine under control.

What you think is what you become…so keep your son also in mind and get yourself out of this misery or find an expert who can help you. You want this for yourself and your son, don’t you?

My best wishes are with you!

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Moneywize

Moneywize   |98 Answers  |Ask -

Financial Planner - Answered on Apr 28, 2024

Asked by Anonymous - Apr 27, 2024Hindi
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I want to purchase auto insurance for my Maruti Ertiga which I purchased two years ago. Which auto insurance policy will best look after my interests in the event of an accident which could lead to fatalities or lead me permanently disabled? I want to choose an auto insurance policy that will take care of hospitalisation as well as permanent disability.
Ans: In the unfortunate event of an accident with your Maruti Ertiga, a comprehensive car insurance policy will best serve your interests. Here's why:

Comprehensive Coverage:

• Third-party Liability: This is mandatory by law and covers any injuries or property damage caused to a third party due to an accident involving your car.
• Own Damage Cover: This protects your Maruti Ertiga from damages caused by accidents, theft, fire, natural calamities, etc.

Additional Coverage for Permanent Disability and Hospitalisation:

• Personal Accident (PA) Cover for Owner-Driver and Passengers: This add-on provides a lump sum payout in case of death or permanent disability due to an accident. You can extend this cover to include your passengers as well.
• Medical Expenses Cover: This add-on reimburses hospitalisation expenses incurred due to injuries sustained in an accident.

Here's what to consider when choosing an insurance provider:

• Claim Settlement Ratio (CSR): Look for insurers with a high CSR, which indicates a good record of settling claims promptly.
• Network Garages: Opt for an insurer with a wide network of cashless garages for repairs to ensure a hassle-free experience.
• Customer Service: Choose a company known for providing prompt and helpful customer service.

Popular Car Insurance Providers in India:

• Acko General Insurance
• HDFC Ergo
• The Oriental Insurance Company
• National Insurance Company
• Bajaj Allianz General Insurance

Researching and Comparing Policies

• Use online insurance aggregator websites to compare quotes from different providers. These websites allow you to input details about your Maruti Ertiga, your driving history, and desired coverage options. They will then provide you with quotes from various insurers, allowing you to compare prices and features.

Consulting a Financial Advisor

• Consider consulting a financial advisor who can help you assess your specific needs and recommend the most suitable car insurance policy for your Maruti Ertiga.
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