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Anu

Anu Krishna  |839 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 05, 2022

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
VT Question by VT on Aug 05, 2022Hindi
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Relationship

Hello Anu ji, It's been 2.5 years since my wedding but my woes are never ending.
My husband is unable to manage his father who continues to dominate our life. He is bad tempered and extremely patriarchal.
He keeps shouting at the drop of a hat and has damaged my husband's relationship with my parents and sisters.
He keeps forcing me to leave my job and get pregnant. His behaviour is abominable and is causing me lot of stress.
He has to have a say in everything and doesn't allow us any freedom.
Even after seeing everything my husband refuses to accept his parents’ mistakes and continues to be fearful of his father.
Please advise me how to turn the tables and win over my husband. We keep fighting every time because of his father.

Ans:

Dear VT,

Constant interference can be very messy in a marriage.

If you had a friend facing a similar situation, what would you tell her to do? Grin and bear it OR do something useful like asking someone he hasn’t burned bridges with to talk some sense into him?

By the way, what is the reason he behaves the way that he does?

Is it insecurity because he thinks he is losing his son or is he financially supporting you and your husband? Surely there’s something that is making him be the person that you described.

It will help to understand that as well, so that you are not overlooking any emotional challenges that he is facing and projecting it onto your marriage.

Whatever it is, it's time to allow someone into this and have that person talk to him and bring things to a place where father, son and you can actually talk about how things are in the marriage.

Please start this now…

All the best!

 

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Anu

Anu Krishna  |839 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 14, 2021

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Relationship
Dear mam, I am married for 14 yrs. Love marriage. I used to work earlier but quit because my husband was earning well and he said he will take care of me and my son. We used to be a happy couple but during the lockdown my mother-in-law and sister-in-law decided to move in with us. Slowly they started creating issues between my husband and me often badmouthing my behaviour or complaining about me. I was unaware about it until recently when we had a big fight. That’s when I realised that they have been planning to drive me out of the house and get him married to someone else whom they can manipulate. It’s been over a year now that my husband is not even talking to me properly. I went and stayed with my parents for some time but even they feel I am a burden and should adjust and accommodate instead of giving them reasons to fight. They don’t understand that all this is politics. Now my husband is talking to some girl whom I don’t like. That is causing more problems and fights between us. Anything I say is used against me now. Please help me mam. What to do?
Ans: Dear R, why did they start to create issues between you and your husband?

What led to this? It rarely happens that people go after people with no reason.

Did you have any reservations about them coming and staying over?

Did you express it in some form to them? (Ask these to yourself so that you know that any act on your part did not lead to this situation. Of course, nothing justifies their plotting to get their son married behind your back).

If the answer to this is NO, then it's time to confront your husband, get a mediator and put things on the table.

What does he want? What do you want?

Do you both want to continue in this marriage?

What are his responsibilities towards your son?

These need to be addressed without anymore delay. Being in a limbo state is not fun as it keeps you guessing and the uncertainty can cause a lot of stress.

Also, kindly sensitise your parents towards what you are going through, so that support you in this time of need.

Act NOW and whatever you decide, put yourself first and take care of you emotional state of mind.

Best wishes!

..Read more

Anu

Anu Krishna  |839 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 19, 2022

Relationship
 Hello mam,(I want to remain anonymous )I want to ask regarding my relationship with my husband.We got married in 2013 and after a month and so...He started saying I shouldn't mingle with Muslim friends who were my colleagues in my office. I told him they are good people and we've never had such kind of differences. But he got angry and from here one by one he started picking fights for each and everything. Since we are newly weds, I asked if we can explore new nearby(one day trip)places during the weekend, which he didn't do. My parents lived nearby and since we used to stay at home they'd call us on weekends for lunch or dinner. He started fighting for that also. He also started body shaming me saying I have gained weight (and everyone in his home are commenting about my weight). I had only gained 3 kgs after my marriage.He said I have relationships with colleagues even after my engagement, which was not the case. Later he said I shouldn't go out for lunch meetings arranged by the company for the whole team. He said I'm wasting time in the company and there is no bright future. I tried to find a job outside but I couldn't cope up with the demeaning and exhausting behaviour in the house and non-stop workload in the office. I agree I was a bit lazy to find a new job but I couldn't do it. In 2015 I left the job and was jobless for 2 months (this happened drastically after a big fight in his hometown that too for trivial reasons). During these two months he made my life a living hell. He would fight for the smallest of things. I had to take care of the house, his younger brother and sister. There were times when we fought because I took care more of his siblings and not him (I used to wonder why he is being hostile when taking care of his family).In 2016 we started our family planning and by God's grace we had baby in 2017. Even when I was pregnant he used to pressurize me to ask my mom to come and take care of me but my mom used to work in a different city and I was thoroughly taken care by my granny and my father. He had problems with that as well. When he started fighting for this matter, I asked him to bring his mother (I knew it was not possible because it's difficult to leave the home and come take care of me) but he kept on saying weird things and insulting my mother saying she is dominating, irresponsible.After having the baby he left me in his hometown for 1 whole year saying that till I prepare myself for the interview and find a new job he will not live with me. I kept begging him, fought with him and even tried to commit suicide because I didn't want to live there anymore after 8 months. I just wanted to come back and have my family which he denied saying he has financial problems. Ultimately I had to pressurise my parents to intervene and take me and my child to their home.Whenever he felt like seeing his daughter he used to come. Otherwise he totally ignored us. My parents and I begged him to come home and stay but he refused (we had a tight financial situation so we couldn't afford a house). My father arranged a small home without any amenities to keep his house's unwanted things. My husband said he will stay there and not in my parents’ house for which I objected. Yet he stayed there for almost 6 months. Later I found a job and moved to a new house.When the pandemic hit I lost my beloved father and my job. I could have saved him but my husband did not allow me to go to my parents place even after explaining to him the situation that my parents are facing. My father did not die of Covid but due to medical negligence. He wanted me to cook and take care of his family in his hometown.He suggested my mother and brother to take leave of two months and sort out all the legal activities which they couldn't. My brother had to leave for his job overseas and mother back to her job. She used to come every three weeks and ask for my help to get things done. He got angry for that and kept on blaming me that I only take care of my family and not him. After my father's death he started insulting my mother. He even made his father to call my mom and talk cheap with her and my brother.Fast forward to now, we have been fighting non-stop and every week there will be a fight, name calling, vulgar words exchanged. He stops talking to me for months together and there has hardly been any physical or emotional intimacy. Even after I confess, cajole and plead with him to sort out our family, he agrees momentarily and again within a week there will be a new topic to fight on in such a way it goes to extremes.This roller coaster ride -- the fights in our relationship -- has affected my child immensely and sometimes for the sake of the child we plan not to divorce each other. But I'm guilty that I'm not providing my child a healthy environment. That I'm not a good wife. I'm confused whether I should continue in this relationship or quit it for the betterment of the three of us because I cannot take this emotional abuse and have my child watching me cry non-stop. Please guide me if my husband will change in future. Should I try counselling or do I divorce him? Because whenever I keep my hopes positive, he goes back to his old ways.
Ans:

Dear VS,

You are married to a man who gets his self-esteem and validation by showing you in poor light, exercises control by telling you who your professional/social circle should be, makes you weak by detaching you from your parents and those who are your support system.

Does this put things into perspective for you as to where you are in within your marriage?

Once you fulfil the above, he might be willing to somewhat accept you, but there will be constant new demands to keep his self-esteem high. It’s all about him, him, and him.

Does he need to visit a professional who can guide him to a better way of thinking? Yes, but that will happen only when he acknowledges his false sense of existence and flushed ego.

If that is possible, do visit a professional who can help him ably and then he might be able to see the marriage in a new light and his contribution towards it.

Till then, this seems to be a battle with a child who is adamant about getting one candy and then another and yet another and then crying out loud when denied.

The child is absolutely growing up in an emotionally challenging environment and this will obviously affect his growth, both physically and emotionally.

I am glad you have been thinking about what to do and now you know what an absolute must-have for the marriage is, to continue.

He must change the way he thinks and acts and treats you like his partner and not someone who was married to him for his sense of validation and self-esteem.

Be wise, watch and decide!

All the best!

..Read more

Latest Questions
Ramalingam

Ramalingam Kalirajan  |1529 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 07, 2024

Asked by Anonymous - May 06, 2024Hindi
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Money
Hi, I am 35 years old and have an investment goal of 5 crore by the age of 55. I am investing 8000 per month in following mutual funds : ICICI Prudential Bluechip Fund Direct - Growth - 2000 Mirae Asset ELSS Tax Saver Fund Direct - Growth - 500 SBI Bluechip Direct - Growth - 2000 Axis Midcap Direct - Growth - 500 Parag Parikh Flexi Cap Fund Direct - Growth - 1000 Axis ELSS Tax Saver Direct Plan - Growth - 500 Axis Small Cap Fund Direct - Growth - 500 Tata Business Cycle Fund Direct - Growth - 500 ICICI money market Direct - Growth - 500 I have accumulated 3.78 lacs till date in last 2 years. Can you tell me if these MFs have growth potential or let me know any other funds that can help me with my goal. I can invest 2000 more by year end in MFs. I also invest 6000 per month in different shares. I have accumulated 2 lacs in that as well. Invest 9000 per month in PPF and currently have 4.6 lacs in there and also have 11.25 lacs in there with monthly contribution of 22k. Invest 4000 per month in NPS. Also, invest 1200 per month in SBI Ulip plan with 12 years more to go. Currently with 8 years of investment, total yield stands at 1.7 lacs. Have 3 different LICs which will give me around 35 Lacs on maturity. I have a property that is around 35 Lacs with home loan pending of 23 lacs to be completed in next 6 years. I also have personal raw gold of around 2.25 lacs Am I on the right track?
Ans: You've embarked on a comprehensive investment journey, which is commendable. Let's delve into your portfolio and discuss its growth potential:

Your monthly SIP investments across various mutual funds demonstrate a diversified approach towards wealth creation.

ICICI Prudential Bluechip Fund, Mirae Asset ELSS Tax Saver Fund, and SBI Bluechip Fund are renowned for their stability and consistent returns.

Axis Midcap and Axis Small Cap Funds provide exposure to mid-cap and small-cap segments, respectively, offering growth potential over the long term.

Parag Parikh Flexi Cap Fund is known for its flexibility and balanced approach, while Tata Business Cycle Fund focuses on economic cycles, offering a unique investment proposition.

Considering your investment horizon and target corpus of 5 crores by the age of 55, these mutual funds align well with your goals.

Adding 2000 more to your monthly SIPs by year-end will further boost your investment corpus and accelerate your wealth accumulation journey.

Your investment in shares, PPF, and NPS complements your mutual fund investments, enhancing diversification and risk management.

Additionally, your investments in ULIP, LIC policies, and real estate add another layer of financial security and asset appreciation potential.

With a clear roadmap and diversified investment portfolio, you're on the right track towards achieving your financial goals.

However, it's essential to periodically review your portfolio's performance, rebalance if necessary, and stay updated with market trends.

Ensure that your asset allocation aligns with your risk tolerance and long-term objectives, and seek professional advice if needed.

Overall, your proactive approach towards financial planning and diverse investment portfolio indicate that you're on the path to financial success.

Moreover, instead of investing directly, consider investing in regular plans through a Mutual Fund Distributor (MFD). Here's why:

By investing through a Regular Plan, you can access professional advice and guidance from an experienced Mutual Fund Distributor.
MFDs can help you navigate through the complexities of the market, select suitable funds based on your risk profile, and monitor your investments regularly.
Regular plans often offer additional services, such as portfolio reviews, financial planning, and timely updates on market trends and fund performance.
Investing through an MFD ensures that you receive ongoing support and assistance, helping you make informed decisions and stay on track towards your financial goals.

Overall, by diversifying your investments and leveraging the expertise of a Mutual Fund Distributor, you can enhance the effectiveness of your investment strategy and optimize your chances of long-term success.

...Read more

Ramalingam

Ramalingam Kalirajan  |1529 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 07, 2024

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Money
I am interesting in SIP since 1 year in Parag Parikh flexi cap 15k, Mirae asset and Canara robeco ELSS MF 5k each, Nippon large cap 5k , Nippon small cap 2.5k , Quant small cap 5k , HDFC small cap ek , PGIM midcap opportunities 5k and Zerodha Elss MF 2k almost 50k per some mutual fund started 6 month ago , I am 32 years old my Target corpus is 10cr for NXT 15-20 years
Ans: It's fantastic to see your interest and commitment to SIPs. Your portfolio reflects a diverse mix of mutual funds.

Parag Parikh Flexi Cap, Mirae Asset, and Canara Robeco ELSS MF offer exposure to different segments of the market, ensuring diversification.

Nippon Large Cap and PGIM Midcap Opportunities add stability and growth potential to your portfolio, respectively.

Investing in small-cap funds like Nippon Small Cap, Quant Small Cap, HDFC Small Cap, and Zerodha ELSS MF demonstrates your appetite for high-growth opportunities.

Your target corpus of 10 crores over the next 15-20 years is ambitious yet achievable with disciplined investing and prudent portfolio management.

As you're 32 years old, you have time on your side to harness the power of compounding and ride out market fluctuations.

It's essential to review your portfolio regularly, considering your risk tolerance, financial goals, and market conditions.

Stay informed about the performance of your funds and be open to making adjustments if needed to stay on track towards your target corpus.

Remember, investing is a long-term journey, and consistency is key. Keep up the excellent work, and I'm here to support you in your financial endeavors!

...Read more

Ramalingam

Ramalingam Kalirajan  |1529 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 07, 2024

Asked by Anonymous - May 06, 2024Hindi
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Money
I do SIP of Rs.30,00,000 ( thirty lacs ) per month....... Every year I increase by 10 percent. I am 41 years please guide...
Ans: Your commitment to investing is truly impressive, especially with such substantial monthly SIP contributions.

Your strategy of increasing your SIP amount by 10% annually demonstrates a proactive approach towards wealth accumulation.

Given your age of 41, you have a good amount of time ahead to capitalize on the power of compounding.

Let's break down your plan and see how we can optimize it further:

Your current SIP amount of Rs. 30,00,000 per month is substantial and shows a strong commitment towards your financial goals.

Increasing your SIP amount by 10% annually is a prudent move, considering inflation and rising expenses over time.

However, it's important to ensure that this increase doesn't strain your finances or impact your ability to meet other financial obligations.

As a Certified Financial Planner, my suggestion would be to periodically review your financial situation and reassess your SIP strategy accordingly.

Consider factors such as changes in income, expenses, and market conditions to make informed decisions about adjusting your SIP amounts.

Additionally, diversification across different asset classes and investment vehicles can help mitigate risk and optimize returns.

While SIPs are a great way to systematically invest in mutual funds, exploring other avenues such as debt funds, equities, and alternative investments can further enhance your portfolio's performance.

Remember to stay focused on your long-term financial goals and avoid making impulsive investment decisions based on short-term market fluctuations.

Lastly, I want to commend you for your dedication to financial planning. With continued discipline and strategic decision-making, you're well-positioned to achieve your financial aspirations.

Keep up the great work, and remember that I'm here to support you every step of the way!

...Read more

Ramalingam

Ramalingam Kalirajan  |1529 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 07, 2024

Asked by Anonymous - May 07, 2024Hindi
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Money
Hi, I am a 35y old single Male. My target is to retire at 50 with a corpus of 25 Crores. Currently, the worth of my portfolio is 1.25 Crore with 75 lakhs in MFs, 25 lakhs in NPS, 10 lakh in PPF, 10 lakh in SGB and about 5 lakhs in Cash and Stocks. My monthly investment is 90k in MFs and annual investment in PPF and SGB is 1.5 lakhs each. I have a 2Bhk house in Pune and my after-tax salary is 2 lakhs/month. My company takes care of my accommodation and my regular monthly expenses are about 50k/month. Do you want to suggest any other plans or am I doing alright keeping my goal in mind? Currently, the MFs are weighted about 50% Small cap, 25% Mid and flexi cap and 25% Large cap.
Ans: Your dedication to financial planning is commendable, especially with a clear retirement goal in mind. Let's delve into your current situation and discuss potential adjustments:

Your current portfolio allocation seems well-diversified, with a significant portion invested in mutual funds, NPS, PPF, SGB, and some cash and stocks. This mix offers a balance of growth and stability.

Your monthly investments and annual contributions to PPF and SGB reflect a disciplined savings approach. It's crucial to maintain this consistency to achieve your retirement target.

Your 2BHK house in Pune is an asset that adds to your net worth and provides security. It's great that your company covers your accommodation expenses, easing your financial burden.

With your after-tax salary and monthly expenses, you have a surplus for investments, which is a positive sign. It's essential to ensure that this surplus is utilized efficiently towards your retirement goal.

Considering your goal of accumulating a corpus of 25 Crores by the age of 50, it might be beneficial to reassess your asset allocation strategy. While your current allocation is diversified, you may want to tilt it slightly towards more conservative options as you approach retirement age.

Given your aggressive investment approach, you might consider gradually shifting towards a more balanced portfolio with a higher allocation to large-cap and balanced funds, which are comparatively less volatile.

Additionally, exploring other investment avenues such as direct equity, debt funds, or alternative investments could further diversify your portfolio and potentially enhance returns.

Regularly reviewing your portfolio's performance and rebalancing it as needed is crucial to stay on track towards your retirement goal.

Overall, you're on the right track with your financial planning efforts. Continue with your disciplined approach, stay informed about market trends, and seek professional advice if needed to optimize your portfolio further.

Keep up the excellent work, and with persistence and smart decision-making, you're well-positioned to achieve your retirement target!

...Read more

Ramalingam

Ramalingam Kalirajan  |1529 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 07, 2024

Asked by Anonymous - May 07, 2024Hindi
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Money
Hi. I am 42 years old and an aggresive investor and I started investing 1 lac per month in SIP in 2019. These are my current funds : CANARA ROBECO EMERGING EQUITIES - REGULAR GROWTH HDFC MID-CAP OPPORTUNITIES FUND - REGULAR PLAN - GROWTH SBI FLEXICAP FUND - REGULAR PLAN - GROWTH ICICI PRUDENTIAL BLUECHIP FUND - GROWTH NIPPON INDIA SMALL CAP FUND - GROWTH PLAN GROWTH OPTION I now intend to invest another 1 lac per month in the following funds : Quant Small Cap Fund - Direct Plan - Growth Motilal Oswal Midcap Fund - Direct Plan - Growth Canara Robeco Infrastructure - Direct Plan - Growth Quant Large and Mid Cap Fund - Direct Plan - Growth Could you share your views on the new funds I intend to invest and also on my overall portfolio please ?
Ans: It's great to hear about your commitment to investing. Your journey since 2019 is impressive!

Your current funds show a balanced mix catering to different segments of the market. Canara Robeco Emerging Equities, HDFC Mid-Cap Opportunities, SBI FlexiCap, ICICI Prudential Bluechip, and Nippon India Small Cap Fund cover various sectors, providing a diversified portfolio.

Adding more funds to your investment kitty is a bold move. Let's discuss each new addition briefly.

Quant Small Cap Fund: Investing in small-cap companies can offer high growth potential but comes with higher risk. Keep an eye on its performance.

Motilal Oswal Midcap Fund: Mid-cap funds are known for stability and growth. It could complement your existing mid-cap investment.

Canara Robeco Infrastructure: Infrastructure funds can benefit from government initiatives and economic growth. However, they can be volatile due to sector-specific risks.

Quant Large and Mid Cap Fund: This fund combines large and mid-cap stocks, offering a balanced approach. Monitor its performance and align it with your goals.

Considering your aggressive investment approach, these new additions seem aligned with your strategy. However, always keep an eye on market trends and review your portfolio regularly.

Moreover, instead of investing directly, consider investing in regular plans through a Mutual Fund Distributor (MFD). Here's why:

By investing through a Regular Plan, you can access professional advice and guidance from an experienced Mutual Fund Distributor.
MFDs can help you navigate through the complexities of the market, select suitable funds based on your risk profile, and monitor your investments regularly.
Regular plans often offer additional services, such as portfolio reviews, financial planning, and timely updates on market trends and fund performance.
Investing through an MFD ensures that you receive ongoing support and assistance, helping you make informed decisions and stay on track towards your financial goals.

Overall, by diversifying your investments and leveraging the expertise of a Mutual Fund Distributor, you can enhance the effectiveness of your investment strategy and optimize your chances of long-term success.

...Read more

Archana

Archana Deshpande  |31 Answers  |Ask -

Image Coach, Soft Skills Trainer - Answered on May 06, 2024

Asked by Anonymous - Jan 23, 2024Hindi
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Career
My daughter is 10 years old, she dnt want to study at all.we forced her to study then she learned as I am also a working women and her father is in abroad. So, we arrange one home tutor and in evening I taught her also. I explained all subjects throughly to understand her basics. At that time only she studied otherwise she didn't want to study by her own. She always need a pressure for studies due to this her marks are not good at all. She is an average student. Pls suggest what to do?
Ans: Hi!!
A working mother, husband working abroad, there is only so much you can do. Spend quality time with your daughter, bond with her on stuff other than studies, that brings happiness to both of you.
If you as a mother know your child's potential then, this should be good. You are saying she is an average student then set a certain percentage that she can score, when she scores that much then celebrate it. Let her live a balanced life, right amount of time spent on studies and other skills. Expose her to other skills like, music, sports, debating, story telling... she will soon discover something where she excels!!

Set a time for studies, let her study during that time and rest of the time don't keep talking about studies, discuss and do something else. Explain to her why studying is important, make gaining knowledge, studying a rewarding experience. Every child comes with their set of strengths and success. As a mother cherish your child and enjoy your time together. Your child is unique, do not compare her with anyone else.
Inspire her to be happy, healthy and knowledgeable by you being so!!

Happy Parenting! Best wishes

...Read more

Shekhar

Shekhar Kumar  |120 Answers  |Ask -

Leadership, HR Expert - Answered on May 06, 2024

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Career
How to begin career in interior designing. What is the salary package
Ans: Starting a career in interior design requires a combination of education, skill development, practical experience, and networking. Consider pursuing a formal education in interior design from a reputable institution. Look for programs that offer comprehensive coursework, hands-on training, and opportunities for internships or practical experience. You can choose from diploma programs, bachelor's degrees, or master's degrees in interior design or related fields. Familiarize yourself with the principles and elements of design, spatial planning, color theory, materials, furniture styles, and construction techniques. Develop proficiency in design software such as AutoCAD, SketchUp, Revit, and Adobe Creative Suite, which are commonly used in the industry. Create a portfolio showcasing your design projects, concepts, and creative abilities. Include a variety of projects that demonstrate your skills in different areas of interior design, such as residential, commercial, hospitality, or retail spaces. Your portfolio is your visual resume and will be essential when applying for jobs or seeking clients. Seek opportunities to gain practical experience through internships, apprenticeships, or entry-level positions in design firms, architectural firms, or interior design studios. Practical experience will provide valuable insights, mentorship, and hands-on experience in real-world design projects. Seek opportunities to gain practical experience through internships, apprenticeships, or entry-level positions in design firms, architectural firms, or interior design studios. Practical experience will provide valuable insights, mentorship, and hands-on experience in real-world design projects. Decide whether you want to work as an independent freelance designer or join a design firm or agency. Starting your own business offers flexibility and autonomy but requires entrepreneurial skills and the ability to manage clients, projects, and finances effectively. Regarding salary packages in interior design, they can vary significantly based on factors such as location, experience, specialization, clientele, and the type of projects undertaken. Entry-level interior designers may start with modest salaries, but as they gain experience and reputation in the industry, their earning potential increases. 

The average salary for an interior designer in India varies by experience and company, starting from entry level with less than three years of experience earning an average salary of ?2.6 lakhs per year; mid-career between 4–9 years of experience earns an average salary of ?4.5 lakhs per year; experienced: 10–20 years of experience earns an average salary of ?7.1 lakhs per year; independent: ?50,000–1 lakh per month or more; and top companies can pay ?22–24 lakhs per year on average, up to ?44 lakhs per year with relevant experience as well.

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Shekhar

Shekhar Kumar  |120 Answers  |Ask -

Leadership, HR Expert - Answered on May 06, 2024

Asked by Anonymous - Mar 17, 2024Hindi
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Career
What should I do I have cgpa 6.1 in btech now till sem 3rd year ,1st sem. Currently I'm in 3rd year. So , i should prepare for upsc civil services or UPSC engineering services.
Ans: Deciding between UPSC Civil Services and UPSC Engineering Services requires careful consideration of your interests, strengths, and career goals. Reflect on your interests, strengths, and career aspirations. If you have a passion for public administration, policymaking, and addressing societal issues, UPSC Civil Services may be a better fit for you. On the other hand, if you enjoy technical challenges, problem-solving, and contributing to infrastructure development, UPSC Engineering Services may align better with your interests. UPSC Civil Services often involve a diverse range of roles, including administrative, diplomatic, and policymaking positions, with opportunities to work at the national, state, or district levels. UPSC Engineering Services primarily focuses on engineering roles in government departments and organizations, with responsibilities related to project management, design, and implementation of infrastructure projects. I would recommend that you pursue civil services, which may indeed be a better choice for you. Civil services provide opportunities to lead and make decisions that influence public policies, programs, and initiatives. As a civil servant, you can contribute to governance, social development, and nation-building by addressing key issues and challenges facing the country. Civil services offer avenues for continuous learning, professional growth, and skill development. You can undertake training programs, attend workshops, and participate in capacity-building initiatives to enhance your knowledge, skills, and leadership abilities throughout your career. Civil services provide the job security, stability, and prestige associated with serving in the government sector. Civil servants enjoy various perks, benefits, and allowances, along with opportunities for promotion and career advancement based on performance and seniority.

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Archana

Archana Deshpande  |31 Answers  |Ask -

Image Coach, Soft Skills Trainer - Answered on May 06, 2024

Asked by Anonymous - Jan 23, 2024Hindi
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Career
Hello Madam, My daughter is 12 yr old and is in class 7th. She is not at all interested in studies. She is also not interested in making new friends. She is always busy on playing games on mobile. Studies just one week prior to exams. Her behavior is also becoming rude day by day. Kindly suggest.
Ans: Hello!!
The addiction to mobile after COVID is a menace every parent is facing. The good part is she is aware about her exams and studies at least one week before her exams.

The rude behaviour, lack of focus on studies is all stemming from the mobile games. They are highly addictive and the thrill they give is beyond imagination. Slowly but surely you have to take away the mobile from her, that's the only way to help her look for other sources to keep her busy .Friends, new skills and studies will get her attention only when the mobile is away.

Allocate time for food, sleep, studies, play time and also mobile time( can't just take away the mobile, has to be weaned away from it gradually), in a day. Set a timer for the mobile usage, she has to return the mobile as soon as the timer bell rings.

Pls remember you are the adult here, she is just a child. Guide her, lead her towards better and interesting things to do. You all as a family have to stop sitting with the mobile, start reading books ,play board games , learn a new skill, sing songs, cook together, bake together, you make everything at home an interesting activity, joyful activity, why will a child sit on the mobile?
It is a going to be lot of hard work for you and if the end result of this is seeing your daughter away from the mobile, laughing and talking to her friends, playing around, studying well.....then this is worth all the effort.

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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