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45-Year-Old Man Struggling with Feelings for Younger Colleague After Failed Marriage

Kanchan

Kanchan Rai  |402 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 23, 2024

Kanchan Rai has 10 years of experience in therapy, nurturing soft skills and leadership coaching. She is the founder of the Let Us Talk Foundation, which offers mindfulness workshops to help people stay emotionally and mentally healthy.
Rai has a degree in leadership development and customer centricity from Harvard Business School, Boston. She is an internationally certified coach from the International Coaching Federation, a global organisation in professional coaching.... more
girish Question by girish on Sep 09, 2024Hindi
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Relationship

Hello Madam, I am 45 year old (Divorce Guy) i have a collegue who is 29 year old (Female ) i guess she is interested in me and i m avoiding bcz of my fail marriage and do want to be a committed relationship but now i m also developed feeling for her and i also told her about my broken marriage because i did not wanted to lie her, since than she is avoiding me and not answering my call this is is hurting me badly and i do want to spoil our relationship ,pls suggest what should i do Pls revert back bcs this is my 2 reminder to you pls do the needful at the earliest

Ans: Right now, it seems like her pulling away might be a response to the complexity of your situation, not necessarily a rejection of you as a person. It's possible that she needs time to process what you've shared about your broken marriage, especially since it likely adds layers to her own thoughts and feelings about the potential of being with you. This isn’t about your worth or your desirability but about her understanding of what a relationship with you would entail.

The best course of action right now is to respect her space and her need for distance. Chasing after her or continuing to reach out while she’s avoiding you might push her further away. Instead, give her time to come to terms with her feelings. If she’s truly interested, she may need this time to reflect on how she feels about your situation and how she can fit into your life.

Meanwhile, focus on yourself—on processing your own emotions about your past and your feelings toward her. You’ve been through difficult relationships, and it’s essential to make sure you’re entering a new connection from a place of emotional clarity rather than from a place of hurt or fear.

If you feel the need for closure or clarity, you can send her a respectful, thoughtful message that expresses how you feel without pressuring her for a response. Something along the lines of acknowledging her silence, letting her know you understand she may need time, and expressing that you’re open to talking whenever she feels ready could be helpful.

The key here is patience—both with her and with yourself. If she decides she isn’t ready or isn’t interested in pursuing a relationship, it’s important to remember that this doesn’t define your ability to find happiness or love again. Take it as an opportunity to grow emotionally and gain further clarity on what you want from a future relationship.

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Asked by Anonymous - Nov 14, 2024Hindi
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Hi Sir, I'm 43+, My Monthly take home is around 3.40 Lacs, Currently i have invested in Shares (Current Portfolio is around 1.40 Crs). EMI is around 1.2 lacs P/m (Home loan 1 - 50K per month till 2037, 30K car loan till 2027 (Planning to close this year by paying 13 lacs, please suggest if this option of preclosure is good or EMI is good, will be paying this amount by selling some shares), 30k per month of home 2 till 2040., Last year i have started investing in SIP 1 lacs P/M, and balance 1.20 lacs goes in house, kids education expense. Have EPF balance of 40 lacs as on date. As mentioned above recently i have started investing in SIP (From Oct 2023 onwards), which is at the tune of 1 lacs per month. SIP are Franklin India Prima Fund regular Plan - Growth - 25K, ICICI Prudential Small cap fund retail plan G - 25K, Kotak Multicap fund regular plan growth - 15K, DSP Blackrock mid cap fund regular plan growth - 10 K, and Parag Parikh Flexi Cap fund - Regular plan growth - 25 K. Will increase the SIP investment by 10% every year going forward. Sir, My question is with current SIP and shares investment will i be able to generate 10~12 Cr corpus fund by retirement (Assuming that i will be in Job and working for next 15 years). Current Share portfolio is for long term investment only (assuming i get 12~15% of return every year). Please note : will be spending around 60~70 Lacs for my Son education in engineering from 2027 to 2031, 50% will be spend from savings and balance 50% from education loan. Current value of house 1 - 1.35 Cr (EMI is 50K), House 2 Current Value is 82 Lacs (EMI is 30K).
Ans: Hello;

Kudos for holding judicious blend of assets in equity(stocks and MFs), real estate, EPF.

Your thought process is absolutely spot on. You should prepay the car loan through shares corpus and close the EMI.

If you maintain monthly sip of 1 L with yearly top-up of 10% for 15 years then you may accumulate a corpus of around 8.68 Cr.

Stock holding of 1.27 Cr(13 L considered to be deducted for car loan prepayment) is expected to grow into a sum of 5.31 Cr in 15 years.

EPF balance of 40 L will grow into a corpus of 1.27 Cr over 15 years. Fresh contributions, if any, will be bonus.

So cumulatively your total corpus at the end of 15 years from now will be 8.68+5.31+1.27=15.26 Cr.

Due to your sound financial planning you may not need education loan for son's education.

Modest return of 12%, 10% and 8% are considered from mutual funds, direct stocks and EPF respectively.

Happy Investing;

...Read more

Dr Shyam

Dr Shyam Jamalabad  |79 Answers  |Ask -

Dentist - Answered on Nov 15, 2024

Asked by Anonymous - Nov 14, 2024Hindi
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Health
Doctor, could you kindly recommend specific brands of toothpaste suitable for children of different age groups? I’m particularly interested in knowing which brands would best support their dental health at various stages of development, considering factors like fluoride content, flavor, and overall safety. Could you provide guidance on which options are most effective for toddlers, young children, and older kids?
Ans: Hello
For toddlers and young children, it's essential to choose a toothpaste that is safe and effective for their developing teeth and gums. Here are some recommendations:

1. *Fluoride-free toothpaste* (0-2 years): For infants and toddlers, a fluoride-free toothpaste is recommended. Look for a toothpaste specifically designed for this age group, like "Baby Toothpaste" or "Training Toothpaste". Please note that Fluoride, although extremely beneficial when used locally can lead to fluorosis if accidentally ingested. This is the reason toddlers need to use fluoride-free toothpastes.

2. *Children's toothpaste with low fluoride* (2-6 years): For young children, a toothpaste with a low fluoride concentration (around 500-600 ppm) is suitable. This helps prevent fluorosis (white spots on teeth) while still providing cavity protection.

3. *Gentle ingredients*: Opt for a toothpaste with gentle ingredients, to minimize irritation.

5. *Flavor and texture*: Select a toothpaste with a child-friendly flavor and texture to make brushing teeth a fun experience!

Most popular toothpaste brands offer multiple options for toddlers and young children.
In addition to these there are a few brands specially formulated for children which are ethically promoted (not commercially advertised, but sold through chemists on dentists' prescriptions) You may speak to your child's dentist for specific recommendations.

Remember to always supervise your child while brushing teeth and teach them proper oral hygiene habits from an early age!

...Read more

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