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Married man in interfaith seeks advice on wife's ex-boyfriend's presence

Dr Ashish

Dr Ashish Sehgal  |120 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jan 04, 2025

Ashish Sehgal has over 20 years of experience as a counsellor. He holds a doctorate in neuro linguistic programming, mental health and social welfare.He is certified in neurolinguistics by both the Society of NLP and the American Board of NLP.... more
mohan Question by mohan on Dec 17, 2024Hindi
Relationship

Dear Doctor, Greetings of the day. I am a married man with two daughters. Ours was an intercaste love marriage, and I was fully aware of my wife’s past before we got married. At that time, I had no issues with her past as I believed she had moved on, and I was completely fine with it. We got married in 2008, and due to my job profile, we had to live away from our hometown. My wife is a highly educated woman, and she sacrificed her career to focus on raising our children. Once our younger daughter turned 9, we decided it was time for my wife to resume her professional career. She started a naturopathy clinic in our hometown, while I continued working in another city, living the life of a “forced bachelor.” However, after a year of being apart, I started missing my family deeply. I decided to leave my job and take up another role closer to our hometown so that I could spend weekends with my family. Since then, whenever I visit home, I sense a change in my wife’s behavior and body language. Things do not feel the same between us anymore. I have observed that her ex-boyfriend, who lives near her parents’ house, is a factor in this situation. Her ex’s elder sister frequently visits my wife’s clinic, and my wife also visits her parents’ house regularly, where he is around. I feel uneasy about this because her ex is known to be a drunkard and a manipulative man who can play with her mind. On one occasion, during a family function, he approached me, seemingly about to start a conversation, but my wife made a subtle signal, and he immediately stopped. He was drunk at the time, and that incident has been stuck in my mind ever since. I am unsure how to deal with this situation or what steps to take moving forward. It is affecting my peace of mind, and I feel lost. Kindly guide me on how to approach this matter.

Ans: It’s understandable that you’re feeling uneasy and concerned about the situation. Relationships, especially long-term ones, evolve over time, and external factors can create complex dynamics. Here’s a step-by-step approach to help you navigate this:

1. Clarify Your Feelings
Reflect on what exactly is making you uncomfortable—your wife’s behavior, her interactions with her ex, or the idea that her past might be resurfacing.
Separate your assumptions from facts. It’s important to ensure your concerns are grounded in reality and not solely based on fears.
2. Open Communication with Your Wife
Choose a calm and private moment to talk to your wife. Share your feelings without accusations or judgment.
Use “I” statements, such as:
“I’ve been feeling uneasy about some things and would like to discuss them with you. I value our relationship and want to ensure we’re on the same page.”
Be honest but gentle. Aim to understand her perspective and ensure she feels safe sharing her thoughts with you.
3. Understand Her Perspective
Ask her how she’s feeling about the current state of your relationship, her work-life balance, and your family dynamics.
Inquire about her interactions with her ex’s family and clarify if they are merely coincidental or something more deliberate.
4. Establish Boundaries
If the situation with her ex is a source of discomfort for you, it’s okay to express that and set boundaries together.
For example: “I respect your independence, but I feel uneasy about the proximity to your ex. Can we find a way to address this together?”
5. Revisit the Relationship Foundation
Long-distance and career changes can create emotional gaps. Reconnect with your wife by revisiting shared goals, dreams, and moments that brought you together.
Plan activities together, even small ones, that allow you to strengthen your bond.
6. Self-Care
Feeling lost and restless can impact your mental and emotional health. Engage in activities that help you stay grounded, such as exercise, meditation, or journaling.
Seek support from trusted friends or a counselor if you need a safe space to process your feelings.
7. Consider Professional Guidance
If the situation continues to strain your relationship, couples counseling can be a constructive way to work through concerns with an objective third party.
8. Evaluate the Bigger Picture
Look at your wife’s overall behavior and commitment to the family. If her actions consistently demonstrate care and loyalty, the presence of her ex might be less significant than it feels.
Conversely, if her behavior indicates distance or secrecy, it may warrant deeper introspection and conversation.
Key Principles
Trust but Verify: While trust is essential, it’s okay to seek clarity when something feels off.
Non-Confrontational Approach: Avoid making accusations or assumptions. Focus on fostering mutual understanding.
Focus on Solutions: Work together to create a relationship environment where both of you feel secure and valued.
This is a sensitive issue, but with open communication and a collaborative approach, you can work toward restoring peace of mind and a deeper connection in your marriage.

You may like to see similar questions and answers below

Love Guru

Love Guru   |204 Answers  |Ask -

Relationships Expert - Answered on Jan 13, 2022

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Relationship
Dear Love Guru, My wife and I are in an arranged marriage since around 15 years and there is nothing that we celebrate about our relationship, except kids which are the only reason for our existing relations. I am working abroad and have visits for a month on vacation after every couple of months. After marriage, I noticed my wife’s flirting behaviour with strange men (to seduce) during many occasions but initially ignored it. However, I found it frustrating when I felt her to be habitual flirter. I then spoke to her, which was after around 2.5 years of our marriage, and she denied the matter. Soon noticing such perpetual habits about her, we went on for non-talking terms some time and then a storm broke out in our house. My parents and her parents supported her, since I couldn’t prove any of her behaviour. She has been lying since her behaviour was noticed and even after that, but my love for her and my child (at that time) made me feel that probably that I need to avoid any suspicious behaviour. Such storm was repeated even recently few years earlier. I had thought my idea of a second child would improve our relations, but it hasn’t helped. I could still notice her flirting behaviour with strangers and even with known personnel including my relatives. I even believe her to be in relationship with one of my cousins, based on my observations of their behaviour during our every meet, which I cannot speak of due to my previous experience and which will otherwise definitely terminate our relations. Actually, we are never on good terms these days whenever I visit home and mostly converse only if required. We are also not good in bed and I have also been feeling a low erectile in bed these days. These moments have affected me psychologically and I feel very negative about our relationship. My family remains my priority and I have been trying to see that we all are all happy as a family. I have even sacrificed my own family time for better earnings so that my family can get all the best in life. She takes good care of the children and manages the house nicely. I also ensure that we, as a family, go out on long journeys for travel and my children are everything for me. I have trying to cope up with all this by focusing on work and socialising with friends to the best extent possible. However, her behaviour (in spite of my presence) makes me feel negative. How can I deal with the matter since any re-attempt on my part to speak on the same matter, even if cordially, with my wife will create another storm like earlier? I wish to sort out the differences and need your advice. Should we meet a counsellor separately on this to sort out the matter? Keep me anonymous and respect my privacy.
Ans:

You’ve been sweeping the same issues your marriage has faced from the very beginning under the carpet for 15 years. Why?

And instead of addressing the issues, you decided to go ahead and have a second child?

Having a child is a joy in itself, but it is never the solution to marital woes; in fact, in most cases it only exacerbates the problem.

From everything you’ve told me, you seem to come across as an insecure husband.

I’m not saying that what you’ve told me is untrue, but you keep suspecting your wife of flirting with random men and have no proof of it.

Both sides of the family support her and let me tell you, unless she is a master of deception, no one can conceal their true nature so well from everyone else for the better part of two decades.

Maybe what you construe as flirting is simply her being friendly? Maybe you’re just not comfortable with the manner in which she interacts with other men?

Have you ever managed to prove her inappropriate relations? And when you accuse her, she blows up at you... a guilty party would not react in so volatile a manner.

I do think marital counselling is in order. And yes, maybe separately at first and then together.

Contact a good therapist and do it sooner rather than later... 15 years has been long enough!

 

..Read more

Ravi

Ravi Mittal  |505 Answers  |Ask -

Dating, Relationships Expert - Answered on Dec 08, 2023

Asked by Anonymous - Dec 07, 2023Hindi
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Relationship
I am 40 year old and married for 14 years but what happened in 2011 was me n my wife was working in a same company and my wife became close to a colleague on the same floor we work. She was very friendly n one day her colleague proposed her via her friend my wife didn't tell me n she felt very excited about it and after she became very friendly with him after few days she was ignoring me and she expressed her feelings too.but soon she realised she is going wrong and i noticed her changed behaviour and soon she started ignoring tht guy but he came n offered her chocolate and my wife informed me saying this guy's intentions I ask her to tie raakhi she tried but he was running away later we logged out she asked me to stop him and I forced him to him to tie raakhi and my wife was tying and he said I love u. I gve a tight slap to tht guy. Soon after he left the job. We were still working and left the office n joined different companies.after 6 months she went to same office for 2 months. And suddenly she left the job.Now after 12 years her TL met with my ex colleague and shared he working in tht office my colleague asked hey in tht same office my friend was working with his wife and her TL said ohh yeah his wife had n affair with other guy and he asked his wife to raakhi. And my ex colleague called me n said the same to me and since then I have so many doubts on my wife and after few days she confessed she had feelings for him and she already knew he likes her and she said it was just a feeling. Now we are having difference between us. Please help what can be done now I'm getting disturbed alot. 12 years this was secret.
Ans: Dear Anonymous,

I am sorry to hear that you are facing such issues. Doubt is very destructive in a relationship. It's important to have an open and honest conversation with your partner regarding what happened in the past. Don't push her to give you all the details; it will not contribute positively to your well-being. Aim for a more balanced and productive discussion.

You have to recognize that all these happened many years back. It's in the past. And you cannot change it. While it's essential to acknowledge and understand them, dwelling on them may impact your peace of mind. Focus on the present and try to build a more transparent and communicative relationship in the present. Take this opportunity to work together and strengthen your marriage.

Best Wishes!

..Read more

Anu

Anu Krishna  |1442 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 26, 2024

Asked by Anonymous - Aug 19, 2024Hindi
Relationship
Hi there, i am going through a difficult phase in my life, i dont know where to start but here my story goes. i work in UAE and i had a balanced and peaceful life until last November where i got married (arranged). we first met last year in march through marriage broker and everything matched, family also liked and we got married in November 2023. Before marriage we used to speak for 10-15 mins almost everyday (all casual talks and i thought everything was ok and she was the perfect match for me and my family). so after marriage i travelled back to uae and was supposed to bring her to UAE in Jan 2024. I had one past relationship for 2 years and we had broken up last year February as she was a from north of india and i was from south India and our families were against it and she wanted to go against family and get married but i was not ready as for me family became priority and we broke up. And after this relationship ended then only this match happened and after one month of my marriage my ex reached out to my wife and shared our relationship details and my wife got very upset and went back to her home. I travelled back to india to console her and tell her that it was my past and i am no longer in relation with my ex and our family involved and sorted this issue. My wife came back to us and everything was normal after that. My wife came to UAE in January 2024 and we started our married life here. All seemed good until i noticed a pattern of her taking to a person on phone everyday when i am out for office and also being very cautious with her phone. On confronting this she told its is her friend and i told her what is the point in talking to him daily for which she cried and told that i am controlling and she dont have freedom to talk to her friends. I left it as she was at home alone and bored and she was also looking for job here and may be with time she will change but still the talking continued until one day in May i was uploading her resume for her job and had access to her google photos and was shocked to see her photos with the guy whom she calls friend. There were photos of her with him after our marriage and also photos with him the day before she came to UAE. I confronted this with her and she cried and told that previously she had relation with him and parents did not agree and later she married me and had forgotten him but since she came to know about my past relationship she continued to stay in contact with him. She is not telling the complete story as i saw their photos before our marriage and even before our match happened and I have also seen her google location timelines as well. I told her to stop this if we want to continue our marriage she told ok but she still talks & chats to him through watsapp & botim because she is very secretive of her phone. She takes good care of me and tells she loves me but I am not sure she really loves me or just faking it. Now she is 3 months pregnant. I am thinking she will leave me for her ex giving me the baby after the baby is born as she mentioned this during one of our arguments. This is one side of my story and between all this my mom fell sick and upon consulting, she was diagnosed with cervical cancer stage 3A and I tried to get her the best treatment (chemo) but the cancer has spread widely and because of her age also she cannot take the treatment. Tried ayurvedic and herbal medicines but nothing can be done and doctors have told max she will live is 6 months. She is bedridden now and in pain everyday. I have a decent job in Dubai with decent salary where I have built my own house in my native and managing my home (parents in india & wife is UAE) but currently my finances is also effected very badly as I spent lot of money for our marriage and for my mothers treatment and I have loans and multiple credit cards as well. I am very stressed and all these things are eating me up daily and i don't know what to do and what went wrong and where? Even i cannot focus on my job as well. Please advise how can i go about these situation. i cannot share these to anyone also, Please advise.
Ans: Dear Anonymous,
It is always better that your spouse hears about your past from you and no one else.
Obviously your ex decided to have the best revenge by reaching out to your wife and it has made its mark as it has messed with your wife's head and seeped within your marriage making it difficult for the two of you to have a relationship. And now, a baby as well when your relationship is still messed up?
Sort this out before the baby arrives. No point wondering is she is going to leave you etc. Why could your wife not trust you even when you ex came back with stories, I wonder!
Do you both realize the lack of communication has resulted in a breakdown of trust? Can you reconnect at least now and at least for the sake of the child?
Come together as a couple and learn to love, support and trust and the only way to do that is by keeping the last away...
Is it possible? YES! Only if you choose it...
So, make that choice of working on the marriage, keep the past out and think of how to move ahead...Easier said and also done...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

Latest Questions
Anu

Anu Krishna  |1442 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jan 19, 2025

Asked by Anonymous - Jan 13, 2025Hindi
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Relationship
Hello..I met him on Jan 4 th of 2024.. this year he is not with me. We were in a relationship for almost 8 months. Everything was fine and blissful. Last December he told me he needs some time to decide about our relationship. First of all it was a blow to my confidence..I thought he will stay by my side no matter what it is. After a few days he told me he wants to move on. I was in no contact for 10 days. After I went back and called him..he told me he is talking with another girl and he likes her and going to marry her. My world was broken. The reason for this? Our horoscopes doesn't match also he brings up caste differences even though there is not much difference. We were each other's best friends cared and loved each other so much. Stood by eachother's tough times..I begged him I cried d...I lost all my self respect..I somehow wanted to keep him with me...but he threw me away. It pains a lot. I haven't recovered yet..but he is going to marry her very soon...the toughest part here is I have to see him everyday atleast for the next 6 months. How will I handle if he gets engaged? How will I handle when he gives out his wedding cards? I have big goals in life I want to achieve them. But I am terrified what if it all crumbles because of my inability to handle this pain and suffering? What should I do? Your suggestion is very much needed.
Ans: Dear Anonymous,
You did invest too much of yourself in him; but who can stop the way feelings move, right?
As hard as it maybe to accept this reality, move on...initially, it will be painful, but it's not worth losing yourself to anyone. Protect your identity and know that it does not stem from anyone or anything BUT it's YOU who defines it.
Maybe the past year that you lost time and could not focus on your goals, this year can be your year. Let him do what he needs to; why focus on someone who did not have the decency or courage to tell you things on your face. What will you gain by actually being with a person like that? I am sure you deserve much more...
Your goals and aspirations need you; go for it!

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

...Read more

Anu

Anu Krishna  |1442 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jan 19, 2025

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Relationship
The seconds of time during taking action..I get into the overthinking/over-analysing thoughts... 1. Imaginative: Where I becom's the character & live life(see images, speak..) in those..like being rich,powerfull,disciplined,wife,kids....things which I want/perceive from social media...+ memos of past also.. 2. Stuck: Where I becom's a "OBJECT" & voices + images of brain guides me to quit task's when doing things/challenging...by saying.. *What this thing(task/book..) gonna benefit you? *Don't do it, you will do worse/fail..people gonna judge/laugh to you...look yourself!!..no good face, no good dress, u don't hv courage/skill to do that thing. 3. Coping: "Quit it" & use Mobile(songs,reels,yt videos..) to stop/distract myself from those dark clouds. i) What/How [solution] to don't get stuck in those next time. ii) How to use that overthinking for my advantage.. with hving control. iii) I tried to fill the possible voids by dress/looks but things were same..so it's internal.. What to do for that?
Ans: Dear Work,
Overthinking and over processing never helped anyone. Focus on your self-talk and change that.
- Journaling
- Sports
- Art work
- Meditation
- Breathwork
These are a few ways in which you can attempt to slow down the mind from racing thoughts. Once that happens, work on your self-talk to make it more useful where you start to direct yourself towards what you want to do.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

...Read more

Ramalingam

Ramalingam Kalirajan  |7550 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jan 19, 2025

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Money
Hello Sir. I have Rs1,00,000 that I want to invest as a lump sum in SBI Mutual Funds for the long term (15+ years). Considering that SBI has one of the largest Asset Management Companies (AMCs), could you please recommend which SBI Mutual Funds would be suitable for such an investment and have the potential to deliver good returns over this period? I am doing this investment for my daughter's education.
Ans: Your decision to invest Rs 1,00,000 for your daughter's education is commendable. A long-term horizon of 15+ years offers significant growth potential through mutual funds. Below are insights and recommendations to guide your investment.

Why SBI Mutual Funds?

SBI is one of India’s largest and most trusted AMCs.

They offer a wide range of funds suitable for different goals and risk levels.

Their consistent performance track record reflects sound fund management.

Key Factors to Consider for Long-Term Investments

Investment Objective:

Education is a critical financial goal.

Focus on wealth accumulation through equity-oriented funds.

Risk Appetite:

Equity funds involve volatility but offer high growth.

Ensure alignment with your risk tolerance.

Fund Type Selection:

Choose funds based on asset allocation and diversification.

Evaluate the performance of large-cap, mid-cap, and hybrid funds.

Tax Implications:

LTCG over Rs 1.25 lakh is taxed at 12.5%.

Understand taxation for equity and debt funds.

Suggested Fund Categories for Your Investment

1. Large-Cap Funds

Invest in funds focusing on well-established companies.

They offer stability and moderate risk.

Suitable for conservative investors.

2. Mid-Cap Funds

These funds focus on medium-sized companies with high growth potential.

They are riskier than large-cap funds but offer higher returns.

Suitable for investors willing to take calculated risks.

3. Flexi-Cap Funds

Invest across large, mid, and small-cap companies.

They offer diversification and the flexibility to adapt to market conditions.

Ideal for investors seeking balanced growth.

4. Equity-Linked Savings Schemes (ELSS)

ELSS funds offer tax benefits under Section 80C.

They have a lock-in period of three years.

Suitable for investors aiming for tax-efficient long-term growth.

5. Hybrid Funds

Invest in a mix of equity and debt instruments.

They offer stability through debt and growth through equity.

Suitable for moderate-risk investors.

Benefits of Investing Through a Certified Financial Planner (CFP)

CFPs offer expert guidance tailored to your goals.

They help monitor fund performance regularly.

They ensure optimal fund selection and rebalancing.

Regular plans through CFPs provide dedicated service and support.

Why Choose Actively Managed Funds?

Active funds aim to outperform benchmarks through expert fund management.

They offer higher potential returns compared to index funds.

Fund managers actively adjust portfolios based on market trends.

Ideal for long-term investors seeking growth.

Key Steps to Start Your Investment

Define your financial goal clearly.

Consult with a CFP for fund selection.

Review the chosen fund’s historical performance and portfolio composition.

Use SIPs for additional investments to benefit from rupee cost averaging.

Monitor your portfolio periodically to ensure alignment with your goals.

Final Insights

Investing in SBI Mutual Funds is a smart choice for your daughter’s education. Selecting the right fund category ensures growth and stability over 15+ years. Partnering with a Certified Financial Planner ensures professional guidance and optimal returns. Stay committed to your goal, review your investments regularly, and focus on long-term growth.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

https://www.youtube.com/@HolisticInvestment

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Ramalingam

Ramalingam Kalirajan  |7550 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jan 19, 2025

Asked by Anonymous - Jan 19, 2025Hindi
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Money
I am an NRI with an NRO trading account through Zerodha, but I cannot trade in F&O and Intraday. I have been filing my returns consistently though I have had no income in India in the last 10 years. But I have investments in MF, PPF, NPS, Medical and Life Insurances, ULIPs which were initiated while working in India and had tax saving options and it is being continued. I would like to trade in F&O and Intraday. My wife is not employed till date and has a regular savings account with the Bank which is Resident Indian normal account. She has never filed any IT returns since as there was no income and transactions from my side were only for family maintenance. My question is, can I open a regular trading account in her name so that we can do trading in F&O and Intraday? What are the necessary things which I need to follow for filing IT returns and how my investments can be helpful to file returns through her account. She doesn't have any investments except LIC & Health Insurance policies in her name for which I pay from myside.
Ans: Yes, you can open a trading account in your wife's name to trade in F&O and intraday; however, there are a few important considerations:

Steps to Open a Trading Account:
Convert Savings Account to a Trading-Compatible Account: Ensure her existing bank account supports trading transactions. If not, convert it to a trading-compatible savings account.
KYC Compliance: Complete her KYC process with updated details, including PAN, Aadhaar, and a valid address proof.
Link Demat and Trading Account: Open a Demat and trading account in her name with a broker that supports F&O and intraday trading for resident individuals.
Nominate a Separate Source of Funds: Ensure the funds transferred to her account are not directly linked to your NRI account to avoid legal and taxation issues.
Tax Implications:
Income from Trading: Any income generated from trading in her account will be considered her income. Since she has no other sources of income, her income from trading may be taxed as per the slab rate applicable to her.
Gift Declarations: Funds transferred to her account can be considered a gift. Gifts from a spouse are exempt from tax, but the income generated (through trading) will be clubbed with your income under Section 64 of the Income Tax Act.
Filing IT Returns:
She will need to file her own ITR if her total income (including trading profits) exceeds the taxable limit (Rs. 2.5 lakhs for individuals below 60).
Any clubbed income will still require an ITR to declare the source and details.
Investments for IT Filing:
Investments in her name (e.g., LIC and health insurance) can help:

Claim deductions under Section 80C for LIC premiums.
Claim deductions under Section 80D for health insurance premiums.
Alternative Suggestions:
Joint Investments: Instead of opening an account in her name, consider using investments in her name (LIC, insurance, etc.) to improve her financial standing without additional compliance.
Professional Advice: Engage a CA familiar with NRI taxation and clubbing provisions to ensure full compliance and proper structuring.
If you'd like detailed help with tax planning, compliance, or investment strategies, let me know!

Best Regards,

K. Ramalingam, MBA, CFP

Chief Financial Planner

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment.

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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