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Anu

Anu Krishna  |1057 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 05, 2022

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
BG Question by BG on May 05, 2022Hindi
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Relationship

Dear Anu,
I started a relationship with this guy, who I met on a dating app like a year back. I started to like him and everything was going fine.
We started talking and soon our conversations steered towards talking about our future. However, he suddenly told me out of nowhere that he is a divorcee. His marriage was called off at the altar due to dowry issues. He and his family are embroiled in a dowry case which is going on.
I was shocked and wanted to know the entire truth but he never came clear about what exactly happened. He told me that he cannot think of marriage and the future and wants to keep it casual.
I was heartbroken and we fought a lot after which he suddenly stopped talking. After sometime he started talking again and said that he wants me back. He always makes plans to meet in hotels and spend nights with him. I started to grow distant, stopped taking his calls and tried to push him out. I also started to look out for matches, based on my age. I am 32, but nothing is materialising there. I started missing him and recently messaged him again. I lied to him that I am getting hitched and he said ‘okay let’s meet and spend a night together.’
I really don't know. I am amused that all he is really interested in is getting into my pants all the time. I am genuinely in love with him and he says it again now also he loves me. But his thoughts and words are not in sync. I am just not able to get over him. I have been trying hard since I decided to move on. Some thing or the other brings me back to him again and again. I am becoming more lonely, depressed all the more coz the marriage thing is also not picking up and I have no one.
Please help.

Ans:

Dear BG,
What does it tell you about a person when he chooses to hide the fact that he is a divorcee and that too with a reason like dowry?

Doesn’t this ring any bell for you as a sign to the fact that he possibly can never be trusted when he can’t come clean with his life story?

And now the complication of being physically involved has added a dimension that makes you want to be around him even more?

The very fact that you have written to me is because you are revaluating your thoughts about him and GOOD, you must and ask yourself:

Is he really worth my love, time and energy?

Has he done anything to earn my trust?

If it’s a big NO, you know that this guy isn’t the last man on the planet and that just because you are unable to find a suitable life partner, you need to settle for this man.

No, you don’t need to settle and pine for someone who has not bothered to take your feelings into considerations and not much of thought as to: if she finds out about my past, how will she react?

So let me be the one to tell her rather than she hear it from someone else.

Instead, he chooses to defend his decision of hiding this and to top it all stops talking to you.

Why exactly is he playing the victim when he isn’t? Because, he feels that it isn’t his problem and that it is yours and that you need to be making all the adjustments IF you want a future with him.

Did all this give you a good perspective?

Do the right thing and Love yourself. All the best.

You may like to see similar questions and answers below

Anu

Anu Krishna  |1057 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Apr 13, 2022

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Relationship
Hi Anu, my story is quite big. I am 43 and I love a man of my caste who is 52. He is not married and my father had showed me his profile in 2006 for marriage. Those days I was not interested in marriage and so I rejected him. I saw his profile in March 2019 in matrimony and sent him interest and he gave me a reply. I fell in love with his profile in 2020 and further gave him reply on his mobile. I went to see him in Pune in 2020 October. Since then we have only been chatting on WhatsApp. When I asked for commitment in Feb 2021, he said his sister is not keeping well. Then he lost his father in August 2021. Earlier in 2020 he used to call me and we used to talk for hours. It all stopped in 2021 February when his sister fell sick. Now I stopped messaging him but he still keeps sending me some or other forwards. He says he wants to marry me (He said this Jan last year when I asked him if he is interested in marriage) but this year has been tough. I am really fed up of the delay. I still love him very much. He is very intelligent and professionally qualified and has good hobbies -- he is a Himalayan trekker and has sent me pics of his trek. He also encourages me to do many things but I am bored of the delay. Should I trust him and wait for him?
Ans:

Dear VG,

It looks likely that when you sent him your interest request, your feelings were from 2006. But hey, everyone has grown older and wiser since then.

Also, to expect him to have the same level of interest that you have, isn’t wise as he has led a different life to yours.

What happens is when we start our lives together when we are younger, we merge on a lot of ideals and thoughts.

When the same marriage/companionship/relationship happens when we are older, having had separate experiences and a different life, we might not have much in common in terms of thoughts and way of being in life.

Given that, have an honest chat with him face to face, and express what you want out of this connection.

Give him time to process his own life, his needs, his wants, his priorities and then get back to you.

If he is clearly not into this, no point waiting for him and tugging at your heart strings.

So the only way that I feel is to have a mature face to face talk where both of you have space to be assertive and communicate boldly. It will help both of you to decide what’s best.

All the best!

..Read more

Anu

Anu Krishna  |1057 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 23, 2022

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Relationship
Hi mam, I am a 19 years old girl. In 2019, after my 10th boards, I came across a guy in FB. He was 9 years older than me. He seemed to be a really nice and helping guy. And he also belonged from a prestigious university pursuing his research. After my 10th, I started preparing for entrance exams. So, he used to motivate me, give me validation, encourage me to do better in my mocks. It all happened online. I haven't even met this guy till date. At that time, he showed me the dream of targeting the best college of India of which I hadn't even thought of before. And I was also so motivated that I started studying hard. Besides, I started emotionally depending on him for validation. He is such a manipulating guy, that slowly I started falling in love with him. He told me that we should wait and see what the time decides. But, slowly he showed his real colours. He was just interested in 'friends with benefits' type of relationship with me. I strongly disagreed on it. Then days and months passed, his validation, manipulation, toxic and provocative words made me stand before an existential crisis. I used to cry out for the entire day. By 2020, during the lockdown phase, staying back at home, dealing with these sh***y things and exam pressure pushed me into depression. He made me insecure about every single thing... My academics, studies, results, my looks, my innocent nature, my previous success, my future.... every single thing. I eventually came to know he was just interested in sharing his life stories, getting an emotional support in his life, a good timepass element, hoping to get intimate with me someday. Moreover he was just interested in successful girls and ladies. So, all I thought at that period was that I have to succeed in my entrance exam at any cost and then everything will be alright.Unfortunately, I could not make it. I failed to qualify in my first attempt. I went into a severe depression, had to attend some online mental health rehab and counselling. To add salt to my wounds, the guy disclosed that he has been in a relationship since the past 1 year. And he is very happy. I broke down completely. For 5-6 months I could not study anything. I have an exam just round the corner. How can I just forget whatever happened and focus on my work? Please help and guide me... I am still having emotional breakdowns very frequently.
Ans:

Dear AI,

The nature of a virtual relationship can be the way that you have mentioned.

What is being shared virtually may not be reality and it is difficult to spot this.

Now that you know, isn’t it a lesson learned not to rely on anyone outside of you for your own happiness?

Did you have to study hard just so that you fit his choice of ‘successful’ women/girls?

Can you not work hard to live your dreams?

What you lack is self-love! Something that you didn’t focus on because you were working hard to prove how relevant you are in his life so that he chooses you.

Even if this relationship works, it will be his call always and other than strive hard to be in his life, there’s nothing that will grow in it.

Moreover, isn’t it a red flag when he revealed that he has been in a relationship for over a year?

Time to get back to yourself. Value yourself more, love yourself more…if you don’t, no one else will!

Start every morning doing these little things:

  • in gratitude for being alive
  • list down 3 things that you love about yourself
  • do one thing that you love at least for 15 minutes everyday
  • spend time in Nature
  • surround yourself with people that love you

These are tried and tested methods to get you out of a low phase.

Again, love yourself more and yet again!

All the best!

..Read more

Anu

Anu Krishna  |1057 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 28, 2023

Asked by Anonymous - Sep 26, 2023Hindi
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Relationship
Hello My husband and I took mutual divorce before 1.5 years. this was my second marriage and I married him because he assured me that he will be a father for my toddler. after 7 years of adjustments in marriage (as he was not good as a, neither emotionally nor financially) father, he filed for divorce in just 20 days of our arguments. He raised his hand so I was upset and angry so I too signed the papers. Just after filling divorce that he started asking me to come back else he will get married. I denied to go back and he started seeing girls within a week of filling divorce. With the court procedure, he used to ask me to come back but I was heart broken bcoz he was seeing bride so I denied again. This was continued and our divorce granted. Now since six months again he started approaching me by saying that I only love you and so could not get married. for your kind information, he is very impatient and aggressive by nature. Due to his nature and behaviour I and my family decided to cut him off because it is creating stress only. but till today he is trying to contact me by one or other means. I am already very stressed and emotionally broken down because this happened to me second time. Some times I feel that I should give him one more chance but when looking to my kid, who is 12 now, I am giving up on this thought. and I am not sure whether he is doing this for feelings or just because he is not getting a woman of his choice to marry. My family members are saying that he has no feelings for me and my son but he is just calling me back for his adjustments. I don't know I should trust him or not.
Ans: Dear Anonymous,
What sort of a game is this? Like children fighting on one day and not speaking with one another and then making up the next day only to fight again...
Why so much of vacillation on your part? When you two separated, was it a conscious move or was it on an impulse?
Also, be very cautious as to why he is insistent on getting back with you?
Also, has he changed his ways and will he be more available to the family now? Wasn't this the reason that actually things went downhill for you?
Plus, he's looking at prospective brides...and you say that he is aggressive and impatient...

So, what is your confusion here?
What will you get by getting back with him?
What will you lose or not gain by not getting back with him?
Are you willing to make compromises to be with a person that you call aggressive?
How is this going to affect your child given that your ex-husband is not emotionally or financially stable?

Weigh it all out and then make a decision that is right by you and for you and for your child.

All the best!

..Read more

Ravi

Ravi Mittal  |260 Answers  |Ask -

Dating, Relationships Expert - Answered on Dec 04, 2023

Asked by Anonymous - Dec 03, 2023Hindi
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Relationship
Hi. I am 36 yrs old divorcee and the person whom I dating from past 4 years is recently divorced (when we started dating, his case was subjudice). From past 1.5 years, his behaviour is on and off. He took a break for 3 months, now also someday he talks and then disappear for days and I constantly supported him by giving him benefit of doubt as he was going through divorce (as I already had gone through that phase). But, even now he is not talking anything about commitment or our future. I am stuck with this. I even started seeing other guys too on matrimonial sites, but find that they too have a commitment phobia. Now, I am hopeless and don't get it what to do? please suggest.
Ans: Dear Anonymous,

I am so sorry that you are facing so many issues. I understand that it can be frustrating but rest assured it will get better. Coming to the issue you are facing with your partner, I suggest having a clear conversation about it with him. Tell him how you are feeling about his on-again-off-again attitude. Make it clear to him that you won't be waiting forever for him to commit. Do not just say it because you want to give him an ultimatum, rather mean it because you should not compromise your mental health and self-respect for anyone. If your partner still does not change his ways, it might do you good to reconsider the relationship and put down some ground rules.

About the guys you met- in today's dating scene, some people are hesitant about commitment, but it does not mean every single person has the same fear; for instance, take a look at yourself. You are ready to commit. There are many like you. To find like-minded men, try dating apps known for serious relationships. Write a clear bio about what you're looking for to attract the right match. Ask friends and family to set you up with people looking for a committed relationship to save time and energy.

Best Wishes!

..Read more

Mohit

Mohit Arora  |67 Answers  |Ask -

Dating Coach - Answered on Jun 02, 2024

Asked by Anonymous - Jun 01, 2024Hindi
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Relationship
Hello, I am Afrin . I met this guy 3 years back through a dating app . We used to talk on weekends initially for few months . Then I started falling for him and I told him about it and that i would only like to continue if there is a future as we we can get married, he said he is Hindu and I am Muslim so it won't be possible for him so I strictly asked him not to contact me again as we want different things , after that we didn't talk for 4 months , and 4 months he called me again . I picked up , talked for two three weeks only on weekends and the same question i again asked he again said it won't be possible and I again told him not to contact me and he again stopped calling or texting me . After 6 months of this ,he again called ,I picked up. This time he said , he is moving to foreign country so it might be possible for him to marry . I believed , we kept talking now 3,4 days a week . We both were happy ,and enjoyed talking to each other , then finally after 2 years , he came to meet me from a different state . We met, i brought some of my friends with me . We spent 5 days , bt after 3 days ,I saw him behaving rudely .. I tried talking to him and I got to know that , since I was talking to my friends in our language , he misunderstood us thinking we were may be making fun of them . On 4th day , when my friends left , I went to his room and saw him using dating app .. I asked him to show me his phone he didnt show me and we had a heated argument. And he left me alone in that room , and the next day he had his flight .. i saw, he blocked me the day he left me in that room . I tried contacting him for the first in this two years but he blocked me every where . So , this way for 6 months I was blocked , after him unblocking me ,he neither called me not texted me , and I also didn't try to contact him . After after 1 year of him leaving me in that room, he called few days back , I picked up , and the way he was talking i dint like it as I could sense he was expecting the things from me which are against my values . And by now ,I lost feelings for him . So the first day I could say anything, the next day i told him clearly that i don't have feelings for him anymore , so if he is expecting something else from me he won't get it . If he wants to remain as friends he can ,rest I don't want to be in a relationship with him anymore . And after two days he again blocked me . What should I do if he again calls me ? Should I just block him now ? Or should I talk to him normally?
Ans: Don't pick up. Move on. Don't talk to him. Start meeting other guys

..Read more

Latest Questions
Ramalingam

Ramalingam Kalirajan  |5300 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jul 25, 2024

Asked by Anonymous - Jul 15, 2024Hindi
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Money
Sir I want to SIP of 40k per month and want to make a corpus of 1cr in coming 8 years kindly suggest
Ans: Evaluating Your Goal
You aim to create a Rs. 1 crore corpus in 8 years. Investing Rs. 40,000 per month via SIPs is a solid strategy. Let’s break it down.

Benefits of Systematic Investment Plans (SIPs)
Disciplined Investing: Helps you invest regularly.
Rupee Cost Averaging: Reduces the impact of market volatility.
Compounding: Small amounts grow significantly over time.
Expected Returns
Assuming an average annual return of 12%, your monthly SIP of Rs. 40,000 can potentially help you reach Rs. 1 crore in 8 years.

Disadvantages of Index Funds
Limited Growth Potential: Only matches market returns.
No Active Management: Lacks strategic adjustments.
Lower Flexibility: Cannot react to market changes.
Benefits of Actively Managed Funds
Expert Management: Professionals manage your investments.
Higher Returns Potential: Aims to outperform the market.
Strategic Adjustments: Reacts to market conditions.
Disadvantages of Direct Funds
No Professional Guidance: You miss expert advice.
Higher Risk: Due to lack of professional management.
Complexity: Requires deep knowledge and time.
Benefits of Investing Through MFD with CFP
Expert Advice: Helps in making informed decisions.
Regular Monitoring: Keeps your investments on track.
Customized Portfolio: Tailored to your goals and risk profile.
Investment Strategy
Step 1: Diversify Investments
Equity Funds: High growth potential.
Debt Funds: Stability and lower risk.
Hybrid Funds: Balanced approach.
Step 2: Regular Monitoring
Review Quarterly: Adjust based on performance.
Rebalance Annually: Maintain your risk-return balance.
Step 3: Increase SIP Amount Annually
Inflation Adjustment: Increase SIP by 5-10% annually.
Step 4: Stay Committed
Market Fluctuations: Stay invested despite market ups and downs.
Long-Term Focus: Keep your eyes on the 8-year goal.
Importance of Professional Guidance
A Certified Financial Planner (CFP) can help you:

Set Realistic Goals: Based on your financial situation.
Create a Plan: Customized to your needs.
Monitor Progress: Ensure you stay on track.
Additional Considerations
Emergency Fund: Keep 6 months of expenses aside.
Insurance: Adequate health and life insurance coverage.
Tax Planning: Use tax-efficient investment options.
Final Insights
To achieve your Rs. 1 crore goal in 8 years:

Invest Rs. 40,000 monthly via SIPs.
Focus on equity funds for growth.
Seek professional advice for customized planning.
Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

...Read more

Samkit

Samkit Maniar  |151 Answers  |Ask -

Tax Expert - Answered on Jul 25, 2024

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Money
Hi Samkit, I'm a retired person, 66 years old. Before retirement, I had invested Rs.93.5 lakhs in a commercial real estate in Navi Mumbi in Feb.2017 and registered the property jointly with my wife on 50/50 basis. The value of the property as determined by stamp duty registrar at that time was Rs.73.41 lakhs. The expenses on stamp duty, registration and brokerage was Rs.7.53 lakhs and improvement expenditure of Rs.4 lakhs. So total cost of purchase worked out to Rs.1.09 crores. I sold this property in Feb.2024, exactly after 7 years, for Rs.1.1 crore. Market value (for stamp duty purpose) on this date was Rs.89.89 lakhs. While filing my ITR2 in AY 2024-25, I had split all the above values by 2 and 50% was shown in my ITR2 and the remaining 50% was shown in my wife's ITR2 under CG for showing the capital gain. The system has calculated and shown the capital gain as minus Rs.31.24, i.e. Rs.-15.62 in each of our ITR2. The system has also automatically adjusted my LTCG arising out of other share transactions during the FY. The system allows the remaining loss to be carried forward to next year under CFL. My questions are: (1) Can we both go ahead and finalise & submit the ITR2 as shown above? (2) Can we use the losses carried forward during the next AY to set off our incomes arising out of share market transactions? Thank you so much in advance for your valuable time and advice.
Ans: Yes, seems correct treatment done. You can go ahead with submitting your returns respectively.

Please note that Long term losses can only be set off against long term gains, if that's the case then you can.

Please consult your CA before moving ahead.

...Read more

Ramalingam

Ramalingam Kalirajan  |5300 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jul 25, 2024

Asked by Anonymous - Jul 15, 2024Hindi
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Money
I'm a 20 year old student. I want a corpus of 15 crores in the next 15 to 20 years. How much daily SIP should I do? And which type of mutual fund should I invest it.
Ans: Creating a corpus of Rs. 15 crores in 15 to 20 years is a significant goal. You will need a structured investment strategy and disciplined approach to achieve it.

Benefits of Early Investment

Starting investments at 20 gives you a huge advantage. Time is on your side, allowing your investments to compound and grow significantly.

Daily SIP for Consistency

A daily SIP ensures regular investment without burdening you with a large lump sum. It helps inculcate discipline and takes advantage of market fluctuations.

Types of Mutual Funds

Given your long-term horizon, equity mutual funds are ideal. They offer higher returns compared to other types, albeit with higher risk.

Recommended Mutual Funds

Large-Cap Funds

These invest in large, established companies.
They offer relatively stable returns.
Mid-Cap Funds

These invest in mid-sized companies.
They provide a balance between risk and return.
Small-Cap Funds

These invest in small companies with high growth potential.
They come with higher risk but can offer substantial returns.
Flexi-Cap Funds

These funds invest across market capitalizations.
They offer diversification and flexibility.
Sectoral/Thematic Funds

These invest in specific sectors.
Higher risk but can provide significant returns if the sector performs well.
Disadvantages of Direct Funds

Investing in direct funds requires a deep understanding of the market. Without expert guidance, it can be challenging to manage. It's beneficial to invest through a Mutual Fund Distributor (MFD) with a Certified Financial Planner (CFP) credential. They offer professional advice, regular portfolio reviews, and help in achieving your goals efficiently.

Calculating Daily SIP

To estimate the daily SIP amount:

The total corpus required: Rs. 15 crores
Investment horizon: 15 to 20 years
Let's assume an average return of 12% per annum from equity mutual funds. For accurate daily SIP calculation, consider consulting a Certified Financial Planner.

Diversification

Diversifying your investments reduces risk. Allocate your SIP across different fund types to balance risk and returns. For example:

Large-Cap: 30%
Mid-Cap: 30%
Small-Cap: 20%
Flexi-Cap: 20%
Regular Monitoring and Adjustment

Regularly review your portfolio. Market conditions and your financial situation may change. Adjust your investments accordingly.

Building Financial Discipline

Consistent investing and financial discipline are crucial. Avoid unnecessary expenses and focus on your long-term goals.

Importance of Professional Guidance

Consulting a Certified Financial Planner can provide personalized advice and help you navigate market complexities. They ensure your investment strategy aligns with your financial goals.

Final Insights

Achieving a corpus of Rs. 15 crores in 15 to 20 years is ambitious but attainable. Start with a daily SIP in diversified mutual funds. Regularly review and adjust your investments. Professional guidance can greatly enhance your investment strategy.

Best Regards,

K. Ramalingam, MBA, CFP

Chief Financial Planner

www.holisticinvestment.in

...Read more

Ramalingam

Ramalingam Kalirajan  |5300 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jul 25, 2024

Asked by Anonymous - Jul 15, 2024Hindi
Money
Dear Sir We had booked a flat in one of the projects in Karnataka ( 15 + years back) but when the project is about to complete the land owner of that apartment filed the case against the builder because the builder had constructed few flats illegally in that project.. The land owner had demanded few crores from the builder for illegally constructing the flat...During that time we were in abroad and 3 flats werent registered in this project one is ours and 2 more flat owners were in abroad too..Thats out of 35 flats... Hence the builder had registered three flats in their name for the safety..But till now we havent got registered of that flat in our name becos there is case in the court. Hence there is no completion certificate issued for that project..etc.... and no flat owner can sell their flat due to the court case. However the builder had given us a power of attorney for the flat for rent it out or stay... And we have rented the flat and are getting the rent... we have been regularly followed up with the builder, he everytime promises today tomorrow....like this 15+ years passed...last year we asked for a replacement flat in one of their new project and he agreed to give us a replacement flat provided we pay some extra bucks as per the rate...We agreed for that and got the agreement signed and also got the sale deed of the land etc.. we have paid the payment in cheques.Its a huge project and completion of the project is bit slow and got delayed.... Recently, the builder had sent an email to all flat owners to register their flats but when we consulted for registration the builder said he had to transfer the payment done by us from the previous project to this new project...hence it would take time (by the way thats their internal issue) everytime we consulted for registration he says it would take one months time and his legal team is working on it...Sometime he says the court case should get over of the other project and then only he can help to register the the present flat..(though the previous flat is in their name itself) we have nothing to do with case (as the Case is between land owner and builder) also the previous flat registration al in their name..we have only agreement and receipts.of payment done...hence so far the flat is not registered...most of the flats got registered in the new project...The project is not completed yet it would take one more year... My question is why the builder is delaying the registration process of our flat and why is he not doing the internal issues solved and help us to register our flat in our name... Should we register the flat ourselves provided we get required documents from the builder? Or consult a lawyer in this regard...Pls guide...
Ans: You booked a flat 15+ years ago in Karnataka. The project faced legal issues due to illegal construction. You haven’t been able to register the flat in your name.

Builder’s Delay
The builder registered three flats, including yours, in their name. You have a power of attorney to rent it out. The builder promised a replacement flat in a new project, but the registration is still delayed.

Key Questions
Why is the builder delaying registration?
Should you register the flat yourself?
Should you consult a lawyer?
Builder's Delay Analysis
Internal Issues
Fund Transfer: The builder needs to transfer payments from the previous project to the new one. This seems to be causing delays.

Legal Complications: The builder indicates that the ongoing court case may affect the registration process. However, you have no involvement in this case.

Project Completion
Project Delay: The new project is not yet complete. This might also contribute to the registration delay.
Recommendations
Consult a Lawyer
Legal Advice: Consult a lawyer to understand your legal standing and options.

Documentation: Ensure all your documents are in order. The lawyer can help review and prepare necessary paperwork.

Registration Process
Self-Registration: With the required documents from the builder, you might register the flat yourself. This requires legal guidance.

Follow-Up: Continue to follow up with the builder regularly. Ensure all communication is documented.

Legal Action
Notice to Builder: Your lawyer may suggest sending a legal notice to the builder for delaying registration.

Court Case: If the builder doesn’t cooperate, consider filing a case against them. This might expedite the process.

Insightful Evaluation
Assessing Risks
Builder's Reliability: Evaluate the builder’s past projects and their completion rates. This helps in assessing the likelihood of further delays.

Legal Risks: Understand the legal risks associated with the ongoing court case. Your lawyer can provide a detailed assessment.

Future Steps
Replacement Flat: If the builder provides a replacement flat, ensure all legal aspects are clear before agreeing.

Backup Plan: Have a backup plan in case the registration process faces more delays. This might include exploring other housing options.

Communication
Transparent Dialogue: Maintain open and transparent communication with the builder. Document all discussions and agreements.

Legal Assistance: Have your lawyer involved in all major communications with the builder. This ensures legal backing.

Final Insights
Proactive Steps
Consulting a lawyer is crucial. They can guide you through the legal complexities and help expedite the registration process.

Keep all your documents organized. This will be helpful during any legal procedures.

Regularly follow up with the builder. Ensure you have written records of all communications.

Evaluate the reliability of the builder and the legal implications of the ongoing court case. This helps in making informed decisions.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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