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Anu

Anu Krishna  |825 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 16, 2023

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Asked by Anonymous - Aug 09, 2023Hindi
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Relationship

Hi Anu, I am 39 Year Old Male and My wife is 37 years old, we are married for 12 years. We have 2 kids (A Son Aged 9 Years) and a daughter aged (2 years). We had good and bad both times during 12 years of our marriage. However it was my anger on petty issues which lead to multiple quarrels over the period. Last month again we had fight and my wife left home without my or my family knowladge along with both our kids to my in-laws. During this 1 month of seperation i realized my mistakes and are ready to amend it, but my wife lacks trust now. We are not in touch since she has left as she has blocked my number and send me court notice of maintenance also (Ofcourse notice has lot of lies also). No i have understood my family's values and unable to bear such distance from both wife and kids. What my wife is thinking i dont know. Financially i have always kept her happy but due to my quarrels things have gone bad now. Please advice what should be way forward for me and what should i do to bring my family back. PLEASE GUIDE!

Ans: Dear Anonymous,
Ego trips have divided the two of you considerably.
Seek the help of an elder member of a family who will act like a go-between and a mediator. He/She must be neutral and unbiased as well.
This helps in having a smooth flow in a conversation between you and your wife where both of you can our in your woes and also be clear on whether either of you want the marriage to continue or not. Also, take into account the children and their welfare as they are very young and any decision taken will impact them in one or many ways.
If this mediation fails, kindly seek the help of a marriage therapist/counselor even this means sharing 'stuff' with a total stranger. Most often that stranger will be the person to facilitate a smooth reconciliation if the couple also wants the same.

All the best!

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Anu

Anu Krishna  |825 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Mar 23, 2023

Asked by Anonymous - Mar 19, 2023Hindi
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Madam, I am 61 years old , retired from Govt service an year ago. I have a problem in my family. Though my wife is a post graduate, she refused to take up any Job and wants all others including her in laws to give her money eternally. Misbehaved with my parents & sent them out of our house for their supposed conservative style and refused to allow my sisters family on a visit and quarreled with me on this ground time & again. She quarrels with me on silly issues loudly infront of kids. She reflects her mother`s attitude in dealing with my parents & relatives. Later She re-started her love affair with her ex lover . Fed up with quarrels at home and keep her away from unwarranted affairs, I decided to go abroad and took her also with me with our 2 daughters. There again, she started another illicit affair with my classmate cum colleague (whom i knew for 2 decades and i treated like a brother and was already married with kids). After 18 months of secret affair , behind me, they finally disclosed and wanted to elope leaving their families behind. Stunned by their ghastly betrayal , I sent my family back to India and also reported the matter to boss, who repatriated that Traitor back. I had to forgive my wife for sake of my Daughters who were aged 12 yrs and 9 yrs then. I am unable to come to terms with their ghastly actions though 2 decades have since passed. We sleep in separate rooms and I have no physical relation with her, ever since as our marriage is over for all purposes. I believe that mutual Trust & respect are the foundations of any marriage. Both are lost in our case. Now my daughters aged 31, 29 are Post graduates but are sitting idle at home wasting time in TV and refuse to do any job as their mother keeps telling them why should women work ?. They refuse to receive any external counselling nor willing to get married nor take up a job nor pursue any studies. They are financially dependent on me. I am now retired and live on Govt Pension. They refuse to understand the reality around them. They have no friend either in Relatives or in their college circles. What to do with their Intransigence? .
Ans: Dear Anonymous,
At 61, you look back and reflect; what choices have you made that has led you to be where you are right now?
Have those choices robbed you of your peace of mind and a better life?
If Yes, it still isn't late to rework and revisit those choices and make better ones.

But for that, this obsession with their ghastly affair must end. The more you are focused on the past, it becomes difficult to create anything beautiful for today and tomorrow. Yes, you felt hurt and were in pain, but to continue to feel the pain is a choice and that is only going to make you more bitter. Consider what is happening with your marriage; you might have to accept that this is the way it will be. If you are not happy with this, then think of what you want to do about it.

It's a good thing that you have begun to focus on your children. They seem to be in need of focus and direction. Since they are adults, it's time you gave them an ultimatum to find a job and move out of home. It sounds cruel, but at times, as a parent you need to do the right thing for your children. So, act NOW and without hesitation.
As for you, as you decide what you want to do with your marriage, involve yourself in social circles and hobbies, travel etc. It will give you a distraction and also a way to calm your mind to take decisions.

All the best!
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Dr Ashish

Dr Ashish Sehgal  |97 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 01, 2023

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Hi Dr. Ashish, Good Afternoon, Iam 45 years old. I got married in 2010. My wife has ego and doesnt get adjusted to me and my family. I occured the experience after 2012 when my wife was 2 month pregnant. I was going to job, there was no peace of mind at all. From 2013 february we are not staying together. Her life is running as per her mother advice. We are having a communication very rarely. I had heard from her mother in law like impotent, not capable of doing anything. There are de-grading words always used and treated with no respect whenever i visited my wife house. My wife has communicated me verbally on January 2023, that she doesn't want the relationship to continue. She blocked me on whatsapp dated 03rd February 2023. I have one daughter aged 9 years. I am calling every week to get in touch with my daughter. The wife family not responding to the phones and my wife also. Request your sincere advice for permanent solution. Thanks & Regards, Deepak Shetty
Ans: I'm sorry to hear about the difficulties you're facing in your marriage and with your wife's family. It sounds like a challenging situation, but I'll try my best to offer some general advice.

Seek professional help: Considering the complexities of your situation, it might be helpful to seek professional guidance. Marriage counselors or therapists can provide a neutral space for both you and your wife to express your concerns and work towards finding a resolution.

Legal advice: If your attempts at communication and reconciliation have not been successful, it may be advisable to consult with a lawyer to understand your legal rights and options. They can guide you through the process and help you navigate any legal implications, especially regarding your relationship with your daughter.

Open communication: While it may be challenging, try to maintain open lines of communication with your wife. Clearly express your desire to work on the relationship and be involved in your daughter's life. Choose a calm and respectful approach when communicating, even if the response is not favorable.

Mediation: Consider involving a mediator to facilitate communication between you and your wife. A neutral third party can help create a constructive environment for dialogue and negotiation, increasing the chances of finding a mutually acceptable solution.

Patience and understanding: Dealing with relationship issues takes time and effort. It's important to remain patient, understanding, and willing to work towards a resolution. Focus on the best interests of your daughter and strive for an amicable co-parenting relationship, even if the marital relationship cannot be mended.

Focus on personal well-being: Take care of yourself physically, mentally, and emotionally during this challenging time. Seek support from friends, family, or support groups. Engage in activities that bring you joy and help you maintain a positive outlook.

Remember that every situation is unique, and the advice provided here may not fully address your specific circumstances. It's crucial to consult professionals who can provide personalized guidance based on a deeper understanding of your situation.
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Kanchan

Kanchan Rai  |169 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 31, 2023

Asked by Anonymous - Oct 29, 2023Hindi
Relationship
Hi Ma'am, I am 36 years old and got married in the year 2014. I wanted to be in a joint family but my wife does not like it from the starting days itself. My parents used to stay with me periodically but not continuously. We have 2 boy children now. During my 1st boy child naming ceremony, my wife's family created issues and threatened me and my mother with bad words and forced for a separate family which i never agreed. After that issue, my wife never returned to my matrimonial home. After lot of efforts from my relatives, we joined back again. But the personal vengeance of my wife on my parents still continued. She used to misbehave with them some times like not listening to my mother's words and she never used to help my mother on all the house hold activities. My mother used to take care of all the household works. In the mean time we are blessed with 2nd boy. She stayed in my house during her second pregnancy, her preganancy well assisted by my mother and me both financially and emotionally. But i used to tell my wife to do very small houshold activities to make her physically well fit for her normal delivery but she took that suggession in a wring way and considered it as a torcher. During her ninth month of her pregnancy she went to her parents house to write a competitive exam but never returned back instead she continued to stay there and returning back to my home. So it has been more than two years now that she left me. During this time, i visited for her birthday, her father died, me and my parents visited his funeral, i visited my sons birthday. So i almost did all my efforts to bring back her to my home but she refused all my chances. So I filed a divorce case since i dont have any hope in my marriage life anymore. But i wanted to live with her since we have two children. Any suggestions/advices please.
Ans: I understand the complex and challenging situation you're facing in your marriage. It's clear that there have been significant conflicts and misunderstandings between you and your wife, and you've made attempts to resolve them. Here are some thoughts and advice from a counseling perspective:

Open Communication: Effective and empathetic communication is crucial. Encourage both you and your wife to express your feelings and concerns in a safe and non-confrontational manner. A counselor can help facilitate these discussions and ensure that both parties have a chance to be heard.
Professional Counseling: Seeking the help of a qualified marriage counselor or therapist is highly recommended. A counselor can provide a neutral perspective, offer strategies for conflict resolution, and help you both explore the underlying issues in your relationship.
Child-Centered Approach: As you have children, it's vital to prioritize their well-being. Regardless of the outcome, work together on a co-parenting plan that focuses on their emotional and psychological needs. A counselor can assist in creating a plan that ensures your children's stability and happiness.
Understanding and Empathy: Try to understand each other's perspectives, feelings, and needs. There seems to be a lack of understanding between you and your wife, and it's important to build empathy and find common ground.
Legal Matters: Consult with a family lawyer to fully understand your rights, responsibilities, and potential outcomes regarding divorce, child custody, and financial matters. It's crucial to be well-informed about the legal implications of your decisions.
Reconciliation Efforts: If both you and your wife are open to the possibility of reconciliation, be prepared for a long and challenging process. It will require time, patience, and a willingness to address the root causes of your issues.
Understanding: Try to understand your wife's perspective and feelings, and encourage her to understand yours. Misunderstandings can often lead to conflicts, and gaining insight into each other's point of view can be a first step toward resolution.
Co-parenting: Regardless of the outcome of your marriage, your focus should be on the well-being of your children. It's essential to develop a co-parenting plan that prioritizes their needs and stability. Self-Care: Take care of your own well-being. Navigating these difficult circumstances can be emotionally and mentally taxing, so ensure you maintain your own emotional and mental health.
Reflect on Your Expectations: Take time to reflect on your expectations regarding family arrangements and what you're willing to compromise on. It may be necessary to find a middle ground between your desire for a joint family and your wife's preference for a separate one.

Remember that the decision to reconcile or proceed with the divorce should be made with the well-being of both you and your wife, as well as your children, in mind. Professional counseling and mediation can provide the support and tools you need to navigate this challenging situation. Whether the ultimate goal is reconciliation or an amicable separation, the involvement of a qualified therapist can be instrumental in moving forward in a healthy and constructive way.
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Kanchan

Kanchan Rai  |169 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 20, 2023

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Hello Madam, thanks for your previous reply, as an update about the situation it has gone bitter today, where she has left me , taking away my daughter as well. This is after we had a fight on small little things where due to work related stress I tried to speak to her about me needing her help to understand the situation and also the situations about her past cheating episode keeps coming back affecting me. Thus leading to constant arguments. Today she has left home , leaving me totally unpreppared and feeling hopeless about the situation in life. I am going through a lot of work pressure stress and now this has really made a situation which is getting diffficult for me to deal with. No amount of contact with her is working, I just do not know how can I resolve this matter so that I can enjoy a happy life with my wife adn daughter again. she also threatens for divorce. I miss both of them dearly. I would really appreciate if you could advice on how to sort the matter out and get some sanity back into this relationship. I fail to communicate my thoughts and feelings clearly with my wife I believe. I try my best to speak her but she never gets it. Please assist in this. Thanks
Ans: I am so very sorry to know your situation which is very challenging It's important to approach the situation with sensitivity and patience.Take some time to reflect on how you communicate with your wife. Are there ways you can improve your communication style? Focus on expressing your feelings and needs without placing blame as this is very sensitive time.Communication is a two-way street. Make sure you actively listen to your wife's concerns and feelings. Understanding her perspective is crucial in finding common ground and working towards resolution. Given the mention of divorce threats, it may be wise to seek legal advice to understand your rights and options. However, keep in mind that legal proceedings can further strain relationships, so it's best approached with caution. Remember that resolving complex relationship issues takes time and effort from both parties involved. Professional assistance can be instrumental in navigating these challenges. If your wife remains unresponsive, it might be worthwhile to focus on your own well-being and personal growth while keeping the lines of communication open for potential reconciliation.
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Love Guru

Love Guru   |187 Answers  |Ask -

Relationships Expert - Answered on Apr 16, 2024

Asked by Anonymous - Apr 15, 2024Hindi
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Hello sir I am 37 years old male and married since 5 years and we had little girl of 4 years old. I need some advice for my relationship. We had problems in our relationship since the beginning of our engagement, as initially I was unaware of my wife's extra marital affairs when I come to know about it she told why she started to see other boy during engagement period also after our marriage as I wasn't upto her expectations, that was the time of 2019 . We had discussed about all each others expectations and solved the problem I tried to regain the confidence in our relationship but still somewhere we had fights every 5 to 6 months on different issues sometimes it's my parents sometimes it's me I dont give her time sometimes financially , in between she left my house and went to her father's home for 8 months after delivery of our baby girl, she told we are not made for each other I told her and explained all about consequences and convinced her to get her back. After that for again after 6 months we started fight with each other on different issues. But recently we fight and she lost control and slapped me and unfortunately in the vague of my anger I also slapped her and she again left me and went to her father house . It's been 1 month now we don't have contact each other because every time I only asked her for compromises and explain and convincing her to come back. This time I don't know what to do.thanks
Ans: Marriage counselling. Enlist at the earliest and see if you can fix matters, but you have to tackle one issue at a time. The infidelity, the inlaws, the lack of compatibility…there’s too many issues here.
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Shekhar

Shekhar Kumar  |92 Answers  |Ask -

Leadership, HR Expert - Answered on Apr 29, 2024

Asked by Anonymous - Apr 27, 2024Hindi
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I am a student of CS 2nd year in a 3-tier collage how can I get an internship opportunity, I am good at C, Java, HTML,CSS and Also Swing.
Ans: Securing an internship opportunity as a second-year computer science student requires proactive steps and effective networking. Create a well-structured resume highlighting your skills, relevant coursework, projects, and any previous experience. Tailor your resume to emphasize your proficiency in programming languages such as C, Java, HTML, CSS, and Swing, along with any notable projects or achievements. Check with your college's career services department or placement cell for internship opportunities. Attend career fairs, workshops, and networking events organized by your college to connect with recruiters and industry professionals. Explore online job portals, internship websites, and professional networking platforms such as Naukri, LinkedIn, and Internshala. Look for internship openings on the careers or internship pages of company websites. Many companies, including startups and tech firms, actively recruit interns throughout the year. Attend industry meetups, tech conferences, or hackathons to network with professionals and expand your contacts. Request informational interviews with professionals working in your desired field to learn about their career paths and inquire about internship opportunities. Participate in online coding platforms such as HackerRank, LeetCode, or CodeSignal to practice coding challenges and improve your problem-solving skills. Practice coding interview questions, algorithms, and data structures commonly asked in technical interviews. 

Remember to customize your application materials for each internship opportunity, highlighting relevant skills and experiences. Be persistent in your search, follow up on applications, and stay proactive in seeking out opportunities. Internships provide valuable hands-on experience, networking opportunities, and insights into the industry, so make the most of this learning opportunity to further your career goals in computer science.
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Shekhar

Shekhar Kumar  |92 Answers  |Ask -

Leadership, HR Expert - Answered on Apr 29, 2024

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Sir, i 'm currently doing b. Sc in biotechnology NEP from University of jammu ... What can i do after this course after getting b. Sc degree... What 're its career options? ... Tell about this co
Ans: Completing a B.Sc. in biotechnology offers a range of career options in various sectors. You can work in research laboratories, biotech companies, or academic institutions conducting research in areas such as genetic engineering, molecular biology, microbiology, or pharmaceuticals. Roles may include research assistant, laboratory technician, or scientist, where you contribute to the development of new biotech products, processes, or therapies. The biopharmaceutical sector offers opportunities in drug discovery, development, manufacturing, and regulatory affairs. You can work for biopharmaceutical companies involved in developing biologics, vaccines, gene therapies, or personalized medicine. Bioprocess engineers are involved in designing and optimizing processes for the production of biopharmaceuticals, biofuels, enzymes, or other biotech products. Roles may include process engineer, manufacturing specialist, or quality control analyst, where you ensure the efficiency, safety, and quality of bioprocess operations. You can work in medical research institutions, hospitals, or clinical research organizations (CROs) conducting clinical trials, genetic testing, or epidemiological studies. Roles may include clinical research coordinator, data analyst, or research scientist, where you contribute to medical advancements and evidence-based healthcare practices. Agricultural biotechnology offers opportunities in crop improvement, plant genetics, and sustainable agriculture. You can work for agricultural research organizations, seed companies, or agribusinesses developing genetically modified crops, biopesticides, or biostimulants to enhance crop productivity and resilience. Environmental biotechnology focuses on using biological processes to address environmental challenges such as pollution, waste management, and sustainability. You can work for environmental consulting firms, government agencies, or environmental organizations developing solutions for water treatment, bioremediation, or renewable energy production. Bioinformatics involves the use of computer algorithms and databases to analyze biological data, such as DNA sequences, protein structures, or gene expression patterns. You can work for biotech companies, pharmaceutical firms, or academic research institutions developing bioinformatics tools, conducting genomic analysis, or modeling biological systems.

These are just a few examples of the diverse career paths available to graduates with a B.Sc. in biotechnology. Depending on your interests, skills, and career goals, you may choose to pursue further education, such as a master's degree or specialized certifications, to enhance your expertise and expand your career opportunities in the biotech industry. Additionally, gaining hands-on experience through internships, research projects, or industry collaborations can be valuable for transitioning into your desired career path after completing your degree.
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Shekhar

Shekhar Kumar  |92 Answers  |Ask -

Leadership, HR Expert - Answered on Apr 29, 2024

Asked by Anonymous - Apr 27, 2024Hindi
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Career
Which job has high demand in foreign countries(other than India)? Job other than medical and engineering?
Ans: Several jobs are in high demand in foreign countries, beyond the fields of medicine and engineering. Finance professionals, such as accountants, financial analysts, investment bankers, and auditors, are sought after in various countries. Sales and marketing professionals with skills in digital marketing, social media management, market research, and customer relationship management are highly valued. Hospitality professionals, including hotel managers, event planners, tourism coordinators, and travel agents, are in demand in countries with thriving tourism industries. Qualified educators, including teachers, professors, language instructors, and educational consultants, are needed in schools, colleges, language institutes, and international education programs. Skilled tradespeople, such as electricians, plumbers, carpenters, welders, and HVAC technicians, are essential for construction, infrastructure development, and maintenance projects. Environmental scientists, sustainability consultants, renewable energy technicians, and conservation specialists are increasingly in demand as organizations seek to address environmental challenges and implement sustainable practices. 

These are just a few examples of jobs that are in high demand in foreign countries, offering opportunities for individuals with diverse skills and backgrounds. It's essential to research specific industries, countries, and job markets to identify where your skills and interests align with available opportunities and to consider factors such as language proficiency, cultural adaptability, and immigration regulations when pursuing international employment opportunities.
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Shekhar

Shekhar Kumar  |92 Answers  |Ask -

Leadership, HR Expert - Answered on Apr 29, 2024

Asked by Anonymous - Apr 27, 2024Hindi
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I want to work in cosmetic industry. Is it better to do major in chemistry or do chemical engineering? Which has high scope? Also is their any scope in chemical engineering in upcoming years? And how is the pay like? Other than chemical engineering wh8ch has highest demand and salary?
Ans: Both chemistry and chemical engineering can offer pathways into the cosmetic industry, but they involve different focuses and skill sets. Chemistry majors typically focus on understanding the fundamental principles of chemistry, including chemical reactions, molecular structures, and the properties of substances. If you have a strong interest in studying the composition, behavior, and interactions of molecules, a major in chemistry may be a good fit for you. Chemical engineering majors, on the other hand, apply principles of chemistry, physics, and engineering to design and optimize processes for the production of chemicals, materials, and consumer products. If you're interested in applying scientific principles to solve real-world problems and develop new products or processes, chemical engineering may be more suitable. Chemistry majors may pursue careers in various industries, including pharmaceuticals, biotechnology, cosmetics, materials science, environmental science, and academia. Potential roles for chemistry majors include research scientists, laboratory technicians, quality control analysts, and regulatory specialists. Chemical engineering majors have opportunities in industries such as petrochemicals, polymers, pharmaceuticals, food processing, energy, environmental engineering, and consumer products. Chemical engineers may work in roles such as process engineers, manufacturing engineers, project managers, and consultants. Both chemistry and chemical engineering offer competitive salary potential and job prospects, but the specific opportunities may vary depending on factors such as industry demand, location, experience, and specialization. The job market for chemistry and chemical engineering may fluctuate based on economic conditions, industry trends, and technological advancements, but salaries for chemical engineering professionals are better than those for chemical majors in the cosmetic industry. In addition to chemistry and chemical engineering, there are several other fields of study that can provide pathways into the cosmetic industry, which include biology or biochemistry, pharmacy or pharmacology, materials science or engineering, biotechnology, dermatology and dermatological sciences, marketing and consumer science, and environmental science and sustainability. These are just a few examples of fields of study that can lead to careers in the cosmetic industry.

Ultimately, the best choice for you depends on your personal interests, strengths, and career aspirations. Consider researching each major, exploring potential career paths, and speaking with professionals in the field to gain insights into the opportunities available and make an informed decision that aligns with your goals.
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Shekhar

Shekhar Kumar  |92 Answers  |Ask -

Leadership, HR Expert - Answered on Apr 29, 2024

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I worked for a private PMC company with appointment letter later after four months they were unable to pay salary and assured us by mails and what's up messages that, they are having some financial problems and requested to continue and pending salaries would be released soon and later stopped taking calls, We have resigned but they have not settled our account and now again become active. What action can be taken.
Ans: It's unfortunate that you're facing this situation with your former employer. Gather all relevant documentation related to your employment, including your appointment letter, emails, WhatsApp messages, and any other communication regarding salary payments and promises made by the company. Having a record of these interactions will be crucial for any potential legal action. Reach out to the company via email or written correspondence to remind them of the outstanding salary payments and request immediate settlement of your dues. Clearly outline the amount owed, the period for which you worked without compensation, and any promises or assurances made by the company regarding payment. If the company fails to respond or refuses to settle your dues, consider seeking legal advice from a labor lawyer or legal aid organization. They can assess your situation, advise you on your rights and options, and help you take appropriate legal action to recover your unpaid wages. Depending on the jurisdiction and labor laws in your area, you may have the option to file a formal complaint or grievance with the relevant labor department or regulatory authority. Provide them with all relevant documentation and information about your case, and they may investigate the matter and take action against the company if warranted. If you see other employees are also affected by unpaid wages or mistreatment by the company, then consider organizing collectively to amplify your voices and increase pressure on the company to resolve the issue. This could involve forming a group, sharing information and resources, and coordinating efforts to seek redress through legal channels or public advocacy. Throughout this process, it's important to protect your rights and avoid taking any actions that could jeopardize your legal standing or future claims against the company. Keep records of all communications, consult with legal experts, and be prepared to assert your rights if necessary. Stay informed about any developments related to the company, including changes in ownership, financial status, or legal proceedings. This information may affect your ability to recover unpaid wages or seek other forms of recourse.

Remember that recovering unpaid wages can be a complex and challenging process, but by taking proactive steps, seeking appropriate guidance, and advocating for your rights, you can increase your chances of obtaining a favorable outcome.
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Shekhar

Shekhar Kumar  |92 Answers  |Ask -

Leadership, HR Expert - Answered on Apr 29, 2024

Asked by Anonymous - Apr 27, 2024Hindi
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It's been a year since I completed my engineering in mechanical engineering. I am currently unemployed. I keep sending resume through LinkedIn, indeed, monster. I only get rejection replies. I have lost confidence in everything. What i specialised and has more interest is mechanical design and simulation, but majority companies prefer experienced candidates. For my other plans to work out i initially needed a job for money as well as for experience. It's very depressing and i am kind of letting go my dreams. I feel I am very incapable of even find a job after a course. What difference do I make with those who took a year off to clear remaining arrears.
Ans: It's understandable to feel frustrated and discouraged when facing challenges in your job search, especially when you're passionate about a specific field like mechanical design and simulation. However, it's essential to remember that setbacks are a natural part of the job search process, and they don't define your worth or capabilities. While gaining work experience may seem challenging at the moment, you can focus on enhancing your skills and knowledge in mechanical design and simulation. Consider enrolling in online courses, workshops, or certification programs related to CAD software, finite element analysis (FEA), computational fluid dynamics (CFD), or other relevant areas. Reach out to professionals working in mechanical design and simulation roles through LinkedIn or industry events. Request informational interviews to learn about their career paths, experiences, and insights into the industry. Building relationships with professionals in your field can lead to job opportunities, mentorship, and valuable advice for your career. Look for internships, co-op programs, or entry-level positions that offer opportunities to gain hands-on experience in mechanical design and simulation. While these roles may not always be advertised, reaching out to companies directly or through your network can help you uncover hidden opportunities and demonstrate your enthusiasm and commitment to the field.

Remember that finding a job after completing your engineering degree is a process that takes time and persistence. Stay committed to your aspirations, continue investing in your skills and knowledge, and remain open to new opportunities that come your way. With determination and perseverance, you can overcome obstacles and find success in your chosen field.
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Moneywize

Moneywize   |98 Answers  |Ask -

Financial Planner - Answered on Apr 28, 2024

Asked by Anonymous - Apr 27, 2024Hindi
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Money
I want to purchase auto insurance for my Maruti Ertiga which I purchased two years ago. Which auto insurance policy will best look after my interests in the event of an accident which could lead to fatalities or lead me permanently disabled? I want to choose an auto insurance policy that will take care of hospitalisation as well as permanent disability.
Ans: In the unfortunate event of an accident with your Maruti Ertiga, a comprehensive car insurance policy will best serve your interests. Here's why:

Comprehensive Coverage:

• Third-party Liability: This is mandatory by law and covers any injuries or property damage caused to a third party due to an accident involving your car.
• Own Damage Cover: This protects your Maruti Ertiga from damages caused by accidents, theft, fire, natural calamities, etc.

Additional Coverage for Permanent Disability and Hospitalisation:

• Personal Accident (PA) Cover for Owner-Driver and Passengers: This add-on provides a lump sum payout in case of death or permanent disability due to an accident. You can extend this cover to include your passengers as well.
• Medical Expenses Cover: This add-on reimburses hospitalisation expenses incurred due to injuries sustained in an accident.

Here's what to consider when choosing an insurance provider:

• Claim Settlement Ratio (CSR): Look for insurers with a high CSR, which indicates a good record of settling claims promptly.
• Network Garages: Opt for an insurer with a wide network of cashless garages for repairs to ensure a hassle-free experience.
• Customer Service: Choose a company known for providing prompt and helpful customer service.

Popular Car Insurance Providers in India:

• Acko General Insurance
• HDFC Ergo
• The Oriental Insurance Company
• National Insurance Company
• Bajaj Allianz General Insurance

Researching and Comparing Policies

• Use online insurance aggregator websites to compare quotes from different providers. These websites allow you to input details about your Maruti Ertiga, your driving history, and desired coverage options. They will then provide you with quotes from various insurers, allowing you to compare prices and features.

Consulting a Financial Advisor

• Consider consulting a financial advisor who can help you assess your specific needs and recommend the most suitable car insurance policy for your Maruti Ertiga.
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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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