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Anu Krishna |1449 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Aug 16, 2023

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more

Asked by Anonymous - Aug 09, 2023Hindi

Relationship

Hi Anu, I am 39 Year Old Male and My wife is 37 years old, we are married for 12 years. We have 2 kids (A Son Aged 9 Years) and a daughter aged (2 years). We had good and bad both times during 12 years of our marriage. However it was my anger on petty issues which lead to multiple quarrels over the period. Last month again we had fight and my wife left home without my or my family knowladge along with both our kids to my in-laws. During this 1 month of seperation i realized my mistakes and are ready to amend it, but my wife lacks trust now. We are not in touch since she has left as she has blocked my number and send me court notice of maintenance also (Ofcourse notice has lot of lies also). No i have understood my family's values and unable to bear such distance from both wife and kids. What my wife is thinking i dont know. Financially i have always kept her happy but due to my quarrels things have gone bad now. Please advice what should be way forward for me and what should i do to bring my family back. PLEASE GUIDE!

Ans: Dear Anonymous,
Ego trips have divided the two of you considerably.
Seek the help of an elder member of a family who will act like a go-between and a mediator. He/She must be neutral and unbiased as well.
This helps in having a smooth flow in a conversation between you and your wife where both of you can our in your woes and also be clear on whether either of you want the marriage to continue or not. Also, take into account the children and their welfare as they are very young and any decision taken will impact them in one or many ways.
If this mediation fails, kindly seek the help of a marriage therapist/counselor even this means sharing 'stuff' with a total stranger. Most often that stranger will be the person to facilitate a smooth reconciliation if the couple also wants the same.

All the best!

RelationshipReply

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Dr Ashish Sehgal |120 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Jun 01, 2023

Question by Deepak - May 22, 2023Hindi

Relationship

Hi Dr. Ashish, Good Afternoon, Iam 45 years old. I got married in 2010. My wife has ego and doesnt get adjusted to me and my family. I occured the experience after 2012 when my wife was 2 month pregnant. I was going to job, there was no peace of mind at all. From 2013 february we are not staying together. Her life is running as per her mother advice. We are having a communication very rarely. I had heard from her mother in law like impotent, not capable of doing anything. There are de-grading words always used and treated with no respect whenever i visited my wife house. My wife has communicated me verbally on January 2023, that she doesn't want the relationship to continue. She blocked me on whatsapp dated 03rd February 2023. I have one daughter aged 9 years. I am calling every week to get in touch with my daughter. The wife family not responding to the phones and my wife also. Request your sincere advice for permanent solution. Thanks & Regards, Deepak Shetty

Ans: I'm sorry to hear about the difficulties you're facing in your marriage and with your wife's family. It sounds like a challenging situation, but I'll try my best to offer some general advice.

Seek professional help: Considering the complexities of your situation, it might be helpful to seek professional guidance. Marriage counselors or therapists can provide a neutral space for both you and your wife to express your concerns and work towards finding a resolution.

Legal advice: If your attempts at communication and reconciliation have not been successful, it may be advisable to consult with a lawyer to understand your legal rights and options. They can guide you through the process and help you navigate any legal implications, especially regarding your relationship with your daughter.

Open communication: While it may be challenging, try to maintain open lines of communication with your wife. Clearly express your desire to work on the relationship and be involved in your daughter's life. Choose a calm and respectful approach when communicating, even if the response is not favorable.

Mediation: Consider involving a mediator to facilitate communication between you and your wife. A neutral third party can help create a constructive environment for dialogue and negotiation, increasing the chances of finding a mutually acceptable solution.

Patience and understanding: Dealing with relationship issues takes time and effort. It's important to remain patient, understanding, and willing to work towards a resolution. Focus on the best interests of your daughter and strive for an amicable co-parenting relationship, even if the marital relationship cannot be mended.

Focus on personal well-being: Take care of yourself physically, mentally, and emotionally during this challenging time. Seek support from friends, family, or support groups. Engage in activities that bring you joy and help you maintain a positive outlook.

Remember that every situation is unique, and the advice provided here may not fully address your specific circumstances. It's crucial to consult professionals who can provide personalized guidance based on a deeper understanding of your situation.

Anu Krishna |1449 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Jul 05, 2023

Question by Satish - Jul 04, 2023Hindi

Relationship

Hello Ma'm, I have been married since 2007 having 2 children 14 yrs, 12 yrs. Now a days my wife having not interest in family life drama. means making tiffing for husband, caring of older men in home. so she make some little disute and left me alone. She went to her mother's home with 2 children. filed 498 domestic violence against me and other 4 family members (1 mother, 3 sisters-married). we went to get back her so many times but she refused to come as she has not remain interest to live with me. Ma'm, I become viable, sometimes feeling to commit sc, whats wrong with us i dont understood. pl. let me know , how to face this situation and keep mind calm or what to do next

Ans: Dear Satish,
Section 498A is a serious charge and do not let it slip by...Kindly contact a lawyer and present your side of the case for the lawyer to be able to fight on your behalf.
What has transpired between you and your wife, is something known only to the two of you; but instead pf talking it through, I don't understand why she has to drop a serious charge. Has there been any instances of cruelty against her from you or any family member? If Yes, do not waste any time and take this charge on you seriously. If No, it can damage your reputation, call for a lawyer immediately. (I don't have much information from you on why all of this could have happened; hence this is the only suggestion that i can make).

All the best!

Kanchan Rai |499 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Oct 31, 2023

Asked by Anonymous - Oct 29, 2023Hindi

Relationship

Hi Ma'am, I am 36 years old and got married in the year 2014. I wanted to be in a joint family but my wife does not like it from the starting days itself. My parents used to stay with me periodically but not continuously. We have 2 boy children now. During my 1st boy child naming ceremony, my wife's family created issues and threatened me and my mother with bad words and forced for a separate family which i never agreed. After that issue, my wife never returned to my matrimonial home. After lot of efforts from my relatives, we joined back again. But the personal vengeance of my wife on my parents still continued. She used to misbehave with them some times like not listening to my mother's words and she never used to help my mother on all the house hold activities. My mother used to take care of all the household works. In the mean time we are blessed with 2nd boy. She stayed in my house during her second pregnancy, her preganancy well assisted by my mother and me both financially and emotionally. But i used to tell my wife to do very small houshold activities to make her physically well fit for her normal delivery but she took that suggession in a wring way and considered it as a torcher. During her ninth month of her pregnancy she went to her parents house to write a competitive exam but never returned back instead she continued to stay there and returning back to my home. So it has been more than two years now that she left me. During this time, i visited for her birthday, her father died, me and my parents visited his funeral, i visited my sons birthday. So i almost did all my efforts to bring back her to my home but she refused all my chances. So I filed a divorce case since i dont have any hope in my marriage life anymore. But i wanted to live with her since we have two children. Any suggestions/advices please.

Ans: I understand the complex and challenging situation you're facing in your marriage. It's clear that there have been significant conflicts and misunderstandings between you and your wife, and you've made attempts to resolve them. Here are some thoughts and advice from a counseling perspective:

Open Communication: Effective and empathetic communication is crucial. Encourage both you and your wife to express your feelings and concerns in a safe and non-confrontational manner. A counselor can help facilitate these discussions and ensure that both parties have a chance to be heard.
Professional Counseling: Seeking the help of a qualified marriage counselor or therapist is highly recommended. A counselor can provide a neutral perspective, offer strategies for conflict resolution, and help you both explore the underlying issues in your relationship.
Child-Centered Approach: As you have children, it's vital to prioritize their well-being. Regardless of the outcome, work together on a co-parenting plan that focuses on their emotional and psychological needs. A counselor can assist in creating a plan that ensures your children's stability and happiness.
Understanding and Empathy: Try to understand each other's perspectives, feelings, and needs. There seems to be a lack of understanding between you and your wife, and it's important to build empathy and find common ground.
Legal Matters: Consult with a family lawyer to fully understand your rights, responsibilities, and potential outcomes regarding divorce, child custody, and financial matters. It's crucial to be well-informed about the legal implications of your decisions.
Reconciliation Efforts: If both you and your wife are open to the possibility of reconciliation, be prepared for a long and challenging process. It will require time, patience, and a willingness to address the root causes of your issues.
Understanding: Try to understand your wife's perspective and feelings, and encourage her to understand yours. Misunderstandings can often lead to conflicts, and gaining insight into each other's point of view can be a first step toward resolution.
Co-parenting: Regardless of the outcome of your marriage, your focus should be on the well-being of your children. It's essential to develop a co-parenting plan that prioritizes their needs and stability. Self-Care: Take care of your own well-being. Navigating these difficult circumstances can be emotionally and mentally taxing, so ensure you maintain your own emotional and mental health.
Reflect on Your Expectations: Take time to reflect on your expectations regarding family arrangements and what you're willing to compromise on. It may be necessary to find a middle ground between your desire for a joint family and your wife's preference for a separate one.

Remember that the decision to reconcile or proceed with the divorce should be made with the well-being of both you and your wife, as well as your children, in mind. Professional counseling and mediation can provide the support and tools you need to navigate this challenging situation. Whether the ultimate goal is reconciliation or an amicable separation, the involvement of a qualified therapist can be instrumental in moving forward in a healthy and constructive way.

Kanchan Rai |499 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Nov 20, 2023

Question by N - Nov 09, 2023Hindi

Relationship

Hello Madam, thanks for your previous reply, as an update about the situation it has gone bitter today, where she has left me , taking away my daughter as well. This is after we had a fight on small little things where due to work related stress I tried to speak to her about me needing her help to understand the situation and also the situations about her past cheating episode keeps coming back affecting me. Thus leading to constant arguments. Today she has left home , leaving me totally unpreppared and feeling hopeless about the situation in life. I am going through a lot of work pressure stress and now this has really made a situation which is getting diffficult for me to deal with. No amount of contact with her is working, I just do not know how can I resolve this matter so that I can enjoy a happy life with my wife adn daughter again. she also threatens for divorce. I miss both of them dearly. I would really appreciate if you could advice on how to sort the matter out and get some sanity back into this relationship. I fail to communicate my thoughts and feelings clearly with my wife I believe. I try my best to speak her but she never gets it. Please assist in this. Thanks

Ans: I am so very sorry to know your situation which is very challenging It's important to approach the situation with sensitivity and patience.Take some time to reflect on how you communicate with your wife. Are there ways you can improve your communication style? Focus on expressing your feelings and needs without placing blame as this is very sensitive time.Communication is a two-way street. Make sure you actively listen to your wife's concerns and feelings. Understanding her perspective is crucial in finding common ground and working towards resolution. Given the mention of divorce threats, it may be wise to seek legal advice to understand your rights and options. However, keep in mind that legal proceedings can further strain relationships, so it's best approached with caution. Remember that resolving complex relationship issues takes time and effort from both parties involved. Professional assistance can be instrumental in navigating these challenges. If your wife remains unresponsive, it might be worthwhile to focus on your own well-being and personal growth while keeping the lines of communication open for potential reconciliation.

Latest Questions

Ramalingam Kalirajan |7593 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Jan 21, 2025

Asked by Anonymous - Jan 20, 2025Hindi

Money

Hello sir, I am 35yo with 2 (4yo, 1yo) children. Can I retire now, with following corpus: mutual fund and stocks : 3.5 crore, lands: 50 lakh, PF&PPF: 80 lakh, FD: 25 lakh, SGB &Gold:50 lakh. Currently doesn't own any house. Monthly expense is around 1 lakh.

Ans: Your corpus and monthly expenses show a solid foundation. Retirement at 35, however, requires careful assessment. Let’s analyse your situation step by step.

Current Financial Assets and Allocations

Mutual Funds and Stocks: Rs 3.5 crore

This is a significant part of your corpus. Equity investments offer high growth potential.

Lands: Rs 50 lakh

Real estate investments are illiquid. Consider them only for long-term growth or inheritance.

PF and PPF: Rs 80 lakh

These provide stability and assured returns. These are good for meeting long-term goals.

Fixed Deposit: Rs 25 lakh

FDs are low-risk and ensure liquidity. This is beneficial for emergencies.

SGB and Gold: Rs 50 lakh

Gold is a strong hedge against inflation. It also offers diversification.

Monthly Expense Analysis

Your monthly expense of Rs 1 lakh equates to Rs 12 lakh annually.

Accounting for inflation, this expense will grow over time. Planning for this is crucial.

Core Observations

Your total corpus is Rs 5.55 crore. This is substantial for your age.

Inflation and rising expenses over time will impact your corpus.

Without a house, rent becomes a recurring expense. Factor this into your calculations.

You have no guaranteed income sources post-retirement.

Key Areas of Improvement

Housing

Consider buying a house if feasible. Owning a house ensures stability and reduces rent.

Do not invest excessively in real estate as it is illiquid.

Corpus Utilisation

Avoid over-reliance on equity investments for withdrawals. Equity is volatile in the short term.

Use a mix of debt and equity for regular withdrawals.

Children’s Education and Marriage

Both are major financial goals. Plan dedicated investments for these.

Use long-term instruments for education and marriage funds.

Emergency Fund

Maintain an emergency fund of at least 12 months of expenses.

Keep it in liquid funds or high-yield savings accounts.

Recommended Financial Strategies

Asset Allocation

Diversify your portfolio across equity, debt, and gold.

Maintain 60% equity, 30% debt, and 10% gold as a starting point. Adjust as needed.

Mutual Fund Investments

Continue with actively managed funds. These can outperform index funds in emerging markets like India.

Avoid direct funds if you lack time or expertise. Regular funds offer advisor support and insights.

Debt Investments

Increase debt allocation for stability. Consider high-quality debt mutual funds.

Ensure these align with your withdrawal needs.

Tax Planning

Monitor tax implications of mutual fund withdrawals.

LTCG from equity funds above Rs 1.25 lakh is taxed at 12.5%.

Plan withdrawals to minimise tax liabilities.

Insurance Needs

Ensure adequate health insurance for your family. Cover at least Rs 25 lakh for each member.

Check if you have term insurance. Secure Rs 2-3 crore coverage for your family’s financial safety.

Inflation and Lifestyle Adjustments

Inflation can erode your purchasing power. Plan investments to counter inflation.

Avoid lifestyle inflation. Stick to essential expenses wherever possible.

Income Generation Options

Systematic Withdrawal Plans (SWP)

Use SWP from mutual funds for regular income.

Choose hybrid funds for better stability and returns.

Rental Income

Invest part of your corpus in commercial properties.

Ensure this aligns with your liquidity needs and risk profile.

Freelance or Part-Time Work

Consider light work for additional income. It can extend your corpus.

Use your skills to generate flexible income streams.

Monitoring and Review

Review your portfolio annually. Adjust allocations as goals evolve.

Work with a Certified Financial Planner for periodic checks.

Final Insights

Retirement at 35 is ambitious but achievable with meticulous planning. Your current corpus is strong, but consider the following:

Plan for inflation, children’s needs, and healthcare costs.

Diversify investments and secure guaranteed income sources.

Avoid premature decisions. Evaluate thoroughly before retiring.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

https://www.youtube.com/@HolisticInvestment

Rajesh Kumar Singh |39 Answers |Ask -Follow

IIT-JEE, GATE Expert - Answered on Jan 21, 2025

Question by Rajan - Jan 20, 2025

Career

My son appears for +2 cbse board this year 2025. He is also writing iit jee mains exam, his group PCM&cs and good in score in (95%)maths, (85%)chemistry and cs (95%) , physics, english average.. Can he pursue btech ( data science) or BE (CS) BE(iT) Pls advice best for him, he is well in python and good in sql data analysis, excellent in problem solving in maths

Ans: BE (CS) ,BE(IT) is better. AI/ML is the future. Let him appear in hackathons to know his position

Rajesh Kumar Singh |39 Answers |Ask -Follow

IIT-JEE, GATE Expert - Answered on Jan 21, 2025

Question by Hemanth - Jan 20, 2025Hindi

Career

Am 33 years old, MALE. Working as IT admin in a Rural Co-operative bank, Am having knowledge on SQL, Domain, Database Management, banking and Networking. I want to move to Bangalore for higher paying job, am I still got chance to get myself placed in a MNC, shall i go for Cyber Security or Coding Domain. Please guide me. And which course or certification suits me at.

Ans: reputed Cyber Security or Coding Domain good , speak to industry people before leaving present job

Dr Anshuman Manaswi |26 Answers |Ask -Follow

Plastic-Aesthetic Surgeon, Emergency Care Consultant - Answered on Jan 20, 2025

Asked by Anonymous - Jan 07, 2025Hindi

Health

How to avoid habit of nail biting?

Ans: You need to control your urgent , be less stressed and distract yourself by by being busy.
But if still it doesn't get controlled, pl see a psychologist

Ravi Mittal |508 Answers |Ask -Follow

Dating, Relationships Expert - Answered on Jan 20, 2025

Asked by Anonymous - Jan 15, 2025

Relationship

my mom and dad knows about me and my boyfriend .. me and my bf have never had anything sexual or something ever . but my mom the other day saw a pic of him and me in which he had his hand on my waist ans she had it up all against me she started saying all those mean thing and comparing me with the other girls who become physical in relationship . what do i do

Ans: Dear Anonymous,
I understand that you are in a tricky situation. First, let's acknowledge that couples who decide to get intimate are not "bad." Their choice is just different from yours. You can try to explain the same to your mother- though it will be tough, everyone needs to understand this. Secondly, in this situation, all you can do is let her know that her upbringing will never allow you to lie to your mom or cross boundaries that will hurt her and your dad. This way, you might be able to regain her trust.
Best Wishes.

Ravi Mittal |508 Answers |Ask -Follow

Dating, Relationships Expert - Answered on Jan 20, 2025

Asked by Anonymous - Jan 14, 2025Hindi

Relationship

What types of questions should I asked to a boy on the first meeting??

Ans: Dear Anonymous,
There is no hard and fast rule that you have to ask a certain set of questions. You can ask anything you like- things that are important to you, deal breakers, attributes you would want in your partner, etc. Anything that isn't rude, or too intrusive is okay. For instance, you can ask him what are his hobbies, passions, and career plans; does he like to travel, what are his values, his religious and political stance, does he drink or smoke, is he outgoing or loves to spend most of his time indoors, family plans, does he want kids, etc. These are all questions that will help you get a better picture of who this person is- but most importantly, let the conversation flow on its own. You do not have to make a questionnaire. You will get a fair idea of what to ask once you start talking.
Hope this helps.

Ravi Mittal |508 Answers |Ask -Follow

Dating, Relationships Expert - Answered on Jan 20, 2025

Asked by Anonymous - Jan 11, 2025Hindi

Relationship

I am a 20 years old guy and in my past romantic relationships, have shown signs of emotional instability, too much dependency and lack of awareness of boundaries which affected my relationships badly...I hadn’t interacted with people in a long while since 2020 (precisely when lockdown had started) and feel that some aspects of my personality are not developed fully as they should be at this age. How to work on this? Also, i have noticed that I am able to create a good first impression but it soon pales and I feel like I am subtly disrespected or talked down to, and this has been happening in all interactions...i am always respectful (often to a fault!) and even have people pleasing tendencies...i sometimes ask immature weird questions and that might probably be the reason (but they’re never inappropriate)...but i do want to gain insights into why i am experiencing what i am and how to navigate this situation well so that I can maintain healthy relationships in future. Thanks you!

Ans: Dear Anonymous,
First of all, I want you to understand that it is no small feat to realize the quirks and imperfections in ourselves- you have done it. Your effort to understand and rectify them deserves to be acknowledged and appreciated.
Now, coming to your question, I can only give you some general advice on each-
Emotional instability and dependency- these behavioral patterns can stem from various factors; it can be a lack of confidence or some past issues that are left unresolved. It is difficult for me to tell you exactly why it is happening. It can also arise from a lack of validation. To manage it, you can focus on self-regulation- like meditation or journaling whenever you feel these emotions rising. This way you are expressing them but not damaging your relationships. Take up new hobbies or goals. Achieving milestones can build confidence.
Navigating Boundaries- You can speak to your partner in the early stage of the relationship to understand their boundaries. This way there will be clarity and you won't overstep. You can set up some boundaries too.
For better interpersonal skills, you can proactively follow some rules- like active listening, avoiding overthinking, asking open-ended questions, and resisting the urge to seek your partner's approval.
About the awkward questions- it is important to understand that you might perceive them as awkward, but the person opposite to you might think of it as a genuine curiosity. As long as it isn't intrusive or inappropriate, there are no awkward questions.
Like these, I can only offer you some general advice. But the best advice of them all would be to seek counseling. It has done wonders for people. And the first step, which is identifying the issues is already done. Bravo! What's wrong with taking a little professional help in navigating the next steps? They can guide you in a more structured manner.
Hope this helps.

Kanchan Rai |499 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Jan 20, 2025

Asked by Anonymous - Jan 09, 2025Hindi

Relationship

I’ve been in a relationship with a girl for the past 4 years, but due to various issues, things have become extremely complicated. Her father doesn’t approve of me, and my mother doesn’t like her either. Despite this, we’ve managed to stay together all these years. The problem is now escalating. My family is pressuring me to marry someone else, but I’m unable to leave her. At the same time, I feel I can’t marry her either because of her behavior and the ongoing issues with my family. I’ve tried to ask her to change certain things, but she hasn’t made any efforts in that direction. To make matters worse, her mother supports our relationship and trusts me, which makes it even harder for me to walk away. I don’t want her to marry someone else, but I also feel stuck because of my family’s expectations and the challenges in our relationship. Even If I leave her I don't know what she is going to do. What should I do in this situation to make the best decision for everyone involved?

Ans: it's crucial to reflect on what you truly want and need from a relationship. Ask yourself if this relationship brings you the happiness and fulfillment you seek, or if the challenges you face are too significant to overcome. It's important to differentiate between staying out of love and staying out of fear or obligation.

Talking to your partner openly is essential. Share your concerns honestly and listen to her perspective. If there are changes you've hoped for, express why they matter to you. At the same time, recognize that change is a two-way street—it requires effort and willingness from both sides. If she hasn't made efforts in the areas you've discussed, it may be worth considering whether this is a pattern that can be changed or a fundamental mismatch in expectations.

Your family's disapproval complicates things further, but it's important to remember that this is your life and relationship. While their opinions are significant, they shouldn't be the sole deciding factor in your happiness. Balancing respect for their wishes with your own needs is a delicate task, but ultimately, you need to make a decision that feels right for you.

If the relationship feels unsustainable despite your efforts, it may be time to consider a different path. It's understandable that you’re concerned about her well-being, especially given her mother's trust in you, but staying out of guilt or obligation can lead to further unhappiness for both of you. If you decide to part ways, doing so with kindness and honesty can help mitigate some of the hurt.

Ultimately, this decision is deeply personal. Weighing your feelings, the relationship dynamics, and your family's expectations will guide you toward a resolution that prioritizes your well-being and future happiness.

Kanchan Rai |499 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Jan 20, 2025

Asked by Anonymous - Jan 09, 2025Hindi

Relationship

My age is 41 years. I have two kids. Nurturing n looking after them n whole home single handedly. I am a visiting faculty in a institute . Earns very nominal earning. My husband hits me, taunts me and use very arrogant words to me like tumhe belt se maarunga n similar many worst words. His family has been always unsupportive to me . Now after 16 years of marriage, he still wants me to please his mother n other family. Which I completely avoid as they have never supported me and always boycotted me. His real brother is in politics and all family members including his cousins do follow him and boycotted me n husband. Now for everything my husband blames me and says if you gave pleased them, all might have good. But inspite of pleasing them a lot , they are like treating me like I am a stranger. I handle n manage everything still by the end of the day.... everything is in vain. Husband says...What you did for home? I will never ever give my money to you and so on. I am literally in trouble thoughts, what to do ? I even many times thought to end my life but my kids are the reason I continuously bears everything. Please suggest what shall I do.

Ans: it's important to acknowledge that no one deserves to be treated with such disrespect and abuse. Your feelings of isolation and frustration are valid. It can feel overwhelming when the people who should support you instead make you feel like an outsider.

In situations like this, it’s crucial to find support outside the immediate family. Reach out to trusted friends, family members, or support groups who can offer you emotional strength and practical advice. Consider speaking with a counselor or therapist who can help you navigate these complex emotions and provide strategies for dealing with the abuse and stress.

You’ve shown immense resilience, especially for your children. They need you to be strong, and seeking help is a vital step in preserving your mental and emotional well-being. Remember, prioritizing your health is not selfish; it’s necessary for you and your children’s future.

Also, explore any legal avenues or resources available for individuals in abusive relationships. Local support organizations, legal aid, or women’s shelters can provide advice and assistance if you decide that leaving the relationship is the best option for your safety and well-being.

You have already shown great courage by managing so much on your own. Continue to seek out support and know that you are not alone in this journey. There are people and resources willing to help you find a path to a healthier and more secure life.

Milind Vadjikar |873 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 20, 2025

Asked by Anonymous - Jan 04, 2025Hindi

Money

I am in debt trape around 8.5 lac with personal loan and credit card due

Ans: Hello;

What is your current monthly income?

Do you have any disposable asset?

Please take your family and friend circle into confidence and explain your difficult situation.

First priority should be to settle credit card dues since they have a very high rate of interest.

Remember the age old saying to cut your cloth according to your size.

Stop using credit cards since it cultivates tendency of reckless spending in the absence of rigorous discipline.

Henceforth do not borrow except for home loan, as far as possible.

Best wishes;

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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